{"id":52260,"date":"2025-05-02T15:37:12","date_gmt":"2025-05-02T11:37:12","guid":{"rendered":"https:\/\/www.buyanyinsurance.ae\/blog\/?p=52260"},"modified":"2025-11-27T11:50:19","modified_gmt":"2025-11-27T07:50:19","slug":"%d8%a7%d9%84%d8%aa%d8%a3%d9%85%d9%8a%d9%86-%d8%a7%d9%84%d9%82%d8%a7%d8%a6%d9%85-%d8%b9%d9%84%d9%89-%d8%a7%d9%84%d8%a7%d8%b3%d8%aa%d8%ae%d8%af%d8%a7%d9%85","status":"publish","type":"post","link":"https:\/\/www.buyanyinsurance.ae\/blog\/ar\/%d8%a7%d9%84%d8%aa%d8%a3%d9%85%d9%8a%d9%86-%d8%a7%d9%84%d9%82%d8%a7%d8%a6%d9%85-%d8%b9%d9%84%d9%89-%d8%a7%d9%84%d8%a7%d8%b3%d8%aa%d8%ae%d8%af%d8%a7%d9%85\/","title":{"rendered":"\u0623\u0628\u0631\u0632 \u0627\u0644\u0627\u062a\u062c\u0627\u0647\u0627\u062a \u0627\u0644\u0639\u0627\u0644\u0645\u064a\u0629 \u0641\u064a \u062a\u0628\u0646\u064a \u0627\u0644\u062a\u0623\u0645\u064a\u0646 \u0627\u0644\u0642\u0627\u0626\u0645 \u0639\u0644\u0649 \u0627\u0644\u0627\u0633\u062a\u062e\u062f\u0627\u0645"},"content":{"rendered":"\n

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<\/div>\n\n\n\n

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\u062a\u062c\u062f\u064a\u062f \u062a\u0623\u0645\u064a\u0646 \u0627\u0644\u0633\u064a\u0627\u0631\u0629 \u0648\u0644\u0627 \u0623\u0633\u0647\u0644<\/a><\/div>\n<\/div>\n\n\n\n
<\/div>\n\n\n\n

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<\/div>\n\n\n\n

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<\/div>\n\n\n\n

\u0627\u0644\u062a\u062d\u0648\u0644 \u0645\u0646 \u0627\u0644\u0623\u062c\u0647\u0632\u0629 \u0625\u0644\u0649 \u0627\u0644\u062a\u0637\u0628\u064a\u0642\u0627\u062a<\/mark><\/strong><\/h3>\n\n\n\n

\u062a\u062a\u062c\u0647 \u0634\u0631\u0643\u0627\u062a \u0627\u0644\u062a\u0623\u0645\u064a\u0646 \u0641\u064a \u0627\u0644\u0623\u0633\u0648\u0627\u0642 \u0627\u0644\u0645\u062a\u0642\u062f\u0645\u0629 \u0625\u0644\u0649 \u0627\u0633\u062a\u062e\u062f\u0627\u0645 \u0627\u0644\u062a\u0637\u0628\u064a\u0642\u0627\u062a \u0627\u0644\u0630\u0643\u064a\u0629 \u0641\u064a \u0628\u0631\u0627\u0645\u062c \u0627\u0644\u062a\u0623\u0645\u064a\u0646 \u0627\u0644\u0642\u0627\u0626\u0645 \u0639\u0644\u0649 \u0627\u0644\u0627\u0633\u062a\u062e\u062f\u0627\u0645\u060c \u0643\u0648\u0646\u0647\u0627 \u062a\u062a\u0645\u062a\u0639 \u0628\u062a\u0643\u0644\u0641\u0629 \u0623\u0642\u0644 \u0645\u0646 \u0623\u062c\u0647\u0632\u0629 \u0627\u0644\u062a\u062a\u0628\u0639 \u0627\u0644\u062a\u0642\u0644\u064a\u062f\u064a\u0629\u060c \u0648\u0628\u0641\u0636\u0644 \u062a\u0637\u0648\u0631 \u062a\u0642\u0646\u064a\u0627\u062a \u0627\u0633\u062a\u0634\u0639\u0627\u0631 \u0627\u0644\u062d\u0631\u0643\u0629 \u0648\u062a\u062d\u062f\u064a\u062f \u0627\u0644\u0645\u0648\u0627\u0642\u0639.<\/p>\n\n\n\n

