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Fill out a simple form with your requirement to get quotes from the best health insurance companies in UAE.

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Compare health insurance plans and choose a policy that suits your requirement.

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Things to consider when choosing a health insurance company in the UAE

best health insurance in uae


Compare prices from multiple health insurance companies in the UAE to ensure that you get a fair price.

compare health insurance uae

Coverage options

Understand the features and benefits of each plan and decide what suits your requirement best.

Claims Handling

The insurer's reputation for handling claims is one of the most important criteria & should be considered when buying health insurance in the UAE.

When you buy with BuyAnyInsurance, all this legwork is taken care of by our health insurance experts who have been serving the UAE market for 15+ years. All you need to do is just visit our website and fill out your requirement in a simple form or give us a phone call.

Why buy health insurance in the UAE with BuyAnyInsurance?

  • You can save time and money by comparing quotes from multiple health insurance companies in the UAE from the comfort of your home.
  • Get assistance from Insurance experts that have more than 15 years of experience in the Insurance industry in the UAE.
  • For us customer is king. Our experts work towards getting you highly personalized plans with maximum benefits and the lowest prices.
  • We’ve partnered with some of the best health insurance companies in the UAE.
  • You're guaranteed to get honesty, integrity & transparency from us at all times.
  • From getting quotes to processing claims, get end-to-end assistance from our experts.
  • You don't have to wait for days and weeks to get your policy. With us, you get it instantly.
  • At the time of filing a claim, you don’t need to run around and deal with the nitty gritty. Get assistance from our experts who guide you step by step through the whole process.
best health insurance in uae

Best health insurance companies in the UAE

There are many health insurance service providers in the UAE that you can choose from:

  • Al Hilal Takaful / Yas Takaful
  • Salama Islamic Insurance
  • Takaful Emarat
  • Dar Takaful
  • Noor Takaful
  • Orient Unb Takaful
  • Aman Insurance
  • Abudhabi National Takaful
  • Adnic
  • Saico - Daman
  • Al Buhaira Insurance
  • Al Ittihad Al Watani
  • Al Sagr Insurance
  • Arab Orient
  • Ascana
  • Axa
  • Daman
  • Dubai Insurance
  • Emirates Insurance
  • Fujairah Insurance
  • National Life And General
  • Ngi
  • Oman Insurance
  • Qatar Insurance
  • Rak Insurance
  • Union Insurance
  • United Insurance
  • Dnirc
  • New India Assurance
  • Medgulf
  • Oriental Insurance
  • Arabia Insurance
  • Metlife
  • Expacare
  • Hanser Merkur
  • Aetna
  • Allianz
  • Bupa
  • Now Health
  • Morgan Price
  • Maxhealth
  • Cigna

Benefits of buying health insurance with BuyAnyInsurance

  • Expert support

    From getting quotes to processing claims, leave it to our experts with 15+ years of experience to handle the nitty-gritty of insurance.

  • Save Time and Money

    Compare different policies from top health insurance companies on your device, from anywhere.

  • Trusted Partners

    To ensure that you get the best, we’ve partnered with the best.

  • Transparency

    Pay directly to insurance companies so you know what you pay and to whom.

What is health insurance?

Health insurance, like most insurance, provides protection for your wellbeing. Like car insurance, it is mandatory in the UAE. This ensures that citizens and residents are provided for in case of medical emergencies.

Furthermore, in Dubai especially, employers are expected to provide basic health insurance as part of the employment contract. This basic minimum requirement of health insurance, Essential Benefits Plan (EBP), falls under the Dubai Health Authority. It is also the minimum requirement for resident visa approval, and the sponsor must apply for it for their family members.

Citizens have the choice of applying for private health insurance or national health insurance, SAADA. These are offered by the government of Dubai and are regulated and supervised by the Dubai Health Authority. This option is also available to UAE citizens, working or residing in Dubai.

Types of health insurance in the UAE

Below are the types of health insurance plans available in the UAE:

Essentials Benefit Plan

As mentioned before this is the minimum amount of health insurance required by the government. Every resident and citizen must have at least the EBP policy. However, this cover is valid for those residents in Dubai earning less than AED 4000 per month. Though EBP is basic healthcare it provides coverage for medical emergencies, in and out-patient consultations, drugs, as well as maternity coverage. It is prudent to note that these coverages come with restrictions and limitations due to the EBP being a basic package.


Unlike EBP or even traditional insurance, SANAD is designed for the dependents of Dubai residents who have no means of income of their own. It is easy to obtain and doesn’t require more than a resident visa as proof of residence and dependency documents.

Individual or Group Plans

Health insurance plans can be acquired for individuals or a group of individuals. Depending on pre-existing conditions, the nature of work, and a few other factors the premium may vary. Additional features or benefits can also be added to the policy which may impact the premium.

Family Plans

Family plans cover a set number of family members and can be quite budget-friendly depending on how much coverage is demanded. Some plans may include additional covers like maternity and childcare.

Health insurance policy inclusions

Since health insurance is closely monitored by the Insurance Authority of UAE, certain criteria need to be followed by all insurance companies in their policies:

  • Hospital stay
  • Ambulance
  • Vaccines
  • Lab tests
  • Medicine

Health insurance policy exclusions

Though predominantly inclusive of most medical procedures, there are some exclusions to health insurance policies that are outlined. These are not provided for under insurance but can be gotten by additionally paying for them. However, the cost will not be compensated.

  • Inessential operations
  • Fat-loss procedures
  • Cosmetic procedures
  • Dental and optical care
  • Self Harm
  • Waiting period for maternity and pre-existing conditions

How to file a claim for health insurance in the UAE?

Filing a health insurance claim is a fairly simple process. There are two ways to make a claim for health insurance - within or outside the hospital network. Network hospitals are medical institutions to which the insurance provider has direct links.

Within hospital network :

As mentioned above, insurance providers partner with several hospitals, medical institutions, and clinics. This makes the claims process simple and no cash transactions need to be made by the policyholder. They simply have to show their medical insurance card to the hospital staff and their claims are handled directly between the insurance company and hospital. Of course, these claims are limited to the stipulations of the policy. If procedures are performed that exceed the limit or are not included in the policy then those will have to be paid by the policyholder out-of-pocket.

Outside hospital network :

The only difference here is that the policyholder is required to pay out-of-pocket and submit for reimbursement from their insurance provider. More leg work is required by the policyholder in this claims process because they need to submit medical bills, case history, etc as proof of claim. Like within-hospital network claims, they are limited to the stipulations of the policy.


Is health insurance mandatory in the UAE?

Yes, it is. In fact, the UAE government is so dedicated to health insurance for everyone that they have government-sponsored ...
Yes, it is. In fact, the UAE government is so dedicated to health insurance for everyone that they have government-sponsored health insurance available for residents and nationals alike.

Should I disclose my pre-existing conditions?

Yes. It is true that pre-existing conditions, including maternity care and chronic pain, are not covered in health insurance ...
Yes. It is true that pre-existing conditions, including maternity care and chronic pain, are not covered in health insurance policies in the first six months. However, if you fail to disclose a pre-existing condition it can deem your entire policy null and void. Insurance providers determine your policy according to your specific needs. If you do not declare pre-existing conditions, or give an accurate

Can I cancel my health insurance in UAE without any charge?

There is a provision in the UAE that offers a grace period in which a policyholder can cancel their policy and get their full ...
There is a provision in the UAE that offers a grace period in which a policyholder can cancel their policy and get their full premium back. This, of course, is only possible if the policyholder has made no claims on that policy.
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