Let’s get started

Follow 3 simple steps to get the best health insurance in Dubai in a few mins

Get quotes

Fill out a simple form with your requirement to get quotes from the best health insurance companies in Dubai.

Compare & Choose

Compare health insurance plans and choose a policy that suits your requirement.

Buy & Sit back

Choose your preferred payment method and get your policy within minutes

Things to consider when choosing a health insurance company in Dubai

best health insurance dubai


Compare prices from multiple health insurance companies in Dubai to ensure that you get a fair price.

buy health insurance dubai

Coverage options

Understand the features and benefits of each plan and decide what suits your requirement best.

Claims Handling

The insurer's reputation for handling claims is one of the most important criteria & should be considered when buying health insurance in Dubai.

When you buy with BuyAnyInsurance, all this legwork is taken care of by our health insurance experts who have been serving the Dubai market for 15+ years. All you need to do is just visit our website and fill out your requirement in a simple form or give us a phone call.

Why buy health insurance in Dubai with BuyAnyInsurance?

  • You can save time and money by comparing quotes from multiple health insurance companies in Dubai from the comfort of your home.
  • Get assistance from Insurance experts that have more than 15 years of experience in the Insurance industry in Dubai.
  • For us customer is king. Our experts work towards getting you highly personalized plans with maximum benefits and the lowest prices.
  • We’ve partnered with some of the best health insurance companies in Dubai.
  • You're guaranteed to get honesty, integrity & transparency from us at all times.
  • From getting quotes to processing claims, get end-to-end assistance from our experts.
  • You don't have to wait for days and weeks to get your policy. With us, you get it instantly.
  • At the time of filing a claim, you don’t need to run around and deal with the nitty gritty. Get assistance from our experts who guide you step by step through the whole process.
buy health insurance dubai

Best health insurance companies in Dubai:

There are many health insurance service providers in Dubai that you can choose from -

  • Al Hilal Takaful / Yas Takaful
  • Salama Islamic Insurance
  • Takaful Emarat
  • Dar Takaful
  • Noor Takaful
  • Orient Unb Takaful
  • Aman Insurance
  • Abudhabi National Takaful
  • Adnic
  • Saico - Daman
  • Al Buhaira Insurance
  • Al Ittihad Al Watani
  • Al Sagr Insurance
  • Arab Orient
  • Ascana
  • Axa
  • Daman
  • Dubai Insurance
  • Emirates Insurance
  • Fujairah Insurance
  • National Life And General
  • Ngi
  • Oman Insurance
  • Qatar Insurance
  • Rak Insurance
  • Union Insurance
  • United Insurance
  • Dnirc
  • New India Assurance
  • Medgulf
  • Oriental Insurance
  • Arabia Insurance
  • Metlife
  • Expacare
  • Hanser Merkur
  • Aetna
  • Allianz
  • Bupa
  • Now Health
  • Morgan Price
  • Maxhealth
  • Cigna

Benefits of buying health insurance with BuyAnyInsurance

  • Expert support

    From getting quotes to processing claims, leave it to our experts with 15+ years of experience to handle the nitty-gritty of insurance.

  • Save Time and Money

    Compare different policies from top health insurance companies on your device, from anywhere.

  • Trusted Partners

    To ensure that you get the best, we’ve partnered with the best health insurance companies.

  • Transparency

    Pay directly to insurance companies so you know what you pay and to whom.

What is health insurance?

Health insurance, like most insurance, provides protection for your wellbeing. Like car insurance, it is mandatory in the UAE. This ensures that citizens and residents are provided for in case of medical emergencies.

Furthermore, in Dubai especially, employers are expected to provide basic health insurance as part of the employment contract. This basic minimum requirement of health insurance, Essential Benefits Plan (EBP), falls under the Dubai Health Authority. It is also the minimum requirement for resident visa approval, and the sponsor must apply for it for their family members.

Citizens have the choice of applying for private health insurance or national health insurance, SAADA. These are offered by the government of Dubai and are regulated and supervised by the Dubai Health Authority. This option is also available to UAE citizens, working or residing in Dubai.

Types of health insurance

Following are the different types of health insurance in Dubai -

Individual medical insurance plan

As the name suggests, individual health insurance plans are offered by insurance companies in Dubai to single individuals. It offers financial coverage against certain illnesses and offering several benefits such as cashless hospitalization, pre, and post-hospitalization, etc. The entire sum assured is provided to only a single person.

Family health insurance plan

Family health insurance plans in Dubai have the perfect combination of wide coverage and affordability. Instead of purchasing separate medical insurance for each family member, one can opt for the family plans in order to cover the entire family under one single cover. Family health insurance plans usually restrict the number of policyholders to one spouse and a fixed number of children.

