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1
Get quotes

Fill out a simple form with your requirement to get quotes from the best health insurance companies.

2
Compare & Choose

Compare health insurance plans and choose a policy that suits your requirement.

3
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Choose your preferred payment method and get your policy within minutes 

Things to consider when choosing an insurance company for group health insurance

group health insurance policy

Price

Compare prices from multiple health insurance companies to ensure that you get a fair price.

group health insurance for employees

Coverage options

Understand the features and benefits of each plan and decide what suits your requirement best.

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Claims Handling

The insurer's reputation for handling claims is one of the most important criteria & should be considered when buying health insurance.

When you buy with BuyAnyInsurance, all this legwork is taken care of by our health insurance experts. All you need to do is just visit our website and fill out your requirement in a simple form or give us a phone call.

Factors affecting group health insurance premium

The factors that affect the premium of group health insurance plans are as follows:

  • The number of employees covered under the plan
  • Strength of the organization
  • Coverage offered by the plan to every employee
  • Dependents covered under the plan
  • Age, Gender, Marital Status, Salary band, Nationality
  • Previous claims history

Why buy family health insurance with BuyAnyInsurance?

  • You can save time and money by comparing quotes from multiple health insurance companies from the comfort of your home.
  • Work directly with Insurance experts that have more than 15 years of experience in the Insurance industry.
  • For us customer is king. Our experts work towards getting you highly personalized plans with maximum benefits and the lowest prices.
  • We’ve partnered with some of the best health insurance companies in the UAE.
  • You're guaranteed to get honesty, integrity & transparency from us at all times.
  • From getting quotes to processing claims, get end-to-end assistance from our experts.
  • You don't have to wait for days and weeks to get your policy. With us, you get it instantly.
  • At the time of filing a claim, you don’t need to run around and deal with the nitty gritty. Get assistance from our experts who guide you step by step through the whole process
group health insurance policy

Eligibility criteria for group health insurance

When it comes to getting group health insurance, here are a few things to consider

1
Eligibility criteria for business/ organization

The eligibility criteria for a business or organization includes

  • The business/ company must be registered and approved legally by the regulations and guidelines of the country (with Valid Trade license)
  • The business must have a minimum number of employees specified by the provider to apply for group medical insurance.
2
Eligibility criteria for employees

The eligibility criteria for employees under a group medical insurance are as follows:

  • The employee must be listed on the payroll of the company and ministry of labor list
  • Employees working full time with valid visa issued by the company
3
Eligibility criteria for dependants

The eligibility criteria for employees under a group medical insurance are as follows:

  • Legal spouses and children are offered coverage under group medical insurance.
  • Dependents should be sponsored by the employees

Best group health insurance companies in the UAE

There are many group health insurance service providers in the UAE that you can choose from:

  • Al Hilal Takaful / Yas Takaful
  • Salama Islamic Insurance
  • Takaful Emarat
  • Dar Takaful
  • Noor Takaful
  • Orient Unb Takaful
  • Aman Insurance
  • Abudhabi National Takaful
  • Adnic
  • Saico - Daman
  • Al Buhaira Insurance
  • Al Ittihad Al Watani
  • Al Sagr Insurance
  • Arab Orient
  • Ascana
  • Axa
  • Daman
  • Dubai Insurance
  • Emirates Insurance
  • Fujairah Insurance
  • National Life And General
  • Ngi
  • Oman Insurance
  • Qatar Insurance
  • Rak Insurance
  • Union Insurance
  • United Insurance
  • Dnirc
  • New India Assurance
  • Medgulf
  • Oriental Insurance
  • Arabia Insurance
  • Metlife
  • Expacare
  • Hanser Merkur
  • Aetna
  • Allianz
  • Bupa
  • Now Health
  • Morgan Price
  • Maxhealth
  • Cigna

Benefits of buying group health insurance with BuyAnyInsurance

  • Expert support

    From getting quotes to processing claims, leave it to our experts with 15+ years of experience to handle the nitty-gritty of insurance.

  • bai save-time-and-money

    Save Time and Money

    Compare different policies from top health insurance companies on your device, from anywhere.

  • trusted partners

    Trusted Partners

    To ensure that you get the best, we’ve partnered with the best health insurance companies.

  • bai transparency

    Transparency

    Pay directly to insurance companies so you know what you pay and to whom.

Benefits of group health insurance plans in the UAE

Here are some of the main benefits of group health insurance plans in the UAE :

  • No waiting period
  • Cashless hospitalization
  • Pre and post medical expenses
  • Cover for family members
  • No medical check-up
  • In patient services - surgical expenses, doctor's visit, maternity services, emergency accident cover, ambulance costs, daily hospitalization expenses
  • Outpatient services - vaccinations, minor surgeries, medicines and follow-up treatment, investigative procedure expenses, clinical examination expenses

What is group health insurance?

Group health insurance is issued only to the members of an organization that is already in existence. In case, an organization or group is created solely with the purpose of getting a group medical insurance policy then it would not be accepted. In order to get the benefits of a group health insurance plan, the business or organization should have a minimum number of employees. The minimum number of employees differs for each health insurance service provider. Most group health insurance plans are issued for a year, after which they need to be renewed from the insurance provider.

How to file a health insurance claim?

Filing a health insurance claim is a fairly simple process. There are two ways to file a claim for health insurance - within or outside the hospital network. Network hospitals are medical institutions to which the insurance provider has direct links.

1
Within hospital network

As mentioned above, insurance providers partner with several hospitals, medical institutions, and clinics. This makes the claims process simple and no cash transactions need to be made by the policyholder. They simply have to show their health insurance card to the hospital staff and their claims are handled directly between the insurance company and hospital. Of course, these claims are limited to the stipulations of the policy. If procedures are performed that exceed the limit or are not included in the policy then those will have to be paid by the policyholder out-of-pocket.

2
Outside Network Hospital

The only difference here is that the policyholder is required to pay out-of-pocket and submit for reimbursement from their insurance provider. More leg work is required by the policyholder in this claims process because they need to submit medical bills, case history, etc as proof of claim. Like within-hospital network claims, they are limited to the stipulations of the policy.

FAQs

Do group health insurance plans cover dependents of the insured member?

Legal spouse and children of the insured members are covered under group health insurance plans.
Legal spouse and children of the insured members are covered under group health insurance plans.

Can we include parents of employees in the group health insurance plans?

Parents will not be included in the group medical insurance plans, Individual Health Insurance plans can be taken for parents.
Parents will not be included in the group medical insurance plans, Individual Health Insurance plans can be taken for parents.

Do employees have to undergo medical examinations to get group health insurance?

No, employees do not need to undergo medical examinations for getting group medical insurance plans.
No, employees do not need to undergo medical examinations for getting group medical insurance plans.

Can part time employees benefit from group health insurance plans?

Any employee listed under the company's ministry of labor list, with active visa status will be insured under the group policy.
Any employee listed under the company's ministry of labor list, with active visa status will be insured under the group policy.

Do group health insurance plans cover pre and post hospitalization expenses?

The pre-hospitalisation and post-hospitalisation cover in health insurance refers to policy inclusions that cover the expenses ...
The pre-hospitalisation and post-hospitalisation cover in health insurance refers to policy inclusions that cover the expenses incurred before and after the insured patient is admitted to a hospital. Most group health insurance policies provide this service. To know more, get in touch with us at 800 765 429.

Can family businesses opt for group health insurance plans?

Yes, family businesses can opt for group medical insurance plans where partners, employees and dependents will be covered.
Yes, family businesses can opt for group medical insurance plans where partners, employees and dependents will be covered.
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