{"id":53447,"date":"2025-09-23T15:46:40","date_gmt":"2025-09-23T11:46:40","guid":{"rendered":"https:\/\/www.buyanyinsurance.ae\/blog\/?p=53447"},"modified":"2025-11-26T15:29:38","modified_gmt":"2025-11-26T11:29:38","slug":"abu-dhabi-traffic-fine-discount","status":"publish","type":"post","link":"https:\/\/www.buyanyinsurance.ae\/blog\/ar\/abu-dhabi-traffic-fine-discount\/","title":{"rendered":"\u0637\u0631\u0642 \u0627\u0644\u062d\u0635\u0648\u0644 \u0639\u0644\u0649 \u062a\u062e\u0641\u064a\u0636 \u0627\u0644\u0645\u062e\u0627\u0644\u0641\u0627\u062a \u0627\u0644\u0645\u0631\u0648\u0631\u064a\u0629 \u0641\u064a \u0623\u0628\u0648\u0638\u0628\u064a \u062d\u062a\u0649 35%"},"content":{"rendered":"\n

\u0647\u0644 \u062a\u0628\u062d\u062b \u0639\u0646 \u0643\u064a\u0641\u064a\u0629 \u062a\u062e\u0641\u064a\u0636 \u0645\u062e\u0627\u0644\u0641\u0627\u062a \u0627\u0628\u0648\u0638\u0628\u064a \u0628\u0637\u0631\u0642 \u0635\u062d\u064a\u062d\u0629 \u0648\u0645\u0648\u062b\u0648\u0642\u0629<\/strong>\u061f \u0644\u0642\u062f \u0648\u0635\u0644\u062a \u0625\u0644\u0649 \u0627\u0644\u0645\u0643\u0627\u0646 \u0627\u0644\u0645\u0646\u0627\u0633\u0628. \u0641\u064a \u0647\u0630\u0627 \u0627\u0644\u0645\u0642\u0627\u0644\u060c \u0633\u0646\u0639\u0631\u0636 \u0644\u0643 \u062c\u0645\u064a\u0639 \u0627\u0644\u0637\u0631\u0642 \u0627\u0644\u0631\u0633\u0645\u064a\u0629 \u0644\u062a\u062e\u0641\u064a\u0636 \u0627\u0644\u0645\u062e\u0627\u0644\u0641\u0627\u062a \u0627\u0644\u0645\u0631\u0648\u0631\u064a\u0629\u060c \u0648\u062a\u062d\u0642\u064a\u0642 \u0623\u0642\u0635\u0649 \u0627\u0633\u062a\u0641\u0627\u062f\u0629 \u0645\u0646\u0647\u0627.<\/p>\n\n\n\n

\u064a\u0645\u0643\u0646\u0643 \u0627\u0644\u0639\u0648\u062f\u0629 \u062f\u0627\u0626\u0645\u064b\u0627 \u0625\u0644\u0649 \u0647\u0630\u0627 \u0627\u0644\u0645\u0642\u0627\u0644\u060c \u0644\u0644\u0627\u0637\u0644\u0627\u0639 \u0639\u0644\u0649 \u0622\u062e\u0631 \u0627\u0644\u062a\u062d\u062f\u064a\u062b\u0627\u062a \u0648\u0627\u0644\u0625\u0639\u0644\u0627\u0646\u0627\u062a \u0627\u0644\u0631\u0633\u0645\u064a\u0629<\/strong>\u060c \u0645\u0646 \u0648\u0632\u0627\u0631\u0629 \u0627\u0644\u062f\u0627\u062e\u0644\u064a\u0629 \u0623\u0648 \u0634\u0631\u0637\u0629 \u0623\u0628\u0648\u0638\u0628\u064a\u060c \u062d\u0648\u0644 \u0627\u0644\u0645\u0628\u0627\u062f\u0631\u0627\u062a \u0627\u0644\u062e\u0627\u0635\u0629 \u0628\u062a\u062e\u0641\u064a\u0636 \u0627\u0644\u0645\u062e\u0627\u0644\u0641\u0627\u062a\u060c \u0625\u0644\u063a\u0627\u0621 \u0627\u0644\u0646\u0642\u0627\u0637 \u0627\u0644\u0633\u0648\u062f\u0627\u0621\u060c \u062e\u064a\u0627\u0631\u0627\u062a \u0627\u0644\u0633\u062f\u0627\u062f \u0628\u0627\u0644\u062a\u0642\u0633\u064a\u0637.<\/p>\n\n\n\n

 \u0641\u0636\u0644\u064b\u0627 \u0639\u0646 \u0630\u0644\u0643\u060c \u0633\u062a\u062c\u062f \u0641\u064a \u0647\u0630\u0627 \u0627\u0644\u0645\u0642\u0627\u0644 \u0637\u0631\u0642 \u0623\u062e\u0631\u0649 \u0644\u0644\u0633\u062f\u0627\u062f\u060c <\/strong>\u0645\u062b\u0644 \u062a\u062d\u0648\u064a\u0644 \u0627\u0644\u0645\u062e\u0627\u0644\u0641\u0627\u062a \u0625\u0644\u0649 \u0627\u0644\u0646\u064a\u0627\u0628\u0629\u060c \u0623\u0648 \u062a\u0642\u062f\u064a\u0645 \u0637\u0644\u0628 \u0627\u0633\u062a\u0631\u062d\u0627\u0645. \u0641\u0627\u0628\u0642\u064e \u0645\u0639\u0646\u0627 \u0644\u0645\u0639\u0631\u0641\u0629 \u062c\u0645\u064a\u0639 \u0648\u0633\u0627\u0626\u0644 \u0627\u0644\u062a\u062e\u0641\u064a\u0636 \u0627\u0644\u0645\u062a\u0627\u062d\u0629 \u0641\u064a \u0645\u0643\u0627\u0646 \u0648\u0627\u062d\u062f.<\/p>\n\n\n\n

<\/div>\n\n\n\n

1- \u062e\u0635\u0645 \u0627\u0644\u0645\u062e\u0627\u0644\u0641\u0627\u062a \u0627\u0644\u0645\u0631\u0648\u0631\u064a\u0629 \u0641\u064a \u0623\u0628\u0648\u0638\u0628\u064a \u0639\u0628\u0631 \u062a\u0637\u0628\u064a\u0642 “\u062a\u0645” \u2013 \u0627\u0644\u062f\u0641\u0639 \u0627\u0644\u0645\u0628\u0643\u0631<\/h2>\n\n\n\n

\u0648\u0647\u064a \u0645\u0628\u0627\u062f\u0631\u0629 “\u0628\u0627\u062f\u0631 \u0648\u0627\u0633\u062a\u0641\u062f”\u060c \u0627\u0644\u062a\u064a \u0623\u0639\u0644\u0646\u062a \u0639\u0646\u0647\u0627 \u0634\u0631\u0637\u0629 \u0623\u0628\u0648\u0638\u0628\u064a \u0644\u0644\u0633\u0627\u0626\u0642\u064a\u0646 \u0641\u064a \u0639\u0627\u0645 2024 \u0648\u0644\u0627 \u062a\u0632\u0627\u0644 \u0633\u0627\u0631\u064a\u0629 \u062d\u062a\u0649 \u0627\u0644\u064a\u0648\u0645\u060c \u062a\u062a\u0636\u0645\u0646 \u0627\u0644\u0645\u0628\u0627\u062f\u0631\u0629 \u0627\u0644\u062e\u064a\u0627\u0631\u0627\u062a \u0627\u0644\u062a\u0627\u0644\u064a\u0629:<\/p>\n\n\n\n

