{"id":51980,"date":"2025-03-28T14:24:51","date_gmt":"2025-03-28T10:24:51","guid":{"rendered":"https:\/\/www.buyanyinsurance.ae\/blog\/?p=51980"},"modified":"2025-11-28T13:55:08","modified_gmt":"2025-11-28T09:55:08","slug":"%d8%b9%d9%84%d8%a7%d8%ac-%d8%a7%d9%84%d8%aa%d9%88%d8%aa%d8%b1-%d9%88%d8%a7%d9%84%d9%82%d9%84%d9%82","status":"publish","type":"post","link":"https:\/\/www.buyanyinsurance.ae\/blog\/ar\/%d8%b9%d9%84%d8%a7%d8%ac-%d8%a7%d9%84%d8%aa%d9%88%d8%aa%d8%b1-%d9%88%d8%a7%d9%84%d9%82%d9%84%d9%82\/","title":{"rendered":"\u062a\u0623\u062b\u064a\u0631 \u0627\u0644\u062a\u0648\u062a\u0631 \u0648\u0627\u0644\u0642\u0644\u0642 \u0639\u0644\u0649 \u0623\u062f\u0627\u0621 \u0627\u0644\u0631\u0624\u0633\u0627\u0621 \u0627\u0644\u062a\u0646\u0641\u064a\u0630\u064a\u064a\u0646"},"content":{"rendered":"\n

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<\/div>\n\n\n\n

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– \u0646\u0642\u0635 \u0627\u0644\u0625\u0628\u062f\u0627\u0639 \u0648\u0627\u0644\u0627\u0628\u062a\u0643\u0627\u0631.<\/p>\n\n\n\n

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– \u062a\u0648\u062a\u0631 \u0627\u0644\u0639\u0644\u0627\u0642\u0627\u062a \u0627\u0644\u0634\u062e\u0635\u064a\u0629.<\/p>\n\n\n\n

– \u0627\u0644\u0639\u0632\u0644\u0629 \u0648\u0627\u0644\u0627\u0628\u062a\u0639\u0627\u062f \u0639\u0646 \u0627\u0644\u0632\u0645\u0644\u0627\u0621.<\/p>\n\n\n\n

<\/div>\n\n\n
\n
\"\u0627\u0644\u062a\u0648\u062a\u0631<\/figure><\/div>\n\n\n
<\/div>\n\n\n\n
\n
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<\/div>\n\n\n\n

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\u0628\u0627\u0644\u0625\u0636\u0627\u0641\u0629 \u0625\u0644\u0649 \u0630\u0644\u0643 \u062a\u0624\u0643\u062f \u0627\u0644\u0637\u0628\u064a\u0628\u0629 \u0645\u0627\u064a\u0643\u0648\u0643 \u0639\u0644\u0649 \u0623\u0646 \u0627\u0644\u0625\u0631\u0647\u0627\u0642 \u0627\u0644\u0648\u0638\u064a\u0641\u064a \u063a\u0627\u0644\u0628\u064b\u0627 \u0645\u0627 \u064a\u0646\u0628\u0639 \u0645\u0646 \u0625\u062f\u0645\u0627\u0646 \u0627\u0644\u0631\u0624\u0633\u0627\u0621 \u0627\u0644\u062a\u0646\u0641\u064a\u0630\u064a\u064a\u0646 \u0639\u0644\u0649 \u0627\u0644\u0636\u063a\u0637\u060c \u0645\u062f\u0641\u0648\u0639\u064a\u0646 \u0628\u0631\u063a\u0628\u062a\u0647\u0645 \u0641\u064a \u062a\u062d\u0642\u064a\u0642 \u0627\u0644\u0646\u062c\u0627\u062d. \u0648\u064a\u062f\u0631\u0643\u0648\u0646 \u0647\u0630\u0647 \u0627\u0644\u0645\u0634\u0643\u0644\u0629 \u0639\u0646\u062f\u0645\u0627 \u062a\u0628\u062f\u0623 \u0635\u062d\u062a\u0647\u0645 \u0628\u0627\u0644\u062a\u062f\u0647\u0648\u0631 \u0623\u0648 \u0645\u0639 \u0627\u0646\u062e\u0641\u0627\u0636 \u0623\u062f\u0627\u0626\u0647\u0645 \u0639\u0644\u0649 \u0646\u062d\u0648\u064d \u0645\u0644\u062d\u0648\u0638\u060c \u0648\u0628\u062d\u0644\u0648\u0644 \u0647\u0630\u0627 \u0627\u0644\u0648\u0642\u062a \u062a\u0643\u0648\u0646 \u0642\u062f \u0623\u0635\u0628\u062d\u062a \u062d\u0627\u0644\u062a\u0647\u0645 \u062d\u0631\u062c\u0629 \u0628\u0627\u0644\u0641\u0639\u0644. <\/p>\n\n\n\n

<\/div>\n\n\n\n

\u062a\u0623\u062b\u064a\u0631 \u0627\u0644\u062a\u0648\u062a\u0631 \u0648\u0627\u0644\u0642\u0644\u0642 \u0639\u0644\u0649 \u0623\u062f\u0627\u0621 \u0627\u0644\u0631\u0624\u0633\u0627\u0621 \u0627\u0644\u062a\u0646\u0641\u064a\u0630\u064a\u064a\u0646<\/h2>\n\n\n\n

\u0644\u0627 \u062a\u062a\u0631\u0643 \u0627\u0644\u0623\u0631\u0642\u0627\u0645 \u0648\u0627\u0644\u0627\u062d\u0635\u0627\u0626\u064a\u0627\u062a \u0645\u062c\u0627\u0644\u0627\u064b \u0644\u0644\u062a\u0641\u0627\u0624\u0644\u060c \u0641\u0641\u064a \u0639\u0627\u0645 2023 \u062a\u0631\u0643 \u0623\u0643\u062b\u0631 \u0645\u0646 1900 \u0631\u0626\u064a\u0633 \u062a\u0646\u0641\u064a\u0630\u064a \u0648\u0638\u0627\u0626\u0641\u0647\u0645 \u0648\u0641\u0642\u064b\u0627 \u0644\u0635\u062d\u064a\u0641\u0629 \u00abThe Wall Street Journal\u00bb\u060c \u0648\u062a\u0648\u0641\u064a 19 \u0645\u0646\u0647\u0645 \u0641\u064a \u0623\u062b\u0646\u0627\u0621 \u0648\u062c\u0648\u062f\u0647\u0645 \u0641\u064a \u0645\u0643\u0627\u062a\u0628\u0647\u0645\u060c \u0648\u0647\u0648 \u0631\u0642\u0645 \u0642\u064a\u0627\u0633\u064a. \u0623\u0645\u0627 \u0627\u0644\u0630\u064a\u0646 \u0627\u0633\u062a\u0645\u0631\u0648\u0627 \u0641\u064a \u0623\u062f\u0627\u0621 \u0623\u0639\u0645\u0627\u0644\u0647\u0645 82% \u0645\u0646\u0647\u0645 \u0639\u0627\u0646\u0648\u0627 \u0645\u0646 \u0627\u0644\u0625\u0631\u0647\u0627\u0642 \u0627\u0644\u0634\u062f\u064a\u062f\u060c \u064896% \u0645\u0646\u0647\u0645 \u0634\u0639\u0631\u0648\u0627 \u0628\u062a\u062f\u0647\u0648\u0631 \u0635\u062d\u062a\u0647\u0645 \u0627\u0644\u0646\u0641\u0633\u064a\u0629 \u062d\u0633\u0628 \u062f\u0631\u0627\u0633\u0629 \u0623\u062c\u0631\u062a\u0647\u0627 \u062f\u064a\u0644\u0648\u064a\u062a.<\/p>\n\n\n\n

