{"id":19124,"date":"2022-03-25T10:46:44","date_gmt":"2022-03-25T06:46:44","guid":{"rendered":"https:\/\/www.buyanyinsurance.ae\/blog\/?p=19124"},"modified":"2026-10-23T11:59:20","modified_gmt":"2026-10-23T07:59:20","slug":"car-insurance-cover-in-the-uae","status":"publish","type":"post","link":"https:\/\/www.buyanyinsurance.ae\/blog\/en\/car-insurance-cover-in-the-uae\/","title":{"rendered":"What is the Minimum Car Insurance Requirement in the UAE?"},"content":{"rendered":"\n<p><strong><a href=\"https:\/\/www.buyanyinsurance.ae\/en\/car-insurance\/third-party-car-insurance\" target=\"_blank\" rel=\"noreferrer noopener\">Third-party insurance<\/a><\/strong> is the absolute legal <strong>minimum car insurance<\/strong> requirement in the UAE.<\/p>\n\n\n\n<p>Owning a car in the UAE and having insurance is not just limited to having a financial security; it is a <strong>strict federal law<\/strong>.<\/p>\n\n\n\n<p>Let&#8217;s understand the UAE&#8217;s <strong>car insurance coverage<\/strong> requirements so you can choose what fits your budget, avoid fines and have a smooth vehicle passing(<strong><a href=\"https:\/\/www.buyanyinsurance.ae\/blog\/en\/car-registration-renewal-dubai\/\" target=\"_blank\" rel=\"noreferrer noopener\">Mulkiya renewal<\/a><\/strong>) or registration of a new vehicle.<\/p>\n\n\n\n<div class=\"wp-block-buttons is-content-justification-center is-layout-flex wp-container-core-buttons-is-layout-a89b3969 wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button is-style-outline is-style-outline--37\"><a class=\"wp-block-button__link has-background wp-element-button\" style=\"background-color:#42b72a\">Compare &amp; Buy Minimum Required Car Insurance In UAE<\/a><\/div>\n<\/div>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-official-minimum-car-insurance-cover-tpl-pricing-uae\">Official Minimum Car Insurance Cover(TPL) Pricing UAE<\/h2>\n\n\n\n<figure class=\"wp-block-table is-style-stripes has-small-font-size\"><table class=\"has-background has-fixed-layout\" style=\"background-color:#8ed1fc\"><thead><tr><th>Vehicle Body &amp; Cylinder Type<\/th><th>Minimum Car Insurance Cover UAE<\/th><th>UAE Expected  Price (inc. Admin Fees\/VAT)<\/th><\/tr><\/thead><tbody><tr><td><strong>Private Sedan (4-Cylinder)<\/strong><\/td><td><strong>AED 750<\/strong> <em>(Note: Authorized no-claims discounts can lower this to approx. <strong>AED 450\u2013590<\/strong>)<\/em><\/td><td><strong>AED 590 \u2013 AED 750<\/strong><\/td><\/tr><tr><td><strong>Private Sedan (6-Cylinder)<\/strong><\/td><td><strong>AED 850<\/strong><\/td><td><strong>AED 850 \u2013 AED 950<\/strong><\/td><\/tr><tr><td><strong>Private SUV \/ 4WD (4-Cylinder)<\/strong><\/td><td><strong>AED 1,000<\/strong> <em>(Note: Authorized no-claims discounts can lower this to approx. <strong>AED 790\u2013820<\/strong>)<\/em><\/td><td><strong>AED 790 \u2013 AED 1,000<\/strong><\/td><\/tr><tr><td><strong>Private SUV \/ 4WD (6-Cylinder)<\/strong><\/td><td><strong>AED 1,050<\/strong><\/td><td><strong>AED 1,050 \u2013 AED 1,200<\/strong><\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<div class=\"wp-block-buttons is-content-justification-center is-layout-flex wp-container-core-buttons-is-layout-a89b3969 wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button is-style-outline is-style-outline--38\"><a class=\"wp-block-button__link has-background wp-element-button\" href=\"https:\/\/www.buyanyinsurance.ae\/en\/car-insurance\/motor-insurance\" style=\"background-color:#42b72a\" target=\"_blank\" rel=\"noreferrer noopener\">Get Third-Party Motor Insurance Quotes <\/a><\/div>\n<\/div>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-how-much-does-the-cheapest-car-insurance-cost-in-the-uae\">How Much Does the Cheapest Car Insurance Cost in the UAE?