– \u062e\u0635\u0645 35% \u0639\u0646\u062f \u0627\u0644\u062f\u0641\u0639 \u062e\u0644\u0627\u0644 \u0623\u0648\u0644 60 \u064a\u0648\u0645\u064b\u0627 \u0645\u0646 \u062a\u0627\u0631\u064a\u062e \u0627\u0631\u062a\u0643\u0627\u0628 \u0627\u0644\u0645\u062e\u0627\u0644\u0641\u0629 (\u0628\u0627\u0633\u062a\u062b\u0646\u0627\u0621 \u0627\u0644\u0645\u062e\u0627\u0644\u0641\u0627\u062a \u0627\u0644\u062e\u0637\u0631\u0629).<\/td><\/tr>
– \u062e\u0635\u0645 25% \u0639\u0646\u062f \u0627\u0644\u062f\u0641\u0639 \u0628\u0639\u062f 60 \u064a\u0648\u0645\u064b\u0627 \u0648\u0644\u063a\u0627\u064a\u0629 \u0633\u0646\u0629 \u0648\u0627\u062d\u062f\u0629 \u0645\u064a\u0644\u0627\u062f\u064a\u0629 \u0645\u0646 \u062a\u0627\u0631\u064a\u062e \u062a\u0633\u062c\u064a\u0644 \u0627\u0644\u0645\u062e\u0627\u0644\u0641\u0629 \u0627\u0644\u0645\u0631\u0648\u0631\u064a\u0629.<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n

\u0648\u0642\u062f \u0623\u0648\u0636\u062d\u062a \u0634\u0631\u0637\u0629 \u0623\u0628\u0648\u0638\u0628\u064a \u0623\u0646 \u062e\u0635\u0645 \u0627\u0644\u0645\u062e\u0627\u0644\u0641\u0627\u062a \u0627\u0644\u0645\u0631\u0648\u0631\u064a\u0629 \u0644\u0646 \u064a\u0638\u0647\u0631 \u0625\u0644\u0627 \u0639\u0628\u0631 \u062a\u0637\u0628\u064a\u0642 “\u062a\u0645”\u060c \u0648\u0644\u0646 \u064a\u0633\u062a\u0641\u064a\u062f \u0645\u0646\u0647 \u0627\u0644\u0633\u0627\u0626\u0642\u0648\u0646 \u0639\u0628\u0631\u00a0 \u0627\u0644\u062a\u0637\u0628\u064a\u0642\u0627\u062a \u0627\u0644\u0623\u062e\u0631\u0649 \u0645\u062b\u0644 \u062a\u0637\u0628\u064a\u0642 \u0648\u0632\u0627\u0631\u0629 \u0627\u0644\u062f\u0627\u062e\u0644\u064a\u0629 \u0623\u0648 \u0627\u0644\u0628\u0646\u0648\u0643 \u0623\u0648 \u0627\u0644\u0623\u0646\u0635\u0627\u0631\u064a.<\/p>\n\n\n\n

<\/div>\n\n\n\n

\u0645\u0627 \u0647\u064a \u0627\u0644\u0645\u062e\u0627\u0644\u0641\u0627\u062a \u0627\u0644\u062e\u0637\u0631\u0629 \u0627\u0644\u0645\u0633\u062a\u062b\u0646\u0627\u0629 \u0645\u0646 \u0645\u0628\u0627\u062f\u0631\u0629 “\u0628\u0627\u062f\u0631 \u0648\u0627\u0633\u062a\u0641\u062f”\u061f<\/h3>\n\n\n\n

\u063a\u0627\u0644\u0628\u064b\u0627 \u0645\u0627 \u062a\u0643\u0648\u0646 \u0627\u0644\u0645\u062e\u0627\u0644\u0641\u0627\u062a \u0627\u0644\u062e\u0637\u0631\u0629 \u0645\u0631\u062a\u0628\u0637\u0629 \u0628\u062a\u062c\u0627\u0648\u0632\u0627\u062a \u0645\u0631\u0648\u0631\u064a\u0629 \u062a\u064f\u0647\u062f\u062f \u0627\u0644\u0633\u0644\u0627\u0645\u0629 \u0627\u0644\u0639\u0627\u0645\u0629\u060c \u0645\u062b\u0644:<\/p>\n\n\n\n

– \u0627\u0644\u0642\u064a\u0627\u062f\u0629 \u062a\u062d\u062a \u062a\u0623\u062b\u064a\u0631 \u0627\u0644\u0643\u062d\u0648\u0644 \u0623\u0648 \u0627\u0644\u0645\u062e\u062f\u0631\u0627\u062a.<\/p>\n\n\n\n

– \u0627\u0644\u062a\u062c\u0627\u0648\u0632\u0627\u062a \u0627\u0644\u062e\u0637\u0631\u0629 \u0639\u0644\u0649 \u0627\u0644\u0637\u0631\u0642 \u0627\u0644\u0633\u0631\u064a\u0639\u0629.<\/p>\n\n\n\n

– \u0627\u0644\u0642\u064a\u0627\u062f\u0629 \u0628\u0633\u0631\u0639\u0629 \u0643\u0628\u064a\u0631\u0629.<\/p>\n\n\n\n

– \u0627\u0644\u062d\u0648\u0627\u062f\u062b \u0627\u0644\u0645\u0631\u0648\u0631\u064a\u0629 \u0627\u0644\u062c\u0633\u064a\u0645\u0629.<\/p>\n\n\n\n

– \u0627\u0644\u0642\u064a\u0627\u062f\u0629 \u0645\u0646 \u062f\u0648\u0646 \u0631\u062e\u0635\u0629.<\/p>\n\n\n\n

<\/div>\n\n\n\n
\n
\u062a\u062c\u062f\u064a\u062f \u062a\u0623\u0645\u064a\u0646 \u0627\u0644\u0633\u064a\u0627\u0631\u0629 \u0648\u0644\u0627 \u0623\u0633\u0647\u0644<\/a><\/div>\n<\/div>\n\n\n\n
<\/div>\n\n\n\n

2- \u062a\u062e\u0641\u064a\u0636 \u0645\u062e\u0627\u0644\u0641\u0627\u062a \u0627\u0628\u0648\u0638\u0628\u064a \u0639\u0628\u0631 \u062a\u062d\u0648\u064a\u0644 \u0627\u0644\u0645\u062e\u0627\u0644\u0641\u0627\u062a \u0627\u0644\u0645\u0631\u0648\u0631\u064a\u0629 \u0625\u0644\u0649 \u0627\u0644\u0645\u062d\u0643\u0645\u0629<\/h2>\n\n\n\n

\u0648\u0647\u064a \u0623\u062d\u062f \u0623\u0643\u062b\u0631 \u0648\u0633\u0627\u0626\u0644 \u062a\u062e\u0641\u064a\u0636 \u0645\u062e\u0627\u0644\u0641\u0627\u062a \u0627\u0628\u0648\u0638\u0628\u064a \u0627\u0628\u062a\u0643\u0627\u0631\u064b\u0627\u060c \u0625\u0630 \u0623\u0637\u0644\u0642\u062a \u062f\u0627\u0626\u0631\u0629 \u0627\u0644\u0642\u0636\u0627\u0621 \u0641\u064a \u0623\u0628\u0648\u0638\u0628\u064a \u062e\u062f\u0645\u0629 \u0630\u0643\u064a\u0629 \u0644\u062a\u062e\u0641\u064a\u0636 \u0627\u0644\u0645\u062e\u0627\u0644\u0641\u0627\u062a \u0627\u0644\u0645\u0631\u0648\u0631\u064a\u0629 \u062a\u0644\u0642\u0627\u0626\u064a\u064b\u0627. \u062a\u0639\u062a\u0645\u062f \u0647\u0630\u0647 \u0627\u0644\u062e\u062f\u0645\u0629 \u0639\u0644\u0649 \u0627\u0644\u0630\u0643\u0627\u0621 \u0627\u0644\u0627\u0635\u0637\u0646\u0627\u0639\u064a\u060c \u062d\u064a\u062b \u062a\u064f\u0642\u0628\u0644 \u062c\u0645\u064a\u0639 \u0627\u0644\u0637\u0644\u0628\u0627\u062a \u0645\u0628\u0627\u0634\u0631\u0629 \u0648\u064a\u062a\u0645 \u0627\u0644\u0645\u0648\u0627\u0641\u0642\u0629 \u0639\u0644\u0649 \u0627\u0644\u062a\u062e\u0641\u064a\u0636 \u062a\u0644\u0642\u0627\u0626\u064a\u064b\u0627 \u062f\u0648\u0646 \u062a\u062f\u062e\u0644 \u0628\u0634\u0631\u064a.<\/p>\n\n\n\n