\u0648\u062c\u062f\u062a \u062f\u0631\u0627\u0633\u0629 \u062d\u062f\u064a\u062b\u0629 \u0644\u0634\u0631\u0643\u0629 \u0643\u0648\u0631\u0646 \u0641\u064a\u0631\u064a \u0623\u0646 \u0623\u0643\u062b\u0631 \u0645\u0646 \u0667\u0660\u066a \u0645\u0646 \u0627\u0644\u0631\u0624\u0633\u0627\u0621 \u0627\u0644\u062a\u0646\u0641\u064a\u0630\u064a\u064a\u0646 \u0627\u0644\u0623\u0645\u0631\u064a\u0643\u064a\u064a\u0646 \u064a\u064f\u0642\u0631\u0651\u0648\u0646 \u0628\u0645\u0639\u0627\u0646\u0627\u062a\u0647\u0645 \u0645\u0646 “\u0645\u062a\u0644\u0627\u0632\u0645\u0629 \u0627\u0644\u0645\u062d\u062a\u0627\u0644”. \u062d\u064a\u062b \u064a\u064f\u0633\u0647\u0645 \u0627\u0644\u0636\u063a\u0637 \u0627\u0644\u062f\u0627\u062e\u0644\u064a\u060c \u0625\u0644\u0649 \u062c\u0627\u0646\u0628 \u0627\u0644\u0645\u062a\u0637\u0644\u0628\u0627\u062a \u0627\u0644\u062e\u0627\u0631\u062c\u064a\u0629 \u0644\u0642\u064a\u0627\u062f\u0629 \u0627\u0644\u0645\u0624\u0633\u0633\u0629\u060c \u0628\u0634\u0643\u0644 \u0643\u0628\u064a\u0631 \u0641\u064a \u0625\u0631\u0647\u0627\u0642 \u0627\u0644\u0642\u0627\u062f\u0629. \u0641\u0627\u0644\u0639\u0628\u0621 \u0627\u0644\u0639\u0627\u0637\u0641\u064a \u0627\u0644\u0646\u0627\u062a\u062c \u0639\u0646 \u0645\u062d\u0627\u0648\u0644\u0629 \u0625\u0638\u0647\u0627\u0631 \u0627\u0644\u062b\u0642\u0629 \u0628\u0627\u0644\u0646\u0641\u0633 \u0641\u064a \u0623\u062b\u0646\u0627\u0621 \u0645\u064f\u0643\u0627\u0641\u062d\u0629 \u0627\u0644\u0634\u0643 \u0627\u0644\u0630\u0627\u062a\u064a\u060c \u064a\u064f\u0645\u0643\u0646 \u0623\u0646 \u064a\u064f\u0624\u062f\u064a \u0633\u0631\u064a\u0639\u064b\u0627 \u0625\u0644\u0649 \u0627\u0644\u0625\u0631\u0647\u0627\u0642 \u0627\u0644\u0648\u0638\u064a\u0641\u064a \u0648\u0627\u0644\u0634\u0639\u0648\u0631 \u0628\u0627\u0644\u0639\u0632\u0644\u0629.<\/p>\n\n\n\n

\u0623\u0645\u0627 \u0639\u0644\u0649 \u0639\u0644\u0649 \u0635\u0639\u064a\u062f \u0627\u0644\u0639\u0644\u0627\u0642\u0627\u062a \u0627\u0644\u0623\u0633\u0631\u064a\u0629 \u0648\u0627\u0644\u0634\u062e\u0635\u064a\u0629\u060c \u062a\u062d\u062f\u062f \u0637\u0628\u064a\u0639\u0629 \u0639\u0645\u0644 \u0627\u0644\u0631\u0626\u064a\u0633 \u0627\u0644\u062a\u0646\u0641\u064a\u0630\u064a \u0645\u0646 \u0646\u0637\u0627\u0642\u0647\u0627. \u0625\u0630 \u0643\u062b\u064a\u0631\u064b\u0627 \u0645\u0627 \u064a\u0636\u062d\u0648\u0646 \u0628\u0642\u0636\u0627\u0621 \u0627\u0644\u0623\u0648\u0642\u0627\u062a \u0645\u0639 \u0639\u0627\u0626\u0644\u0627\u062a\u0647\u0645 \u0648\u0645\u0645\u0627\u0631\u0633\u0629 \u0647\u0648\u0627\u064a\u0627\u062a\u0647\u0645 \u0648\u0631\u0639\u0627\u064a\u0629 \u0623\u0646\u0641\u0633\u0647\u0645 \u0644\u062a\u0644\u0628\u064a\u0629 \u0645\u062a\u0637\u0644\u0628\u0627\u062a \u0627\u0644\u0639\u0645\u0644. \u0648\u063a\u0627\u0644\u0628\u064b\u0627 \u0645\u0627 \u064a\u064f\u0639\u0627\u0646\u0648\u0646 \u0645\u0646 \u0635\u0639\u0648\u0628\u0629 \u0641\u064a \u0627\u0644\u062d\u0641\u0627\u0638 \u0639\u0644\u0649 \u0639\u0644\u0627\u0642\u0627\u062a \u062c\u064a\u062f\u0629. \u0641\u0642\u062f \u0630\u0643\u0631\u062a \u00abFinancial Times\u00bb \u0628\u0623\u0646 \u0645\u0639\u062f\u0644 \u0637\u0644\u0627\u0642 \u0627\u0644\u0631\u0624\u0633\u0627\u0621 \u0627\u0644\u062a\u0646\u0641\u064a\u0630\u064a\u064a\u0646 \u0623\u0639\u0644\u0649 \u0645\u0646 \u0627\u0644\u0645\u062a\u0648\u0633\u0637. \u0648\u0648\u0641\u0642\u064b\u0627 \u0644\u0628\u062d\u062b \u0646\u0634\u0631\u062a\u0647 \u062c\u0627\u0645\u0639\u0629 \u0633\u062a\u0648\u0643\u0647\u0648\u0644\u0645 \u0641\u064a \u0627\u0644\u0633\u0648\u064a\u062f “\u0627\u0644\u0646\u0633\u0627\u0621 \u0627\u0644\u0644\u0648\u0627\u062a\u064a \u064a\u0634\u063a\u0644\u0646 \u0645\u0646\u0635\u0628 \u0627\u0644\u0631\u0626\u064a\u0633 \u0627\u0644\u062a\u0646\u0641\u064a\u0630\u064a \u0639\u0631\u0636\u0629 \u0623\u0643\u062b\u0631 \u0644\u0644\u0637\u0644\u0627\u0642 \u0645\u0646 \u0627\u0644\u0631\u062c\u0627\u0644”.<\/p>\n\n\n\n