\u0639\u0644\u0649 \u0633\u0628\u064a\u0644 \u0627\u0644\u0645\u062b\u0627\u0644: \u062a\u0633\u062a\u062e\u062f\u0645 \u0634\u0631\u0643\u0629 \u0627\u0644\u062a\u0623\u0645\u064a\u0646 \u0627\u0644\u0623\u0645\u0631\u064a\u0643\u064a\u0629 Allstate<\/a> \u062a\u0637\u0628\u064a\u0642 \u00abDrivewise\u00bb \u0627\u0644\u0630\u064a \u064a\u0645\u0646\u062d \u0645\u0643\u0627\u0641\u0622\u062a \u0648\u062e\u0635\u0648\u0645\u0627\u062a \u062f\u0648\u0631\u064a\u0629 \u0628\u0646\u0627\u0621 \u0639\u0644\u0649 \u0627\u0644\u0642\u064a\u0627\u062f\u0629 \u0627\u0644\u0622\u0645\u0646\u0629. \u0623\u0645\u0627 \u0634\u0631\u0643\u0629 \u0627\u0644\u062a\u0623\u0645\u064a\u0646 \u0627\u0644\u0639\u0627\u0644\u0645\u064a\u0629 AXA \u0641\u0625\u0646\u0647\u0627 \u062a\u0648\u0641\u0631 \u062a\u0637\u0628\u064a\u0642 \u00abAXA Drive\u00bb \u0627\u0644\u0630\u064a \u064a\u0642\u064a\u0633 \u0623\u062f\u0627\u0621 \u0627\u0644\u0633\u0627\u0626\u0642 \u0641\u064a \u0627\u0644\u062a\u0633\u0627\u0631\u0639 \u0648\u0627\u0644\u0643\u0628\u062d \u0648\u0627\u0644\u0627\u0646\u0639\u0637\u0627\u0641\u0627\u062a. \u0643\u0645\u0627 \u064a\u0642\u062f\u0645 \u0627\u0644\u062a\u0637\u0628\u064a\u0642 \u0646\u0635\u0627\u0626\u062d \u0644\u062a\u062d\u0633\u064a\u0646 \u0627\u0644\u0642\u064a\u0627\u062f\u0629\u060c \u0648\u0625\u0645\u0643\u0627\u0646\u064a\u0629 \u0645\u0634\u0627\u0631\u0643\u0629 \u0627\u0644\u0646\u062a\u0627\u0626\u062c \u0639\u0644\u0649 \u0645\u0648\u0627\u0642\u0639 \u0627\u0644\u062a\u0648\u0627\u0635\u0644 \u0627\u0644\u0627\u062c\u062a\u0645\u0627\u0639\u064a.<\/p>\n\n\n\n

<\/div>\n\n\n\n

\u0625\u0642\u0628\u0627\u0644 \u0641\u0626\u0629 \u0627\u0644\u0634\u0628\u0627\u0628 \u0644\u0644\u062d\u0635\u0648\u0644 \u0639\u0644\u0649 \u0627\u0644\u062a\u0623\u0645\u064a\u0646 \u0627\u0644\u0642\u0627\u0626\u0645 \u0639\u0644\u0649 \u0627\u0644\u0627\u0633\u062a\u062e\u062f\u0627\u0645<\/mark><\/strong><\/h3>\n\n\n\n

\u0645\u0646 \u0644\u0627 \u064a\u0631\u063a\u0628 \u0641\u064a \u0627\u0644\u062d\u0635\u0648\u0644 \u0639\u0644\u0649 \u0623\u0631\u062e\u0635 \u062a\u0623\u0645\u064a\u0646 \u0633\u064a\u0627\u0631\u0627\u062a\u061f \u0625\u0630 \u062a\u0638\u0647\u0631 \u0627\u0644\u062f\u0631\u0627\u0633\u0627\u062a \u0648\u0627\u0644\u0625\u062d\u0635\u0627\u0621\u0627\u062a \u062a\u0648\u062c\u0647 \u0627\u0644\u0633\u0627\u0626\u0642\u064a\u0646 \u0627\u0644\u0623\u0635\u063a\u064a\u0631 \u0633\u0646\u064b\u0627\u060c \u0645\u0646 \u062c\u064a\u0644 \u0627\u0644\u0623\u0644\u0641\u064a\u0629 \u0648\u062c\u064a\u0644 \u0632\u062f\u060c \u0644\u0644\u062d\u0635\u0648\u0644 \u0639\u0644\u0649 \u0627\u0644\u062a\u0623\u0645\u064a\u0646 \u0627\u0644\u0642\u0627\u0626\u0645 \u0639\u0644\u0649 \u0627\u0644\u0627\u0633\u062a\u062e\u062f\u0627\u0645. \u0648\u064a\u0639\u0648\u062f \u0627\u0644\u0633\u0628\u0628 \u0641\u064a \u0630\u0644\u0643 \u0644\u0627\u062d\u062a\u0645\u0627\u0644\u064a\u0629 \u0627\u0644\u062d\u0635\u0648\u0644 \u0639\u0644\u0649 \u0623\u0642\u0633\u0627\u0637 \u0645\u062e\u0641\u0636\u0629 \u0645\u0642\u0627\u0628\u0644 \u0627\u0644\u0642\u064a\u0627\u062f\u0629 \u0627\u0644\u0622\u0645\u0646\u0629.<\/p>\n\n\n\n

\u0644\u0642\u062f \u0623\u0638\u0647\u0631\u062a \u062f\u0631\u0627\u0633\u0629 \u0623\u062c\u0631\u062a\u0647\u0627 \u00abTowers Watson\u00bb \u0623\u0646 88% \u0645\u0646 \u0627\u0644\u0633\u0627\u0626\u0642\u064a\u0646 \u0627\u0644\u0630\u064a\u0646 \u0623\u0639\u0645\u0627\u0631\u0647\u0645 \u0628\u064a\u0646 18 \u064834 \u0639\u0627\u0645\u064b\u0627 \u0623\u0639\u0631\u0628\u0648\u0627 \u0639\u0646 \u0627\u0647\u062a\u0645\u0627\u0645\u0647\u0645 \u0628\u0647\u0630\u0627 \u0627\u0644\u0646\u0648\u0639 \u0645\u0646 \u0627\u0644\u062a\u0623\u0645\u064a\u0646\u060c \u0645\u0642\u0627\u0631\u0646\u0629 \u0628\u0640 74% \u0645\u0646 \u0627\u0644\u0641\u0626\u0627\u062a \u0627\u0644\u0639\u0645\u0631\u064a\u0629 \u0627\u0644\u0623\u062e\u0631\u0649.<\/p>\n\n\n\n