\u0625\u0646 \u0647\u0630\u0647 \u0627\u0644\u062e\u062f\u0645\u0629 \u0645\u062a\u0627\u062d\u0629 \u0639\u0644\u0649 \u0645\u062f\u0627\u0631 \u0627\u0644\u0633\u0627\u0639\u0629 \u0639\u0628\u0631 \u0627\u0644\u0625\u0646\u062a\u0631\u0646\u062a\u060c \u0648\u062a\u062a\u0645 \u0628\u0645\u0631\u0627\u062d\u0644 \u0628\u0633\u064a\u0637\u0629 \u0648\u0633\u0631\u064a\u0639\u0629: \u062a\u062d\u0644\u064a\u0644 \u0627\u0644\u0628\u064a\u0627\u0646\u0627\u062a\u060c \u0627\u0644\u062a\u0623\u0643\u062f \u0645\u0646 \u0635\u062d\u0629 \u0627\u0644\u0628\u064a\u0627\u0646\u0627\u062a\u060c \u0627\u0644\u062d\u0635\u0648\u0644 \u0639\u0644\u0649 \u0643\u0641 \u0627\u0644\u0628\u062d\u062b \u0628\u0645\u062c\u0631\u062f \u0627\u0644\u0633\u062f\u0627\u062f.<\/p>\n\n\n\n

<\/div>\n\n\n\n

\u0644\u062a\u062d\u0648\u064a\u0644 \u0627\u0644\u0645\u062e\u0627\u0644\u0641\u0627\u062a \u0627\u0644\u0645\u0631\u0648\u0631\u064a\u0629 \u0625\u0644\u0649 \u0627\u0644\u0645\u062d\u0643\u0645\u0629\u060c \u0627\u062a\u0628\u0639 \u0627\u0644\u062e\u0637\u0648\u0627\u062a \u0627\u0644\u062a\u0627\u0644\u064a\u0629:<\/strong><\/p>\n\n\n\n

– \u062a\u0641\u0636\u0644 \u0628\u0632\u064a\u0627\u0631\u0629 \u0645\u0648\u0642\u0639 \u062f\u0627\u0626\u0631\u0629 \u0627\u0644\u0642\u0636\u0627\u0621 \u0644\u0625\u0645\u0627\u0631\u0629 \u0623\u0628\u0648\u0638\u0628\u064a \u0645\u0646 \u0647\u0646\u0627<\/a>.<\/p>\n\n\n\n

\u00a0– \u0623\u0633\u0641\u0644 \u0627\u0644\u062e\u062f\u0645\u0627\u062a \u0627\u0644\u0631\u0642\u0645\u064a\u0629\u060c \u0633\u062a\u062c\u062f \u0642\u0633\u0645 “\u0627\u0644\u0646\u064a\u0627\u0628\u0627\u062a \u0648\u0627\u0644\u0645\u062d\u0627\u0643\u0645 \u0627\u0644\u062c\u0632\u0627\u0626\u064a\u0629”\u060c \u0627\u0646\u0642\u0631 \u0639\u0644\u0649 \u0631\u0627\u0628\u0637 “\u0637\u0644\u0628 \u062a\u062d\u0648\u064a\u0644 \u0627\u0644\u0645\u062e\u0627\u0644\u0641\u0627\u062a \u0627\u0644\u0645\u0631\u0648\u0631\u064a\u0629 \u0625\u0644\u0649 \u0627\u0644\u0645\u062d\u0643\u0645\u0629”.<\/p>\n\n\n\n

– \u0627\u0646\u0642\u0631 \u0639\u0644\u0649 “\u0628\u062f\u0621 \u0627\u0644\u062e\u062f\u0645\u0629”.<\/p>\n\n\n\n

\u00a0– \u0627\u062e\u062a\u0631 \u0646\u0648\u0639 \u0627\u0644\u062e\u062f\u0645\u0629 \u062d\u0633\u0628 \u062c\u0647\u0629 \u0625\u0635\u062f\u0627\u0631 \u0627\u0644\u062e\u062f\u0645\u0629 \u0627\u0644\u0645\u0631\u0648\u0631\u064a\u0629.<\/p>\n\n\n\n

– \u0623\u0631\u0641\u0642 \u0643\u0634\u0641 \u0627\u0644\u0645\u062e\u0627\u0644\u0641\u0627\u062a \u0627\u0644\u0645\u0633\u062a\u062e\u0631\u062c\u0629 \u0645\u0646 \u0645\u0648\u0642\u0639 \u0623\u0648 \u062a\u0637\u0628\u064a\u0642 “\u062a\u0645”.<\/p>\n\n\n\n

– \u0623\u0631\u0633\u0644 \u0627\u0644\u0637\u0644\u0628.<\/p>\n\n\n\n

– \u0628\u0639\u062f \u0642\u0628\u0648\u0644 \u0627\u0644\u0637\u0644\u0628\u060c \u0633\u064a\u062a\u0645 \u0625\u0631\u0633\u0627\u0644 \u0631\u0627\u0628\u0637 \u0625\u0644\u0649 \u0647\u0627\u062a\u0641 \u0644\u062f\u0641\u0639 \u0627\u0644\u0645\u062e\u0627\u0644\u0641\u0629 \u0627\u0644\u0645\u0631\u0648\u0631\u064a\u0629 \u0628\u0639\u062f \u062a\u062e\u0641\u064a\u0636\u0647\u0627.<\/p>\n\n\n\n

– \u0633\u062a\u062d\u0635\u0644 \u0639\u0644\u0649 \u0623\u0645\u0631 \u0643\u0641 \u0627\u0644\u0628\u062d\u062b \u0645\u0628\u0627\u0634\u0631\u0629.<\/p>\n\n\n\n

<\/div>\n\n\n\n

\u0628\u0627\u0644\u0625\u0636\u0627\u0641\u0629 \u0625\u0644\u0649 \u0645\u0627 \u0633\u0628\u0642\u060c \u062a\u0648\u062c\u062f \u0637\u0631\u0642 \u0623\u062e\u0631\u0649 \u0644\u0623\u062c\u0644 \u062a\u062e\u0641\u064a\u0636 \u0627\u0644\u0645\u062e\u0627\u0644\u0641\u0627\u062a \u0627\u0644\u0645\u0631\u0648\u0631\u064a\u0629 \u0627\u0628\u0648\u0638\u0628\u064a \u0623\u0648 \u062a\u0633\u062f\u064a\u062f\u0647\u0627 \u0628\u0645\u0631\u0648\u0646\u0629\u060c \u0633\u062a\u062a\u0639\u0631\u0641 \u0639\u0644\u064a\u0647\u0627 \u0641\u064a \u0627\u0644\u0641\u0642\u0631\u0627\u062a \u0627\u0644\u0642\u0627\u062f\u0645\u0629.<\/p>\n\n\n\n

<\/div>\n\n\n\n

3- \u0639\u0631\u0648\u0636 \u0645\u0648\u0633\u0645\u064a\u0629\/\u0645\u0628\u0627\u062f\u0631\u0627\u062a \u062e\u0627\u0635\u0629 \u062e\u0644\u0627\u0644 \u0627\u0644\u0623\u0639\u064a\u0627\u062f \u0623\u0648 \u0627\u0644\u0645\u0628\u0627\u062f\u0631\u0627\u062a \u0627\u0644\u0645\u0631\u0648\u0631\u064a\u0629<\/h2>\n\n\n\n