\u0628\u0627\u0644\u0625\u0636\u0627\u0641\u0629 \u0625\u0644\u0649 \u0643\u0644 \u0645\u0627 \u0633\u0628\u0642\u060c \u064a\u0624\u062f\u064a \u0627\u0644\u0625\u0631\u0647\u0627\u0642 \u0627\u0644\u0648\u0638\u064a\u0641\u064a \u0623\u064a\u0636\u064b\u0627 \u0625\u0644\u0649 \u0627\u0636\u0637\u0631\u0627\u0628\u0627\u062a \u0641\u064a \u0627\u0644\u0646\u0648\u0645 \u0648\u0627\u0644\u062a\u0639\u0628 \u0627\u0644\u0645\u0632\u0645\u0646 \u0623\u0648 \u0627\u0644\u0625\u0635\u0627\u0628\u0629 \u0628\u0623\u0645\u0631\u0627\u0636 \u0645\u062a\u0643\u0631\u0631\u0629\u060c \u0645\u0645\u0627 \u064a\u0624\u062b\u0631 \u0628\u0634\u0643\u0644 \u0645\u0628\u0627\u0634\u0631 \u0639\u0644\u0649 \u0625\u0646\u062a\u0627\u062c\u064a\u0629 \u0627\u0644\u0631\u0626\u064a\u0633 \u0648\u0635\u062d\u062a\u0647 \u0627\u0644\u0639\u0627\u0645\u0629. \u0643\u0645\u0627 \u064a\u0633\u0647\u0645 \u0627\u0644\u062a\u0639\u0631\u0636 \u0627\u0644\u0625\u0631\u0647\u0627\u0642 \u0627\u0644\u0648\u0638\u064a\u0641\u064a \u0625\u0644\u0649 \u062a\u063a\u064a\u0631 \u0641\u064a \u0633\u0644\u0648\u0643\u064a\u0627\u062a \u0627\u0644\u0642\u0627\u062f\u0629\u060c \u0645\u062b\u0644 \u0632\u064a\u0627\u062f\u0629 \u0627\u0644\u0623\u062e\u0637\u0627\u0621 \u0628\u0633\u0628\u0628 \u0639\u062f\u0645 \u0627\u0644\u062a\u0631\u0643\u064a\u0632\u060c \u0623\u0648 \u0646\u0634\u0648\u0621 \u0627\u0644\u062e\u0644\u0627\u0641\u0627\u062a \u0645\u0639 \u0623\u0639\u0636\u0627\u0621 \u0627\u0644\u0641\u0631\u064a\u0642.<\/p>\n\n\n\n

<\/div>\n\n\n\n

\u0627\u0633\u062a\u0631\u0627\u062a\u064a\u062c\u064a\u0627\u062a \u0627\u0644\u0631\u0624\u0633\u0627\u0621 \u0627\u0644\u062a\u0646\u0641\u064a\u0630\u064a\u064a\u0646 \u0644\u0644\u062a\u063a\u0644\u0628 \u0639\u0644\u0649 \u0627\u0644\u062a\u0648\u062a\u0631 \u0648\u0627\u0644\u0642\u0644\u0642<\/h2>\n\n\n\n

1- \u0623\u0648\u0644\u0648\u064a\u0629 \u0627\u0644\u0639\u0646\u0627\u064a\u0629 \u0627\u0644\u0630\u0627\u062a\u064a\u0629<\/strong><\/h3>\n\n\n\n

\u0625\u0646 \u062a\u0628\u0646\u064a \u0623\u0633\u0644\u0648\u0628 \u062d\u064a\u0627\u0629 \u064a\u0636\u0639 \u0627\u0644\u0639\u0646\u0627\u064a\u0629 \u0627\u0644\u0646\u0641\u0633\u064a\u0629 \u0648\u0627\u0644\u062c\u0633\u0645\u064a\u0629 \u0648\u0627\u0644\u0639\u0627\u0637\u0641\u064a\u0629 \u0643\u0623\u0648\u0644\u0648\u064a\u0629 \u0647\u064a \u0627\u0633\u062a\u0631\u0627\u062a\u064a\u062c\u064a\u0629 \u063a\u064a\u0631 \u0642\u0627\u0628\u0644\u0629 \u0644\u0644\u062a\u0641\u0627\u0648\u0636. \u0648\u0627\u0644\u0639\u0646\u0627\u064a\u0629 \u0627\u0644\u0630\u0627\u062a\u064a\u0629 \u062a\u062a\u062c\u0627\u0648\u0632 \u0641\u062a\u0631\u0627\u062a \u0642\u0635\u064a\u0631\u0629 \u0645\u0646 \u0627\u0644\u0631\u0627\u062d\u0629 \u0648\u0627\u0644\u0627\u0633\u062a\u0631\u062e\u0627\u0621\u060c \u0648\u0625\u0646\u0645\u0627 \u062a\u0634\u0645\u0644 \u0645\u0645\u0627\u0631\u0633\u0627\u062a \u064a\u0648\u0645\u064a\u0629 \u062a\u0639\u0632\u0632 \u0645\u0646 \u0635\u062d\u0629 \u0627\u0644\u062c\u0633\u0645 \u0648\u0627\u0644\u0648\u0636\u0648\u062d \u0627\u0644\u0641\u0643\u0631\u064a \u0648\u0627\u0644\u0645\u0631\u0648\u0646\u0629 \u0627\u0644\u0639\u0627\u0637\u0641\u064a\u0629.<\/p>\n\n\n\n

\u062a\u0634\u0645\u0644 \u0627\u0644\u0639\u0646\u0627\u064a\u0629 \u0628\u0627\u0644\u0630\u0627\u062a \u0645\u0645\u0627\u0631\u0633\u0629 \u0627\u0644\u062a\u0645\u0627\u0631\u064a\u0646 \u0627\u0644\u0631\u064a\u0627\u0636\u064a\u0629 \u0627\u0644\u0645\u0646\u062a\u0638\u0645\u0629 \u0648\u0627\u0644\u0646\u0648\u0645 \u0644\u0633\u0627\u0639\u0627\u062a \u0643\u0627\u0641\u064a\u0629 \u0648\u0627\u0644\u0627\u0639\u062a\u0645\u0627\u062f \u0639\u0644\u0649 \u0646\u0638\u0627\u0645 \u063a\u0630\u0627\u0626\u064a \u0635\u062d\u064a \u0648\u0645\u062a\u0648\u0627\u0632\u0646. \u0641\u0647\u0630\u0647 \u0627\u0644\u0645\u0645\u0627\u0631\u0633\u0627\u062a \u0644\u064a\u0633\u062a \u0625\u0644\u0627 \u0623\u0633\u0633 \u0644\u0644\u062d\u0641\u0627\u0638 \u0639\u0644\u0649 \u0627\u0644\u062d\u064a\u0648\u064a\u0629 \u0648\u0627\u0644\u0623\u062f\u0627\u0621 \u0627\u0644\u0641\u0639\u0651\u0627\u0644 \u0644\u0648\u0638\u0627\u0626\u0641 \u0627\u0644\u062c\u0633\u0645\u060c \u0643\u0627\u0644\u062a\u0631\u0643\u064a\u0632 \u0648\u0627\u0644\u0630\u0627\u0643\u0631\u0629 \u0648\u0627\u0644\u0642\u062f\u0631\u0629 \u0639\u0644\u0649 \u0627\u062a\u062e\u0627\u0630 \u0627\u0644\u0642\u0631\u0627\u0631\u0627\u062a. \u0628\u064a\u0646\u0645\u0627 \u0625\u0647\u0645\u0627\u0644 \u0647\u0630\u0647 \u0627\u0644\u0639\u0627\u062f\u0627\u062a \u0642\u062f \u064a\u0624\u062f\u064a \u0625\u0644\u0649 \u062a\u0631\u0627\u062c\u0639 \u0641\u064a \u0627\u0644\u0623\u062f\u0627\u0621 \u0627\u0644\u0645\u0639\u0631\u0641\u064a \u0648\u0627\u0644\u0648\u0638\u064a\u0641\u064a \u0648\u0627\u0644\u0625\u0635\u0627\u0628\u0629 \u0628\u0627\u0644\u0625\u0631\u0647\u0627\u0642 \u0627\u0644\u0646\u0641\u0633\u064a.<\/p>\n\n\n\n

