{"id":52233,"date":"2025-04-29T12:03:11","date_gmt":"2025-04-29T08:03:11","guid":{"rendered":"https:\/\/www.buyanyinsurance.ae\/blog\/?p=52233"},"modified":"2025-11-27T11:53:44","modified_gmt":"2025-11-27T07:53:44","slug":"%d8%a7%d8%b1%d8%aa%d9%81%d8%a7%d8%b9-%d8%a3%d8%b3%d8%b9%d8%a7%d8%b1-%d8%a7%d9%84%d8%aa%d8%a3%d9%85%d9%8a%d9%86","status":"publish","type":"post","link":"https:\/\/www.buyanyinsurance.ae\/blog\/ar\/%d8%a7%d8%b1%d8%aa%d9%81%d8%a7%d8%b9-%d8%a3%d8%b3%d8%b9%d8%a7%d8%b1-%d8%a7%d9%84%d8%aa%d8%a3%d9%85%d9%8a%d9%86\/","title":{"rendered":"\u062a\u0639\u0631\u0651\u0641 \u0625\u0644\u0649 \u0623\u0628\u0631\u0632 \u0623\u0633\u0628\u0627\u0628 \u0627\u0631\u062a\u0641\u0627\u0639 \u0623\u0633\u0639\u0627\u0631 \u0627\u0644\u062a\u0623\u0645\u064a\u0646 \u0641\u064a \u0627\u0644\u0625\u0645\u0627\u0631\u0627\u062a"},"content":{"rendered":"\n

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<\/div>\n\n\n\n

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\u0648\u0641\u064a \u062d\u0627\u0644 \u0644\u0645 \u064a\u062a\u0631\u0627\u0641\u0642 \u0646\u0645\u0648 \u0633\u0648\u0642 \u0642\u0637\u0639 \u063a\u064a\u0627\u0631 \u0627\u0644\u0633\u064a\u0627\u0631\u0627\u062a \u0645\u0639 \u0627\u0644\u062a\u0648\u0633\u0639 \u0641\u064a \u062e\u062f\u0645\u0627\u062a \u0627\u0644\u0635\u064a\u0627\u0646\u0629 \u0648\u0627\u0644\u0625\u0635\u0644\u0627\u062d\u060c \u064a\u0645\u0643\u0646 \u0623\u0646 \u062a\u0631\u062a\u0641\u0639 \u0623\u0633\u0639\u0627\u0631 \u062a\u0623\u0645\u064a\u0646 \u0627\u0644\u0633\u064a\u0627\u0631\u0627\u062a \u0644\u0644\u0623\u0633\u0628\u0627\u0628 \u0627\u0644\u062a\u0627\u0644\u064a\u0629:<\/p>\n\n\n\n

– \u0627\u0631\u062a\u0641\u0627\u0639 \u0623\u062c\u0648\u0631 \u0627\u0644\u0641\u0646\u064a\u064a\u0646.<\/p>\n\n\n\n

– \u0641\u062a\u0631\u0627\u062a \u0627\u0644\u0627\u0646\u062a\u0638\u0627\u0631 \u0627\u0644\u0637\u0648\u064a\u0644\u0629.<\/p>\n\n\n\n

– \u0627\u0631\u062a\u0641\u0627\u0639 \u062a\u0643\u0644\u0641\u0629 \u0627\u0644\u0625\u0635\u0644\u0627\u062d.<\/p>\n\n\n\n

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<\/div>\n\n\n
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\"\u0627\u0631\u062a\u0641\u0627\u0639<\/figure><\/div>\n\n\n
<\/div>\n\n\n\n
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\u062a\u062c\u062f\u064a\u062f \u062a\u0623\u0645\u064a\u0646 \u0627\u0644\u0633\u064a\u0627\u0631\u0629 \u0648\u0644\u0627 \u0623\u0633\u0647\u0644<\/a><\/div>\n<\/div>\n\n\n\n
<\/div>\n\n\n\n

2- \u0627\u0646\u062e\u0641\u0627\u0636 \u0642\u064a\u0645\u0629 \u062d\u0637\u0627\u0645 \u0627\u0644\u0633\u064a\u0627\u0631\u0627\u062a \u0630\u0627\u062a \u0627\u0644\u062e\u0633\u0627\u0631\u0629 \u0627\u0644\u0643\u0644\u064a\u0629<\/h2>\n\n\n\n

