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Introduction to Third Party Car Insurance

Third party car insurance, sometimes known as liability insurance, is a basic and affordable type of cover that is mandatory for all vehicle owners in most places. It protects you from legal and financial liabilities if your car is involved in an accident causing damage or injury to a third party. Let’s learn more about this type of insurance and proceed with getting third-party car insurance online.

Benefits of Purchasing Third Party Car Insurance Online

Third party car insurance benefits tempt people to go for it while leaving behind full coverage. Here are the most prominent benefits of third party car insurance.

  • Convenience

Getting third-party car insurance online is extremely convenient. You can access insurance platforms anywhere, anytime using your laptop, tablet, or phone. No need to go through agents or offices. Just enter your vehicle and personal details to get a quote instantly. If satisfied with the pricing and coverage, you can buy the policy immediately with ease via a credit card. The policy copy is emailed to you right away.

  • Instant Comparison

Insurance comparison websites allow you to get quotes from multiple insurers side-by-side in minutes. You can easily compare features, exclusions, claim processing efficiency and premium ratings of various third party policies to decide which one suits your needs and budget. This is one of the overlooked third party car insurance benefits.

  • Quick and Easy Process

The online purchase process is quick, simple and 100% digital for third party insurance. Just fill in a form providing vehicle, license and personal information. Next, make premium payment using digital modes like net banking or e-wallets. You immediately receive your third party car insurance papers with policy details via email. It only takes a few minutes!

  • Access to Deals and Discounts

Insurance platforms often offer great discounts or rewards for customers who buy third party cover online. This allows insurance companies to save on agent commissions and office costs. Customers get to enjoy exclusive deals that reduce the premium payable on third party car insurance if they choose an online purchase option.

Let’s get started

Get third party car insurance in minutes:

1
Get quotes

Fill out a simple form with your car details to get quotes from the best car insurance companies in the UAE

2
Compare & Choose

Compare different third party car insurance quotes and choose the policy that best suits your requirements.

3
Buy & Sit back

Choose your preferred payment method and get your policy within minutes 

Benefits of buying third-party car insurance with BuyAnyInsurance

  • third party car insurance

    Expert Support

    From getting quotes to processing claims, leave it to our experts with 15+ years of experience to handle the nitty-gritty of insurance.

  • buy third party car insurance

    Save Time and Money

    Compare different policies from top insurance companies on your device, from anywhere.

  • Trusted Partners

    To ensure that you get the best, we’ve partnered with the best.

  • Transparency

    Pay directly to insurance companies so you know what you pay and to whom.

Our Trusted Insurance Provider Partners

Why compare third-party car insurance with BuyAnyInsurance?

Fast

All the information you need is provided within seconds. Just visit our website and get all the details about third party car insurance in a few clicks.

Reliable and Trustworthy

We take our privacy policy and customer satisfaction very seriously. None of the information you provide on the website is ever shared or posted anywhere else.

Quick Support

Our insurance experts with 15+ years of experience are always available to assist you

No hidden costs

BuyAnyInsurance is completely free to use. There are no hidden costs, no overt charges; you can compare as many insurance policies as you like. It is unconditionally free.

What is third-party car insurance?

Third-party liability insurance is the most basic form of insurance in the UAE. It protects you against any negligence you might conduct on the road and also provides for damages done to the vehicle of the other party involved in a collision. It also covers the physical injuries to the other party. It is generally more economical as compared to comprehensive car insurance.

3rd party car insurance Dubai

Documents you need to buy or renew third party Car Insurance

Getting third party car insurance with BuyAnyInsurance is a matter of a few clicks or a free phone call. The documents required are :

  • Driving license of the car owner.
  • Mulkiya or vehicle registration certificate.
  • Emirates ID.
  • Passport & residence visa copy for expats

Some insurance companies might require more documents, but in most cases, these are the basic documents you need.

What are the inclusions and exclusions of third party car insurance?

Depending on various factors, Third-party Car Insurance may Include the following:

  • Bodily injury or death to a third party
  • Damage to third party’s property caused by the insurance
  • Car Replacement
  • Loss of use allowance

Third-party Car Insurance might not cover:

  • Injuries/damages caused to the insured vehicle during a mishap
  • Contractual liability
  • Any damage caused due to an ongoing war, war-like situation, nuclear risk, etc.
  • Accidental death or any injury to the owner of the insured
  • When driving without a valid driving license
  • Intentional injury or damage
  • Driving and causing an accident when under the influence of drugs and/or alcohol

We are here to help!

