Affordable car insurance in Dubai and Abu Dhabi is undoubtedly attainable, but it comes at a cost. What is cheap is also a relative term. What might be affordable for you might be steep for someone in a different wage bracket. Considering this, we can point out a few ways to attain cheap car insurance for yourself in the UAE.

• Choose a cheaper policy

  Third-party liability is cheaper than comprehensive coverage insurance. It provides little to no coverage for your vehicle, but it's also easier on the wallet. By choosing a more reasonable policy, you can attain affordable insurance.

• Fewer add-ons

  If you opt for comprehensive coverage but want to keep a lid on the rising premium, you can opt for fewer add-ons. These are features that are not necessarily a part of your original policy but can be included for a specific percentage increase to your premium. By limiting your add-ons, you can get comparatively cheaper car insurance.

• Higher deductibles

  Another way to get affordable insurance premiums is by choosing a higher deductible. Insurance deductibles are the amount you decide to pay out of pocket in the event of a claim. By opting for a higher deductible, you can lower your premium. However, this affords you little protection in the event of a claim, and you end up paying more in an emergency than you would if you had a lower deductible. 

• No-claims bonus

  An unconventional way to get a lower premium is by being a good driver with little to no claim history on your policy. Policyholders with a tiny claim history are awarded a No-Claims Bonus, which offers them discounts on their premiums.

• Deals and discounts

  Insurance providers and many insurance comparison websites often offer discounts and deals on their policies. You can look out for these offers and snap up cheaper deals than you usually find. It should be noted that sales and discounts are typically time-sensitive, and after a while, the premium will creep up.

• Switching service providers

  When you switch providers, you have the chance to negotiate a cheaper premium. You can transfer your No-Claims bonus to the new provider for even more affordable rates. There are many reasons to switch insurance providers other than cheaper premiums.

• Bundle insurance

  An intelligent way to get a discounted rate on your insurance is by buying more than one policy. You can pool health, home, and motor insurance together from the same provider to get an overall discount on the premium. Some insurance providers even provide special bundle offers with discounted rates for those interested in getting all their insurance policies from one provider.

We can help you find cheap car insurance quotes specific to your vehicle.