\u0625\u0646 \u0633\u0639\u0631 \u062d\u0637\u0627\u0645 \u0627\u0644\u0633\u064a\u0627\u0631\u0627\u062a\u060c \u0623\u0648 \u0645\u0627 \u064a\u064f\u0639\u0631\u0641 \u0628\u0640 \u00abTotal Loss\u00bb\u060c \u0623\u062d\u062f \u0623\u0628\u0631\u0632 \u0627\u0644\u0639\u0648\u0627\u0645\u0644 \u0627\u0644\u0645\u0624\u062b\u0631\u0629 \u0641\u064a \u0623\u0633\u0639\u0627\u0631 \u062a\u0623\u0645\u064a\u0646 \u0627\u0644\u0633\u064a\u0627\u0631\u0627\u062a. \u0641\u0645\u0639 \u0627\u0631\u062a\u0641\u0627\u0639 \u0623\u0633\u0639\u0627\u0631 \u0642\u0637\u0639 \u0627\u0644\u063a\u064a\u0627\u0631 \u0627\u0644\u0645\u062a\u062e\u0635\u0635\u0629\u060c \u0648\u062e\u0627\u0635\u0629 \u0641\u064a \u0627\u0644\u0633\u064a\u0627\u0631\u0627\u062a \u0627\u0644\u0643\u0647\u0631\u0628\u0627\u0626\u064a\u0629 \u0623\u0648 \u0627\u0644\u062d\u062f\u064a\u062b\u0629\u060c \u062a\u0645\u064a\u0644 \u0634\u0631\u0643\u0627\u062a \u0627\u0644\u062a\u0623\u0645\u064a\u0646 \u0625\u0644\u0649 \u062a\u0635\u0646\u064a\u0641 \u0627\u0644\u0633\u064a\u0627\u0631\u0629 \u0639\u0644\u0649 \u0623\u0646\u0647\u0627 \u062e\u0633\u0627\u0631\u0629 \u0643\u0644\u064a\u0629 \u0628\u062f\u0644\u064b\u0627 \u0645\u0646 \u0625\u0635\u0644\u0627\u062d\u0647\u0627\u060c \u0648\u0628\u0627\u0644\u062a\u0627\u0644\u064a \u062a\u0646\u062e\u0641\u0636 \u0642\u064a\u0645\u062a\u0647\u0627 \u0641\u064a \u0633\u0648\u0642 \u0627\u0644\u062e\u0631\u062f\u0629 \u0623\u0648 \u0627\u0644\u0633\u0643\u0631\u0627\u0628. \u0648\u064a\u0631\u062c\u0639 \u0647\u0630\u0627 \u0627\u0644\u0627\u0646\u062e\u0641\u0627\u0636 \u0625\u0644\u0649 \u0639\u062f\u0629 \u0623\u0633\u0628\u0627\u0628\u060c \u0623\u0628\u0631\u0632\u0647\u0627:<\/p>\n\n\n\n

– \u0627\u0644\u062a\u0635\u0645\u064a\u0645 \u0627\u0644\u0645\u0639\u0642\u062f \u0644\u0644\u0633\u064a\u0627\u0631\u0627\u062a \u0627\u0644\u062d\u062f\u064a\u062b\u0629.<\/p>\n\n\n\n

– \u0646\u062f\u0631\u0629 \u0627\u0644\u0637\u0644\u0628 \u0639\u0644\u0649 \u0628\u0639\u0636 \u0642\u0637\u0639 \u0627\u0644\u0633\u064a\u0627\u0631\u0627\u062a \u0627\u0644\u0643\u0647\u0631\u0628\u0627\u0626\u064a\u0629.<\/p>\n\n\n\n

– \u0635\u0639\u0648\u0628\u0629 \u0628\u064a\u0639 \u0627\u0644\u062d\u0637\u0627\u0645 \u0628\u0623\u0633\u0639\u0627\u0631 \u0645\u0631\u0628\u062d\u0629 \u0641\u064a \u0627\u0644\u0623\u0633\u0648\u0627\u0642 \u0627\u0644\u0645\u062d\u0644\u064a\u0629 \u0644\u0644\u0625\u0645\u0627\u0631\u0627\u062a.<\/p>\n\n\n\n

\u0645\u0639 \u0627\u0646\u062e\u0641\u0627\u0636 \u0642\u064a\u0645\u0629 \u062d\u0637\u0627\u0645 \u0627\u0644\u0633\u064a\u0627\u0631\u0629\u060c \u062a\u0636\u0637\u0631 \u0634\u0631\u0643\u0627\u062a \u0627\u0644\u062a\u0623\u0645\u064a\u0646 \u0625\u0644\u0649 \u062a\u0639\u0648\u064a\u0636 \u0641\u0631\u0642 \u0627\u0644\u062a\u0643\u0644\u0641\u0629 \u0645\u0646 \u062e\u0644\u0627\u0644 \u0631\u0641\u0639 \u0623\u0633\u0639\u0627\u0631 \u062a\u0623\u0645\u064a\u0646 \u0627\u0644\u0633\u064a\u0627\u0631\u0627\u062a \u0644\u062a\u063a\u0637\u064a\u0629 \u0647\u0630\u0647 \u0627\u0644\u0623\u062e\u0637\u0627\u0631. \u0643\u0645\u0627 \u0625\u0646 \u0628\u064a\u0639 \u062d\u0637\u0627\u0645 \u0627\u0644\u0633\u064a\u0627\u0631\u0627\u062a \u0627\u0644\u0641\u0627\u062e\u0631\u0629 \u0623\u0648 \u0627\u0644\u0643\u0647\u0631\u0628\u0627\u0626\u064a\u0629\u00a0\u064a\u0635\u0628\u062d \u0623\u0643\u062b\u0631 \u0635\u0639\u0648\u0628\u0629 \u0646\u0638\u0631\u064b\u0627 \u0644\u0644\u0637\u0644\u0628 \u0627\u0644\u0645\u062d\u062f\u0648\u062f \u0639\u0644\u0649 \u0642\u0637\u0639 \u063a\u064a\u0627\u0631\u0647\u0627\u060c \u0645\u0645\u0627 \u064a\u0633\u0647\u0645 \u0641\u064a \u0632\u064a\u0627\u062f\u0629 \u0627\u0644\u062a\u062d\u062f\u064a\u0627\u062a \u0627\u0644\u062a\u064a \u062a\u0648\u0627\u062c\u0647 \u0634\u0631\u0643\u0627\u062a \u0627\u0644\u062a\u0623\u0645\u064a\u0646\u060c \u0648\u0628\u0627\u0644\u062a\u0627\u0644\u064a \u062a\u064f\u062c\u0628\u0631 \u0639\u0644\u0649 \u0631\u0641\u0639 \u0627\u0644\u0623\u0633\u0639\u0627\u0631 \u0644\u062a\u0641\u0627\u062f\u064a \u0627\u0644\u062e\u0633\u0627\u0626\u0631.<\/p>\n\n\n\n