<\/h2>\n\n\n\n<p>The cheapest car insurance in the UAE starts at roughly <strong>AED 450 to AED 590 per year for standard sedans<\/strong>, and <strong>AED 790 to AED 820 per year for SUVs<\/strong>. <\/p>\n\n\n\n<p>With this baseline price, you get a standard Third-Party Liability (TPL) policy with no extra add-ons.<\/p>\n\n\n\n<div class=\"wp-block-media-text is-stacked-on-mobile\"><figure class=\"wp-block-media-text__media\"><a href=\"https:\/\/www.buyanyinsurance.ae\/blog\/en\/lower-your-car-insurance-costs-in-dubai\/\" target=\"_blank\" rel=\" noreferrer noopener\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"576\" src=\"https:\/\/www.buyanyinsurance.ae\/blog\/wp-content\/uploads\/2023\/08\/How-to-lower-your-car-insurance-cost-in-Dubai-1024x576.png\" alt=\"How to lower your car insurance cost in Dubai\" class=\"wp-image-27841 size-full\" srcset=\"https:\/\/www.buyanyinsurance.ae\/blog\/wp-content\/uploads\/2023\/08\/How-to-lower-your-car-insurance-cost-in-Dubai-1024x576.png 1024w, https:\/\/www.buyanyinsurance.ae\/blog\/wp-content\/uploads\/2023\/08\/How-to-lower-your-car-insurance-cost-in-Dubai-300x169.png 300w, https:\/\/www.buyanyinsurance.ae\/blog\/wp-content\/uploads\/2023\/08\/How-to-lower-your-car-insurance-cost-in-Dubai-768x432.png 768w, https:\/\/www.buyanyinsurance.ae\/blog\/wp-content\/uploads\/2023\/08\/How-to-lower-your-car-insurance-cost-in-Dubai-1536x864.png 1536w, https:\/\/www.buyanyinsurance.ae\/blog\/wp-content\/uploads\/2023\/08\/How-to-lower-your-car-insurance-cost-in-Dubai-2048x1152.png 2048w, https:\/\/www.buyanyinsurance.ae\/blog\/wp-content\/uploads\/2023\/08\/How-to-lower-your-car-insurance-cost-in-Dubai.png 2240w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/a><\/figure><div class=\"wp-block-media-text__content\">\n<p><strong><em>Tips On Lowering Your Car Insurance Cost<\/em><\/strong><\/p>\n<\/div><\/div>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-what-is-the-legal-minimum-insurance-uae\">What Is The Legal Minimum Insurance UAE?<\/h2>\n\n\n\n<p>The least car insurance you can have in the UAE is <strong>third-party liability insurance<\/strong>, or TPL, under the rulebook of the Central Bank of the UAE(CBUAE).<\/p>\n\n\n\n<div class=\"wp-block-media-text is-stacked-on-mobile\"><figure class=\"wp-block-media-text__media\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"576\" src=\"https:\/\/www.buyanyinsurance.ae\/blog\/wp-content\/uploads\/2020\/02\/third-party-liablity-insurance-compressor-1024x576.jpg\" alt=\"Third-Party Liability Insurance\" class=\"wp-image-6195 size-full\" srcset=\"https:\/\/www.buyanyinsurance.ae\/blog\/wp-content\/uploads\/2020\/02\/third-party-liablity-insurance-compressor-1024x576.jpg 1024w, https:\/\/www.buyanyinsurance.ae\/blog\/wp-content\/uploads\/2020\/02\/third-party-liablity-insurance-compressor-300x169.jpg 300w, https:\/\/www.buyanyinsurance.ae\/blog\/wp-content\/uploads\/2020\/02\/third-party-liablity-insurance-compressor-768x432.jpg 768w, https:\/\/www.buyanyinsurance.ae\/blog\/wp-content\/uploads\/2020\/02\/third-party-liablity-insurance-compressor.jpg 1280w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure><div class=\"wp-block-media-text__content\">\n<p><strong><em>What Is Covered in Third-Party Insurance?