\u0643\u0630\u0644\u0643\u060c \u0643\u0634\u0641\u062a \u0634\u0631\u0643\u0629 \u00abNielsen\u00bb \u0623\u0646 \u062c\u064a\u0644 \u0627\u0644\u0623\u0644\u0641\u064a\u0629 \u064a\u0628\u062f\u064a \u0627\u062d\u062a\u0645\u0627\u0644\u064b\u0627 \u0628\u0646\u0633\u0628\u0629 44% \u0644\u0627\u0633\u062a\u062e\u062f\u0627\u0645 \u0623\u062c\u0647\u0632\u0629 \u062a\u062a\u0628\u0639 \u0627\u0644\u0642\u064a\u0627\u062f\u0629 \u0645\u0642\u0627\u0628\u0644 \u0627\u0644\u062d\u0635\u0648\u0644 \u0639\u0644\u0649 \u062e\u0635\u0648\u0645\u0627\u062a. \u0648\u0641\u064a \u0627\u0644\u0647\u0646\u062f \u0623\u0641\u0627\u062f\u062a \u062f\u0631\u0627\u0633\u0629 \u062d\u062f\u064a\u062b\u0629 \u0623\u0639\u062f\u062a\u0647\u0627 \u0634\u0631\u0643\u0629 \u00abZuno General Insurance\u00bb \u0623\u0646 70% \u0645\u0646 \u0634\u0628\u0627\u0628 \u062c\u064a\u0644 \u0627\u0644\u0623\u0644\u0641\u064a\u0629 \u0648\u062c\u064a\u0644 \u0632\u062f \u064a\u0641\u0636\u0644\u0648\u0646 \u0647\u0630\u0627 \u0627\u0644\u0646\u0648\u0639 \u0645\u0646 \u0627\u0644\u062a\u0623\u0645\u064a\u0646 \u0639\u0644\u0649 \u0627\u0644\u062e\u064a\u0627\u0631\u0627\u062a \u0627\u0644\u062a\u0642\u0644\u064a\u062f\u064a\u0629.<\/p>\n\n\n\n

<\/div>\n\n\n\n
\n
\u0642\u0627\u0631\u0646 \u0623\u0641\u0636\u0644 \u0623\u0633\u0639\u0627\u0631 \u062a\u0623\u0645\u064a\u0646 \u0627\u0644\u0633\u064a\u0627\u0631\u0627\u062a!<\/a><\/div>\n<\/div>\n\n\n\n
<\/div>\n\n\n\n

\u0627\u0644\u062a\u062d\u0648\u0644 \u0627\u0644\u0639\u0627\u0644\u0645\u064a \u0646\u062d\u0648 \u0627\u0644\u062a\u0646\u0642\u0644 \u0627\u0644\u0645\u0633\u062a\u062f\u0627\u0645<\/mark><\/strong><\/h3>\n\n\n\n

\u062a\u064f\u0628\u062f\u064a \u0627\u0644\u0639\u062f\u064a\u062f \u0645\u0646 \u0634\u0631\u0643\u0627\u062a \u0627\u0644\u062a\u0623\u0645\u064a\u0646 \u0641\u064a \u0627\u0644\u0639\u0627\u0644\u0645 \u0627\u0647\u062a\u0645\u0627\u0645\u064b\u0627 \u0645\u062a\u0632\u0627\u064a\u062f\u064b\u0627 \u0641\u064a \u0627\u0633\u062a\u062e\u062f\u0627\u0645 \u062e\u0637\u0637 \u0627\u0644\u062a\u0623\u0645\u064a\u0646 \u0627\u0644\u0642\u0627\u0626\u0645 \u0639\u0644\u0649 \u0627\u0644\u0627\u0633\u062a\u062e\u062f\u0627\u0645 (UBI) \u0643\u0648\u0633\u064a\u0644\u0629 \u0644\u062f\u0639\u0645 \u0633\u064a\u0627\u0633\u0627\u062a\u0647\u0627 \u0641\u064a \u0627\u0644\u062a\u0646\u0642\u0644 \u0627\u0644\u0645\u0633\u062a\u062f\u0627\u0645 \u0648\u062a\u0642\u0644\u064a\u0644 \u0627\u0644\u0627\u0639\u062a\u0645\u0627\u062f \u0639\u0644\u0649 \u0627\u0644\u0633\u064a\u0627\u0631\u0627\u062a \u0627\u0644\u062a\u0642\u0644\u064a\u062f\u064a\u0629 \u0627\u0644\u062e\u0627\u0635\u0629.<\/p>\n\n\n\n

\u062a\u062d\u0641\u0632 \u0628\u0639\u0636 \u0634\u0631\u0643\u0627\u062a \u0627\u0644\u062a\u0623\u0645\u064a\u0646 \u0639\u0645\u0644\u0627\u0621\u0647\u0627 \u0639\u0644\u0649 \u062e\u0641\u0636 \u0627\u0633\u062a\u062e\u062f\u0627\u0645 \u0633\u064a\u0627\u0631\u0627\u062a\u0647\u0645 \u0645\u0642\u0627\u0628\u0644 \u062e\u0635\u0648\u0645\u0627\u062a \u0639\u0644\u0649 \u0623\u0642\u0633\u0627\u0637 \u0627\u0644\u062a\u0623\u0645\u064a\u0646\u060c \u0648\u0627\u0633\u062a\u0628\u062f\u0627\u0644\u0647\u0627 \u0628\u0648\u0633\u0627\u0626\u0644 \u0646\u0642\u0644 \u0628\u062f\u064a\u0644\u0629 \u0643\u0627\u0644\u0645\u0634\u064a \u0648\u0631\u0643\u0648\u0628 \u0627\u0644\u062f\u0631\u0627\u062c\u0627\u062a\u060c \u0623\u0648 \u0627\u0633\u062a\u062e\u062f\u0627\u0645 \u0648\u0633\u0627\u0626\u0644 \u0627\u0644\u0646\u0642\u0644 \u0627\u0644\u0639\u0627\u0645\u0629.<\/p>\n\n\n\n

