{"id":3165,"date":"2020-09-14T14:49:00","date_gmt":"2020-09-14T10:49:00","guid":{"rendered":"https:\/\/www.buyanyinsurance.com\/blog\/?p=3165"},"modified":"2024-06-06T11:24:23","modified_gmt":"2024-06-06T07:24:23","slug":"car-insurance-uae-2","status":"publish","type":"post","link":"https:\/\/www.buyanyinsurance.ae\/blog\/en\/car-insurance-uae-2\/","title":{"rendered":"A Guideline for Car Insurance in the UAE"},"content":{"rendered":"\n

Not only does car insurance in the UAE<\/a> allow you to purchase protection in advance, if you\u2019re smart about the policy you choose it can bring more benefits than you originally imagined.<\/p>\n\n\n\n

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Why Insurance is Important<\/strong>? <\/strong>

Car insurance is a way to mitigate risks. When you buy a vehicle, you want to prepare for any damages incurred in the future. Insurance is protection against the risk of motor accidents, theft, scrapes, and any third-party liability you can incur while on the road.<\/p> <\/div>

What is agency repair in car insurance?<\/strong>

An insurance with the agency repairs makes sure to get your car repaired at the manufacturer\u2019s official agency\/dealer.<\/p> <\/div>

Can I hold two car insurance policies in the UAE?<\/strong>

No! Holding two policies even on different vehicles is not possible in the UAE.\u00a0<\/p> <\/div>

Can we drive a car with valid insurance in the UAE?<\/strong>

Yes! In fact this is a must if you want to drive a car in the UAE.\u00a0<\/p> <\/div>

What is the cost of automobile insurance in the UAE?<\/strong>

Buyers will have to pay 1.25%-3% of their car’s original value as insurance in the UAE.<\/p> <\/div>

Is car insurance mandatory in the UAE?<\/strong>

Yes. According to RTA law, car insurance is mandatory in the UAE.<\/p> <\/div>

How much is comprehensive car insurance in UAE?<\/strong>

You will have to pay 1.25%-3% of your car’s original value as comprehensive car insurance in the UAE. <\/p> <\/div>

What are the 4 types of car insurance?<\/strong>

The four types of car insurance are: Comprehensive InsuranceThird-party fire and theft InsuranceThird-party property damage InsuranceCompulsory third-party Insurance<\/p> <\/div> <\/div>\n\n\n\n

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Things to Consider while Buying Car Insurance in the UAE<\/h2>\n\n\n\n

Invest Now to Secure Your Future <\/h3>\n\n\n\n

It is advisable to save for rainy days when the going\nis good. Paying premiums regularly is a way of saving for an unpredictable\nfuture. Investing in car insurance reduces your expenses in the long term,\nbecause it is preferable to have a nest egg that you can withdraw from then\ncome up with any repair and damages expenses on the fly. Insurance safeguards\nyour investment and lets you focus on your everyday life with peace of mind.<\/p>\n\n\n\n

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Risk Management<\/h3>\n\n\n\n

The automobile accident rate in the UAE has reduced over the past five years but it still averages a collision per day. That\u2019s an enormous number considering most accidents are caused by youths on their mobile phones. To shore up for such disasters it is wise to have a car insurance policy that meets your needs in case you ever need it. Precaution is always better than a cure. <\/p>\n\n\n\n

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Buy Best Car Insurance in the UAE<\/strong><\/a><\/div>\n<\/div>\n\n\n\n
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What Can Your Car Insurance in the UAE Do for You?<\/strong><\/h2>\n\n\n\n

Though vehicular insurance has expanded and boomed in\nthe UAE in the past few years there are only two policy methods available for\nbuyers to choose from. <\/p>\n\n\n\n

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Third-Party Liability Car Insurance<\/h3>\n\n\n\n

The cheaper option of the two, Third-Party Liability is mandatory in the UAE. It covers any damages incurred by third-party due but does not cover damages of the policy holder. Buyers opting for the Third-Party Liability policy must keep in mind the expense they risk to sustain in the case of any vehicular damage because the insurance company will not be liable to pay for it.<\/p>\n\n\n\n

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Comprehensive Car Insurance <\/h3>\n\n\n\n

As the name suggests it not only protects the policy\nholder from third-party liability but any damages to their own vehicle as well.\nIt is a costly option but it covers against any and all unforeseen hazards in\nthe future even roadside assistance and agency repair.<\/p>\n\n\n\n

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How Your Car Insurance Premium is Calculated<\/strong> in the UAE? <\/h2>\n\n\n\n

Not all Comprehensive car insurance in the UAE policies are identical. Individual cases and their unique factors decide what premium will be charged. The following is a brief breakdown of how a premium is calculated.<\/p>\n\n\n\n