<\/div>\n\n\n\n

3- \u0627\u0631\u062a\u0641\u0627\u0639 \u0639\u062f\u062f \u0627\u0644\u062d\u0648\u0627\u062f\u062b \u0627\u0644\u0645\u0631\u0648\u0631\u064a\u0629 \u0641\u064a \u0627\u0644\u0625\u0645\u0627\u0631\u0627\u062a<\/h2>\n\n\n\n

\u062a\u0634\u0647\u062f \u0637\u0631\u0642 \u0627\u0644\u0625\u0645\u0627\u0631\u0627\u062a \u062d\u0648\u0627\u062f\u062b \u0645\u0631\u0648\u0631 \u0628\u0623\u0639\u062f\u0627\u062f \u0643\u0628\u064a\u0631\u0629\u060c \u062e\u0627\u0635\u0629 \u0645\u0639 \u0627\u0644\u0646\u0645\u0648 \u0627\u0644\u0633\u0643\u0627\u0646\u064a \u0627\u0644\u0645\u062a\u0632\u0627\u064a\u062f \u0648\u0627\u0631\u062a\u0641\u0627\u0639 \u0627\u0644\u0637\u0644\u0628 \u0639\u0644\u0649 \u0634\u0631\u0627\u0621 \u0627\u0644\u0633\u064a\u0627\u0631\u0627\u062a \u0639\u0627\u0645\u064b\u0627 \u0628\u0639\u062f \u0639\u0627\u0645\u060c \u0648\u0647\u0630\u0627 \u0645\u0627 \u064a\u0646\u0639\u0643\u0633 \u0645\u0628\u0627\u0634\u0631\u0629 \u0639\u0644\u0649 \u0623\u0633\u0639\u0627\u0631 \u0627\u0644\u062a\u0623\u0645\u064a\u0646. \u0648\u0648\u0641\u0642\u064b\u0627 \u0644\u0625\u062d\u0635\u0627\u0621\u0627\u062a \u0648\u0632\u0627\u0631\u0629 \u0627\u0644\u062f\u0627\u062e\u0644\u064a\u0629<\/a>\u060c \u0633\u064f\u062c\u0644\u062a 4748 \u062d\u0627\u062f\u062b\u064b\u0627 \u0645\u0631\u0648\u0631\u064a\u064b\u0627 \u0641\u064a \u0639\u0627\u0645 2024 \u0623\u0633\u0641\u0631\u062a \u0639\u0646 384 \u0648\u0641\u0627\u0629 \u0648 6032 \u0625\u0635\u0627\u0628\u0629 \u062a\u062a\u0631\u0627\u0648\u062d \u0628\u064a\u0646 \u0627\u0644\u0628\u0633\u064a\u0637\u0629 \u0648\u0627\u0644\u0645\u062a\u0648\u0633\u0637\u0629 \u0648\u0627\u0644\u0628\u0644\u064a\u063a\u0629. \u0648\u0628\u0627\u0644\u0631\u063a\u0645 \u0645\u0646 \u0627\u0646\u062e\u0641\u0627\u0636 \u0639\u062f\u062f \u0627\u0644\u062d\u0648\u0627\u062f\u062b \u0645\u0642\u0627\u0631\u0646\u0629 \u0628\u0639\u0627\u0645 2023 \u0627\u0644\u0630\u064a \u0628\u0644\u063a \u0641\u064a\u0647 \u0639\u062f\u062f \u0627\u0644\u062d\u0648\u0627\u062f\u062b 5568\u060c \u0641\u0625\u0646 \u0627\u0644\u0623\u0631\u0642\u0627\u0645 \u0644\u0627\u062a\u0632\u0627\u0644 \u0645\u0631\u062a\u0641\u0639\u0629 \u0645\u0642\u0627\u0631\u0646\u0629 \u0628\u0639\u0627\u0645 2022 \u0627\u0644\u0630\u064a \u0634\u0647\u062f 5009 \u062d\u0648\u0627\u062f\u062b \u0645\u0631\u0648\u0631\u064a\u0629.<\/p>\n\n\n\n