\u0639\u0644\u0649 \u0633\u0628\u064a\u0644 \u0627\u0644\u0645\u062b\u0627\u0644: \u062a\u0642\u062f\u0645 \u0628\u0639\u0636 \u0634\u0631\u0643\u0627\u062a \u0627\u0644\u062a\u0623\u0645\u064a\u0646 \u062a\u0637\u0628\u064a\u0642\u0627\u062a \u0630\u0643\u064a\u0629 \u062a\u0631\u0627\u0642\u0628 \u0633\u0644\u0648\u0643 \u0627\u0644\u0642\u064a\u0627\u062f\u0629 \u0627\u0644\u0628\u064a\u0626\u064a\u060c \u0645\u062b\u0644 \u062a\u0637\u0628\u064a\u0642 \u00abmy Drive\u00bb \u0645\u0646 \u0634\u0631\u0643\u0629 “Intact Insurance” \u0641\u064a \u0643\u0646\u062f\u0627. \u064a\u0642\u062f\u0645 \u0647\u0630\u0627 \u0627\u0644\u0628\u0631\u0646\u0627\u0645\u062c \u0645\u0642\u0627\u064a\u064a\u0633 \u0645\u062a\u0637\u0648\u0631\u0629 \u062a\u0633\u0627\u0639\u062f \u0627\u0644\u0639\u0645\u064a\u0644 \u0641\u064a \u062a\u062a\u0628\u0639 \u0643\u0641\u0627\u0621\u0629 \u0627\u0633\u062a\u0647\u0644\u0627\u0643 \u0627\u0644\u0648\u0642\u0648\u062f \u0648\u0627\u0646\u0628\u0639\u0627\u062b \u0627\u0644\u0643\u0631\u0628\u0648\u0646. \u0628\u0627\u0644\u0625\u0636\u0627\u0641\u0629 \u0625\u0644\u0649 \u0633\u0644\u0648\u0643 \u0627\u0644\u0642\u064a\u0627\u062f\u0629 \u0648\u0633\u0644\u0627\u0645\u0629 \u0627\u0644\u0639\u0645\u064a\u0644 \u0639\u0644\u0649 \u0627\u0644\u0637\u0631\u064a\u0642.<\/p>\n\n\n\n

\u0641\u064a \u062d\u064a\u0646 \u0623\u0646 \u0634\u0631\u0643\u0629 “S<\/a>entiance<\/a>” \u062a\u0639\u0645\u0644 \u0639\u0644\u0649 \u062a\u0637\u0648\u064a\u0631 \u062a\u0642\u0646\u064a\u0627\u062a \u0630\u0643\u0627\u0621 \u0627\u0635\u0637\u0646\u0627\u0639\u064a \u062a\u064f\u062d\u0644\u0644 \u0623\u0646\u0645\u0627\u0637 \u062a\u0646\u0642\u0644 \u0627\u0644\u0645\u0633\u062a\u062e\u062f\u0645\u064a\u0646. \u0648\u062a\u0642\u062f\u0645 \u0644\u0647\u0645 \u062d\u0648\u0627\u0641\u0632 \u0644\u0644\u0633\u0644\u0648\u0643\u064a\u0627\u062a \u0627\u0644\u0645\u0633\u062a\u062f\u0627\u0645\u0629 \u0643\u0627\u0644\u0642\u064a\u0627\u062f\u0629 \u0627\u0644\u0633\u0644\u0633\u0629 \u0648\u062e\u0641\u0636 \u0627\u0644\u0631\u062d\u0644\u0627\u062a \u063a\u064a\u0631 \u0627\u0644\u0636\u0631\u0648\u0631\u064a\u0629\u060c \u0644\u062a\u0642\u0644\u064a\u0644 \u0627\u0644\u0627\u0646\u0628\u0639\u0627\u062b\u0627\u062a \u0627\u0644\u0643\u0631\u0628\u0648\u0646\u064a\u0629 \u0648\u0628\u0646\u0627\u0621 \u0645\u0633\u062a\u0642\u0628\u0644 \u0623\u0643\u062b\u0631 \u0627\u062e\u0636\u0631\u0627\u0631\u064b\u0627.<\/p>\n\n\n\n

\u064a\u0633\u0647\u0645 \u0627\u0644\u062a\u0623\u0645\u064a\u0646 \u0627\u0644\u0642\u0627\u0626\u0645 \u0639\u0644\u0649 \u0627\u0644\u0627\u0633\u062a\u062e\u062f\u0627\u0645 \u0645\u0646 \u062e\u0644\u0627\u0644 \u0645\u0628\u0627\u062f\u0631\u0627\u062a \u0643\u0647\u0630\u0647 \u0641\u064a \u062a\u062d\u0642\u064a\u0642 \u0623\u062c\u0646\u062f\u0627\u062a \u0627\u0644\u0627\u0633\u062a\u062f\u0627\u0645\u0629 \u0627\u0644\u0628\u064a\u0626\u064a\u0629\u060c \u0648\u062a\u0639\u0632\u064a\u0632 \u0623\u0646\u0645\u0627\u0637 \u0648\u0627\u0639\u064a\u0629 \u0641\u064a \u0627\u0644\u062a\u0646\u0642\u0644 \u0648\u0635\u062f\u064a\u0642\u0629 \u0644\u0644\u0628\u064a\u0626\u0629.<\/p>\n\n\n\n

