You might need the car insurance policy number on the following occasions –

• At the time of policy renewal

You need the policy number when you go to the insurance company for the policy renewal. They will ask you the last policy number to check the previous status. Furthermore, you can check if you can get a no claims discount or not.

• After a car accident

After a car accident, you need a policy number to claim your damages to the insurance company if you have car insurance because they will keep all the records of your car damages under your car insurance policy number.

• During police check

 Suppose Dubai police or Abu Dhabi police will stop you for a security check, they will ask you for the car registration document (mulkiya), driving license, emirates ID and car insurance policy document with the policy number. In case of non-compliance, they might impound your car and charge you with heavy fines, including rewarding black points to your driving license.

• Applying for duplicate policy document

If you have lost your car insurance policy document, you need a policy number to give to the insurance company to issue a duplicate copy of the insurance policy document.

• Updating your car insurance policy

you will also need a policy number to make any changes to your current car insurance policy. For example, if you want to add a windscreen cover to your policy. It is essential to provide a policy number to make any changes.

• Selling your car

When you're selling your car in the UAE, RTA and buyers may ask you for at least third-party insurance if you don't possess your car insurance. Once you sell your car, a policy number will be presented to the RTA along with other documents to transfer your vehicle to the buyer.