Health Insurance Abu Dhabi | Medical Insurance Abu Dhabi

Health insurance is essential for securing access to quality healthcare. But how easy is it to find the right health insurance Abu Dhabi policy?

With rising medical costs, having reliable health insurance coverage in Abu Dhabi provides invaluable peace of mind. You don’t need to go through all that trouble to pick the best one out of health insurance companies Abu Dhabi. We are here to help!

Health Insurance Companies Abu Dhabi

There are reputable health insurance companies Abu Dhabi offering comprehensive medical insurance plans. Few of them include:

Takaful Emarat
Salama Islamic Arab Insurance

Abu Dhabi National Insurance
Orient Insurance

Al Sagr National Insurance

By getting a reliable policy, you can get robust coverage to meet all your healthcare needs. We are happy to help you with comparing policies from these health insurance companies Abu Dhabi. You can save hours looking for the right health insurance Abu Dhabi policy to protect you and your family.

Individual Health Insurance Abu Dhabi

Individual health insurance plans provide personalized coverage catered to your specific healthcare requirements. Such personal medical insurance Abu Dhabi policies can help you customize your benefits and premium costs.

For example, if you need vision coverage, you can go for it in an individual health insurance policy. In other words, you have the flexibility to choose a plan that fits your medical and budget needs.

How to Choose the Right Health Insurance in Abu Dhabi

Choosing the right medical insurance Abu Dhabi plan can seem complicated. By comparing quotes from top providers and evaluating your coverage requirements, we guide you through selecting the optimal Abu Dhabi health insurance plan.

We simplify the process so you can secure reliable medical coverage. You can effortlessly pick the right medical insurance Abu Dhabi to enjoy peace of mind.

Let’s get started

Follow 3 simple steps to get the best health insurance in Abu Dhabi in a few mins

Get quotes

Fill out a simple form with your requirement to get quotes from the best health insurance companies in Abu Dhabi

Compare & Choose

Compare health insurance plans and choose a policy that suits your requirement.

Buy & Sit back

Choose your preferred payment method and get your policy within minutes

Things to consider when choosing a health insurance company in Abu Dhabi

Compare prices from multiple health insurance companies in Abu Dhabi to ensure that you get a fair price.

Understand the features and benefits of each plan and decide what suits your requirement best.

The insurer's reputation for handling claims is one of the most important criteria & should be considered when buying health insurance in Abu Dhabi.

When you buy with BuyAnyInsurance, all this legwork is taken care of by our health insurance experts who have been serving the Abu Dhabi market for 15+ years. All you need to do is just visit our website and fill out your requirement in a simple form or give us a phone call.

Why buy health insurance in Abu Dhabi with BuyAnyInsurance?

You can save time and money by comparing quotes from multiple health insurance companies in Abu Dhabi from the comfort of your home.
Get assistance from Insurance experts that have more than 15 years of experience in the Insurance industry in Abu Dhabi.
For us customer is king. Our experts work towards getting you highly personalized plans with maximum benefits and the lowest prices.
We’ve partnered with some of the best health insurance companies in Abu Dhabi.
You're guaranteed to get honesty, integrity & transparency from us at all times.
From getting quotes to processing claims, get end-to-end assistance from our experts.
You don't have to wait for days and weeks to get your policy. With us, you get it instantly.
At the time of filing a claim, you don’t need to run around and deal with the nitty gritty. Get assistance from our experts who guide you step by step through the whole process.

Best health insurance companies in Abu Dhabi:

There are many health insurance service providers in Abu Dhabi that you can choose from -

Al Hilal Takaful / Yas Takaful
Salama Islamic Insurance
Takaful Emarat
Dar Takaful
Noor Takaful
Orient Unb Takaful
Aman Insurance
Abudhabi National Takaful
Adnic
Saico - Daman
Al Buhaira Insurance
Al Ittihad Al Watani
Al Sagr Insurance
Arab Orient

Ascana
Axa
Daman
Dubai Insurance
Emirates Insurance
Fujairah Insurance
National Life And General
Ngi
Oman Insurance
Qatar Insurance
Rak Insurance
Union Insurance
United Insurance
Dnirc

New India Assurance
Medgulf
Oriental Insurance
Arabia Insurance
Metlife
Expacare
Hanser Merkur
Aetna
Allianz
Bupa
Now Health
Morgan Price
Maxhealth
Cigna

Benefits of buying health insurance with BuyAnyInsurance

Expert support

From getting quotes to processing claims, leave it to our experts with 15+ years of experience to handle the nitty-gritty of insurance.
Save Time and Money

Compare different policies from top health insurance companies on your device, from anywhere.
Trusted Partners

To ensure that you get the best, we’ve partnered with the best health insurance companies.
Transparency

Pay directly to insurance companies so you know what you pay and to whom.

What is health insurance?

Health insurance, like most insurance, provides protection for your wellbeing. Like car insurance, it is mandatory in the UAE. This ensures that citizens and residents are provided for in case of medical emergencies.

Furthermore, in Abu Dhabi especially, employers are expected to provide basic health insurance as part of the employment contract. This basic minimum requirement of health insurance, Essential Benefits Plan (EBP), falls under the Abu Dhabi Health Authority. It is also the minimum requirement for resident visa approval, and the sponsor must apply for it for their family members.