<\/em><\/strong><\/p>\n<\/div><\/div>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-what-does-a-third-party-insurance-cover\">What Does A Third-Party Insurance Cover?<\/h3>\n\n\n\n<p>A TPL insurance, or third-party insurance, protects other people on the road(i.e, the third party) if you cause an accident.<\/p>\n\n\n\n<p>Third-party does <strong>not <\/strong>cover losses to your own vehicle.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Third-Party Property Damage:<\/strong> If you cause an accident, your TPL policy covers the other driver&#8217;s vehicle, up to the maximum limit mandated by UAE law (typically up to AED 3.5 million). It also covers public property damage (like signposts or barriers).<\/li>\n\n\n\n<li><strong>Third-Party Bodily Injury:<\/strong> A TPL also covers uncapped, <strong>mandatory insurance coverage<\/strong> for medical expenses, injuries, or legal liabilities (such as blood money or <em>Diyya<\/em>) owed to third-party passengers, pedestrians, or other drivers.<\/li>\n<\/ul>\n\n\n\n<div class=\"wp-block-buttons is-content-justification-center is-layout-flex wp-container-core-buttons-is-layout-a89b3969 wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button is-style-outline is-style-outline--39\"><a class=\"wp-block-button__link has-background wp-element-button\" href=\"https:\/\/www.buyanyinsurance.ae\/en\/car-insurance\/motor-insurance\" style=\"background-color:#42b72a\" target=\"_blank\" rel=\"noreferrer noopener\">Compare Third-Party Vehicle Insurance UAE<\/a><\/div>\n<\/div>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-what-is-excluded-in-third-party-car-insurance\">What is Excluded In Third Party Car Insurance?<\/h3>\n\n\n\n<p>Since TPL is the bare minimum insurance tier, <strong>it provides zero financial protection for your own assets.<\/strong> <\/p>\n\n\n\n<p>If you are at fault in an accident, your TPL policy will not pay a single dirham for your vehicle repairs, your personal medical bills, or car theft and fire damage.<\/p>\n\n\n\n<p><strong>Want to protect your own vehicle as well?<\/strong><\/p>\n\n\n\n<p>If you drive a new, high-value, or financed car, a third party insurance might leave you exposed. <\/p>\n\n\n\n<p>Read our fully updated guide comparing <strong>Comprehensive vs. Third-Party Car Insurance in the UAE<\/strong> to find the right safety net for your budget.<\/p>\n\n\n\n<div class=\"wp-block-media-text is-stacked-on-mobile\"><figure class=\"wp-block-media-text__media\"><a href=\"https:\/\/www.buyanyinsurance.ae\/blog\/en\/how-to-choose-between-third-party-insurance-and-comprehensive-insurance\/\" target=\"_blank\" rel=\" noreferrer noopener\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"559\" src=\"https:\/\/www.buyanyinsurance.ae\/blog\/wp-content\/uploads\/2023\/01\/Comprehensive-Vs.-TPL-in-UAE-1024x559.jpeg\" alt=\"\" class=\"wp-image-56470 size-full\" srcset=\"https:\/\/www.buyanyinsurance.ae\/blog\/wp-content\/uploads\/2023\/01\/Comprehensive-Vs.-TPL-in-UAE-1024x559.jpeg 1024w, https:\/\/www.buyanyinsurance.ae\/blog\/wp-content\/uploads\/2023\/01\/Comprehensive-Vs.-TPL-in-UAE-300x164.jpeg 300w, https:\/\/www.buyanyinsurance.ae\/blog\/wp-content\/uploads\/2023\/01\/Comprehensive-Vs.-TPL-in-UAE-768x419.jpeg 768w, https:\/\/www.buyanyinsurance.ae\/blog\/wp-content\/uploads\/2023\/01\/Comprehensive-Vs.-TPL-in-UAE-528x288.jpeg 528w, https:\/\/www.buyanyinsurance.ae\/blog\/wp-content\/uploads\/2023\/01\/Comprehensive-Vs.-TPL-in-UAE-1056x576.jpeg 1056w, https:\/\/www.buyanyinsurance.ae\/blog\/wp-content\/uploads\/2023\/01\/Comprehensive-Vs.