\u0625\u0644\u0649 \u062c\u0627\u0646\u0628 \u0627\u0644\u0645\u0628\u0627\u062f\u0631\u0627\u062a \u0648\u0627\u0644\u062a\u062e\u0641\u064a\u0636\u0627\u062a \u0627\u0644\u0631\u0633\u0645\u064a\u0629\u060c \u0642\u062f \u064a\u062a\u0645 \u0627\u0644\u0625\u0639\u0644\u0627\u0646 \u0639\u0646 \u0645\u0628\u0627\u062f\u0631\u0627\u062a \u0623\u0648 \u062e\u0635\u0648\u0645\u0627\u062a \u062e\u0627\u0635\u0629 \u0628\u0627\u0644\u0623\u0639\u064a\u0627\u062f \u0623\u0648 \u0627\u0644\u0645\u0646\u0627\u0633\u0628\u0627\u062a \u0627\u0644\u0648\u0637\u0646\u064a\u0629. \u062a\u064f\u0637\u0644\u0642 \u0648\u0632\u0627\u0631\u0629 \u0627\u0644\u062f\u0627\u062e\u0644\u064a\u0629 \u0623\u0648 \u0634\u0631\u0637\u0629 \u0623\u0628\u0648\u0638\u0628\u064a \u0645\u062b\u0644 \u0647\u0630\u0647 \u0627\u0644\u062e\u0635\u0648\u0645\u0627\u062a \u0644\u062a\u0634\u062c\u064a\u0639 \u0627\u0644\u0633\u0627\u0626\u0642\u064a\u0646 \u0639\u0644\u0649 \u0627\u0644\u0627\u0633\u062a\u0641\u0627\u062f\u0629 \u0645\u0646 \u0647\u0630\u0647 \u0627\u0644\u0641\u0631\u0635 \u0648\u062f\u0641\u0639 \u0645\u062e\u0627\u0644\u0641\u0627\u062a\u0647\u0645.<\/p>\n\n\n\n

\u0646\u0646\u0635\u062d \u0628\u0645\u062a\u0627\u0628\u0639\u0629 \u0627\u0644\u0642\u0646\u0648\u0627\u062a \u0627\u0644\u0631\u0633\u0645\u064a\u0629 \u0645\u062b\u0644 \u0645\u0648\u0642\u0639 \u0648\u0632\u0627\u0631\u0629 \u0627\u0644\u062f\u0627\u062e\u0644\u064a\u0629 \u0623\u0648 \u0634\u0631\u0637\u0629 \u0623\u0628\u0648\u0638\u0628\u064a \u0644\u0644\u062a\u062d\u0642\u0642 \u0645\u0646 \u0623\u064a\u0629 \u0625\u0639\u0644\u0627\u0646\u0627\u062a \u062c\u062f\u064a\u062f\u0629 \u0648\u0627\u0644\u0627\u0633\u062a\u0641\u0627\u062f\u0629 \u0645\u0646\u0647\u0627 \u0636\u0645\u0646 \u0627\u0644\u0648\u0642\u062a \u0627\u0644\u0645\u062d\u062f\u062f.<\/p>\n\n\n\n

<\/div>\n\n\n\n

4- \u0645\u0628\u0627\u062f\u0631\u0627\u062a \u0625\u0644\u063a\u0627\u0621 \u0627\u0644\u0646\u0642\u0627\u0637 \u0627\u0644\u0633\u0648\u062f\u0627\u0621<\/h2>\n\n\n\n

\u0643\u0630\u0644\u0643\u060c \u062a\u064f\u0637\u0644\u0642 \u0634\u0631\u0637\u0629 \u0623\u0628\u0648\u0638\u0628\u064a \u0628\u064a\u0646 \u0627\u0644\u062d\u064a\u0646 \u0648\u0627\u0644\u0622\u062e\u0631 \u0645\u0628\u0627\u062f\u0631\u0627\u062a \u062a\u0647\u062f\u0641 \u0625\u0644\u0649 \u062a\u0634\u062c\u064a\u0639 \u0627\u0644\u0633\u0627\u0626\u0642\u064a\u0646 \u0639\u0644\u0649 \u062a\u062d\u0633\u064a\u0646 \u0633\u0644\u0648\u0643\u0647\u0645 \u0627\u0644\u0645\u0631\u0648\u0631\u064a\u060c \u0645\u0646 \u062e\u0644\u0627\u0644 \u0625\u0644\u063a\u0627\u0621 \u0623\u0648 \u0627\u0633\u062a\u0628\u062f\u0627\u0644 \u0646\u0642\u0627\u0637\u0647\u0645 \u0627\u0644\u0633\u0648\u062f\u0627\u0621 \u0627\u0644\u0645\u0633\u062c\u0644\u0629 \u0639\u0644\u0649 \u0631\u062e\u0635\u0629 \u0642\u064a\u0627\u062f\u062a\u0647\u0645.<\/p>\n\n\n\n

\u062a\u0634\u0645\u0644 \u0647\u0630\u0647 \u0627\u0644\u0645\u0628\u0627\u062f\u0631\u0627\u062a \u0645\u0627 \u064a\u0644\u064a:<\/strong><\/p>\n\n\n\n

– \u0627\u0644\u0627\u0644\u062a\u062d\u0627\u0642 \u0628\u062f\u0648\u0631\u0627\u062a \u062a\u062f\u0631\u064a\u0628\u064a\u0629 \u0641\u064a \u0627\u0644\u0633\u0644\u0627\u0645\u0629 \u0648\u0627\u0644\u0623\u0645\u0646 \u0627\u0644\u0645\u0631\u0648\u0631\u064a.<\/p>\n\n\n\n

– \u0627\u0644\u0645\u0634\u0627\u0631\u0643\u0629 \u0641\u064a \u0623\u0646\u0634\u0637\u0629 \u0630\u0627\u062a \u0635\u0644\u0629 \u0628\u0627\u0644\u0633\u0644\u0627\u0645\u0629 \u0639\u0644\u0649 \u0627\u0644\u0637\u0631\u0642.<\/p>\n\n\n\n

– \u0639\u062f\u0645 \u0627\u0631\u062a\u0643\u0627\u0628 \u0623\u064a\u0629 \u0645\u062e\u0627\u0644\u0641\u0629 \u0645\u0631\u0648\u0631\u064a\u0629 \u062e\u0644\u0627\u0644 \u0641\u062a\u0631\u0629 \u0632\u0645\u0646\u064a\u0629 \u0645\u062d\u062f\u062f\u0629.<\/p>\n\n\n\n

<\/div>\n\n\n\n

\u0641\u0641\u064a 25 \u0623\u063a\u0633\u0637\u0633 \u0645\u0646 \u0639\u0627\u0645 2025\u060c \u0623\u0639\u0644\u0646\u062a \u0634\u0631\u0637\u0629 \u0623\u0628\u0648\u0638\u0628\u064a \u0639\u0646 \u0645\u0628\u0627\u062f\u0631\u0629 “\u064a\u0648\u0645 \u0628\u0644\u0627 \u062d\u0648\u0627\u062f\u062b”\u060c \u0644\u062a\u0634\u062c\u064a\u0639 \u0627\u0644\u0633\u0627\u0626\u0642\u064a\u0646 \u0639\u0644\u0649 \u0627\u0644\u0642\u064a\u0627\u062f\u0629 \u0627\u0644\u0622\u0645\u0646\u0629 \u0645\u0639 \u0628\u062f\u0627\u064a\u0629 \u0627\u0644\u0639\u0627\u0645 \u0627\u0644\u062f\u0631\u0627\u0633\u064a. \u0641\u0627\u0644\u0633\u0627\u0626\u0642\u0648\u0646 \u0627\u0644\u0645\u0644\u062a\u0632\u0645\u0648\u0646 \u0627\u0644\u0630\u064a\u0646 \u0644\u0645 \u064a\u0631\u062a\u0643\u0628\u0648\u0627 \u0623\u064a\u0629 \u062d\u0648\u0627\u062f\u062b \u0641\u064a \u0647\u0630\u0627 \u0627\u0644\u064a\u0648\u0645 \u062d\u0635\u0644\u0648\u0627 \u0639\u0644\u0649 \u0625\u0644\u063a\u0627\u0621 4 \u0646\u0642\u0627\u0637 \u0633\u0648\u062f\u0627\u0621 \u0645\u0646 \u0633\u062c\u0644\u0627\u062a \u0645\u062e\u0627\u0644\u0641\u0627\u062a\u0647\u0645 \u0627\u0644\u0645\u0631\u0648\u0631\u064a\u0629.<\/p>\n\n\n\n

