List of Top 10 Travel Insurance Companies in UAE (2023)
What is travel insurance?
Travel insurance is an agreement between the insurer and the insurance service provider wherein the insurance company protects the individual from unforeseen circumstances during travel.
It is not mandatory for you to get travel insurance to and from the UAE, but for your own safety it is recommended that you take the best travel insurance plan.
Best travel insurance companies in the UAE
These are the top 10 travel insurance companies in the UAE that offer some amazing plans –
- Allianz Travel Insurance
Allianz Insurance, a subsidiary of Allianz care is one of the leading insurance companies in the world. If you are looking for comprehensive and robust travel insurance plans in the UAE, then Allianz Travel Insurance would be a great choice. Different types of travel insurance plans are provided by the company –
- Schengen Travel Insurance
- Global Travel Insurance
- Inbound Travel Insurance UAE
- Annual Multi-Trip
Barring the exceptions of certain countries, Allianz Travel Insurance is accepted the world over.
The inclusions are –
- Accidental death coverage
- Trip cancellation coverage
- Trip inconvenience benefits – travel delay, missed departure, trip cancellation
- Medical related benefits
- Personal liability coverage
- Worldwide coverage
- Emergency family travel coverage
- Maximum duration per trip – 90 days
- AIG Travel Insurance
AIG Insurance has an experience of more than 100 years and it is a reckoned name in the industry. A lot of people know AIG Insurance for their health and car insurance, but their travel insurance plans are also top-notch. The plans are provided under the name – Travel Guard. The plans offer worldwide coverage and various benefits to help you travel hassle free.
Types of AIG travel insurance plans
Currently there are three travel insurance plans by AIG –
- Platinum Plan: The plan provides the maximum benefits including medical bills, legal expenses, and so on
- Gold Plan: You can avail of medical expenses and travel inconvenience coverage with this plan
- Silver Plan: AIG travel guard silver plans cover solely emergency medical expenses
With an easy claim process, highly dedicated team of experts, essential coverage, and affordable premium, AIG travel insurance is the leading choice of people.
- Sukoon Travel Insurance
Formerly known as Oman Insurance, Sukoon Insurance is one of the biggest insurance providers in the Middle East. Their health insurance plans are the most sought-after. But you might not know that Sukoon travel insurance plans are also great value for money and offer complete coverage.
All the travel insurance plans offered by Sukoon Insurance are Schengen compliant, and provide coverage for single and multiple trips, with the policy tenure extending up to one year in some cases. Two of their most popular travel insurance plans are –
- Travel Easy – This can further be divided into different kinds of plans like Elite Plan, Ultimate Plan, Family Plan, Annual Family Plan, and Annual Individual Plan. All these travel insurance plans come with a packed list of covers to protect your finances and belongings while traveling.
- Visitor Health – Explicitly designed for visitors in the UAE, this travel plan offers coverage for accidental death, emergency medical expenses, repatriation of mortal remains, and more. You can purchase the plan for up to 90 days.
- Orient Travel Insurance
Next on the list of best travel insurance companies in the UAE is Orient Travel Insurance. It has been in the UAE for more than three decades and the service has been impeccable. The company offers comprehensive travel insurance plans covering inbound and outbound travel insurance plans with excellent coverage that includes baggage delays, loss of personal belongings, repatriation of mortal remains, and more.
There are three kinds of plans offered by the company –
- Travel Outbound: Designed for UAE residents traveling outside the UAE
- Travel Inbound: Specifically for travelers visiting the UAE
- Annual Multi-Trip Cover: Under outbound travel insurance, Orient provides a single trip cover of up to 92 days. However, it also offers the annual multi-trip option for any number of trips throughout the policy if none of the trips exceeds 92 days.
All Orient travel insurance plans are Schengen visa compliant. This allows users to visit any Schengen country they prefer and enjoy the trip, with the travel insurance plan aligning with their budget and requirements.
- Adamjee Travel Insurance
Whenever we list the best travel insurance companies in the UAE, we cannot miss Adamjee Insurance. They have been a leading name in the Middle-East for insurance since more than three decades. Adamjee Travel Insurance plans are divided into the following main groups –
- Individual international insurance plans
GoSecure Delight, GoSecure Bliss, Secure Plus, GoSecure Care, and Schengen Active are the plans offered by Adamjee under travel insurance. You can opt for any of the plans as an individual or family plan.
- Student travel insurance plans
There are three types of standard travel insurance plans – student delight, student basic, and student bliss. All student insurance plans come with the option of tuition fee coverage.
- Hajj, umrah, and ziarat plans
These plans are specifically designed for travelers willing to take trips to Hajj, Umrah, and Ziarat during the year. You can take the annual trip cover for both individuals and families.