<\/div>\n\n\n\n

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<\/div>\n\n\n
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<\/div>\n\n\n\n
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<\/div>\n\n\n\n

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<\/div>\n\n\n\n

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<\/div>\n\n\n\n

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\u0648\u0645\u0646 \u0623\u0628\u0631\u0632 \u0627\u0644\u0645\u0632\u0627\u064a\u0627 \u0623\u064a\u0636\u064b\u0627 \u0623\u0646 \u0627\u0644\u0639\u062f\u064a\u062f \u0645\u0646 \u0634\u0631\u0643\u0627\u062a \u0627\u0644\u062a\u0623\u0645\u064a\u0646 \u062a\u0633\u0645\u062d \u0644\u0644\u0633\u0627\u0626\u0642\u064a\u0646 \u0628\u0627\u0644\u0627\u0637\u0644\u0627\u0639 \u0627\u0644\u0641\u0648\u0631\u064a \u0639\u0644\u0649 \u0633\u0644\u0648\u0643\u0647\u0645 \u0641\u064a \u0627\u0644\u0642\u064a\u0627\u062f\u0629\u060c \u0648\u062a\u0642\u062f\u0645 \u0644\u0647\u0645 \u062a\u0648\u0635\u064a\u0627\u062a \u062d\u0648\u0644 \u0643\u064a\u0641\u064a\u0629 \u062a\u062d\u0633\u064a\u0646\u0647\u0627.<\/p>\n\n\n\n

<\/div>\n\n\n\n

\u064a\u064f\u0633\u0631\u0639 \u0625\u062c\u0631\u0627\u0621\u0627\u062a \u0639\u0645\u0644\u064a\u0629 \u0627\u0644\u0645\u0637\u0627\u0644\u0628\u0629<\/strong><\/h3>\n\n\n\n

\u0642\u062f \u064a\u0635\u0639\u0628 \u0641\u064a \u0628\u0639\u0636 \u0627\u0644\u0623\u062d\u064a\u0627\u0646 \u0625\u062b\u0628\u0627\u062a \u0627\u0644\u0645\u062e\u0637\u0626 \u0641\u064a \u0627\u0644\u062d\u0627\u062f\u062b. \u0648\u0642\u062f \u062a\u062f\u062e\u0644 \u0627\u0644\u0634\u0631\u0643\u0627\u062a \u0641\u064a \u0635\u0631\u0627\u0639 \u062d\u0648\u0644 \u0645\u0646 \u0647\u0648 \u0627\u0644\u0645\u062a\u0633\u0628\u0628 \u0644\u062a\u0641\u0627\u062f\u064a \u062f\u0641\u0639 \u0627\u0644\u062a\u0639\u0648\u064a\u0636. \u0625\u0644\u0627 \u0623\u0646 \u0623\u062c\u0647\u0632\u0629 \u0627\u0644\u0645\u0639\u0644\u0648\u0645\u0627\u062a\u064a\u0629 \u0639\u0646 \u0628\u064f\u0639\u062f \u062a\u0648\u0641\u0631 \u0628\u064a\u0627\u0646\u0627\u062a \u0645\u0648\u062b\u0648\u0642\u0629 \u0644\u062a\u062d\u062f\u064a\u062f \u0645\u0646 \u0627\u0631\u062a\u0643\u0628 \u0627\u0644\u062d\u0627\u062f\u062b\u060c \u0648\u0628\u0647\u0630\u0627 \u064a\u062d\u0635\u0644 \u0627\u0644\u0645\u0624\u0645\u0646 \u0644\u0647 \u0639\u0644\u0649 \u0627\u0644\u062a\u0639\u0648\u064a\u0636 \u0628\u0623\u0633\u0631\u0639 \u0648\u0642\u062a \u0645\u0645\u0643\u0646. \u0643\u0645\u0627 \u064a\u0645\u0643\u0646 \u0623\u0646 \u062a\u0633\u0627\u0639\u062f \u0647\u0630\u0647 \u0627\u0644\u0623\u062c\u0647\u0632\u0629 \u0634\u0631\u0643\u0627\u062a \u0627\u0644\u062a\u0623\u0645\u064a\u0646 \u0641\u064a \u0643\u0634\u0641 \u0627\u0644\u0645\u062f\u0651\u0639\u064a\u0646 \u0623\u0648 \u0627\u0644\u0645\u062d\u062a\u0627\u0644\u064a\u0646 \u0627\u0644\u0630\u064a\u0646 \u0642\u062f\u0645\u0648\u0627 \u0645\u0637\u0627\u0644\u0628\u0627\u062a \u0628\u0627\u0637\u0644\u0629.<\/p>\n\n\n\n

<\/div>\n\n\n\n

\u0645\u0633\u0627\u0648\u0626 \u0627\u0644\u062a\u0623\u0645\u064a\u0646 \u0627\u0644\u0642\u0627\u0626\u0645 \u0639\u0644\u0649 \u0627\u0644\u0627\u0633\u062a\u062e\u062f\u0627\u0645<\/h2>\n\n\n\n

\u0643\u0645\u0627 \u064a\u0646\u0637\u0648\u064a \u0627\u0644\u062a\u0623\u0645\u064a\u0646 \u0627\u0644\u0642\u0627\u0626\u0645 \u0639\u0644\u0649 \u0627\u0644\u0627\u0633\u062a\u062e\u062f\u0627\u0645 \u0639\u0644\u0649 \u0645\u0646\u0627\u0641\u0639 \u0645\u0639\u064a\u0646\u0629\u060c \u064a\u0634\u0645\u0644 \u0623\u064a\u0636\u064b\u0627 \u0639\u0644\u0649 \u0628\u0639\u0636 \u0627\u0644\u0645\u0633\u0627\u0648\u0626 \u0627\u0644\u062a\u064a \u064a\u062c\u0628 \u0645\u0631\u0627\u0639\u0627\u062a\u0647\u0627\u060c \u0645\u062b\u0644:<\/p>\n\n\n\n