\u0623\u0645\u0627 \u0639\u0644\u0649 \u0645\u0633\u062a\u0648\u0649 \u0627\u0644\u0645\u062f\u0646\u060c \u0641\u0642\u062f \u0633\u064f\u062c\u0651\u0644\u062a \u062f\u0628\u064a \u0641\u064a \u0639\u0627\u0645 2023 \u0646\u062d\u0648 2607 \u062d\u0648\u0627\u062f\u062b\u060c \u062a\u0644\u062a\u0647\u0627 \u0623\u0628\u0648\u0638\u0628\u064a \u0628\u0640 1850 \u062d\u0627\u062f\u062b\u064b\u0627\u060c \u0648\u0641\u064a \u0639\u0627\u0645 2024 \u0628\u0644\u063a \u0639\u062f\u062f \u0627\u0644\u062d\u0648\u0627\u062f\u062b \u0627\u0644\u0645\u0633\u062c\u0644\u0629 \u0641\u064a \u062c\u0645\u064a\u0639 \u0623\u0646\u062d\u0627\u0621 \u0627\u0644\u0625\u0645\u0627\u0631\u0627\u062a 2748 \u062d\u0627\u062f\u062b\u064b\u0627 \u0645\u0631\u0648\u0631\u064a\u064b\u0627.<\/p>\n\n\n\n

\u064a\u0631\u062a\u0628\u0637 \u0627\u0631\u062a\u0641\u0627\u0639 \u0639\u062f\u062f \u0627\u0644\u062d\u0648\u0627\u062f\u062b \u0627\u0644\u0645\u0631\u0648\u0631\u064a\u0629 \u0628\u062d\u062c\u0645 \u0627\u0644\u0645\u0637\u0627\u0644\u0628\u0627\u062a \u0627\u0644\u062a\u0623\u0645\u064a\u0646\u064a\u0629 \u0648\u0627\u0644\u062a\u0639\u0648\u064a\u0636\u0627\u062a \u0627\u0644\u062a\u064a \u062a\u062a\u0643\u0628\u062f\u0647\u0627 \u0634\u0631\u0643\u0627\u062a \u0627\u0644\u062a\u0623\u0645\u064a\u0646\u060c \u0641\u0642\u062f \u0627\u0632\u062f\u0627\u062f\u062a \u0646\u0633\u0628\u0629 \u0645\u0637\u0627\u0644\u0628\u0627\u062a \u062a\u0623\u0645\u064a\u0646 \u0627\u0644\u0645\u0631\u0643\u0628\u0627\u062a \u0628\u0645\u0627 \u064a\u0635\u0644 \u0625\u0644\u0649 7.9% \u0641\u064a \u0639\u0627\u0645 2023 \u0644\u062a\u0635\u0644 \u0625\u0644\u0649 4 \u0645\u0644\u064a\u0627\u0631\u0627\u062a \u062f\u0631\u0647\u0645\u060c \u0645\u0642\u0627\u0631\u0646\u0629 \u0628\u0640 3.7 \u0645\u0644\u064a\u0627\u0631\u0627\u062a \u062f\u0631\u0647\u0645 \u0641\u064a \u0639\u0627\u0645 2022.<\/p>\n\n\n\n

\u062a\u0648\u0636\u062d \u0647\u0630\u0647 \u0627\u0644\u0645\u0624\u0634\u0631\u0627\u062a \u0625\u0644\u0649 \u0623\u0646 \u0627\u0631\u062a\u0641\u0627\u0639 \u0639\u062f\u062f \u0627\u0644\u062d\u0648\u0627\u062f\u062b\u060c \u062d\u062a\u0649 \u0645\u0639 \u062a\u0641\u0627\u0648\u062a \u0646\u0633\u0628\u062a\u0647\u0627 \u0645\u0646 \u0639\u0627\u0645 \u0644\u0622\u062e\u0631\u060c \u062a\u062b\u0642\u0644 \u0643\u0627\u0647\u0644 \u0634\u0631\u0643\u0627\u062a \u0627\u0644\u062a\u0623\u0645\u064a\u0646 \u0648\u064a\u062f\u0641\u0639\u0647\u0627 \u0625\u0644\u0649 \u0625\u0639\u0627\u062f\u0629 \u062a\u0633\u0639\u064a\u0631 \u0627\u0644\u0628\u0648\u0627\u0644\u0635 \u0644\u062a\u063a\u0637\u064a\u0629 \u0627\u0644\u062a\u0643\u0627\u0644\u064a\u0641 \u0648\u0627\u0644\u062d\u062f \u0645\u0646 \u0627\u0644\u062e\u0633\u0627\u0626\u0631. <\/p>\n\n\n\n

<\/div>\n\n\n\n

4- \u062a\u0639\u0648\u064a\u0636 \u0627\u0644\u062e\u0633\u0627\u0626\u0631 \u0627\u0644\u0633\u0627\u0628\u0642\u0629 \u0644\u0634\u0631\u0643\u0627\u062a \u0627\u0644\u062a\u0623\u0645\u064a\u0646<\/h2>\n\n\n\n

