There are many insurance providers in the UAE. However, the home insurance coverage you will find in common across all policies are the following:
A building is always referred to as the permanent structure of your home made of brick or concrete and roofed with incombustible material. It also includes any structures part of the property, such as garages, pools, boundary walls, etc. Building Cover protects the foundations and structure of your building and property.
Content refers to household items inside the building. These include a wide range of things, some of which are your furniture, electronics, kitchen appliances, and home decorations. Content Cover protects these items.
Things considered personal belongings have unique value and are frequently carried outside the building. It is optional coverage and can include items such as your watch, mobile phones, laptops, jewellery, etc.