With so many plans available, travelers can choose the best option suiting their needs and also customize the trip duration coverage. The other features include – easy claims process, worldwide coverage, all-inclusive coverage including – personal accident cover, travel inconvenience, loss of passport and baggage, trip delay etc.
- AXA Travel Insurance
AXA Insurance is now known as GIG Insurance. They are a renowned insurance provider not just in the UAE, but the world over. GIG provides a vast network of hospitals supporting all your financial requirements. Travelers can receive cashless facilities, thereby avoiding the hassles of the claim process.
Some of the main travel insurance plans offered by the company are –
- Inbound Travel
- Inbound Travel Plus
- Travel Schengen
- Travel Smart
- Travel Family
The main inclusions in their travel insurance plans are –
- Emergency dental care
- Personal liability cover
- Terrorism extension (optional)
- Delayed baggage and departure cover
- Loss of passport cover
- Emergency medical transportation
AXA travel insurance provides COVID-19 coverage including all the emergency costs associated with COVID-19.
- HDFC Ergo
HDFC Ergo is one of the best insurance companies in the world. If you are looking for the best travel insurance online in UAE, go through the multiple plans offered by the company. The main features are – health check-up requirement, COVID – 19 coverage, 25 Schengen countries and 18 other countries covered.
The inclusions are –
- Emergency medical expenses
- Hospital daily cash allowance
- Medical and body repatriation
- Accidental death
- Personal liability
- Hijack distress allowance
- Medical evacuation
- Financial assistance allowance
- Flight delay, passport loss, and baggage delay
- Emergency dental expenses
- Emirates Travel Insurance
With almost 60 years of experience, Emirates Insurance has become one of the most popular names in the insurance industry. Emirates travel insurance is renowned for its services, with customer service being available 24×7 to help customers in their time of need. The best part about their plans is the flexibility, which means that users can modify their travel insurance online. There are three types of travel insurance plans offered by Emirates Insurance –
- Basic Europe Travel Insurance Plan – Covers all European and Schengen countries
- Travel Insurance Plan – All countries barring the USA and Canada covered
- Travel Worldwide Insurance Plan – Worldwide coverage
The inclusions are –
- Passport assistance coverage
- Winter sports and golf add-ons available
- Worldwide coverage
- Personal accident cover
- Personal liability and legal expenses covered
- Emergency medical expenses
- RSA Travel Insurance
RSA Insurance is one of the world’s oldest insurance companies and it is loved by many across the Middle East, especially the UAE. The people of UAE trust this brand and the company has carved a niche for itself. The travel insurance plans offered by RSA offer a wide range of benefits with comprehensive coverage and a relatively high age limit for purchasing the plans.
Types of travel insurance plans by RSA Insurance
There are three types of travel insurance plans available –
- Executive Travel Insurance Plan
- Holiday Travel Insurance Plan
- Schengen Travel Insurance Plan
RSA offers easy online and offline claim travel insurance plans that can help customers seek the required assistance as per their requirements. The inclusions of the plans are –
- Dependent child protection
- Legal expenses covered
- Hijack coverage
- Funeral benefits
- Accidental death or permanent disability
- Coverage for pet care
- Emergency telephone charges
- Union Travel Insurance
Union Insurance was established in 1998 and ever since there has been no looking back. It has become one of the most reputed travel insurance companies in the UAE. Whether you are traveling for work or leisure, do consider the comprehensive travel insurance plans by Union Insurance.
There are three different types of plans available –
- Silver Travel Insurance Plan: The standard travel insurance plan provides coverage for emergency medical expenses and other non-medical related issues
- Gold Travel Insurance Plan: Along with medical expenses cover, it covers transportation & accommodation expenses, travel delay, trip cancellation, personal belongings, and so on.
- Platinum Travel Insurance Plan: Platinum plans offer maximum coverage for your travels among all the categories here. Medical expenses, travel delays, and trip cancellations are all covered under this plan (along with a higher reimbursement rate).
They also offer tailor-made insurance products that cater to both corporates and individuals. The claims process is really simple and hassle free. You can get in touch with their dedicated claims settlement team for any assistance.
Some of the inclusions are –
- Emergency family travel
- Trip cancellation
- Accidental death cover
- Dental expenses coverage
- Transportation and accommodation expenses coverage
- Funeral expenses coverage
Best travel insurance with BuyAnyInsurance
Get the best travel insurance online with BuyAnyInsurance. Visit the website, compare different plans and get quotes online, pay using any convenient online payment method, and get your travel insurance policy delivered to your inbox in just 60 minutes.
Author Bio: –
Kritika Manchanda is a content writer with BuyAnyIsurance. She has more than a decade of experience of churning out SEO friendly content. When she is not writing, she is either reading, or making travel plans.
Originally published Mar 16, 2023 09:22:42 AM, updated Mar 16, 2023