\u0644\u0627 \u064a\u0631\u062a\u0628\u0637 \u0627\u0631\u062a\u0641\u0627\u0639 \u0623\u0633\u0639\u0627\u0631 \u0627\u0644\u062a\u0623\u0645\u064a\u0646 \u062f\u0627\u0626\u0645\u064b\u0627 \u0628\u0627\u0644\u062a\u0643\u0627\u0644\u064a\u0641 \u0627\u0644\u0631\u0627\u0647\u0646\u0629 \u0641\u0642\u0637\u060c \u0648\u0625\u0646\u0645\u0627 \u0642\u062f \u062a\u0644\u062c\u0623 \u0628\u0639\u0636 \u0634\u0631\u0643\u0627\u062a \u0627\u0644\u062a\u0623\u0645\u064a\u0646 \u0625\u0644\u0649 \u0631\u0641\u0639 \u0623\u0633\u0639\u0627\u0631 \u0627\u0644\u0648\u062b\u0627\u0626\u0642 \u0644\u062a\u0639\u0648\u064a\u0636 \u062e\u0633\u0627\u0626\u0631 \u062a\u0643\u0628\u062f\u062a\u0647\u0627 \u0641\u064a \u0641\u062a\u0631\u0627\u062a \u0633\u0627\u0628\u0642\u0629. \u0639\u0644\u0649 \u0633\u0628\u064a\u0644 \u0627\u0644\u0645\u062b\u0627\u0644: \u0641\u062a\u0631\u0629 \u062c\u0627\u0626\u062d\u0629 \u0643\u0648\u0631\u0648\u0646\u0627 \u0648\u0645\u0627 \u062e\u0644\u0651\u0641\u062a\u0647 \u0645\u0646 \u0627\u0636\u0637\u0631\u0627\u0628\u0627\u062a \u0627\u0642\u062a\u0635\u0627\u062f\u064a\u0629 \u0643\u0628\u064a\u0631\u0629\u060c \u0648\u0627\u0646\u062e\u0641\u0627\u0636 \u063a\u064a\u0631 \u0645\u0633\u0628\u0648\u0642 \u0641\u064a \u0623\u0633\u0639\u0627\u0631 \u0627\u0644\u062a\u0623\u0645\u064a\u0646. \u0643\u0630\u0644\u0643\u060c \u0641\u064a\u0636\u0627\u0646 \u062f\u0628\u064a \u0641\u064a \u0639\u0627\u0645 2024 \u0627\u0644\u0630\u064a \u0623\u0644\u062d\u0642 \u0623\u0636\u0631\u0627\u0631\u064b\u0627 \u0648\u0627\u0633\u0639\u0629 \u0628\u0627\u0644\u0645\u0631\u0643\u0628\u0627\u062a \u0648\u0627\u0644\u0645\u0645\u062a\u0644\u0643\u0627\u062a.<\/p>\n\n\n\n

\u0623\u062d\u062f\u0627\u062b \u0643\u0647\u0630\u0647 \u062a\u062f\u0641\u0639 \u0628\u0634\u0631\u0643\u0627\u062a \u0627\u0644\u062a\u0623\u0645\u064a\u0646 \u0625\u0644\u0649 \u0627\u062a\u062e\u0627\u0630 \u062a\u062f\u0627\u0628\u064a\u0631 \u0648\u0642\u0627\u0626\u064a\u0629\u060c \u0643\u0625\u0639\u0627\u062f\u0629 \u0627\u0644\u0646\u0638\u0631 \u0641\u064a \u0634\u0631\u0648\u0637 \u0648\u062b\u0627\u0626\u0642 \u0627\u0644\u062a\u0623\u0645\u064a\u0646 \u0623\u0648 \u0631\u0641\u0639 \u0627\u0644\u0623\u0642\u0633\u0627\u0637 \u0644\u0636\u0645\u0627\u0646 \u0627\u0633\u062a\u0645\u0631\u0627\u0631\u064a\u0629 \u062e\u062f\u0645\u0627\u062a\u0647\u0627\u060c \u0648\u0627\u0644\u0648\u0641\u0627\u0621 \u0628\u0627\u0644\u062a\u0632\u0627\u0645\u0627\u062a\u0647\u0627\u060c \u0648\u062a\u062d\u0642\u064a\u0642 \u0627\u0644\u0627\u0633\u062a\u062f\u0627\u0645\u0629 \u0627\u0644\u0645\u0627\u0644\u064a\u0629.<\/p>\n\n\n\n

<\/div>\n\n\n
\n
\"\u0627\u0644\u0627\u062d\u062a\u064a\u0627\u0644<\/figure><\/div>\n\n\n
<\/div>\n\n\n\n
\n
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<\/div>\n\n\n\n

5- \u0627\u0644\u0627\u062d\u062a\u064a\u0627\u0644 \u0641\u064a \u0627\u0644\u062a\u0623\u0645\u064a\u0646<\/h2>\n\n\n\n

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<\/div>\n\n\n\n

6- \u0639\u0648\u0627\u0645\u0644 \u062a\u0633\u0639\u064a\u0631 \u0648\u062b\u0627\u0626\u0642 \u0627\u0644\u062a\u0623\u0645\u064a\u0646<\/h2>\n\n\n\n