-TPL-in-UAE-820x447.jpeg 820w, https:\/\/www.buyanyinsurance.ae\/blog\/wp-content\/uploads\/2023\/01\/Comprehensive-Vs.-TPL-in-UAE-1240x676.jpeg 1240w, https:\/\/www.buyanyinsurance.ae\/blog\/wp-content\/uploads\/2023\/01\/Comprehensive-Vs.-TPL-in-UAE.jpeg 1408w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/a><\/figure><div class=\"wp-block-media-text__content\">\n<p><strong><em>Which Insurance should you buy for your car? <\/em><\/strong><\/p>\n\n\n\n<p><strong><em>(TPL Or Comprehensive)<\/em><\/strong><\/p>\n<\/div><\/div>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-what-are-the-main-types-of-car-insurance-in-the-uae\">What are the Main Types of Car Insurance in the UAE?<\/h2>\n\n\n\n<p>Mainly, there is <strong>third party <\/strong>car insurance, which is the legal minimum motor insurance, and then there is <strong>comprehensive car insurance<\/strong> that also covers your own car&#8217;s repairs and can provide other add-ons.<\/p>\n\n\n\n<div class=\"wp-block-buttons is-content-justification-center is-layout-flex wp-container-core-buttons-is-layout-a89b3969 wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button is-style-outline is-style-outline--40\"><a class=\"wp-block-button__link has-background wp-element-button\" href=\"https:\/\/www.buyanyinsurance.ae\/en\/car-insurance\/comprehensive-car-insurance\" style=\"background-color:#42b72a\" target=\"_blank\" rel=\"noreferrer noopener\">Get Comprehensive Car Insurance<\/a><\/div>\n<\/div>\n\n\n\n<p>Apart from TPL and comprehensive motor insurance, there are:<\/p>\n\n\n\n<p><strong>Short-Term Export Insurance: The 14-Day Transition Policy<\/strong><\/p>\n\n\n\n<p><strong>Commercial Transport Insurance: The &#8220;Hire &amp; Reward&#8221; Policy<\/strong><\/p>\n\n\n\n<div class=\"wp-block-media-text is-stacked-on-mobile\"><figure class=\"wp-block-media-text__media\"><a href=\"https:\/\/www.buyanyinsurance.ae\/blog\/en\/what-is-comprehensive-car-insurance\/\" target=\"_blank\" rel=\" noreferrer noopener\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"577\" src=\"https:\/\/www.buyanyinsurance.ae\/blog\/wp-content\/uploads\/2021\/06\/What-is-comprehensive-car-insurance-policy-price-in-UAE-1024x577.png\" alt=\"Comprehensive car insurance what does it cover in the UAE\" class=\"wp-image-56643 size-full\" srcset=\"https:\/\/www.buyanyinsurance.ae\/blog\/wp-content\/uploads\/2021\/06\/What-is-comprehensive-car-insurance-policy-price-in-UAE-1024x577.png 1024w, https:\/\/www.buyanyinsurance.ae\/blog\/wp-content\/uploads\/2021\/06\/What-is-comprehensive-car-insurance-policy-price-in-UAE-300x169.png 300w, https:\/\/www.buyanyinsurance.ae\/blog\/wp-content\/uploads\/2021\/06\/What-is-comprehensive-car-insurance-policy-price-in-UAE-768x433.png 768w, https:\/\/www.buyanyinsurance.ae\/blog\/wp-content\/uploads\/2021\/06\/What-is-comprehensive-car-insurance-policy-price-in-UAE-528x297.png 528w, https:\/\/www.buyanyinsurance.ae\/blog\/wp-content\/uploads\/2021\/06\/What-is-comprehensive-car-insurance-policy-price-in-UAE-1056x595.png 1056w, https:\/\/www.buyanyinsurance.ae\/blog\/wp-content\/uploads\/2021\/06\/What-is-comprehensive-car-insurance-policy-price-in-UAE-820x462.png 820w, https:\/\/www.buyanyinsurance.ae\/blog\/wp-content\/uploads\/2021\/06\/What-is-comprehensive-car-insurance-policy-price-in-UAE.png 1200w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/a><\/figure><div class=\"wp-block-media-text__content\">\n<p><strong><em>Check What Comprehensive Car Insurance Covers<\/em>?