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<\/div>\n\n\n\n

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<\/div>\n\n\n\n

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\u0628\u0627\u0644\u0625\u0636\u0627\u0641\u0629 \u0625\u0644\u0649 \u0630\u0644\u0643\u060c \u0644\u062f\u0649 \u0643\u0644 \u0634\u0631\u0643\u0629 \u062a\u0623\u0645\u064a\u0646 \u0623\u062c\u0647\u0632\u062a\u0647\u0627 \u0627\u0644\u062e\u0627\u0635\u0629. \u0648\u0641\u064a \u062d\u0627\u0644\u0629 \u0631\u063a\u0628 \u0627\u0644\u0639\u0645\u064a\u0644 \u0641\u064a \u062a\u063a\u064a\u064a\u0631 \u0634\u0631\u0643\u0629 \u0627\u0644\u062a\u0623\u0645\u064a\u0646 \u0633\u064a\u0636\u0637\u0631 \u0625\u0644\u0649 \u0625\u0632\u0627\u0644\u0629 \u0627\u0644\u062c\u0647\u0627\u0632 \u0627\u0644\u062d\u0627\u0644\u064a \u0648\u062a\u062b\u0628\u064a\u062a \u0627\u0644\u062c\u0647\u0627\u0632 \u0627\u0644\u062c\u062f\u064a\u062f. \u0642\u062f \u0644\u0627 \u064a\u0643\u0648\u0646 \u0627\u0644\u0623\u0645\u0631 \u0645\u062c\u062f\u064a\u064b\u0627 \u0641\u064a \u0628\u0639\u0636 \u0627\u0644\u0623\u062d\u064a\u0627\u0646\u060c \u0644\u0630\u0627 \u0645\u0646 \u0627\u0644\u0623\u0641\u0636\u0644 \u0645\u0648\u0627\u0632\u0646\u0629 \u0627\u0644\u0641\u0648\u0627\u0626\u062f \u0648\u0627\u0644\u0645\u0646\u0627\u0641\u0639 \u0628\u0634\u0643\u0644 \u0634\u062e\u0635\u064a \u0642\u0628\u0644 \u0627\u0644\u062d\u0635\u0648\u0644 \u0639\u0644\u0649 \u0627\u0644\u062a\u0623\u0645\u064a\u0646 \u0627\u0644\u0642\u0627\u0626\u0645 \u0639\u0644\u0649 \u0627\u0644\u0627\u0633\u062a\u062e\u062f\u0627\u0645.<\/p>\n\n\n\n

<\/div>\n\n\n\n

\u062a\u0638\u0647\u0631 \u0627\u0644\u0625\u062d\u0635\u0627\u0621\u0627\u062a \u062a\u0632\u0627\u064a\u062f \u0627\u0644\u0625\u0642\u0628\u0627\u0644 \u0639\u0644\u0649 \u0628\u0631\u0627\u0645\u062c \u0627\u0644\u062a\u0623\u0645\u064a\u0646 \u0627\u0644\u0642\u0627\u0626\u0645 \u0639\u0644\u0649 \u0627\u0644\u0627\u0633\u062a\u062e\u062f\u0627\u0645 \u0641\u064a \u0627\u0644\u0639\u062f\u064a\u062f \u0645\u0646 \u0627\u0644\u062f\u0648\u0644 \u0627\u0644\u063a\u0631\u0628\u064a\u0629\u060c \u0628\u0633\u0628\u0628 \u0627\u0644\u0641\u0648\u0627\u0626\u062f \u0627\u0644\u062a\u064a \u064a\u062d\u0642\u0642\u0647\u0627 \u0644\u0644\u0634\u0631\u0643\u0627\u062a \u0648\u0627\u0644\u0639\u0645\u0644\u0627\u0621 \u0639\u0644\u0649 \u062d\u062f \u0633\u0648\u0627\u0621\u060c \u0648\u0644\u0627 \u0633\u064a\u0645\u0627 \u0641\u0626\u0629 \u0627\u0644\u0634\u0628\u0627\u0628 \u0627\u0644\u0628\u0627\u062d\u062b\u064a\u0646 \u0639\u0646 \u0623\u0631\u062e\u0635 \u062a\u0623\u0645\u064a\u0646 \u0633\u064a\u0627\u0631\u0627\u062a. \u0648\u0628\u0627\u0644\u0631\u063a\u0645 \u0645\u0646 \u0627\u0644\u062a\u062d\u062f\u064a\u0627\u062a \u0627\u0644\u0645\u062a\u0639\u0644\u0642\u0629 \u0628\u0627\u0644\u062a\u0642\u0646\u064a\u0629 \u0648\u0627\u0644\u062e\u0635\u0648\u0635\u064a\u0629\u060c \u0641\u0625\u0646 \u0627\u0644\u062a\u0637\u0648\u0631 \u0627\u0644\u0645\u0633\u062a\u0645\u0631 \u0641\u064a \u062a\u0642\u0646\u064a\u0627\u062a \u0627\u0644\u0645\u0639\u0644\u0648\u0645\u0627\u062a\u064a\u0629 \u0639\u0646 \u0628\u064f\u0639\u062f \u0633\u062a\u0633\u0647\u0645 \u0641\u064a \u062a\u062d\u0633\u064a\u0646 \u062f\u0642\u0629 \u0627\u0644\u0628\u064a\u0627\u0646\u0627\u062a \u0648\u062a\u0642\u0644\u064a\u0644 \u0627\u0644\u062a\u0643\u0627\u0644\u064a\u0641. \u0648\u0642\u062f \u0622\u0646 \u0627\u0644\u0623\u0648\u0627\u0646 \u0644\u062a\u0628\u0646\u064a \u0647\u0630\u0627 \u0627\u0644\u0646\u0645\u0648\u0630\u062c \u0627\u0644\u062a\u0623\u0645\u064a\u0646\u064a \u0641\u064a \u0627\u0644\u0623\u0633\u0648\u0627\u0642 \u0627\u0644\u0639\u0631\u0628\u064a\u0629 \u0628\u0648\u0635\u0641\u0647 \u062e\u0637\u0648\u0629 \u0646\u062d\u0648 \u0623\u0646\u0638\u0645\u0629 \u0623\u0643\u062b\u0631 \u0643\u0641\u0627\u0621\u0629 \u0648\u0634\u0641\u0627\u0641\u064a\u0629.<\/p>\n\n\n\n

