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Car Insurance Comparison: Right Time to Change?

Written by Huma

Do you know car insurance comparison can help you to get the best of the best deals?

Many car insurance providers in Dubai are introducing insurance discounts and low premium packages.

As being the obligated requirement to get insurance as soon as you own a car, the insurance companies have started introducing safety claim packages for their clients in order to get more footfall or response from the niche.

This trend in the insurance market has led many users to switch to a new insurance company after 6 or 12 months, considering it the right time to change.

Changing insurance is not uncommon these days. In fact, many providers are now giving switch discounts to individuals. This temptation is based on the lower monthly premium and extra benefit that you get in a package.

However, one question always circulate around the general market, is it a smart choice to change the car insurance policy for another provider who is giving discount rates and cheaper coverage?

To answer this question first we need to understand that the pros and cons associated with any switch of insurance companies and how car insurance comparison plays a vital role in that.

Deciding on the car you purchased for yourself is easier but determining the auto insurance cover you need to have and the cost of the insurance covered is quite monotonous and tedious.

To make your insurance purchase journey smarter and more steadfast we have jotted down certain pros and cons to decide the right time to change car insurance in Dubai.

PROS

1# Car Insurnace Comparison Coverage Plan:

The most common reason behind the switch is observed that many individuals are not satisfied with their current provider coverage plan.

Searching for wider coverage led them to new insurance companies who are pledged to provide the required coverage plan according to the car they have at in much cheaper rate.

Therefore getting cheaper and suitable coverage plans helps you to do more savings in insurance shopping.

2# Cheaper Premium Through Car Insurance Comparison:

Many insurance providers are willing to give a cheap premium rate to their clients who are making the switch after a year-end.

For an instant, your previous provider was charging you’re a premium of Dh1,800 and the new insurance company after looking at all the factors and offers the same plan at Dh1,500, it’s wiser to choose the latter.

Therefore looking for such providers is not a bad deal.

3# The Perks of Add-Ons:

Car Insurance add-ons provide extra protective coverage to the insured car in a time of
unfortunate events.

Accident is sometimes prone to happen
even you are at fault or not especially in the country like UAE.

Today you can find reasonable yet essential add-ons that can protect your car from major to minor damages.

Your new policy formed a
package

  1. Windscreen Cover: Covering the full or rear screen or side windows and other small damage
  2. Road Side assistance: This extra coverage will aid you to get mobile repair or roadside towing in case of any emergencies
  3. Car Replacement Add-on: Your auto insurance provider will not only compensate for the basic expense but will also replace your car with another brand-new sleek car.

And
many more. Therefore, it’s best not to dismiss any auto insurance add-ons without
considering the benefits and protections they may include.

  • Informative
    and Reachable Customer Service:

Many of us go through bad customer service where a company representative is not willing to share proper information or cant give viable answers to your simple concerns.

According to the common analysis, many clients are not satisfied with their current insurance firm customer service who are not picking calls or simply ignoring their concerns.

But with the new insurance provider, you don’t have to go through this issue as many renowned insurance companies in the UAE are known for their excellent customer service and informative and active company representative.

Hence do your research and switch to these companies whose customer service is reachable. You can also find these reliable car insurance comparison and companies in the BuyAnyInsurnace website too that pledged to deliver what they promise.

4# Better Deals for the Young Niche:

A pro-tip before buying any insurance just takes a
few minutes to spend on car insurance quotes on the internet or from authorized
agencies.

Similarly, you can find out insurance quotes on our
website. That is very easy to have an understanding behind these quotes and you
can save a lot of money.

There are some companies that give insurances incentive and discounts to younger male/female drivers who opt for their policy.

Therefore, changing insurances provider give you ad
edged over better deals and car quotes to reduce your car quotes.

Cons

1# No Discount on Bundle Policy:

In the insurance world bundle discount policy is referred to when the client gets different types of insurance like home, car, medical, etc. from the same provider, they get a buddle discount.

But if you keep changing the provider every year then you won’t be eligible for such good discounts.

2# No Loyalty Discount:

In loyalty discount, you get a heavy discount on your next renewal insurance. But if you change your insurance policy in the middle of the year then such discounts are not for you.

3# Extra Expenses:

Despite the perks, you will have to pay a one-time fee on buying a new policy. Additionally, you may also have to spend an early removal fee if you end the insurance in the middle of the term period.

Therefore, such expense should be your in mind in time of cancellation.

Conclusion:

Its the policyholder choice to evaluate the right choice that is required for its car.

There is no right season or the right time to get insurnace. You must get car insurance as soon as you own a car.

However, there are some tactics that one should know wherever you indulged yourself in insurnace shopping.

Get aware of car insurance comparison values and different low premium options.


Originally published Dec 04, 2020 10:58:00 AM, updated May 18, 2021

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