<\/strong><\/p>\n<\/div><\/div>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-what-happens-if-you-drive-without-minimum-car-insurance-in-the-uae\">What Happens If You Drive Without Minimum Car Insurance in the UAE?<\/h2>\n\n\n\n<p>Driving without minimum car insurance(third-party) is illegal and will lead you to get traffic fines, vehicle confiscation or both financial and legal liabilities in the UAE.<\/p>\n\n\n\n<p>Smart radar systems in the UAE will track your number plate with insurance databases. <\/p>\n\n\n\n<p>If you are caught driving a vehicle with an expired or non-existent insurance policy, you will face<strong> penalties<\/strong> across all emirates:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>A flat cash fine of AED 500<\/strong><\/li>\n\n\n\n<li><strong>4 black points<\/strong> added directly to your driving license<\/li>\n\n\n\n<li><strong>7-day vehicle impoundment<\/strong><\/li>\n<\/ul>\n\n\n\n<p>Apart from the legal penalties of driving without <strong>minimum car insurance<\/strong>, if you cause an accident, you have to pay out-of-pocket  repairs and medical expenses, which can easily total hundreds of thousands of dirhams.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-compare-and-buy-the-cheapest-car-insurance-as-minimum-insurance-cover\">Compare and Buy the Cheapest Car Insurance As Minimum Insurance Cover <\/h3>\n\n\n\n<p>When it is time for <strong>insurance renewal<\/strong>, you have to select car insurance that is not only the <strong>cheapest car insurance<\/strong> but also the one that serves you legally and financially.<\/p>\n\n\n\n<p>Spend time to investigate different insurance companies and compare what minimum insurance cover they offer you. <\/p>\n\n\n\n<p>If you don&#8217;t want to spend hours calling different insurance companies to find the lowest price, you can use comparison sites to compare minimum car insurance coverage in the UAE<\/p>\n\n\n\n<div class=\"wp-block-buttons is-content-justification-center is-layout-flex wp-container-core-buttons-is-layout-a89b3969 wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button is-style-outline is-style-outline--41\"><a class=\"wp-block-button__link has-background wp-element-button\" href=\"https:\/\/www.buyanyinsurance.ae\/en\/car-insurance\/third-party-car-insurance\" style=\"background-color:#42b72a\" target=\"_blank\" rel=\"noreferrer noopener\">Compare Minimum third-party Vehicle Insurance Quotes<\/a><\/div>\n<\/div>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-can-i-buy-third-party-insurance-minimum-legal-insurance-if-my-car-is-financed-from-bank\">Can I Buy Third Party Insurance(Minimum Legal Insurance)If My Car is Financed From Bank?<\/h2>\n\n\n\n<p>No, if a vehicle is financed through a bank loan, the bank remains the legal owner of the asset until the debt is cleared. <\/p>\n\n\n\n<p>Because a minimum TPL policy does not protect your own vehicle, UAE banks strictly reject it. <\/p>\n\n\n\n<p>If your car has a lien on it, you are legally blocked from buying the minimum tier(third-party) so you have to buy a <strong>full comprehensive insurance policy<\/strong>.