What does travel insurance cover?

Each travel insurance company provides a unique mix of covers, so if you are looking for something specific, you should consult your travel insurance provider before signing up for a policy. A great way to opt for inclusions you want is to compare insurance policies online before buying. Some of the travel insurance covers you can find with most insurance providers are –

  • Emergency medical expenses - It includes repatriation, transport, and accommodations, even funeral expenses and sometimes emergency dental procedures
  • Loss of travel documents is also covered by travel insurance
  • Delayed, lost, or stolen personal possessions such as luggage or belongings lost on a plane or elsewhere.
  • Lost or stolen money
  • Personal accident cover and medical expenses are useful in countries where medical insurance isn’t as prevalent as in others
  • Cancellation of your trip or a trip being cut short due to some emergency or another reason
  • If you miss your flight, travel insurance will cover the loss
  • Delayed departure cover
  • Personal liability in travel insurance covers any damage that you have accidentally done. It is payable to the other party on a claim
  • Legal expenses
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