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\u062a\u0647\u062f\u0641 \u0627\u0644\u0634\u0631\u0643\u0627\u062a \u0645\u0646 \u0630\u0644\u0643 \u0625\u0644\u0649 \u0627\u0643\u062a\u0634\u0627\u0641 \u0645\u0624\u0634\u0631\u0627\u062a \u0627\u0644\u062e\u0637\u0631 \u0627\u0644\u062a\u064a \u064a\u0634\u0643\u0644\u0647\u0627 \u0627\u0644\u0633\u0627\u0626\u0642 \u0623\u0648 \u0627\u0644\u0645\u0631\u0643\u0628\u0629 \u0627\u0631\u062a\u0641\u0627\u0639\u064b\u0627 \u0623\u0645 \u0627\u0646\u062e\u0641\u0627\u0636\u064b\u0627 \u0639\u0644\u0649 \u0634\u0631\u0643\u0629 \u0627\u0644\u062a\u0623\u0645\u064a\u0646\u060c \u0628\u0645\u0639\u0646\u0649 \u0623\u0648\u0636\u062d \u0647\u0644 \u064a\u0645\u064a\u0644 \u0627\u0644\u0633\u0627\u0626\u0642 \u0625\u0644\u0649 \u0627\u0631\u062a\u0643\u0627\u0628 \u062d\u0627\u062f\u062b \u0633\u064a\u0627\u0631\u0629 \u0623\u0645 \u0644\u0627\u060c \u0648\u0641\u064a \u062d\u0627\u0644 \u0648\u0642\u0648\u0639 \u062d\u0627\u062f\u062b \u0645\u0627 \u062a\u0643\u0644\u0641\u0629 \u0627\u0644\u0636\u0631\u0631 \u0627\u0644\u062a\u064a \u0633\u062a\u062a\u062d\u0645\u0644\u0647\u0627 \u0634\u0631\u0643\u0629 \u0627\u0644\u062a\u0623\u0645\u064a\u0646\u060c \u0645\u0646 \u0633\u0639\u0631 \u0642\u0637\u0639 \u0627\u0644\u063a\u064a\u0627\u0631 \u0648\u062a\u0643\u0627\u0644\u064a\u0641 \u0627\u0644\u0625\u0635\u0644\u0627\u062d\u060c \u0623\u0648 \u062a\u0639\u0648\u064a\u0636 \u0627\u0644\u062e\u0633\u0627\u0631\u0629 \u0627\u0644\u0643\u0644\u064a\u0629.<\/p>\n\n\n\n

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<\/div>\n\n\n\n

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2000<\/td>600 \u062f\u0631\u0647\u0645<\/td>1150 \u062f\u0631\u0647\u0645<\/td><\/tr>
2022<\/td>310 \u062f\u0631\u0647\u0645<\/td>680 \u062f\u0631\u0647\u0645<\/td><\/tr>
2025<\/td>700 \u062f\u0631\u0647\u0645<\/td>1300 \u062f\u0631\u0647\u0645<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n
<\/div>\n\n\n\n

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2000<\/td>800 \u062f\u0631\u0647\u0645<\/td>1680 \u062f\u0631\u0647\u0645<\/td><\/tr>
2022<\/td>400 \u062f\u0631\u0647\u0645<\/td>1000 \u062f\u0631\u0647\u0645<\/td><\/tr>
2025<\/td>850 \u062f\u0631\u0647\u0645<\/td>2255 \u062f\u0631\u0647\u0645<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n
<\/div>\n\n\n\n
\n
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<\/div>\n\n\n\n

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\u064a\u0645\u0643\u0646 \u0623\u0646 \u062a\u0633\u0647\u0645 \u0628\u0639\u0636 \u0627\u0644\u0639\u0648\u0627\u0645\u0644 \u0641\u064a \u0627\u0633\u062a\u0642\u0631\u0627\u0631 \u0623\u0633\u0639\u0627\u0631 \u0627\u0644\u062a\u0623\u0645\u064a\u0646 \u0641\u064a \u062d\u0627\u0644\u062a\u064a\u0646:<\/p>\n\n\n\n

– \u0627\u0644\u0627\u0633\u062a\u062b\u0645\u0627\u0631 \u0641\u064a \u0627\u0644\u062a\u0642\u0646\u064a\u0627\u062a \u0627\u0644\u062d\u062f\u064a\u062b\u0629 \u0645\u062b\u0644 \u0627\u0644\u0628\u0644\u0648\u0643 \u062a\u0634\u064a\u0646 \u0644\u0644\u0643\u0634\u0641 \u0639\u0646 \u0639\u0645\u0644\u064a\u0627\u062a \u0627\u0644\u0627\u062d\u062a\u064a\u0627\u0644.<\/p>\n\n\n\n

– \u0627\u0644\u0627\u0633\u062a\u062b\u0645\u0627\u0631 \u0641\u064a \u0645\u0646\u062a\u062c\u0627\u062a \u062c\u062f\u064a\u062f\u0629 \u0648\u062d\u0644\u0648\u0644 \u0631\u0642\u0645\u064a\u0629 \u062a\u0631\u0641\u0639 \u0627\u0644\u0645\u0646\u0627\u0641\u0633\u0629.<\/p>\n\n\n\n