\u0643\u0630\u0644\u0643\u060c \u064a\u0633\u0647\u0645 \u0627\u0644\u0627\u0646\u0636\u0645\u0627\u0645 \u0625\u0644\u0649 \u0628\u0631\u0627\u0645\u062c \u0627\u0644\u0639\u0646\u0627\u064a\u0629 \u0627\u0644\u0637\u0628\u064a\u0629 \u0627\u0644\u0641\u0627\u062e\u0631\u0629\u060c \u0627\u0644\u062a\u064a \u062a\u0639\u062a\u0645\u062f \u0639\u0644\u0649 \u0627\u0644\u0625\u062f\u0627\u0631\u0629 \u0627\u0644\u0627\u0633\u062a\u0628\u0627\u0642\u064a\u0629 \u0644\u0644\u0635\u062d\u0629<\/a> \u0641\u064a \u0627\u0644\u0643\u0634\u0641 \u0639\u0646 \u0627\u0644\u0623\u0645\u0631\u0627\u0636 \u0628\u0627\u0643\u0631\u064b\u0627\u060c \u0648\u062a\u0639\u0632\u064a\u0632 \u0627\u0644\u0631\u0641\u0627\u0647 \u0627\u0644\u0635\u062d\u064a \u0644\u0644\u0631\u0624\u0633\u0627\u0621 \u0627\u0644\u062a\u0646\u0641\u064a\u0630\u064a\u064a\u0646. \u0623\u0645\u0627 \u0645\u0645\u0627\u0631\u0633\u0629 \u0627\u0644\u064a\u0642\u0638\u0629 \u0627\u0644\u0630\u0647\u0646\u064a\u0629 \u0645\u062b\u0644 \u0627\u0644\u062a\u0623\u0645\u0644 \u0648\u0627\u0644\u062a\u062f\u0648\u064a\u0646 \u062a\u0633\u0627\u0639\u062f \u0641\u064a \u0625\u062f\u0627\u0631\u0629 \u0627\u0644\u062a\u0648\u062a\u0631 \u0648\u062a\u062d\u0633\u064a\u0646 \u0627\u0644\u062a\u0631\u0643\u064a\u0632. \u0625\u0646 \u0627\u0644\u0627\u0633\u062a\u062b\u0645\u0627\u0631 \u0641\u064a \u0627\u0644\u0639\u0646\u0627\u064a\u0629 \u0627\u0644\u0630\u0627\u062a\u064a\u0629 \u062a\u0624\u062f\u064a \u063a\u0627\u0644\u0628\u064b\u0627 \u0625\u0644\u0649 \u0627\u0644\u062a\u063a\u0644\u0628 \u0639\u0644\u0649 \u0627\u0644\u0625\u0631\u0647\u0627\u0642 \u0648\u0627\u0644\u062d\u0641\u0627\u0638 \u0639\u0644\u0649 \u0634\u063a\u0641 \u0627\u0644\u0642\u064a\u0627\u062f\u0629 \u0648\u062f\u0641\u0639 \u0627\u0644\u0645\u0624\u0633\u0633\u0627\u062a \u0646\u062d\u0648 \u0627\u0644\u0646\u062c\u0627\u062d.<\/p>\n\n\n\n

<\/div>\n\n\n
\n
\"\u0645\u0645\u0627\u0631\u0633\u0629<\/figure><\/div>\n\n\n
<\/div>\n\n\n\n
\n
\u0646\u0642\u0631\u0629 \u0648\u0627\u062d\u062f\u0629 \u0644\u062a\u0628\u062f\u0623 \u0631\u062d\u0644\u062a\u0643 \u0646\u062d\u0648 \u0627\u0644\u0631\u0641\u0627\u0647 \u0648\u0637\u0648\u0644 \u0627\u0644\u0639\u0645\u0631<\/a><\/div>\n<\/div>\n\n\n\n
<\/div>\n\n\n\n

2- \u0627\u0644\u062a\u0639\u0627\u0645\u0644 \u0645\u0639 \u0627\u0644\u062a\u0648\u062a\u0631<\/strong><\/h3>\n\n\n\n

\u0645\u0646 \u0627\u0644\u0636\u0631\u0648\u0631\u064a \u0623\u0646 \u064a\u062f\u0631\u0643 \u0627\u0644\u0631\u0624\u0633\u0627\u0621 \u0627\u0644\u062a\u0646\u0641\u064a\u0630\u064a\u064a\u0646 \u0630\u0648\u0627\u062a\u0647\u0645 \u0648\u0642\u062f\u0631\u0627\u062a\u0647\u0645\u060c \u0648\u0623\u0646 \u064a\u0646\u062c\u0632\u0648\u0627 \u0627\u0644\u0623\u0639\u0645\u0627\u0644 \u062a\u062d\u062a \u0627\u0644\u0636\u063a\u0637 \u062f\u0648\u0646 \u0627\u0644\u0648\u0642\u0648\u0639 \u0641\u064a \u0641\u062e \u0627\u0644\u0625\u0631\u0647\u0627\u0642 \u0627\u0644\u0648\u0638\u064a\u0641\u064a. \u0641\u0627\u0644\u0639\u0645\u0644 \u062a\u062d\u062a \u0627\u0644\u0636\u063a\u0637 \u064a\u0645\u0643\u0646 \u0623\u0646 \u064a\u0643\u0648\u0646 \u0625\u064a\u062c\u0627\u0628\u064a\u064b\u0627 \u0648\u064a\u0631\u0641\u0639 \u0645\u0646 \u0645\u0633\u062a\u0648\u0649 \u0627\u0644\u0623\u062f\u0627\u0621\u060c \u0628\u064a\u0646\u0645\u0627 \u064a\u062c\u0628 \u0625\u062f\u0627\u0631\u0629 \u0627\u0644\u062a\u0648\u062a\u0631 \u0628\u062d\u0643\u0645\u0629. \u0648\u0628\u0647\u0630\u0627 \u0639\u0644\u0649 \u0627\u0644\u0631\u0624\u0633\u0627\u0621 \u0627\u0644\u062a\u0646\u0641\u064a\u0630\u064a\u064a\u0646 \u062a\u0639\u0644\u0645 \u0643\u064a\u0641\u064a\u0629 \u062a\u062d\u0648\u064a\u0644 \u0627\u0644\u0636\u063a\u0637 \u0625\u0644\u0649 \u0635\u0627\u0644\u062d\u0647\u0645\u060c \u062f\u0648\u0646 \u062a\u062c\u0627\u0648\u0632 \u0627\u0644\u062d\u062f\u0648\u062f \u0627\u0644\u062a\u064a \u062a\u0624\u062f\u064a \u0625\u0644\u0649 \u0627\u0644\u0648\u0642\u0648\u0639 \u0641\u064a \u062f\u0648\u0627\u0645\u0629 \u0627\u0644\u062a\u0648\u062a\u0631 \u0648\u0627\u0644\u0625\u0631\u0647\u0627\u0642.  <\/p>\n\n\n\n