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How to save on Third-Party Car Insurance in the UAE?

Below are some techniques that may help you save on third-party car insurance in the UAE:

Shop on BuyAnyInsurance

No need to waste time shopping around by talking to many brokers or insurance companies. Just enter your car details on our website to compare car insurance quotations from different companies. If you’re not a tech-savvy person, just speak to our experts who have everything handled for you, end to end.

Get the right coverage

Third-party liability is cheaper than comprehensive coverage insurance. But if you’re opting for comprehensive coverage, you can choose fewer add-ons. By limiting your add-ons, you can get comparatively cheaper car insurance.

Ask for discount

From time to time, Car Insurance companies offer discounts and deals on certain policies. Look out for these offers or ask your insurance expert about the latest available discounts.

Higher Deductible

Insurance deductibles are the amount you decide to pay out of your own pocket in case of a claim. By opting for a higher deductible, you can lower the premium. However, this affords you little protection in case of a claim, and you end up paying more in an emergency.

No-claims discount

An unconventional way to get a lower premium is by being a good driver with little to no claim history on your policy. Policyholders with little or no claim history are awarded a No-Claims discount which lowers their policy premium significantly.

Bundle Insurance

A smart way to get a discounted rate on your insurance is by buying more than one policy. You can club health, home, and motor insurance together from the same provider to get an overall discount on the premium.

Third party car insurance benefits

The main benefits of getting third party car insurance are -

  • Abides by the UAE law of having mandatory car insurance
  • Cheaper than comprehensive car insurance
  • Provides coverage for third-party damages in case of an accident
Third-Party Car Insurance Online

How to file a claim in case of an accident?

Filing a claim is a two-part process. Both the policyholder and the insurance provider must do their part. When you buy with BuyAnyInsurance, all you need to do is contact our car insurance experts at 800 765 429, who shall assist you in processing your claim.

However, finding most of the evidence for the claim is the policyholder’s responsibility. Follow these easy steps:

1
File a police report

The first thing you should do after an accident is to immediately call the police. You need to have a police report attached to your claim, so it's best to get the authorities involved as early as possible. The police report gives a clear and unbiased account of the collision and can go heavily in your favor during the claims process.

2
Take photographs

If you aren't heavily injured and have taken care of your co-passengers, you should take photographs that prove to be evidence of the damage to your car. It would help if you also took photographs of your surroundings to map out the collision's situation.

3
Inform your insurer or call BuyAnyInsurance

Having your insurance provider in the loop is also imperative because they can help you collect information about the claim. They can advise which documents and evidence they need so you can arrange them accordingly.

4
Don't accept any settlements

Do not, under any circumstances, accept an offer from any party or sign any waivers without consulting your lawyer or your insurance provider. There are chances you might be given a lower settlement than you deserve.

5
Save all receipts and documents

When you submit your claim with the insurance provider, ensure you have all the receipts, from towing to repair to medical expenses. All the receipts and documents are crucial to determine the amount of money you paid and what needs to be compensated, so keep them safe.

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FAQs

Is third party car insurance enough for a car?

A third-party policy provides coverage only for third-party liabilities and nothing for damages sustained by the insured’s ...
A third-party policy provides coverage only for third-party liabilities and nothing for damages sustained by the insured’s car and their personal damages; it is not considered an ideal car insurance cover.

What do I get from third party car insurance?

Third-party insurance offers protection against damages to the third-party by the insured vehicle. It covers physical injuries, ...
Third-party insurance offers protection against damages to the third-party by the insured vehicle. It covers physical injuries, damages to the vehicle, damage to the property, and death. Third-party insurance does not provide any compensation, except the accident was caused due to drunken driving.

Can I get a claim for third party car insurance?

No! Third-party car insurance will not cover for the damage that is caused by yourself or the policyholder.
No! Third-party car insurance will not cover for the damage that is caused by yourself or the policyholder.

Is third party car insurance worth it?

Yes, it is completely worth your money and will save you from heavy fines in the UAE.

Yes, it is completely worth your money and will save you from heavy fines in the UAE.

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