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Pay Less for Car Insurance in Dubai – Inside Scoop!

Written by Wasim

Many consumers are oblivious to the benefits of having a no claims certificate from their insurance provider. Did you know safe drivers in the UAE are entitled to no-claims discounts of up to 20%?

If you consider yourself a cautious driver, chances that you could probably save a hefty sum on your next policy. This is where a simple document can be your golden ticket for some savings.

What is a no claims certificate?

After a car accident or other damage, it is necessary to make a claim for the repair costs. However, if no such incident happened, and there are no claims, you are eligible for a no claims certificate. Minor damages without fault don’t count as a claim since they don’t reflect on your ability to drive well.

How is it beneficial for car insurance in Dubai?

A no-claims certificate is proof that you have not made a claim and won’t cost your insurer any money. Therefore, it implies that you are a safe motorist. Thus, for every year of active car insurance in Dubai, you will receive a progressive rebate on your insurance premium.

How much discount are we talking about?

For the first year, it can start at 20 per cent. Each year without a claim give you a steeper discount on car insurance in Dubai. If you stick with the same insurance provider, they may even throw in in additional concession for loyal customers. Always ask!

What do I need to be mindful of?

File for a no-claims certificate at least 2 weeks before renewing car insurance in Dubai. In fact, the same applies to anywhere else in the UAE.

Is it transferrable to another car insurance in Dubai?

Yes, the transfer process is simple. If you are moving from one insurer to another, most firms allow the transfer without any hassles. And if the certificate is genuine, the discount pertains.

    Originally published Oct 30, 2018 01:23:39 AM, updated Mar 22, 2022

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