\u0641\u064a \u0627\u0644\u0633\u064a\u0627\u0642 \u0630\u0627\u062a\u0647\u060c  \u0646\u0634\u0631\u062a \u0627\u0644\u062f\u0643\u062a\u0648\u0631\u0629 \u0639\u0644\u064a\u0627\u0621 \u0643\u0631\u0648\u0645\u060c \u0627\u0644\u0628\u0627\u062d\u062b\u0629 \u0627\u0644\u0631\u0626\u064a\u0633\u064a\u0629 \u0641\u064a \u0645\u062e\u062a\u0628\u0631 \u0633\u062a\u0627\u0646\u0641\u0648\u0631\u062f \u0644\u0644\u0639\u0642\u0644 \u0648\u0627\u0644\u062c\u0633\u0645\u060c \u062d\u0648\u0644 \u0627\u0644\u0641\u0631\u0642 \u0628\u064a\u0646 \u0627\u0639\u062a\u0628\u0627\u0631 \u0627\u0644\u062a\u0648\u062a\u0631 \u0645\u062d\u0633\u0646\u064b\u0627 \u0644\u0644\u0623\u062f\u0627\u0621 \u0623\u0648 \u0645\u0646\u0647\u0643\u064b\u0627 \u0644\u0647.<\/p>\n\n\n\n

\u0641\u0642\u062f \u0623\u062b\u0628\u062a\u062a \u0627\u0644\u0628\u0627\u062d\u062b\u0629 \u0623\u0646 \u0645\u0627 \u064a\u062d\u062f\u062f \u062a\u0623\u062b\u064a\u0631 \u0627\u0644\u062a\u0648\u062a\u0631 \u0647\u0648 \u0645\u0641\u0647\u0648\u0645 \u0627\u0644\u0646\u0627\u0633 \u0639\u0646\u0647. \u0625\u0630 \u0643\u0634\u0641\u062a \u062f\u0631\u0627\u0633\u0627\u062a\u0647\u0627 \u0628\u0623\u0646 \u0645\u0646 \u062a\u0644\u0642\u0648\u0627 \u062a\u0639\u0644\u064a\u0645\u064b\u0627 \u062d\u0648\u0644 \u0641\u0648\u0627\u0626\u062f \u0627\u0644\u062a\u0648\u062a\u0631 \u0648\u0627\u0639\u062a\u0628\u0631\u0648\u0647 \u0645\u062d\u0633\u0646\u064b\u0627 \u0644\u0644\u0623\u062f\u0627\u0621\u060c \u062a\u062d\u0633\u0651\u0646 \u0623\u062f\u0627\u0624\u0647\u0645 \u0639\u0644\u0649 \u0646\u062d\u0648 \u0645\u0644\u062d\u0648\u0638 \u0641\u064a \u0627\u0644\u0645\u0647\u0627\u0645 \u0627\u0644\u0645\u0639\u0642\u062f\u0629. \u0623\u0645\u0627 \u0645\u0646 \u062f\u0631\u0633\u0648\u0627 \u0627\u0644\u0622\u062b\u0627\u0631 \u0627\u0644\u0633\u0644\u0628\u064a\u0629 \u0648\u0627\u0644\u0636\u0627\u0631\u0629 \u0644\u0644\u062a\u0648\u062a\u0631 \u0644\u0645 \u064a\u062a\u062d\u0633\u0646 \u0623\u062f\u0627\u0624\u0647\u0645. \u0648\u062a\u064f\u0634\u064a\u0631 \u0643\u0631\u0648\u0645 \u0625\u0644\u0649 \u0646\u0648\u0639\u064a\u0646 \u0645\u0646 \u0627\u0644\u0639\u0642\u0644\u064a\u0627\u062a: \u0639\u0642\u0644\u064a\u0629 \u0645\u064f\u062d\u0633\u0650\u0651\u0646\u0629 \u0644\u0644\u0623\u062f\u0627\u0621 \u0648\u0639\u0642\u0644\u064a\u0629 \u0645\u064f\u0646\u0647\u0643\u0629 \u0644\u0644\u0623\u062f\u0627\u0621.<\/p>\n\n\n\n

\u0623\u0645\u0627 \u0627\u0644\u0643\u0627\u062a\u0628\u0629 \u0643\u064a\u0644\u064a \u0645\u0627\u0643\u063a\u0648\u0646\u064a\u063a\u0627\u0644\u060c \u0645\u0624\u0644\u0641\u0629 \u0643\u062a\u0627\u0628 “\u0627\u0644\u062c\u0627\u0646\u0628 \u0627\u0644\u0625\u064a\u062c\u0627\u0628\u064a \u0644\u0644\u062a\u0648\u062a\u0631: \u0644\u0645\u0627\u0630\u0627 \u064a\u064f\u0639\u062f\u0651 \u0627\u0644\u062a\u0648\u062a\u0631 \u0645\u0641\u064a\u062f\u064b\u0627 \u0644\u0643\u060c \u0648\u0643\u064a\u0641 \u062a\u064f\u062a\u0642\u0646\u0647”\u060c \u062a\u0634\u064a\u0631 \u0625\u0644\u0649 \u0623\u0646 \u0627\u0644\u062a\u0648\u062a\u0631 \u0644\u064a\u0633 \u0647\u0648 \u0645\u0627 \u064a\u0642\u062a\u0644 \u0627\u0644\u0646\u0627\u0633\u060c \u0628\u0644 \u0645\u0632\u064a\u062c \u0645\u0646 \u0627\u0644\u062a\u0648\u062a\u0631 \u0648\u0627\u0644\u0627\u0639\u062a\u0642\u0627\u062f \u0628\u0623\u0646\u0647 \u0636\u0627\u0631”.<\/p>\n\n\n\n

<\/div>\n\n\n\n

3- \u0637\u0644\u0628 \u062f\u0639\u0645 \u0627\u0644\u0623\u0642\u0631\u0627\u0646<\/strong><\/h3>\n\n\n\n

