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Auto insurance Dubai is gaining popularity. Give this a quick read to make your life easier!

Written by Umair

Auto insurance Dubai is fast gaining attention from UAE residents for their effective vehicle coverage.

Luckily, this article is specially written for all clueless people deciding on the right auto insurance option.

Here are some questions you might have regarding auto insurance in Dubai.

You can thank us later!

What insurance types are there?

Usually, there are two broad auto insurance Dubai types buyers choose from.1. Third-party liability insurance2. Comprehensive InsuranceBasically, third-party insurance provides cover for the other cars and the passengers.However, it does not cover your car or its passengers.Nonetheless, this is the cheaper option for auto insurance Dubai.Comprehensive coverage is another type available for the buyers seeking to buy vehicle insurance Dubai.Generally, the comprehensive coverage provides protection for everyone involved in the incident on the road.However, premiums are usually higher than third party coverage.Luckily, comprehensive insurance cover is extended to theft, explosions, vandalism, and fire. Increasingly, buyers prefer vehicle insurance Dubai online as they get busier in their lives.

What factors influence your premium?

Factors such as your age, driving experience, car value and need for add-ons are some factors that influence your car premium.Other than these, there are some ways you can use to save on your premium costs.If you happen to be a young drive here are some Tips To Get Cheaper Car Insurance For Young Drivers!

How do I contact a car insurer I can trust?

You can either consult your friend, a co-worker or your employer as they are likely to be more aware of the right car insurer for you.If you wish to do it online, you can do it by comparing online insurance websites.Increasingly, car insurers are tailoring their insurance plans to the specific requirements of the buyers.As the number of expats living in Dubai is increasing, customer services catering to this segment have started appearing online.English is normally the language in which these services are provided.Therefore, establishing vehicle insurance Dubai contact is getting easier.All you need to do is contact the company on the numbers provided on the online websites.What’s more? Auto insurance Dubai contact can also be established through WhatsApp making it much more convenient!

Which insurance company should I choose?

While there are several car insurance UAE companies, vehicle coverage buyers usually choose are AXA auto insurance Dubai and RSA auto insurance Dubai.People prefer AXA insurance because of a lack of any problems with their plan in the event of breakdown recovery and accident repair.With that said, buyers also RSA insurance highly and have been very happy with them too!As auto insurance Dubai is on the rise, many new companies are increasingly introducing competitive plans to provide better coverage.

Where can I get the best auto insurance Dubai?

Basically, many vehicle policy companies fulfill the requirements are per the law.Choosing the best one largely depends on your individual needs and policy plan preferences.One way you can get the best motor insurance is by checking online and comparing the prices of different of various companies.Comparisons online can now be done in less than 30 seconds!Usually, insurance premiums also change after a year.Therefore, you can check with your insurance agent on an annual basis to renew your policy and unlock new discounts along the way.

Is it wise to opt for cheap auto insurance Dubai?

Low-cost vehicle coverage might seem lucrative to you but cheaper is not always the best.This is because every insurance company has a different business model which affects their cost structures.Also, cheap auto insurance Dubai may not have the support available or adequate coverage compared to their more expensive counterparts.While savings should be considered, it should not be at the expense of high-quality policy coverage.

I wish to drive to Oman. What documents will I need?

What the immigration officer requires may vary on case to case basis.Nevertheless, here are some important points to keep in mind before you drive to Oman.1. You need to tell that your car is insured 2. Whether they check your papers or not is up to them3. You have to show the insurance papers if they ask for them4. Car details might be checked after immigration tooTherefore, it will only help you if you have car insurance before crossing to Oman.If you wish to drive to Oman, you should read 6 things to consider when travelling to Oman by road We bet you would not like to be stopped right at the border just because you did not have a car insurance policy. Would you?Just like prevention is better than cure, having vehicle coverage is better than being stopped.So wait no more and buy your car insurance today and enjoy your road trip to Oman!Find out What Are The Essential Documents Required For Car Insurance? Just don’t forget that we helped you with this!


Is there car insurance in Dubai?

Yes! Car insurance, specifically Third-party car insurance, is mandatory in Dubai.

What is the cost of automobile insurance in Dubai?

You will have to pay 2.75% of your car’s original value as an automobile insurance in Dubai. 

How do I purchase car insurance?

To purchase car insurance, you can either buy it online, contact a representative or contact a broker. 

Related Articles:

A to Z Guide: Everything you need to know about driving a car in Dubai

Calculate Car Insurance Premium Online in the UAE – BuyAnyInsurance

Compare the Cheapest Car Insurance Deals in the UAE – BuyAnyInsurance

Originally published Sep 09, 2019 12:10:14 PM, updated May 15, 2024

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