<\/p>\n\n\n\n<div class=\"wp-block-buttons is-content-justification-center is-layout-flex wp-container-core-buttons-is-layout-a89b3969 wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button is-style-outline is-style-outline--42\"><a class=\"wp-block-button__link has-background wp-element-button\" href=\"https:\/\/www.buyanyinsurance.ae\/en\/car-insurance\/comprehensive-car-insurance\" style=\"background-color:#42b72a\" target=\"_blank\" rel=\"noreferrer noopener\">Buy Insurance For Your Bank Financed Car<\/a><\/div>\n<\/div>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-insurance-transfer-to-a-new-owner-in-uae\">Insurance Transfer To A New Owner In UAE<\/h2>\n\n\n\n<p><strong>Can car insurance be transferred to a new owner in the UAE? <\/strong><\/p>\n\n\n\n<p>Motor Insurance policies do not transfer automatically and vary with your insurance provider. Typically, new owners have to buy a new insurance policy.<\/p>\n\n\n\n<p>If allowed by your insurance provider you have to request a policy endorsement or reassignment to the new owner of the car.<\/p>\n\n\n\n<p>If now you have decided which insurance to buy, you can learn how to renew your car insurance in the UAE.<\/p>\n\n\n\n<div class=\"wp-block-media-text is-stacked-on-mobile\"><figure class=\"wp-block-media-text__media\"><a href=\"https:\/\/www.buyanyinsurance.ae\/blog\/en\/car-insurance-renewal-procedure-in-the-uae\/\" target=\"_blank\" rel=\" noreferrer noopener\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"577\" src=\"https:\/\/www.buyanyinsurance.ae\/blog\/wp-content\/uploads\/2019\/10\/BAI-09-SEP-2026-TASK-9-BLOG-IMAGE-1024x577.png\" alt=\"Car Insurance Renewal Procedure in UAE\" class=\"wp-image-56455 size-full\" srcset=\"https:\/\/www.buyanyinsurance.ae\/blog\/wp-content\/uploads\/2019\/10\/BAI-09-SEP-2026-TASK-9-BLOG-IMAGE-1024x577.png 1024w, https:\/\/www.buyanyinsurance.ae\/blog\/wp-content\/uploads\/2019\/10\/BAI-09-SEP-2026-TASK-9-BLOG-IMAGE-300x169.png 300w, https:\/\/www.buyanyinsurance.ae\/blog\/wp-content\/uploads\/2019\/10\/BAI-09-SEP-2026-TASK-9-BLOG-IMAGE-768x433.png 768w, https:\/\/www.buyanyinsurance.ae\/blog\/wp-content\/uploads\/2019\/10\/BAI-09-SEP-2026-TASK-9-BLOG-IMAGE-528x297.png 528w, https:\/\/www.buyanyinsurance.ae\/blog\/wp-content\/uploads\/2019\/10\/BAI-09-SEP-2026-TASK-9-BLOG-IMAGE-1056x595.png 1056w, https:\/\/www.buyanyinsurance.ae\/blog\/wp-content\/uploads\/2019\/10\/BAI-09-SEP-2026-TASK-9-BLOG-IMAGE-820x462.png 820w, https:\/\/www.buyanyinsurance.ae\/blog\/wp-content\/uploads\/2019\/10\/BAI-09-SEP-2026-TASK-9-BLOG-IMAGE.png 1200w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/a><\/figure><div class=\"wp-block-media-text__content\">\n<p><strong><em>Procedure of Car Insurance Renewal UAE<\/em><\/strong><\/p>\n<\/div><\/div>\n\n\n\n<h2 class=\"wp-block-heading has-small-font-size\" id=\"h-faqs\">FAQs<\/h2>\n\n\n\n<div class=\"schema-faq wp-block-yoast-faq-block\"><div class=\"schema-faq-section\" id=\"faq-question-1792737042342\"><strong class=\"schema-faq-question\">What happens if someone crashes into my car and I have only third party insurance(minimum legal car insurance in UAE)?<\/strong> <p class=\"schema-faq-answer\">If someone else crashes into your car and damages your vehicle, their insurance will pay your damages. Your own third party insurance will not come to picture.<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1792737247351\"><strong class=\"schema-faq-question\">Who pays for my car towing and rental car if I onky have TPL insurance?<\/strong> <p class=\"schema-faq-answer\">If your car breaks down or you cause an accident, you must pay all recovery vehicle charges completely out of pocket. <br>Even if the accident wasn&#8217;t your fault, getting a courtesy rental car or a fair cash daily allowance from the other driver&#8217;s insurance company involves aggressive claims disputing that leaves many motorists empty-handed for weeks<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1792737338442\"><strong class=\"schema-faq-question\">What Minimum Insurance Policy I Can Get If I Am Under 25 Years Old?