\u064a\u0642\u062f\u0645 \u0627\u0644\u062a\u0648\u0627\u0635\u0644 \u0645\u0639 \u0645\u062c\u0645\u0648\u0639\u0627\u062a \u0627\u0633\u062a\u0634\u0627\u0631\u064a\u0629 \u0645\u0646 \u0627\u0644\u0623\u0642\u0631\u0627\u0646 \u0623\u0648 \u0645\u0631\u0634\u062f\u064a \u0627\u0644\u0631\u0624\u0633\u0627\u0621 \u0627\u0644\u062a\u0646\u0641\u064a\u0630\u064a\u064a\u0646 \u0645\u0633\u0627\u062d\u0629 \u0633\u0631\u064a\u0629 \u0644\u0645\u0646\u0627\u0642\u0634\u0629 \u0627\u0644\u062a\u062d\u062f\u064a\u0627\u062a\u060c \u0648\u0627\u0644\u062d\u0635\u0648\u0644 \u0639\u0644\u0649 \u0627\u0644\u062f\u0639\u0645 \u0648\u0627\u0644\u0627\u0633\u062a\u0634\u0627\u0631\u0629 \u0645\u0646 \u0642\u0628\u0644 \u0623\u0637\u0631\u0627\u0641 \u062a\u0648\u0627\u062c\u0647 \u062a\u062d\u062f\u064a\u0627\u062a \u0642\u064a\u0627\u062f\u064a\u0629 \u0645\u0645\u0627\u062b\u0644\u0629. \u062d\u064a\u062b \u064a\u0645\u0643\u0646 \u0627\u0644\u0627\u0633\u062a\u0641\u0627\u062f\u0629 \u0645\u0646 \u0648\u062c\u0647\u0627\u062a \u0646\u0638\u0631 \u0645\u0648\u0636\u0648\u0639\u064a\u0629 \u0645\u0646 \u0631\u0624\u0633\u0627\u0621 \u0644\u0627 \u064a\u0645\u0644\u0643\u0648\u0646 \u0645\u0635\u0644\u062d\u0629 \u0634\u062e\u0635\u064a\u0629 \u0641\u064a \u0646\u062a\u0627\u0626\u062c \u0627\u0644\u0642\u0631\u0627\u0631\u0627\u062a.<\/p>\n\n\n\n

\u064a\u0633\u0627\u0639\u062f \u0627\u0644\u0627\u0633\u062a\u0645\u0627\u0639 \u0625\u0644\u0649 \u0622\u0631\u0627\u0621 \u0627\u0644\u0631\u0624\u0633\u0627\u0621 \u0627\u0644\u062a\u0646\u0641\u064a\u0630\u064a\u064a\u0646 \u0627\u0644\u0630\u064a\u0646 \u0645\u0631\u0648\u0627 \u0628\u062a\u062c\u0627\u0631\u0628 \u0645\u0645\u0627\u062b\u0644\u0629 \u0639\u0644\u0649 \u0627\u0643\u062a\u0633\u0627\u0628 \u0631\u0624\u0649 \u062b\u0627\u0642\u0628\u0629. \u0641\u0648\u062c\u0648\u062f \u0645\u062b\u0644 \u0647\u0630\u0647 \u0627\u0644\u0645\u062c\u0645\u0648\u0639\u0627\u062a \u0648\u0627\u0633\u062a\u0634\u0627\u0631\u062a\u0647\u0627 \u062a\u062a\u064a\u062d \u0644\u0644\u0642\u0627\u062f\u0629 \u0623\u0646 \u064a\u0643\u0648\u0646\u0648\u0627 \u0645\u0631\u062c\u0639\u064b\u0627 \u0644\u0644\u0622\u062e\u0631\u064a\u0646\u060c \u0648\u064a\u0642\u062f\u0645\u0648\u0627 \u0644\u0647\u0645 \u062e\u0644\u0627\u0635\u0629 \u062e\u0628\u0631\u0627\u062a\u0647\u0645 \u0627\u0644\u063a\u0646\u064a\u0629 \u0648\u062a\u062c\u0627\u0631\u0628\u0647\u0645 \u0627\u0644\u0633\u0627\u0628\u0642\u0629.<\/p>\n\n\n\n

<\/div>\n\n\n\n

4- \u062a\u0641\u0648\u064a\u0636 \u0648\u062a\u0645\u0643\u064a\u0646 \u0627\u0644\u0641\u0631\u0642<\/strong><\/h3>\n\n\n\n

\u064a\u0635\u0627\u0628 \u0627\u0644\u0631\u0624\u0633\u0627\u0621 \u0627\u0644\u062a\u0646\u0641\u064a\u0630\u064a\u0648\u0646 \u0628\u0627\u0644\u0625\u0631\u0647\u0627\u0642 \u0627\u0644\u0648\u0638\u064a\u0641\u064a \u0628\u0633\u0628\u0628 \u0625\u062f\u0627\u0631\u062a\u0647\u0645 \u0644\u0643\u0644 \u062c\u0627\u0646\u0628 \u0645\u0646 \u062c\u0648\u0627\u0646\u0628 \u0627\u0644\u0634\u0631\u0643\u0629. \u0625\u0644\u0627 \u0623\u0646 \u0627\u0644\u062a\u0641\u0648\u064a\u0636 \u0627\u0644\u0641\u0639\u0651\u0627\u0644 \u0648\u062a\u0645\u0643\u064a\u0646 \u0627\u0644\u0641\u0631\u0642 \u0645\u0646 \u0635\u0646\u0639 \u0627\u0644\u0642\u0631\u0627\u0631 \u064a\u0633\u0647\u0645 \u0641\u064a \u0628\u0646\u0627\u0621 \u0646\u0647\u062c \u0645\u0633\u062a\u062f\u0627\u0645 \u0644\u0645\u0633\u0624\u0648\u0644\u064a\u0627\u062a \u0627\u0644\u0641\u0631\u0642. \u0643\u0645\u0627 \u064a\u062e\u0641\u0641 \u0645\u0646 \u0627\u0644\u062a\u0648\u062a\u0631 \u0648\u0627\u0644\u0642\u0644\u0642 \u0644\u062f\u0649 \u0642\u0627\u062f\u0629 \u0627\u0644\u0623\u0639\u0645\u0627\u0644.<\/p>\n\n\n\n

\u0648\u0645\u0646 \u062c\u0647\u0629 \u0623\u062e\u0631\u0649\u060c \u0642\u062f\u0631\u0629 \u0627\u0644\u0642\u0627\u062f\u0629 \u0639\u0644\u0649 \u0627\u0644\u062a\u0643\u064a\u0641 \u0645\u0639 \u0627\u0644\u0638\u0631\u0648\u0641 \u0627\u0644\u0645\u062a\u063a\u064a\u0631\u0629 \u0641\u064a \u0645\u0643\u0627\u0646 \u0627\u0644\u0639\u0645\u0644\u060c \u0648\u0641\u0647\u0645 \u062d\u0627\u062c\u0627\u062a \u0627\u0644\u0641\u0631\u0642\u060c \u0643\u0627\u0644\u062a\u0648\u062c\u064a\u0647 \u0623\u0648 \u062a\u0648\u0641\u064a\u0631 \u0627\u0644\u0645\u0648\u0627\u0631\u062f \u0627\u0644\u0644\u0627\u0632\u0645\u0629 \u0623\u0648 \u0627\u0644\u062a\u0639\u0627\u0648\u0646\u060c \u062a\u0644\u0639\u0628 \u062f\u0648\u0631\u064b\u0627 \u062d\u0627\u0633\u0645\u064b\u0627 \u0641\u064a \u062a\u062d\u0642\u064a\u0642 \u0627\u0644\u0646\u062c\u0627\u062d. \u0641\u0628\u0646\u0627\u0621 \u0627\u0644\u062b\u0642\u0629 \u0645\u0639 \u0627\u0644\u0641\u0631\u064a\u0642 \u0648\u0627\u0644\u0633\u0645\u0627\u062d \u0628\u062a\u0648\u0632\u064a\u0639 \u0645\u0633\u0624\u0648\u0644\u064a\u0629 \u0627\u0644\u0639\u0645\u0644 \u0628\u0634\u0643\u0644 \u0623\u0643\u0628\u0631\u060c \u064a\u0639\u0632\u0632 \u0645\u0646 \u0622\u0644\u064a\u0629 \u0627\u0644\u062a\u0639\u0627\u0648\u0646 \u0648\u0627\u0644\u0627\u0628\u062a\u0643\u0627\u0631\u060c \u0648\u064a\u0624\u062f\u064a \u0625\u0644\u0649 \u0632\u064a\u0627\u062f\u0629 \u0627\u0644\u0625\u0646\u062a\u0627\u062c\u064a\u0629.<\/p>\n\n\n\n