<\/div>\n\n\n\n
\n
\u062a\u0623\u0645\u064a\u0646 \u0633\u064a\u0627\u0631\u0629 \u0634\u0627\u0645\u0644 \u0628\u0623\u0641\u0636\u0644 \u0627\u0644\u0623\u0633\u0639\u0627\u0631<\/a><\/div>\n<\/div>\n\n\n\n
<\/div>\n\n\n\n

\u0627\u0642\u0631\u0623\/\u064a \u0623\u064a\u0636\u064b\u0627:<\/h2>\n\n\n\n

\u062a\u0639\u0631\u0651\u0641 \u0625\u0644\u0649 \u0623\u0628\u0631\u0632 \u0623\u0633\u0628\u0627\u0628 \u0627\u0631\u062a\u0641\u0627\u0639 \u0623\u0633\u0639\u0627\u0631 \u0627\u0644\u062a\u0623\u0645\u064a\u0646 \u0641\u064a \u0627\u0644\u0625\u0645\u0627\u0631\u0627\u062a<\/a><\/p>\n\n\n\n

\u0627\u0644\u062d\u0648\u0627\u062f<\/a>\u062b<\/a> \u0627\u0644\u0645\u0631\u0648\u0631\u064a\u0629: \u0643\u064a\u0641 \u062a\u0624\u062b\u0631 \u0639\u0644\u0649 \u0623\u0642\u0633\u0627\u0637 \u0627\u0644\u062a\u0623\u0645\u064a\u0646\u061f<\/a><\/p>\n\n\n\n

\u062c\u062f\u064a\u062f \u0623\u0633\u0639\u0627\u0631 \u062a\u0623\u0645\u064a\u0646 \u0627\u0644\u0645\u0631\u0643\u0628\u0627\u062a \u0641\u064a \u0627\u0644\u0625\u0645\u0627\u0631\u0627\u062a 2025<\/a><\/p>\n\n\n\n

\u0633\u0648\u0642 \u062a\u0623\u0645\u064a\u0646 \u0627\u0644\u0633\u064a\u0627\u0631\u0627\u062a \u0641\u064a \u0627\u0644\u0625\u0645\u0627\u0631\u0627\u062a 2024-2025: \u0627\u0644\u0627\u062a\u062c\u0627\u0647\u0627\u062a \u0648\u0627\u0644\u0623\u0631\u0642\u0627\u0645 \u0648\u0627\u0644\u0631\u0624\u0649<\/a><\/p>\n\n\n\n

\u0634\u0631\u0643\u0627\u062a \u0645\u0637\u0627\u0644\u0628\u0627\u062a \u062a\u0623\u0645\u064a\u0646 \u0627\u0644\u0633\u064a\u0627\u0631\u0627\u062a: \u0647\u0644 \u0647\u064a \u0627\u0644\u0645\u0641\u062a\u0627\u062d \u0644\u062d\u0644 \u0627\u0644\u0645\u0646\u0627\u0632\u0639\u0627\u062a \u0648\u0627\u0644\u062a\u0623\u062e\u064a\u0631\u061f<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"