\u0644\u0644\u0627\u0633\u062a\u0641\u0627\u062f\u0629 \u0645\u0646 \u0645\u0628\u0627\u062f\u0631\u0627\u062a \u0643\u0647\u0630\u0647\u060c \u064a\u064f\u0646\u0635\u062d \u0628\u0645\u062a\u0627\u0628\u0639\u0629 \u0627\u0644\u0623\u062e\u0628\u0627\u0631 \u0648\u0627\u0644\u062a\u062d\u062f\u064a\u062b\u0627\u062a \u0627\u0644\u0631\u0633\u0645\u064a\u0629 \u0633\u0648\u0627\u0621 \u0639\u0644\u0649 \u0627\u0644\u0645\u0648\u0627\u0642\u0639 \u0627\u0644\u0625\u062e\u0628\u0627\u0631\u064a\u0629\u060c \u0623\u0648 \u0645\u0648\u0642\u0639 \u0648\u0632\u0627\u0631\u0629 \u0627\u0644\u062f\u0627\u062e\u0644\u064a\u0629 \u0648\u0634\u0631\u0637\u0629 \u0623\u0628\u0648\u0638\u0628\u064a.<\/p>\n\n\n\n

<\/div>\n\n\n
\n
\"\u062a\u062e\u0641\u064a\u0636<\/figure><\/div>\n\n\n
<\/div>\n\n\n\n
\n
\u0646\u0642\u0631\u0629 \u0648\u0627\u062d\u062f\u0629 \u062a\u0645\u0646\u062d\u0643 \u0627\u0644\u062d\u0645\u0627\u064a\u0629 \u0627\u0644\u0634\u0627\u0645\u0644\u0629!<\/a><\/div>\n<\/div>\n\n\n\n
<\/div>\n\n\n\n

5- \u062e\u0637\u0637 \u062a\u0642\u0633\u064a\u0637 \u0645\u062e\u0627\u0644\u0641\u0627\u062a \u0627\u0628\u0648\u0638\u0628\u064a \u0648\u0627\u0644\u0628\u0646\u0648\u0643 \u0627\u0644\u0645\u0634\u0627\u0631\u0643\u0629<\/h2>\n\n\n\n

\u0625\u0644\u0649 \u062c\u0627\u0646\u0628 \u062a\u062e\u0641\u064a\u0636 \u0645\u062e\u0627\u0644\u0641\u0627\u062a \u0627\u0628\u0648\u0638\u0628\u064a\u060c \u0623\u0637\u0644\u0642\u062a \u0648\u0632\u0627\u0631\u0629 \u0627\u0644\u062f\u0627\u062e\u0644\u064a\u0629 \u062e\u062f\u0645\u0629 \u062a\u0642\u0633\u064a\u0637 \u0627\u0644\u0645\u062e\u0627\u0644\u0641\u0627\u062a \u0627\u0644\u0645\u0631\u0648\u0631\u064a\u0629 \u0645\u0646 \u062f\u0648\u0646 \u0641\u0648\u0627\u0626\u062f\u060c \u0648\u0630\u0644\u0643 \u0628\u0627\u0644\u062a\u0639\u0627\u0648\u0646 \u0645\u0639 \u0639\u062f\u062f \u0645\u0646 \u0627\u0644\u0628\u0646\u0648\u0643 \u0627\u0644\u0645\u062d\u0644\u064a\u0629. \u062a\u062a\u064a\u062d \u0647\u0630\u0647 \u0627\u0644\u062e\u0637\u0629 \u0641\u0631\u0635\u0629 \u062a\u0642\u0633\u064a\u0637 \u0627\u0644\u0645\u062e\u0627\u0644\u0641\u0627\u062a \u0639\u0644\u0649 \u0641\u062a\u0631\u0627\u062a \u062a\u0635\u0644 \u0625\u0644\u0649 12 \u0634\u0647\u0631\u064b\u0627.<\/p>\n\n\n\n

<\/div>\n\n\n\n

\u0623\u0645\u0627 \u0627\u0644\u0628\u0646\u0648\u0643 \u0627\u0644\u0645\u0634\u0627\u0631\u0643\u0629 \u0641\u064a \u0647\u0630\u0647 \u0627\u0644\u0645\u0628\u0627\u062f\u0631\u0629 \u0647\u064a:<\/p>\n\n\n\n

– \u0628\u0646\u0643 \u0623\u0628\u0648\u0638\u0628\u064a \u0627\u0644\u0623\u0648\u0644.<\/p>\n\n\n\n

– \u0628\u0646\u0643 \u0623\u0628\u0648\u0638\u0628\u064a \u0627\u0644\u062a\u062c\u0627\u0631\u064a.<\/p>\n\n\n\n

– \u0645\u0635\u0631\u0641 \u0623\u0628\u0648\u0638\u0628\u064a \u0627\u0644\u0625\u0633\u0644\u0627\u0645\u064a.<\/p>\n\n\n\n

– \u0628\u0646\u0643 \u0627\u0644\u0625\u0645\u0627\u0631\u0627\u062a \u0627\u0644\u0625\u0633\u0644\u0627\u0645\u064a.<\/p>\n\n\n\n

– \u0628\u0646\u0643 \u0627\u0644\u0645\u0634\u0631\u0642.<\/p>\n\n\n\n

<\/div>\n\n\n\n

\u0639\u0644\u0649 \u0633\u0628\u064a\u0644 \u0627\u0644\u0645\u062b\u0627\u0644: \u064a\u0634\u064a\u0631 \u0645\u0648\u0642\u0639 \u0628\u0646\u0643 \u0623\u0628\u0648\u0638\u0628\u064a \u0627\u0644\u0623\u0648\u0644<\/strong> \u0623\u0646 \u062e\u062f\u0645\u0629 \u0633\u062f\u0627\u062f \u0627\u0644\u0645\u062e\u0627\u0644\u0641\u0627\u062a \u0627\u0644\u0645\u0631\u0648\u0631\u064a\u0629 \u062f\u0648\u0646 \u0641\u0648\u0627\u0626\u062f \u0633\u0627\u0631\u064a\u0629 \u062d\u062a\u0649 31 \u062f\u064a\u0633\u0645\u0628\u0631 2026.<\/strong><\/p>\n\n\n\n

<\/div>\n\n\n\n

\u0637\u0631\u064a\u0642\u0629 \u0627\u0644\u0633\u062f\u0627\u062f \u0645\u0646 \u062e\u0644\u0627\u0644 \u0628\u0646\u0643 \u0623\u0628\u0648\u0638\u0628\u064a \u0627\u0644\u0623\u0648\u0644:<\/h3>\n\n\n\n

– \u0632\u064a\u0627\u0631\u0629 \u0645\u0648\u0642\u0639 \u0648\u0632\u0627\u0631\u0629 \u0627\u0644\u062f\u0627\u062e\u0644\u064a\u0629 \u0623\u0648 \u062a\u062d\u0645\u064a\u0644 \u0627\u0644\u062a\u0637\u0628\u064a\u0642<\/strong>.<\/p>\n\n\n\n

– \u0627\u0644\u062d\u062f \u0627\u0644\u0623\u062f\u0646\u0649 \u0644\u0644\u062f\u0641\u0639 500 \u062f\u0631\u0647\u0645 \u0648\u0628\u0627\u0633\u062a\u062e\u062f\u0627\u0645 \u0627\u0644\u0628\u0637\u0627\u0642\u0629 \u0627\u0644\u0627\u0626\u062a\u0645\u0627\u0646\u064a\u0629 \u0645\u0646 \u0628\u0646\u0643 \u0623\u0648\u0638\u0628\u064a \u0627\u0644\u0623\u0648\u0644.<\/p>\n\n\n\n