<\/strong> <p class=\"schema-faq-answer\">You can get a third party car insurance coverage even if you are under 25 year old.<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1792737519020\"><strong class=\"schema-faq-question\">Does third-party car insurance cover off-road driving or desert dune bashing?<\/strong> <p class=\"schema-faq-answer\">No, <strong>standard minimum TPL insurance provides zero off-road coverage<\/strong>.<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1792737562807\"><strong class=\"schema-faq-question\">Do I have to buy a full 13-month insurance policy if I plan to export or sell my car?<\/strong> <p class=\"schema-faq-answer\">No, you do not need to buy a full vehicle insurance policy, you must look for temporary insurance policy for export normally valid for 14 days.<\/p> <\/div> <\/div>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-related-posts\">Related Posts:<\/h2>\n\n\n\n<ul class=\"wp-block-yoast-seo-related-links yoast-seo-related-links\">\n<li><a href=\"https:\/\/www.buyanyinsurance.ae\/blog\/en\/what-is-comprehensive-car-insurance\/\">Comprehensive Car insurance in the UAE: (Cost &amp; Coverage 2026)<\/a><\/li>\n\n\n\n<li><a href=\"https:\/\/www.buyanyinsurance.ae\/blog\/en\/best-5-insurance-policy-in-the-uae-that-you-must-have\/\">Best 5 Insurance Policies In The UAE That You Must Have<\/a><\/li>\n\n\n\n<li><a href=\"https:\/\/www.buyanyinsurance.ae\/blog\/en\/insurance-companies-in-dubai\/\">Insurance Companies in Dubai: List, Types &amp; How to Compare<\/a><\/li>\n\n\n\n<li><a href=\"https:\/\/www.buyanyinsurance.ae\/blog\/en\/what-to-do-when-your-motor-insurance-expires\/\">Back From a Trip to Find Your Car Insurance Expired? Here&#8217;s What to Do!<\/a><\/li>\n\n\n\n<li><a href=\"https:\/\/www.buyanyinsurance.ae\/blog\/en\/temporary-car-replacement-in-car-insurance\/\">Temporary Car Replacement in Car Insurance UAE: What It Covers, How It Works &amp; Is It Worth It?<\/a><\/li>\n<\/ul>\n","protected":false},"excerpt":{"rendered":"Third-party insurance is the absolute legal minimum car insurance requirement in the UAE. Owning a car in the&hellip;","protected":false},"author":26,"featured_media":27178,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"csco_display_header_overlay":false,"csco_singular_sidebar":"","csco_page_header_type":"","csco_page_load_nextpost":"","csco_post_video_location":[],"csco_post_video_location_hash":"","csco_post_video_url":"","csco_post_video_bg_start_time":0,"csco_post_video_bg_end_time":0,"csco_post_video_bg_volume":false,"footnotes":""},"categories":[1],"tags":[],"class_list":{"0":"post-19124","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-guide","8":"cs-entry","9":"cs-video-wrap"},"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v25.5 (Yoast SEO v28.1) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Minimum Car Insurance Cover Requirement UAE(RTA,TAMM,EVG)<\/title>\n<meta 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will pay your damages. Your own third party insurance will not come to picture.","inLanguage":"en-US"},"inLanguage":"en-US"},{"@type":"Question","@id":"https:\/\/www.buyanyinsurance.ae\/blog\/en\/car-insurance-cover-in-the-uae\/#faq-question-1792737247351","position":2,"url":"https:\/\/www.buyanyinsurance.ae\/blog\/en\/car-insurance-cover-in-the-uae\/#faq-question-1792737247351","name":"Who