<\/div>\n\n\n
\n
\"\u062a\u0645\u0643\u064a\u0646<\/figure><\/div>\n\n\n
<\/div>\n\n\n\n
\n
\u062a\u0623\u0644\u0642 \u0645\u0639 \u0627\u0644\u0639\u0644\u0627\u062c \u0628\u0627\u0644\u062e\u0644\u0627\u064a\u0627 \u0627\u0644\u062c\u0630\u0639\u064a\u0629<\/a><\/div>\n<\/div>\n\n\n\n
<\/div>\n\n\n\n

5- \u0627\u0644\u062a\u0648\u0627\u0635\u0644 \u0627\u0644\u0645\u0628\u0627\u0634\u0631<\/h3>\n\n\n\n

\u0642\u062f \u064a\u062a\u0631\u062f\u062f \u0628\u0639\u0636 \u0627\u0644\u0631\u0624\u0633\u0627\u0621 \u0627\u0644\u062a\u0646\u0641\u064a\u0630\u064a\u064a\u0646 \u0641\u064a \u0645\u0634\u0627\u0631\u0643\u0629 \u0641\u0631\u0642\u0647\u0645 \u0628\u0627\u0644\u062d\u0642\u0627\u0626\u0642 \u0648\u0627\u0644\u062a\u062d\u062f\u064a\u0627\u062a \u0627\u0644\u062a\u064a \u064a\u0648\u0627\u062c\u0647\u0648\u0646\u0647\u0627. \u0644\u0643\u0646 \u0645\u0646 \u0627\u0644\u0636\u0631\u0648\u0631\u064a \u0645\u0634\u0627\u0631\u0643\u0629 \u0627\u0644\u0641\u0631\u064a\u0642 \u0627\u0644\u062a\u0646\u0641\u064a\u0630\u064a \u0628\u0627\u0644\u0648\u0642\u0627\u0626\u0639\u060c \u0648\u0630\u0644\u0643 \u0644\u0644\u0627\u0631\u062a\u0642\u0627\u0621 \u0628\u062a\u0641\u0643\u064a\u0631 \u0627\u0644\u0641\u0631\u064a\u0642 \u0625\u0644\u0649 \u0645\u0633\u062a\u0648\u0649 \u0627\u0633\u062a\u0631\u0627\u062a\u064a\u062c\u064a \u062d\u0648\u0644 \u0627\u0644\u0631\u0624\u0649 \u0648\u0627\u0644\u0623\u0647\u062f\u0627\u0641. \u0625\u0646 \u0637\u0631\u062d \u0627\u0644\u0645\u0632\u064a\u062f \u0645\u0646 \u0627\u0644\u0623\u0633\u0626\u0644\u0629 \u0639\u0644\u0649 \u0627\u0644\u0641\u0631\u0642 \u064a\u0633\u0645\u062d \u0644\u0644\u062c\u0645\u064a\u0639 \u0628\u0643\u0634\u0641 \u0627\u0644\u062d\u0642\u0627\u0626\u0642 \u0648\u0625\u064a\u062c\u0627\u062f \u0627\u0644\u062d\u0644 \u0645\u0639\u064b\u0627.<\/p>\n\n\n\n

\u064a\u0639\u0646\u064a \u0627\u0644\u062a\u0648\u0627\u0635\u0644 \u0627\u0644\u0645\u0628\u0627\u0634\u0631 \u0627\u0644\u062a\u062e\u0644\u064a \u0639\u0646 \u0627\u0644\u0645\u062d\u0627\u062f\u062b\u0627\u062a \u0639\u0628\u0631 \u0627\u0644\u0628\u0631\u064a\u062f \u0627\u0644\u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a \u0648\u0627\u0644\u062a\u0648\u062c\u0647 \u0625\u0644\u0649 \u0627\u0644\u0645\u0646\u0627\u0642\u0634\u0627\u062a \u0648\u062c\u0647\u064b\u0627 \u0644\u0648\u062c\u0647\u060c \u0633\u0648\u0627\u0621 \u0623\u0643\u0627\u0646 \u0630\u0644\u0643 \u0634\u062e\u0635\u064a\u064b\u0627 \u0623\u0645 \u0627\u0641\u062a\u0631\u0627\u0636\u064a\u064b\u0627. \u0641\u0627\u0644\u062a\u0648\u0627\u0635\u0644 \u0627\u0644\u0648\u0627\u0636\u062d \u064a\u0628\u062f\u062f \u0627\u0644\u063a\u0645\u0648\u0636 \u0648\u064a\u0648\u0637\u0651\u062f \u0627\u0644\u0639\u0644\u0627\u0642\u0627\u062a \u0641\u064a \u0627\u0644\u0648\u0642\u062a \u0646\u0641\u0633\u0647. \u0623\u0645\u0627 \u0627\u0644\u062d\u0648\u0627\u0631 \u0627\u0644\u0645\u0641\u062a\u0648\u062d \u064a\u0639\u0645\u0644 \u0639\u0644\u0649 \u0628\u0646\u0627\u0621 \u0627\u0644\u062b\u0642\u0629 \u0628\u064a\u0646 \u0627\u0644\u0641\u0631\u0642\u060c \u0648\u0628\u0630\u0644\u0643 \u062a\u0631\u062a\u0641\u0639 \u0645\u0639\u0646\u0648\u064a\u0627\u062a\u0647\u0645 \u0648\u062a\u0632\u062f\u0627\u062f \u0625\u0646\u062a\u0627\u062c\u064a\u062a\u0647\u0645.<\/p>\n\n\n\n

<\/div>\n\n\n\n

6- \u062a\u062e\u0635\u064a\u0635 \u0627\u0644\u0648\u0642\u062a \u0644\u0644\u062a\u0641\u0643\u064a\u0631 \u0627\u0644\u0627\u0633\u062a\u0631\u0627\u062a\u064a\u062c\u064a<\/h3>\n\n\n\n