– \u0627\u062e\u062a\u064a\u0627\u0631 \u062e\u0637\u0629 \u062a\u0642\u0633\u064a\u0637 \u062f\u0648\u0646 \u0641\u0648\u0627\u0626\u062f \u0645\u0646 3 \u0623\u0634\u0647\u0631 \u0625\u0644\u0649 21 \u0634\u0647\u0631\u064b\u0627.<\/p>\n\n\n\n

– \u062d\u062c\u0632 \u062e\u0637\u0629 \u0633\u062f\u0627\u062f \u0645\u0646 \u062e\u0644\u0627\u0644 \u0625\u0631\u0633\u0627\u0644 EPP \u0625\u0644\u0649 2121.<\/p>\n\n\n\n

<\/div>\n\n\n\n

6- \u0637\u0644\u0628 \u0627\u0633\u062a\u0631\u062d\u0627\u0645 \u0645\u062e\u0627\u0644\u0641\u0627\u062a \u0627\u0628\u0648\u0638\u0628\u064a – \u0648\u0643\u064a\u0641\u064a\u0629 \u062a\u0642\u062f\u064a\u0645\u0647\u061f<\/h2>\n\n\n\n

\u0625\u0646 \u0637\u0644\u0628 \u0627\u0644\u0627\u0633\u062a\u0631\u062d\u0627\u0645 \u0645\u0646 \u0627\u0644\u0648\u0633\u0627\u0626\u0644 \u0627\u0644\u0645\u0645\u062a\u0627\u0632\u0629 \u0644\u062a\u062e\u0641\u064a\u0636 \u0627\u0644\u0645\u062e\u0627\u0644\u0641\u0627\u062a \u0627\u0644\u0645\u0631\u0648\u0631\u064a\u0629\u060c \u0625\u0630 \u062a\u064f\u062a\u064a\u062d \u0627\u0644\u0646\u064a\u0627\u0628\u0629 \u0627\u0644\u0639\u0627\u0645\u0629 \u0641\u064a \u0623\u0628\u0648\u0638\u0628\u064a \u0625\u0645\u0643\u0627\u0646\u064a\u0629 \u0637\u0644\u0628 \u0627\u0633\u062a\u0631\u062d\u0627\u0645 \u0627\u0644\u0645\u062e\u0627\u0644\u0641\u0627\u062a \u0627\u0644\u0645\u0631\u0648\u0631\u064a\u0629 \u0639\u0628\u0631 \u0645\u0648\u0642\u0639\u0647\u0627 \u0627\u0644\u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a\u060c \u0648\u0627\u0644\u062d\u0635\u0648\u0644 \u0639\u0644\u0649 \u062a\u062e\u0641\u064a\u0636 \u064a\u0635\u0644 \u0625\u0644\u0649 35% \u0639\u0646\u062f \u0627\u0644\u0633\u062f\u0627\u062f.<\/p>\n\n\n\n

<\/div>\n\n\n\n

\u0644\u062a\u0642\u062f\u064a\u0645 \u0637\u0644\u0628 \u0627\u0644\u0627\u0633\u062a\u0631\u062d\u0627\u0645 \u0627\u062a\u0628\u0639 \u0627\u0644\u062e\u0637\u0648\u0627\u062a \u0627\u0644\u0622\u062a\u064a\u0629:<\/strong><\/p>\n\n\n\n

– \u0627\u0646\u062a\u0642\u0644 \u0625\u0644\u0649 \u0645\u0648\u0642\u0639 \u0627\u0644\u0646\u064a\u0627\u0628\u0629 \u0627\u0644\u0639\u0627\u0645\u0629 \u0641\u064a \u0623\u0628\u0648\u0638\u0628\u064a \u0645\u0646 \u0647\u0646\u0627<\/a>.<\/p>\n\n\n\n

– \u0627\u0646\u0642\u0631 \u0639\u0644\u0649 \u0623\u064a\u0642\u0648\u0646\u0629 \u0627\u0644\u062e\u062f\u0645\u0627\u062a \u0627\u0644\u0630\u0643\u064a\u0629.<\/p>\n\n\n\n

– \u0627\u0646\u062a\u0642\u0644 \u0625\u0644\u0649 \u062a\u0628\u0648\u064a\u0628 “\u0627\u0644\u062e\u062f\u0645\u0627\u062a \u0627\u0644\u0639\u0627\u0645\u0629”.<\/p>\n\n\n\n

– \u0627\u062e\u062a\u0631 “\u0637\u0644\u0628 \u0627\u0644\u0627\u0633\u062a\u0631\u062d\u0627\u0645”.<\/p>\n\n\n\n

– \u0633\u062c\u0651\u0644 \u062f\u062e\u0648\u0644\u0643 \u0628\u0627\u0644\u0647\u0648\u064a\u0629 \u0627\u0644\u0631\u0642\u0645\u064a\u0629.<\/p>\n\n\n\n

– \u0623\u062f\u062e\u0644 \u0643\u0627\u0641\u0629 \u0627\u0644\u0628\u064a\u0627\u0646\u0627\u062a \u0627\u0644\u0645\u0637\u0644\u0648\u0628\u0629.<\/p>\n\n\n\n

– \u0623\u0631\u0641\u0642 \u062c\u0645\u064a\u0639 \u0627\u0644\u0645\u0633\u062a\u0646\u062f\u0627\u062a \u0627\u0644\u0645\u0637\u0644\u0648\u0628\u0629.<\/p>\n\n\n\n

– \u0648\u0636\u0651\u062d \u0633\u0628\u0628 \u0627\u0644\u0627\u0633\u062a\u0631\u062d\u0627\u0645.<\/p>\n\n\n\n

– \u0642\u062f\u0651\u0645 \u0646\u0645\u0648\u0630\u062c \u0637\u0644\u0628 \u0627\u0633\u062a\u0631\u062d\u0627\u0645 \u0627\u0644\u0645\u062e\u0627\u0644\u0641\u0627\u062a \u0627\u0644\u0645\u0631\u0648\u0631\u064a\u0629.<\/p>\n\n\n\n

<\/div>\n\n\n\n

\u0627\u0644\u0645\u0633\u062a\u0646\u062f\u0627\u062a \u0627\u0644\u0645\u0637\u0644\u0648\u0628\u0629:<\/h3>\n\n\n\n

– \u0635\u0648\u0631\u0629 \u0639\u0646 \u0631\u062e\u0635\u0629 \u0627\u0644\u0642\u064a\u0627\u062f\u0629.<\/p>\n\n\n\n

– \u0635\u0648\u0631\u0629 \u0639\u0646 \u0645\u0644\u0643\u064a\u0629 \u0627\u0644\u0633\u064a\u0627\u0631\u0629.<\/p>\n\n\n\n

– \u0627\u0644\u0647\u0648\u064a\u0629 \u0623\u0648 \u062c\u0648\u0627\u0632 \u0627\u0644\u0633\u0641\u0631.<\/p>\n\n\n\n

– \u0637\u0644\u0628 \u0627\u0644\u0627\u0633\u062a\u0631\u062d\u0627\u0645 \u0628\u0644\u063a\u0629 \u0635\u062d\u064a\u062d\u0629 \u0648\u0633\u0644\u064a\u0645\u0629.<\/p>\n\n\n\n

<\/div>\n\n\n\n
\n
\u062c\u062f\u0651\u062f \u062a\u0623\u0645\u064a\u0646 \u0633\u064a\u0627\u0631\u062a\u0643 \u0628\u0631\u0627\u062d\u0629 \u0628\u0627\u0644!<\/a><\/div>\n<\/div>\n\n\n\n
<\/div>\n\n\n\n