Citizens have the choice of applying for private health insurance or national health insurance, SAADA. These are offered by the government of Abu Dhabi and are regulated and supervised by the Abu Dhabi Health Authority. This option is also available to UAE citizens, working or residing in Abu Dhabi.

Types of health insurance

The different kinds of health insurance plans available in Abu Dhabi are -

Individual insurance plan

Health insurance plans can be acquired for individuals alone. Depending on pre-existing conditions, the nature of work, and additional features added to a policy the premium can be as high and low as the individual requires. It has various benefits like - cashless hospitalization, pre and post hospitalization, emergency medical services etc.

Family insurance plan

Family plans cover a set number of family members and can be quite budget-friendly depending on how much coverage is demanded. The medical insurance providers keep in mind the needs of children and maternity requirements are also covered. Under this plan the sum assured is shared by all the family members covered in the policy.

Group /Employee Insurance Plans

Abu Dhabi is one of the biggest commercial hubs of the UAE. If you are an employer, then it is your responsibility to provide insurance to your employees. These plans are specially designed to include and exclude your employees as and when they join or leave the company. Usually group insurance plans have low premiums due to the low risk involved.

Critical Illness Insurance Plans

A critical illness health insurance covers various critical illnesses that are usually not covered in a basic health insurance plan. The treatment can be really costly and it may require frequent doctor visits, hospitalization, lab tests and x-rays etc. which means you’d have to invest a lot of money. But when you are covered under the critical illness insurance plan, you can be at peace.

Senior Citizen Insurance Plans

This is a really popular health insurance plan in the UAE, especially Abu Dhabi. These plans are specially designed for the needs of senior citizens (people above the age of 60 years). Keep in mind that insurance providers providing these plans might be less, as senior citizens tend to fall ill and have a lot of health issues. But you can easily compare quotes online on BuyAnyInsurance.

Health insurance policy inclusions

Since health insurance is closely monitored by the Insurance Authority of UAE, certain criteria need to be followed by all insurance companies in their policies:

Pre-existing diseases and health illnesses
Pre & post hospitalization
In-patient hospitalization costs
Ambulance fees
Health check-ups
Day care procedures
Hospital room cost
Vaccinations & inoculations
Newborn or maternity
Medication
Donor expenses in case of organ transplantation

Health insurance policy exclusions

Though predominantly inclusive of most medical procedures, there are some exclusions to health insurance policies that are outlined. These are not provided for under insurance but can be gotten by additionally paying for them. However, the cost will not be compensated.

AIDS, terminal illnesses, and some other diseases of a similar nature
Non-allopathic treatment
Plastic/cosmetic surgery, sex change, hormone replacement, etc
Injuries caused by terrorism/war/suicide attempt/nuclear activity
Straightforward exclusion of expenses incurred for maternity unless a maternity rider has been added in the online medical insurance policy
Medical treatments for obesity

What factors affect the price of health insurance in Abu Dhabi?

The following factors have an impact on the price of health insurance plans:

Applicant’s age
Geographic location
Body mass index
Occupation
Tobacco usage
Medical history
Pre-existing medical conditions
Policy tenure
Individual vs. family enrollment

Comparing health insurance plans in Abu Dhabi? What you need to know:

When comparing health insurance plans in Abu Dhabi, it is helpful to keep the following in mind:

Shortlist plans based not only on price but also on the unique features and benefits offered by the plan.

Make sure to check the inclusions and exclusions in detail.

Go through reviews of the insurance provider online.

Look at the claim settlement ratio of the provider when comparing different health insurance plans online in Abu Dhabi.

Documents required to file a claim for health insurance

If you want to claim a reimbursement for your health insurance, then these are the documents that you need to submit:

Claim reimbursement form of the Insurance company that you bought the policy from – duly filled and stamped with signatures.
Original copy of the medical invoices and bills that are to be reimbursed. These include all kinds of pharmacy receipts, ambulance bills, and any other expenses being filed for reimbursement.
Diagnostics and lab test reports if any.
A copy of the policy
Banking details of the insured

Additionally, you may need the following documents-
1. Referral letter from your doctor.

2. Any other document requested by the insurer.

FAQs

Is health insurance mandatory in Abu Dhabi?

Yes, it is. The UAE government is so dedicated to health insurance for everyone that they have government-sponsored health ...

Yes, it is. The UAE government is so dedicated to health insurance for everyone that they have government-sponsored health insurance available for residents and nationals alike.

Should I disclose my pre-existing conditions?

Yes. It is true that pre-existing conditions, including maternity care and chronic pain, are not covered in health insurance ...

Yes. It is true that pre-existing conditions, including maternity care and chronic pain, are not covered in health insurance policies in the first six months. However, if you fail to disclose a pre-existing condition it can deem your entire policy null and void. Insurance providers determine your policy according to your specific needs.

Can I cancel my health insurance in Abu Dhabi without any charge?

There is a provision in Abu Dhabi that offers a grace period in which a policyholder can cancel their policy and get their full ...

There is a provision in Abu Dhabi that offers a grace period in which a policyholder can cancel their policy and get their full premium back. This, of course, is only possible if the policyholder has made no claims on that policy.

What is the health insurance eligibility criteria in Abu Dhabi?

Eligibility criteria for medical insurance in Abu Dhabi may vary depending upon the plan opted for. However, as a thumb rule, ...

Eligibility criteria for medical insurance in Abu Dhabi may vary depending upon the plan opted for. However, as a thumb rule, every national and UAE resident is eligible to have the best medical insurance.

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