\u0648\u0628\u0630\u0644\u0643\u060c \u0633\u064a\u0634\u0647\u062f \u0642\u0637\u0627\u0639 \u0627\u0644\u062a\u0623\u0645\u064a\u0646 \u0627\u0631\u062a\u0641\u0627\u0639\u064b\u0627 \u0645\u0633\u062a\u0645\u0631\u064b\u0627 \u0641\u064a \u0639\u0627\u0645 2025\u060c \u0645\u0639 \u0627\u0633\u062a\u0642\u0631\u0627\u0631 \u0646\u0633\u0628\u064a \u0641\u064a \u0639\u0627\u0645 2026 \u0641\u064a \u062d\u0627\u0644 \u0637\u0648\u0651\u0631\u062a \u0627\u0644\u0634\u0631\u0643\u0627\u062a \u0645\u0646 \u062a\u0642\u0646\u064a\u0627\u062a \u0625\u062f\u0627\u0631\u0629 \u0627\u0644\u0645\u062e\u0627\u0637\u0631 \u0648\u0627\u0631\u062a\u0641\u0627\u0639 \u0627\u0644\u0645\u0646\u0627\u0641\u0633\u0629 \u0641\u064a\u0645\u0627 \u0628\u064a\u0646\u0647\u0627.<\/p>\n\n\n\n

<\/div>\n\n\n\n

 \u062a\u0648\u0636\u062d \u0627\u0644\u0645\u0624\u0634\u0631\u0627\u062a \u0627\u0644\u062d\u0627\u0644\u064a\u0629 \u0625\u0644\u0649 \u0623\u0646 \u0633\u0648\u0642 \u062a\u0623\u0645\u064a\u0646 \u0627\u0644\u0633\u064a\u0627\u0631\u0627\u062a \u0641\u064a \u0627\u0644\u0625\u0645\u0627\u0631\u0627\u062a \u064a\u0645\u0631 \u0628\u062a\u062d\u062f\u064a\u0627\u062a \u062f\u0627\u0626\u0645\u0629\u060c \u062a\u062a\u062f\u0627\u062e\u0644 \u0641\u064a\u0647\u0627 \u0639\u0648\u0627\u0645\u0644 \u0627\u0642\u062a\u0635\u0627\u062f\u064a\u0629 \u0648\u062a\u0634\u063a\u064a\u0644\u064a\u0629 \u0648\u0633\u0644\u0648\u0643\u064a\u0629. \u0641\u064a \u062d\u064a\u0646 \u062a\u0628\u0630\u0644 \u0627\u0644\u0634\u0631\u0643\u0627\u062a \u0623\u0642\u0635\u0649 \u062c\u0647\u0648\u062f\u0647\u0627 \u0644\u0645\u0648\u0627\u0632\u0646\u0629 \u0627\u0644\u0645\u062e\u0627\u0637\u0631 \u0627\u0644\u0645\u0627\u0644\u064a\u0629 \u0645\u0639 \u0627\u0644\u062d\u0641\u0627\u0638 \u0639\u0644\u0649 \u0627\u0633\u062a\u062f\u0627\u0645\u0629 \u062e\u062f\u0645\u0627\u062a\u0647\u0627\u060c \u0645\u0646 \u0627\u0644\u0645\u0631\u062c\u062d \u0639\u062f\u0645 \u0627\u0633\u062a\u0642\u0631\u0627\u0631 \u0623\u0633\u0639\u0627\u0631 \u0627\u0644\u062a\u0623\u0645\u064a\u0646 \u0648\u0641\u0642\u064b\u0627 \u0644\u0645\u0633\u062a\u062c\u062f\u0627\u062a \u0627\u0644\u062d\u0648\u0627\u062f\u062b \u0648\u062a\u0643\u0644\u0641\u0629 \u0627\u0644\u0645\u062f\u0641\u0648\u0639\u0627\u062a \u0648\u0627\u0646\u062a\u0634\u0627\u0631 \u0639\u0645\u0644\u064a\u0627\u062a \u0627\u0644\u0627\u062d\u062a\u064a\u0627\u0644. \u0648\u0644\u0639\u0644 \u0623\u0628\u0631\u0632 \u0645\u0627 \u062a\u062a\u0637\u0644\u0628\u0647 \u0627\u0644\u0645\u0631\u062d\u0644\u0629 \u0627\u0644\u0642\u0627\u062f\u0645\u0629 \u0645\u0631\u0627\u0642\u0628\u0629 \u0647\u0630\u0647 \u0627\u0644\u0639\u0648\u0627\u0645\u0644 \u0644\u0636\u0645\u0627\u0646 \u0627\u0633\u062a\u0642\u0631\u0627\u0631 \u0627\u0644\u0633\u0648\u0642 \u0648\u062d\u0645\u0627\u064a\u0629 \u0645\u0635\u0627\u0644\u062d \u062c\u0645\u064a\u0639 \u0623\u0637\u0631\u0627\u0641 \u0627\u0644\u062a\u0623\u0645\u064a\u0646.<\/p>\n\n\n\n