\u0646\u0645\u0648\u0630\u062c \u0637\u0644\u0628 \u0627\u0633\u062a\u0631\u062d\u0627\u0645 \u0645\u062e\u0627\u0644\u0641\u0627\u062a \u0627\u0644\u0645\u0631\u0648\u0631 \u0623\u0628\u0648\u0638\u0628\u064a<\/h3>\n\n\n\n

\u0628\u0633\u0645 \u0627\u0644\u0644\u0647 \u0627\u0644\u0631\u062d\u0645\u0646 \u0627\u0644\u0631\u062d\u064a\u0645<\/p>\n\n\n\n

\u0623\u062a\u0642\u062f\u0645 \u0644\u0643\u0645 \u0628\u0637\u0644\u0628 \u0627\u0633\u062a\u0631\u062d\u0627\u0645 \u0627\u0644\u0645\u062e\u0627\u0644\u0641\u0627\u062a \u0627\u0644\u0645\u0631\u0648\u0631\u064a\u0629\u060c \u0648\u0623\u062a\u0648\u062c\u0647 \u0625\u0644\u0649 \u0642\u0633\u0645 \u0627\u0644\u0645\u0631\u0648\u0631 \u0648\u0627\u0644\u0642\u064a\u0627\u062f\u0629 \u0627\u0644\u0639\u0627\u0645\u0629 \u0644\u0644\u0634\u0631\u0637\u0629 \u0641\u064a \u062f\u0648\u0644\u0629 \u0627\u0644\u0625\u0645\u0627\u0631\u0627\u062a \u0627\u0644\u0639\u0631\u0628\u064a\u0629 \u0627\u0644\u0645\u062a\u062d\u062f\u0629 \u0641\u064a \u0623\u0628\u0648\u0638\u0628\u064a.<\/p>\n\n\n\n

\u0623\u0646\u0627 \u0627\u0644\u0645\u062f\u0639\u0648 : ….\u060c \u0623\u062d\u0645\u0644 \u0627\u0644\u062c\u0646\u0633\u064a\u0629: …..\u060c \u0648\u0631\u0642\u0645 \u0627\u0644\u0625\u0642\u0627\u0645\u0629 \u0644\u062f\u064a \u0647\u0648 …..<\/p>\n\n\n\n

\u0628\u0643\u0627\u0645\u0644 \u0627\u062d\u062a\u0631\u0627\u0645\u064a \u0644\u0644\u0642\u0627\u0646\u0648\u0646 \u0641\u064a \u062f\u0648\u0644\u0629 \u0627\u0644\u0625\u0645\u0627\u0631\u0627\u062a \u0627\u0644\u0639\u0631\u0628\u064a\u0629 \u0627\u0644\u0645\u062a\u062d\u062f\u0629 \u0623\u0639\u062a\u0631\u0641 \u0628\u0627\u0642\u062a\u0631\u0627\u0641\u064a \u0644\u062e\u0637\u0623 \u0645\u0631\u0648\u0631\u064a\u060c \u0648\u0647\u0648 \u0645\u062e\u0627\u0644\u0641 \u0644\u0644\u0642\u0648\u0627\u0646\u064a\u0646 \u0627\u0644\u0645\u0631\u0648\u0631\u064a\u0629 \u0641\u064a \u062f\u0648\u0644\u0629 \u0627\u0644\u0625\u0645\u0627\u0631\u0627\u062a. \u0623\u0631\u0633\u0644 \u0647\u0630\u0627 \u0627\u0644\u062e\u0637\u0627\u0628 \u0625\u0644\u064a\u0643\u0645 \u0644\u0623\u0644\u062a\u0645\u0633 \u0645\u0646\u0643\u0645 \u0627\u0644\u0639\u0648\u0646 \u0648\u0627\u0644\u0639\u0641\u0648\u060c \u0648\u0627\u0644\u0645\u0648\u0627\u0641\u0642\u0629 \u0639\u0644\u0649 \u0625\u0633\u0642\u0627\u0637 \u0627\u0644\u063a\u0631\u0627\u0645\u0627\u062a \u0627\u0644\u0645\u062a\u0631\u062a\u0651\u0628\u0629 \u0639\u0644\u064a\u0651 \u0625\u062b\u0631 \u0627\u0631\u062a\u0643\u0627\u0628\u064a \u0644\u0647\u0630\u0627 \u0627\u0644\u062e\u0637\u0623 \u0627\u0644\u0645\u0631\u0648\u0631\u064a<\/p>\n\n\n\n

\u0625\u0646\u0646\u064a \u0628\u0643\u0627\u0645\u0644 \u062b\u0642\u062a\u064a \u0648\u0644\u0627 \u0623\u0638\u0646 \u0628\u062d\u0643\u0648\u0645\u062a\u0643\u0645 \u0648\u0647\u064a\u0626\u062a\u0643\u0645 \u0627\u0644\u0645\u0648\u0642\u0631\u0629 \u0625\u0644\u0627 \u0627\u0644\u062e\u064a\u0631 \u0648\u0627\u0644\u0635\u0641\u062d\u060c \u0625\u0643\u0631\u0627\u0645\u064b\u0627 \u0644\u0623\u0628\u0646\u0627\u0621 \u0647\u0630\u0627 \u0627\u0644\u0648\u0637\u0646 \u0627\u0644\u0645\u0643\u0631\u0645 \u0623\u0628\u0646\u0627\u0621 \u0648\u0645\u0642\u064a\u0645\u064a\u0646.<\/p>\n\n\n\n

\u0628\u0643\u0627\u0645\u0644 \u0627\u0644\u0623\u0645\u0644 \u0628\u0643\u0645 \u0648\u0628\u0642\u0631\u0627\u0631\u0627\u062a\u0643\u0645 \u0627\u0644\u062d\u0643\u064a\u0645\u0629 \u0623\u0646\u062a\u0638\u0631 \u0645\u0646 \u0647\u064a\u0626\u062a\u0643\u0645 \u0627\u0644\u0643\u0631\u064a\u0645\u0629 \u0642\u0631\u0627\u0631\u064b\u0627 \u064a\u0641\u0636\u064a \u0628\u0627\u0644\u0635\u0641\u062d \u0639\u0646 \u0627\u0644\u062e\u0637\u0623 \u0627\u0644\u0642\u0627\u0646\u0648\u0646\u064a \u0627\u0644\u0645\u0631\u0648\u0631\u064a \u0627\u0644\u0630\u064a \u0635\u062f\u0631 \u0639\u0646\u064a\u060c \u0648\u0633\u0648\u0627\u0621 \u062a\u0645\u062a \u0627\u0644\u0645\u0648\u0627\u0641\u0642\u0629 \u0623\u0645 \u063a\u064a\u0631 \u0627\u0644\u0645\u0648\u0627\u0641\u0642\u0629\u060c \u0641\u0647\u0630\u0627 \u0644\u0646 \u064a\u063a\u0651\u064a\u0631 \u0645\u0646 \u0627\u062d\u062a\u0631\u0627\u0645\u064a \u0648\u062a\u0642\u062f\u064a\u0631\u064a \u0644\u0628\u0644\u062f\u0646\u0627 \u0627\u0644\u0645\u0648\u0642\u0631 \u0627\u0644\u0625\u0645\u0627\u0631\u0627\u062a \u0648\u0631\u0626\u064a\u0633 \u0627\u0644\u062f\u0648\u0644\u0629 \u0635\u0627\u062d\u0628 \u0627\u0644\u0633\u0645\u0648 \u0648\u0627\u0644\u0643\u0631\u0645\u060c \u0648\u0643\u0644 \u062f\u0627\u0626\u0631\u0629 \u062d\u0643\u0648\u0645\u064a\u0629 \u0641\u064a \u0647\u0630\u0627 \u0627\u0644\u0628\u0644\u062f \u0627\u0644\u0623\u0645\u064a\u0646.<\/p>\n\n\n\n