Senior citizen health insurance plan

Senior citizen health insurance plans are specially designed for people above the age of 60 years. Insurance for senior citizens can have a higher premium as the insurer will calculate the risk accordingly. Although only a few insurance companies in Dubai offer such types of plans, they might ask for a medical check-up before selling out the plan.

Group / employee health insurance plan

Group health insurance plans are generally provided by employers. They are created to include and exclude employees as they join & leave the organization. Group insurance plans are usually low in premium because there are higher number of applicants and hence the plans are customizable to match the needs of the company.

Critical illness health insurance plan

A lot of insurers do cover critical illness, the insured member/applicant needs to mention the illness while the plan is being purchased in the initial stages.This usually causes a shift in pricing, but the declared medical condition will be covered from day 1 of the insurance.

Health insurance policy inclusions

Since health insurance is closely monitored by the Insurance Authority of UAE, certain criteria need to be followed by all insurance companies in their policies:

  • Pre-existing diseases and health illnesses
  • Pre & post hospitalization
  • In-patient hospitalization costs
  • Ambulance fees
  • Health check-ups
  • Day care procedures
  • Hospital room cost
  • Vaccinations & inoculations
  • Newborn or maternity
  • Medication
  • Donor expenses in case of organ transplantation

Health insurance policy exclusions

Though predominantly inclusive of most medical procedures, there are some exclusions to health insurance policies that are outlined. These are not provided for under insurance but can be gotten by additionally paying for them. However, the cost will not be compensated.

  • AIDS, terminal illnesses, and some other diseases of a similar nature
  • Non-allopathic treatment
  • Plastic/cosmetic surgery, sex change, hormone replacement, etc
  • Injuries caused by terrorism/war/suicide attempt/nuclear activity
  • Straightforward exclusion of expenses incurred for maternity unless a maternity rider has been added in the online medical insurance policy
  • Medical treatments for obesity

What you need to know when comparing health insurance plans in Dubai?

When comparing health insurance plans in Dubai, it is helpful to keep the following in mind:


Shortlist plans based not only on price but also on the unique features and benefits offered by the plan.


Make sure to check the inclusions and exclusions in detail.


Go through reviews of the insurance provider online.


Look at the claim settlement ratio of the provider when comparing different health insurance plans online in Dubai.

Documents required to file a claim for health insurance

If you want to claim a reimbursement for your health insurance, then these are the documents that you need to submit:

  • Claim reimbursement form of the Insurance company that you bought the policy from – duly filled and stamped with signatures.
  • Original copy of the medical invoices and bills that are to be reimbursed. These include all kinds of pharmacy receipts, ambulance bills, and any other expenses being filed for reimbursement.
  • Diagnostics and lab test reports if any.
  • A copy of the policy
  • Banking details of the insured

    Additionally, you may need the following documents:

    • Referral letter from your doctor.
    • Any other document requested by the insurer.


Is health insurance mandatory in the UAE?

Yes, based on the terms stated by the Health Insurance Law of Dubai, it is mandatory for all residents to at least have a basic ...
Yes, based on the terms stated by the Health Insurance Law of Dubai, it is mandatory for all residents to at least have a basic health insurance coverage plan meeting the minimum insurance benefits stated by the Dubai Health Authority.

Should I disclose my pre-existing conditions?

Yes. It is true that pre-existing conditions, including maternity care and chronic pain, are not covered in health insurance ...
Yes. It is true that pre-existing conditions, including maternity care and chronic pain, are not covered in health insurance policies in the first six months. However, if you fail to disclose a pre-existing condition it can deem your entire policy null and void. Insurance providers determine your policy according to your specific needs. If you do not declare pre-existing conditions, or give an accurate accou

How does health insurance in Dubai work?

As per the Health Insurance Law of Dubai, it is mandatory for all residents to have a basic coverage health insurance plan ...

As per the Health Insurance Law of Dubai, it is mandatory for all residents to have a basic coverage health insurance plan meeting the minimum insurance benefits stated by the Dubai Health Authority. All employers in Dubai must provide their employees with at least a basic UAE health insurance plan. The same is applicable to individual earning members, they are to provide insurance to their dependent family members.

Health insurance companies in Dubai offer two types of health insurance claims – cashless and reimbursement. With cashless claims, you can simply visit one of the network hospitals and show your insurance card for quick and hassle-free payments. On the other hand, if you are visiting a non-network hospital, you need to make the payments first and get reimbursed later.

back to top