\u064a\u0644\u0642\u0649 \u0627\u0644\u062a\u0623\u0645\u064a\u0646 \u0627\u0644\u0642\u0627\u0626\u0645 \u0639\u0644\u0649 \u0627\u0644\u0627\u0633\u062a\u062e\u062f\u0627\u0645 (UBI) \u0625\u0642\u0628\u0627\u0644\u064b\u0627 \u0643\u0628\u064a\u0631\u064b\u0627 \u0645\u0646 \u0642\u0628\u0644 \u0627\u0644\u0639\u0645\u0644\u0627\u0621 \u0641\u064a \u062f\u0648\u0644 \u0639\u062f\u064a\u062f\u0629 \u0645\u062b\u0644 \u0627\u0644\u0648\u0644\u0627\u064a\u0627\u062a \u0627\u0644\u0645\u062a\u062d\u062f\u0629 \u0648\u0643\u0646\u062f\u0627 \u0648\u0627\u0644\u0645\u0645\u0644\u0643\u0629 \u0627\u0644\u0645\u062a\u062d\u062f\u0629. \u0648\u0645\u0646 \u0627\u0644\u0645\u062a\u0648\u0642\u0639 \u0627\u0633\u062a\u0645\u0631\u0627\u0631 \u0647\u0630\u0627 \u0627\u0644\u0625\u0642\u0628\u0627\u0644 \u0641\u064a \u0627\u0644\u0633\u0646\u0648\u0627\u062a \u0627\u0644\u0642\u0627\u062f\u0645\u0629 \u0646\u062a\u064a\u062c\u0629 \u0627\u0644\u062a\u0637\u0648\u0631 \u0627\u0644\u062a\u0642\u0646\u064a \u0648\u0627\u0644\u062a\u063a\u064a\u0631\u0627\u062a \u0641\u064a \u0633\u0644\u0648\u0643 \u0627\u0644\u0633\u0627\u0626\u0642\u064a\u0646. \u064a\u062d\u0638\u0649 \u0647\u0630\u0627 \u0627\u0644\u0646\u0648\u0639 \u0645\u0646 \u0627\u0644\u062a\u0623\u0645\u064a\u0646 \u0628\u0634\u0639\u0628\u064a\u0629 \u062e\u0627\u0635\u0629 \u0628\u064a\u0646 \u0641\u0626\u0629 \u0627\u0644\u0634\u0628\u0627\u0628 \u0627\u0644\u0628\u0627\u062d\u062b\u064a\u0646 \u0639\u0646 \u0623\u0631\u062e\u0635 \u062a\u0623\u0645\u064a\u0646 \u0633\u064a\u0627\u0631\u0627\u062a. \u0648\u0630\u0644\u0643 \u0646\u0638\u0631\u064b\u0627 \u0644\u0644\u0645\u0631\u0648\u0646\u0629 \u0627\u0644\u062a\u064a \u064a\u0642\u062f\u0645\u0647\u0627 […]<\/p>\n","protected":false},"author":20,"featured_media":52268,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[4561,6242],"tags":[6326,6336,6337],"class_list":["post-52260","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-4561","category-6242","tag-6326","tag-6336","tag--ubi"],"acf":[],"yoast_head":"\n\u0627\u0644\u062a\u0623\u0645\u064a\u0646 \u0627\u0644\u0642\u0627\u0626\u0645 \u0639\u0644\u0649 \u0627\u0644\u0627\u0633\u062a\u062e\u062f\u0627\u0645: \u062e\u064a\u0627\u0631 \u0623\u0631\u062e\u0635 \u0644\u062a\u0623\u0645\u064a\u0646 \u0633\u064a\u0627\u0631\u0627\u062a \u0627\u0644\u0634\u0628\u0627\u0628<\/title>\n<meta name=\"description\" content=\"\u062a\u0639\u0631\u0651\u0641 \u0625\u0644\u0649 \u0627\u0644\u062a\u0623\u0645\u064a\u0646 \u0627\u0644\u0642\u0627\u0626\u0645 \u0639\u0644\u0649 \u0627\u0644\u0627\u0633\u062a\u062e\u062f\u0627\u0645 UBI\u060c \u0643\u064a\u0641 \u064a\u0639\u0645\u0644\u060c \u0648\u0644\u0645\u0627\u0630\u0627 \u064a\u0639\u062f \u062e\u064a\u0627\u0631\u064b\u0627 \u0623\u0642\u0644 \u062a\u0643\u0644\u0641\u0629 \u0644\u0644\u0634\u0628\u0627\u0628 \u0628\u0641\u0636\u0644 \u0627\u0644\u062a\u0633\u0639\u064a\u0631 \u062d\u0633\u0628 \u0627\u0644\u0633\u0644\u0648\u0643 \u0648\u0627\u0644\u0642\u064a\u0627\u062f\u0629 \u0627\u0644\u0622\u0645\u0646\u0629.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.buyanyinsurance.ae\/blog\/ar\/%d8%a7%d9%84%d8%aa%d8%a3%d9%85%d9%8a%d9%86-%d8%a7%d9%84%d9%82%d8%a7%d8%a6%d9%85-%d8%b9%d9%84%d9%89-%d8%a7%d9%84%d8%a7%d8%b3%d8%aa%d8%ae%d8%af%d8%a7%d9%85\/\" \/>\n<meta property=\"og:locale\" content=\"ar_AR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"\u0623\u0628\u0631\u0632 \u0627\u0644\u0627\u062a\u062c\u0627\u0647\u0627\u062a \u0627\u0644\u0639\u0627\u0644\u0645\u064a\u0629 \u0641\u064a \u062a\u0628\u0646\u064a \u0627\u0644\u062a\u0623\u0645\u064a\u0646 \u0627\u0644\u0642\u0627\u0626\u0645 \u0639\u0644\u0649 \u0627\u0644\u0627\u0633\u062a\u062e\u062f\u0627\u0645\" \/>\n<meta property=\"og:description\" content=\"\u062a\u0639\u0631\u0651\u0641 \u0625\u0644\u0649 \u0627\u0644\u062a\u0623\u0645\u064a\u0646 \u0627\u0644\u0642\u0627\u0626\u0645 \u0639\u0644\u0649 \u0627\u0644\u0627\u0633\u062a\u062e\u062f\u0627\u0645 UBI\u060c \u0643\u064a\u0641 \u064a\u0639\u0645\u0644\u060c \u0648\u0644\u0645\u0627\u0630\u0627 \u064a\u0639\u062f \u062e\u064a\u0627\u0631\u064b\u0627 \u0623\u0642\u0644 \u062a\u0643\u0644\u0641\u0629 \u0644\u0644\u0634\u0628\u0627\u0628 \u0628\u0641\u0636\u0644 \u0627\u0644\u062a\u0633\u0639\u064a\u0631 \u062d\u0633\u0628 \u0627\u0644\u0633\u0644\u0648\u0643 \u0648\u0627\u0644\u0642\u064a\u0627\u062f\u0629 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