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Are you overwhelmed by the options available when trying to find the best health insurance UAE? What if there is an easy way to compare medical insurance UAE service providers and their policies? We can help you with that.
Read on to learn more on how to compare policies from the best health insurance companies UAE and pick the best!
It is worth buying your health insurance UAE policy from one of the best health insurance companies. Few of the trusted health insurance companies UAE include:
Choosing an established insurer for medical insurance UAE provides access to quality provider networks and financial stability. It provides peace of mind in the long run as well. We can help you buy health insurance online UAE policy from the most trusted companies.
The Essential Benefits Plan (EBP) sets minimum standards for basic health insurance coverage in the UAE. If you are looking for health insurance online UAE, you need to at least go for it. Having basic coverage protects you from large medical bills in case of illness or injury. Both residents and employees in the UAE are required to have EBP coverage. We can help you to get basic health insurance UAE and get this coverage.
If you are seeking to buy medical insurance UAE, we can offer much-needed support. Here’s how.
Get health insurance UAE quotes from different services providers according to your needs and compare them online. We make life easy for you to pick the best.
We have strong relationships with our partnered insurance companies. As a result, we provide insurance quotes with guaranteed transparency. You don’t need to worry about hidden fees.
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Get health insurance in the UAE in a few mins
Fill out a simple form with your requirement to get quotes from the best health insurance companies in UAE.
Compare health insurance plans and choose a policy that suits your requirement.
Choose your preferred payment method and get your policy within minutes
Compare prices from multiple health insurance companies in the UAE to ensure that you get a fair price.
Understand the features and benefits of each plan and decide what suits your requirement best.
The insurer's reputation for handling claims is one of the most important criteria & should be considered when buying health insurance in the UAE.
When you buy with BuyAnyInsurance, all this legwork is taken care of by our health insurance experts who have been serving the UAE market for 15+ years. All you need to do is just visit our website and fill out your requirement in a simple form or give us a phone call.
There are many health insurance service providers in the UAE that you can choose from:
From getting quotes to processing claims, leave it to our experts with 15+ years of experience to handle the nitty-gritty of insurance.
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Health insurance, like most insurance, provides protection for your wellbeing. Like car insurance, it is mandatory in the UAE. This ensures that citizens and residents are provided for in case of medical emergencies.
Furthermore, in Dubai especially, employers are expected to provide basic health insurance as part of the employment contract. This basic minimum requirement of health insurance, Essential Benefits Plan (EBP), falls under the Dubai Health Authority. It is also the minimum requirement for resident visa approval, and the sponsor must apply for it for their family members.
Citizens have the choice of applying for private health insurance or national health insurance, SAADA. These are offered by the government of Dubai and are regulated and supervised by the Dubai Health Authority. This option is also available to UAE citizens, working or residing in Dubai.
Below are the types of health insurance plans available in the UAE:
As mentioned before this is the minimum amount of health insurance required by the government. Every resident and citizen must have at least the EBP policy. However, this cover is valid for those residents in Dubai earning less than AED 4000 per month. Though EBP is basic healthcare it provides coverage for medical emergencies, in and out-patient consultations, drugs, as well as maternity coverage. It is prudent to note that these coverages come with restrictions and limitations due to the EBP being a basic package.
Unlike EBP or even traditional insurance, SANAD is designed for the dependents of Dubai residents who have no means of income of their own. It is easy to obtain and doesn’t require more than a resident visa as proof of residence and dependency documents.
Health insurance plans can be acquired for individuals or a group of individuals. Depending on pre-existing conditions, the nature of work, and a few other factors the premium may vary. Additional features or benefits can also be added to the policy which may impact the premium.
Family plans cover a set number of family members and can be quite budget-friendly depending on how much coverage is demanded. Some plans may include additional covers like maternity and childcare.
Since health insurance is closely monitored by the Insurance Authority of UAE, certain criteria need to be followed by all insurance companies in their policies:
Though predominantly inclusive of most medical procedures, there are some exclusions to health insurance policies that are outlined. These are not provided for under insurance but can be gotten by additionally paying for them. However, the cost will not be compensated.
Filing a health insurance claim is a fairly simple process. There are two ways to make a claim for health insurance - within or outside the hospital network. Network hospitals are medical institutions to which the insurance provider has direct links.
As mentioned above, insurance providers partner with several hospitals, medical institutions, and clinics. This makes the claims process simple and no cash transactions need to be made by the policyholder. They simply have to show their medical insurance card to the hospital staff and their claims are handled directly between the insurance company and hospital. Of course, these claims are limited to the stipulations of the policy. If procedures are performed that exceed the limit or are not included in the policy then those will have to be paid by the policyholder out-of-pocket.
The only difference here is that the policyholder is required to pay out-of-pocket and submit for reimbursement from their insurance provider. More leg work is required by the policyholder in this claims process because they need to submit medical bills, case history, etc as proof of claim. Like within-hospital network claims, they are limited to the stipulations of the policy.