\u0648\u0643\u0644\u0646\u0627 \u062b\u0642\u0629 \u0628\u0642\u0631\u0627\u0631\u0627\u062a\u0643\u0645 \u0627\u0644\u062d\u0643\u064a\u0645\u0629<\/p>\n\n\n\n

\u0648\u0627\u0644\u0644\u0647 \u0648\u0644\u064a \u0627\u0644\u062a\u0648\u0641\u064a\u0642.<\/p>\n\n\n\n

<\/div>\n\n\n\n

\u0648\u062e\u062a\u0627\u0645\u064b\u0627\u060c \u0623\u0635\u0628\u062d\u062a \u0639\u0644\u0649 \u062f\u0631\u0627\u064a\u0629 \u0628\u0637\u0631\u0642 \u062a\u062e\u0641\u064a\u0636 \u0645\u062e\u0627\u0644\u0641\u0627\u062a \u0627\u0628\u0648\u0638\u0628\u064a \u0648\u0643\u064a\u0641\u064a\u0629 \u0627\u0644\u0627\u0633\u062a\u0641\u0627\u062f\u0629 \u0645\u0646 \u0627\u0644\u062e\u0635\u0648\u0645\u0627\u062a \u0627\u0644\u0645\u062a\u0627\u062d\u0629 \u0623\u0648 \u0637\u0631\u0642 \u0627\u0644\u0633\u062f\u0627\u062f \u0628\u0627\u0644\u062a\u0642\u0633\u064a\u0637. \u064a\u0645\u0643\u0646\u0643 \u0627\u062e\u062a\u064a\u0627\u0631 \u0627\u0644\u0637\u0631\u064a\u0642\u0629 \u0627\u0644\u0623\u0646\u0633\u0628 \u0648\u0645\u062a\u0627\u0628\u0639\u0629 \u0627\u0644\u0645\u0628\u0627\u062f\u0631\u0627\u062a \u0627\u0644\u062f\u0648\u0631\u064a\u0629 \u0644\u062a\u062d\u0642\u064a\u0642 \u0623\u0642\u0635\u0649 \u0641\u0627\u0626\u062f\u0629 \u0645\u0646 \u0627\u0644\u062a\u062e\u0641\u064a\u0636\u0627\u062a \u0623\u0648 \u0625\u0644\u063a\u0627\u0621 \u0627\u0644\u0646\u0642\u0627\u0637 \u0627\u0644\u0633\u0648\u062f\u0627\u0621. \u0648\u0644\u0627 \u062a\u0646\u0633 \u0645\u062a\u0627\u0628\u0639\u0629 \u0627\u0644\u0642\u0646\u0648\u0627\u062a \u0627\u0644\u0631\u0633\u0645\u064a\u0629\u060c \u0645\u062b\u0644 \u0648\u0632\u0627\u0631\u0629 \u0627\u0644\u062f\u0627\u062e\u0644\u064a\u0629 \u0623\u0648 \u0634\u0631\u0637\u0629 \u0623\u0628\u0648\u0638\u0628\u064a\u060c \u0644\u0644\u0627\u0633\u062a\u0641\u0627\u062f\u0629 \u0645\u0646 \u0627\u0644\u062a\u062e\u0641\u064a\u0636\u0627\u062a \u0641\u064a \u0627\u0644\u0648\u0642\u062a \u0627\u0644\u0645\u062d\u062f\u062f.<\/p>\n\n\n\n

<\/div>\n\n\n\n

\u0627\u0644\u0623\u0633\u0626\u0644\u0629 \u0627\u0644\u0645\u062a\u062f\u0627\u0648\u0644\u0629 \u0639\u0646 \u062a\u062e\u0641\u064a\u0636 \u0645\u062e\u0627\u0644\u0641\u0627\u062a \u0627\u0628\u0648\u0638\u0628\u064a<\/h2>\n\n\n\n

\u0643\u064a\u0641 \u0623\u0633\u062a\u0641\u064a\u062f \u0645\u0646 \u062e\u0635\u0645 \u0627\u0644\u0645\u062e\u0627\u0644\u0641\u0627\u062a \u0627\u0644\u0645\u0631\u0648\u0631\u064a\u0629 \u0639\u0628\u0631 \u0645\u0648\u0642\u0639 \u0648\u062a\u0637\u0628\u064a\u0642 “\u062a\u0645”\u061f<\/p><\/strong>

\u064a\u0645\u0643\u0646\u0643 \u062f\u0641\u0639 \u0627\u0644\u0645\u062e\u0627\u0644\u0641\u0627\u062a \u062e\u0644\u0627\u0644 \u0623\u0648\u0644 60 \u064a\u0648\u0645\u064b\u0627 \u0645\u0646 \u062a\u0633\u062c\u064a\u0644\u0647\u0627 \u0644\u0644\u062d\u0635\u0648\u0644 \u0639\u0644\u0649 \u062e\u0635\u0645 35%\u060c \u0623\u0648 \u0628\u0639\u062f 60 \u064a\u0648\u0645\u064b\u0627 \u0645\u0646 \u062a\u0633\u062c\u064a\u0644\u0647\u0627 \u0644\u0644\u062d\u0635\u0648\u0644 \u0639\u0644\u0649 \u062e\u0635\u0645 25%. \u0627\u0644\u062e\u0635\u0648\u0645\u0627\u062a \u0645\u062a\u0627\u062d\u0629 \u0641\u0642\u0637 \u0645\u0646 \u062e\u0644\u0627\u0644 “\u062a\u0645”.<\/p> <\/div>

\u0647\u0644 \u064a\u0645\u0643\u0646 \u0627\u0644\u0627\u0633\u062a\u0641\u0627\u062f\u0629 \u0645\u0646 \u0627\u0644\u062e\u0635\u0645 \u0644\u062f\u0641\u0639 \u0623\u064a\u0629 \u0645\u062e\u0627\u0644\u0641\u0629 \u0645\u0631\u0648\u0631\u064a\u0629\u061f<\/p><\/strong>

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<\/div>\n\n\n\n

\u0627\u0642\u0631\u0623\/\u064a \u0623\u064a\u0636\u064b\u0627: <\/h2>\n\n\n\n

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<\/div>\n\n\n\n
<\/div>\n","protected":false},"excerpt":{"rendered":"

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[…]<\/p>\n","protected":false},"author":20,"featured_media":53453,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[6249,6241],"tags":[6450,6449,6451,6452,6453],"class_list":["post-53447","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-6249","category-6241","tag-6450","tag-6449","tag-6451","tag-6452","tag-6453"],"acf":[],"yoast_head":"\n\u062a\u062e\u0641\u064a\u0636 \u0645\u062e\u0627\u0644\u0641\u0627\u062a \u0627\u0628\u0648\u0638\u0628\u064a: \u062e\u0637\u0648\u0627\u062a \u0639\u0645\u0644\u064a\u0629 \u0645\u0646 \u0627\u0644\u0645\u0635\u0627\u062f\u0631 \u0627\u0644\u0631\u0633\u0645\u064a\u0629<\/title>\n<meta name=\"description\" content=\"\u0627\u0643\u062a\u0634\u0641 \u0637\u0631\u0642 \u062a\u062e\u0641\u064a\u0636 \u0645\u062e\u0627\u0644\u0641\u0627\u062a \u0627\u0628\u0648\u0638\u0628\u064a 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property=\"og:site_name\" content=\"Insurance Blog\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/facebook.com\/BuyAnyInsurance\/\" \/>\n<meta property=\"article:published_time\" content=\"2025-09-23T11:46:40+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2025-11-26T11:29:38+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.buyanyinsurance.ae\/blog\/wp-content\/uploads\/2025\/09\/abudhabitrafficfines.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"1200\" \/>\n\t<meta property=\"og:image:height\" content=\"850\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Marian Ismael\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@buyanyinsurance\" \/>\n<meta name=\"twitter:site\" content=\"@buyanyinsurance\" \/>\n<meta name=\"twitter:label1\" content=\"\u0643\u064f\u062a\u0628 \u0628\u0648\u0627\u0633\u0637\u0629\" 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