pays for my car towing and rental car if I onky have TPL insurance?","answerCount":1,"acceptedAnswer":{"@type":"Answer","text":"If your car breaks down or you cause an accident, you must pay all recovery vehicle charges completely out of pocket. <br>Even if the accident wasn't your fault, getting a courtesy rental car or a fair cash daily allowance from the other driver's insurance company involves aggressive claims disputing that leaves many motorists empty-handed for weeks","inLanguage":"en-US"},"inLanguage":"en-US"},{"@type":"Question","@id":"https:\/\/www.buyanyinsurance.ae\/blog\/en\/car-insurance-cover-in-the-uae\/#faq-question-1792737338442","position":3,"url":"https:\/\/www.buyanyinsurance.ae\/blog\/en\/car-insurance-cover-in-the-uae\/#faq-question-1792737338442","name":"What Minimum Insurance Policy I Can Get If I Am Under 25 Years Old?","answerCount":1,"acceptedAnswer":{"@type":"Answer","text":"You can get a third party car insurance coverage even if you are under 25 year old.","inLanguage":"en-US"},"inLanguage":"en-US"},{"@type":"Question","@id":"https:\/\/www.buyanyinsurance.ae\/blog\/en\/car-insurance-cover-in-the-uae\/#faq-question-1792737519020","position":4,"url":"https:\/\/www.buyanyinsurance.ae\/blog\/en\/car-insurance-cover-in-the-uae\/#faq-question-1792737519020","name":"Does third-party car insurance cover off-road driving or desert dune bashing?","answerCount":1,"acceptedAnswer":{"@type":"Answer","text":"No, <strong>standard minimum TPL insurance provides zero off-road coverage<\/strong>.","inLanguage":"en-US"},"inLanguage":"en-US"},{"@type":"Question","@id":"https:\/\/www.buyanyinsurance.ae\/blog\/en\/car-insurance-cover-in-the-uae\/#faq-question-1792737562807","position":5,"url":"https:\/\/www.buyanyinsurance.ae\/blog\/en\/car-insurance-cover-in-the-uae\/#faq-question-1792737562807","name":"Do I have to buy a full 13-month insurance policy if I plan to export or sell my car?","answerCount":1,"acceptedAnswer":{"@type":"Answer","text":"No, you do not need to buy a full vehicle insurance policy, you must look for temporary insurance policy for export normally valid for 14 days.","inLanguage":"en-US"},"inLanguage":"en-US"}]}},"_links":{"self":[{"href":"https:\/\/www.buyanyinsurance.ae\/blog\/en\/wp-json\/wp\/v2\/posts\/19124","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.buyanyinsurance.ae\/blog\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.buyanyinsurance.ae\/blog\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.buyanyinsurance.ae\/blog\/en\/wp-json\/wp\/v2\/users\/26"}],"replies":[{"embeddable":true,"href":"https:\/\/www.buyanyinsurance.ae\/blog\/en\/wp-json\/wp\/v2\/comments?post=19124"}],"version-history":[{"count":5,"href":"https:\/\/www.buyanyinsurance.ae\/blog\/en\/wp-json\/wp\/v2\/posts\/19124\/revisions"}],"predecessor-version":[{"id":57183,"href":"https:\/\/www.buyanyinsurance.ae\/blog\/en\/wp-json\/wp\/v2\/posts\/19124\/revisions\/57183"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.buyanyinsurance.ae\/blog\/en\/wp-json\/wp\/v2\/media\/27178"}],"wp:attachment":[{"href":"https:\/\/www.buyanyinsurance.ae\/blog\/en\/wp-json\/wp\/v2\/media?parent=19124"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.buyanyinsurance.ae\/blog\/en\/wp-json\/wp\/v2\/categories?post=19124"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.buyanyinsurance.ae\/blog\/en\/wp-json\/wp\/v2\/tags?post=19124"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}