<\/div>\n\n\n\n

\u0627\u0642\u0631\u0623\/\u064a \u0623\u064a\u0636\u064b\u0627:<\/h2>\n\n\n\n

\u0627\u0644\u062d\u0648\u0627\u062f\u062b \u0627\u0644\u0645\u0631\u0648\u0631\u064a\u0629: \u0643\u064a\u0641 \u062a\u0624\u062b\u0631 \u0639\u0644\u0649 \u0623\u0642\u0633\u0627\u0637 \u0627\u0644\u062a\u0623\u0645\u064a\u0646\u061f<\/a><\/p>\n\n\n\n

\u062c\u062f\u064a\u062f \u0623\u0633\u0639\u0627\u0631 \u062a\u0623\u0645\u064a\u0646 \u0627\u0644\u0645\u0631\u0643\u0628\u0627\u062a \u0641\u064a \u0627\u0644\u0625\u0645\u0627\u0631\u0627\u062a 2025<\/a><\/p>\n\n\n\n

\u0633\u0648\u0642 \u062a\u0623\u0645\u064a\u0646 \u0627\u0644\u0633\u064a\u0627\u0631\u0627\u062a \u0641\u064a \u0627\u0644\u0625\u0645\u0627\u0631\u0627\u062a 2024-2025: \u0627\u0644\u0627\u062a\u062c\u0627\u0647\u0627\u062a \u0648\u0627\u0644\u0623\u0631\u0642\u0627\u0645 \u0648\u0627\u0644\u0631\u0624\u0649<\/a><\/p>\n\n\n\n

\u0634\u0631\u0643\u0627\u062a \u0645\u0637\u0627\u0644\u0628\u0627\u062a \u062a\u0623\u0645\u064a\u0646 \u0627\u0644\u0633\u064a\u0627\u0631\u0627\u062a: \u0647\u0644 \u0647\u064a \u0627\u0644\u0645\u0641\u062a\u0627\u062d \u0644\u062d\u0644 \u0627\u0644\u0645\u0646\u0627\u0632\u0639\u0627\u062a \u0648\u0627\u0644\u062a\u0623\u062e\u064a\u0631\u061f<\/a><\/p>\n\n\n\n

11 \u0637\u0631\u064a\u0642\u0629 \u0631\u0627\u0626\u0639\u0629 \u0644\u0644\u062d\u0635\u0648\u0644 \u0639\u0644\u0649 \u062a\u0623\u0645\u064a\u0646 \u0633\u064a\u0627\u0631\u0629 \u0631\u062e\u064a\u0635 \u0641\u064a \u0627\u0644\u0625\u0645\u0627\u0631\u0627\u062a<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"

\u064a\u0648\u0627\u062c\u0647 \u0642\u0637\u0627\u0639 \u0627\u0644\u062a\u0623\u0645\u064a\u0646 \u062a\u062d\u062f\u064a\u0627\u062a \u0645\u062a\u063a\u064a\u0631\u0629 \u0628\u0627\u0633\u062a\u0645\u0631\u0627\u0631\u060c \u0648\u0641\u064a \u062f\u0648\u0644\u0629 \u0627\u0644\u0625\u0645\u0627\u0631\u0627\u062a \u0627\u0644\u0639\u0631\u0628\u064a\u0629 \u0627\u0644\u0645\u062a\u062d\u062f\u0629 \u062a\u062a\u0645\u062b\u0644 \u0647\u0630\u0647 \u0627\u0644\u062a\u062d\u062f\u064a\u0627\u062a \u0628\u0634\u0643\u0644 \u0631\u0626\u064a\u0633\u064a \u0641\u064a \u0627\u0644\u0646\u0645\u0648 \u0627\u0644\u0633\u0643\u0627\u0646\u064a \u0627\u0644\u0645\u062a\u0633\u0627\u0631\u0639\u060c \u0648\u0627\u0632\u062f\u064a\u0627\u062f \u0627\u0644\u0637\u0644\u0628 \u0639\u0644\u0649 \u0627\u0644\u0633\u064a\u0627\u0631\u0627\u062a \u0627\u0644\u062c\u062f\u064a\u062f\u0629\u060c \u0648\u0627\u0631\u062a\u0641\u0627\u0639 \u0639\u062f\u062f \u0627\u0644\u062d\u0648\u0627\u062f\u062b 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[…]<\/p>\n","protected":false},"author":20,"featured_media":52240,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[4561,6242],"tags":[6334,6335],"class_list":["post-52233","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-4561","category-6242","tag-6334","tag-6335"],"acf":[],"yoast_head":"\n\u0644\u0645\u0627\u0630\u0627 \u062a\u0631\u062a\u0641\u0639 \u0623\u0633\u0639\u0627\u0631 \u0627\u0644\u062a\u0623\u0645\u064a\u0646 \u0641\u064a \u0627\u0644\u0625\u0645\u0627\u0631\u0627\u062a \u0648\u0643\u064a\u0641 \u062a\u062a\u062c\u0646\u0628 \u0632\u064a\u0627\u062f\u062a\u0647\u0627\u061f<\/title>\n<meta name=\"description\" content=\"\u062a\u0639\u0631\u0651\u0641 \u0639\u0644\u0649 \u0623\u0647\u0645 \u0623\u0633\u0628\u0627\u0628 \u0627\u0631\u062a\u0641\u0627\u0639 \u0623\u0633\u0639\u0627\u0631 \u0627\u0644\u062a\u0623\u0645\u064a\u0646 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