\u064a\u0645\u0646\u062d \u062a\u062e\u0635\u064a\u0635 \u0627\u0644\u0648\u0642\u062a \u0644\u0644\u062a\u062e\u0637\u064a\u0637 \u0627\u0644\u0627\u0633\u062a\u0631\u0627\u062a\u064a\u062c\u064a \u0627\u0644\u0631\u0624\u0633\u0627\u0621 \u0627\u0644\u062a\u0646\u0641\u064a\u0630\u064a\u064a\u0646 \u0641\u0631\u0635\u0629 \u0627\u0644\u0627\u0628\u062a\u0639\u0627\u062f \u0639\u0646 \u0627\u0644\u0645\u0647\u0627\u0645 \u0627\u0644\u064a\u0648\u0645\u064a\u0629\u060c \u0644\u064a\u062a\u0645\u0643\u0646\u0648\u0627 \u0645\u0646 \u062a\u0642\u064a\u064a\u0645 \u0627\u0644\u0623\u0648\u0644\u0648\u064a\u0627\u062a \u0648\u062a\u062d\u062f\u064a\u062f \u0623\u0647\u062f\u0627\u0641 \u0648\u0627\u0636\u062d\u0629 \u0648\u0642\u0627\u0628\u0644\u0629 \u0644\u0644\u062a\u062d\u0642\u064a\u0642. \u0643\u0645\u0627 \u064a\u0633\u0627\u0639\u062f\u0647\u0645 \u0641\u064a \u0627\u0644\u062a\u0631\u0643\u064a\u0632 \u0639\u0644\u0649 \u0646\u0645\u0648 \u0627\u0644\u0645\u0624\u0633\u0633\u0629 \u0648\u0627\u0633\u062a\u062f\u0627\u0645\u062a\u0647\u0627 \u0628\u062f\u0644\u064b\u0627 \u0645\u0646 \u0627\u0644\u0627\u0646\u0634\u063a\u0627\u0644 \u0627\u0644\u0645\u0633\u062a\u0645\u0631 \u0628\u0627\u0644\u0639\u0645\u0644\u064a\u0627\u062a \u0627\u0644\u062a\u0634\u063a\u064a\u0644\u064a\u0629 \u0627\u0644\u0631\u0648\u062a\u064a\u0646\u064a\u0629.<\/p>\n\n\n\n

<\/div>\n\n\n\n

7- \u062a\u062d\u0642\u064a\u0642 \u0627\u0644\u062a\u0648\u0627\u0632\u0646 \u0628\u064a\u0646 \u0627\u0644\u0639\u0645\u0644 \u0648\u0627\u0644\u062d\u064a\u0627\u0629 \u0627\u0644\u0634\u062e\u0635\u064a\u0629<\/h3>\n\n\n\n

\u064a\u0633\u0627\u0639\u062f \u0627\u0644\u062d\u0641\u0627\u0638 \u0639\u0644\u0649 \u0627\u0644\u062a\u0648\u0627\u0632\u0646 \u0628\u064a\u0646 \u0627\u0644\u0639\u0645\u0644 \u0648\u0627\u0644\u062d\u064a\u0627\u0629 \u0627\u0644\u0634\u062e\u0635\u064a\u0629 \u0641\u064a \u0627\u0644\u062a\u063a\u0644\u0628 \u0639\u0644\u0649 \u0645\u0634\u0627\u0639\u0631 \u0627\u0644\u0648\u062d\u062f\u0629 \u0648\u062a\u062d\u0633\u064a\u0646 \u0627\u0644\u0635\u062d\u0629 \u0627\u0644\u0639\u0627\u0645\u0629\u060c \u0648\u0630\u0644\u0643 \u0645\u0646 \u062e\u0644\u0627\u0644 \u062a\u062e\u0635\u064a\u0635 \u0648\u0642\u062a \u0644\u0644\u0647\u0648\u0627\u064a\u0627\u062a \u0648\u0645\u0645\u0627\u0631\u0633\u0629 \u0627\u0644\u0623\u0646\u0634\u0637\u0629 \u0627\u0644\u0639\u0627\u0626\u0644\u064a\u0629 \u0648\u0627\u0644\u0627\u0633\u062a\u0631\u0627\u062d\u0629 \u0644\u0641\u062a\u0631\u0627\u062a \u0642\u0635\u064a\u0631\u0629 \u064a\u0648\u0645\u064a\u064b\u0627.<\/p>\n\n\n\n

\u0623\u0645\u0627 \u0628\u0646\u0627\u0621 \u0639\u0644\u0627\u0642\u0627\u062a \u0645\u062a\u064a\u0646\u0629 \u0645\u0639 \u0627\u0644\u0622\u062e\u0631\u064a\u0646 \u064a\u0645\u062f \u0627\u0644\u0642\u0627\u062f\u0629 \u0628\u0627\u0644\u062f\u0639\u0645 \u0648\u0627\u0644\u0631\u0624\u0649 \u0627\u0644\u0642\u064a\u0651\u0645\u0629 \u0627\u0644\u062a\u064a \u062a\u0639\u0632\u0632 \u0646\u062c\u0627\u062d\u0647\u0645. \u0641\u064a \u0627\u0644\u0645\u0642\u0627\u0628\u0644\u060c \u064a\u0624\u062f\u064a \u0627\u0644\u0625\u0631\u0647\u0627\u0642 \u0627\u0644\u0648\u0638\u064a\u0641\u064a \u0625\u0644\u0649 \u062a\u0631\u0627\u062c\u0639 \u0627\u0644\u0623\u062f\u0627\u0621\u060c \u0648\u0642\u062f \u0635\u0646\u0641\u062a\u0647 \u0645\u0646\u0638\u0645\u0629 \u0627\u0644\u0635\u062d\u0629 \u0627\u0644\u0639\u0627\u0644\u0645\u064a\u0629 \u0643\u0638\u0627\u0647\u0631\u0629 \u0645\u0647\u0646\u064a\u0629 \u062a\u062d\u062a \u0645\u0633\u0645\u0649 “Founder Burnout”.<\/p>\n\n\n\n

<\/div>\n\n\n\n

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<\/div>\n\n\n\n

\u0627\u0644\u0645\u0635\u0627\u062f\u0631:<\/strong><\/p>\n\n\n\n

Science Direct<\/a><\/p>\n\n\n\n

Glenn Gow<\/a><\/p>\n\n\n\n

INC<\/a><\/p>\n\n\n\n

EGN<\/a><\/p>\n\n\n\n

<\/div>\n\n\n\n

\u0627\u0642\u0631\u0623\/\u064a \u0623\u064a\u0636\u064b\u0627:<\/h2>\n\n\n\n

\u0627\u0644\u062a\u0623\u0644\u0642 \u0648\u062a\u062c\u062f\u064a\u062f \u0627\u0644\u062d\u064a\u0648\u064a\u0629 \u0645\u0639 \u0627\u0644\u0639\u0644\u0627\u062c \u0628\u0627\u0644\u062e\u0644\u0627\u064a\u0627 \u0627\u0644\u062c\u0630\u0639\u064a\u0629<\/a><\/p>\n\n\n\n

\u0644\u0645\u0627\u0630\u0627 \u062a\u064f\u0639\u062f \u0627\u0644\u0635\u062d\u0629 \u0627\u0644\u0639\u0642\u0644\u064a\u0629 \u0645\u0647\u0645\u0629 \u0648\u0643\u064a\u0641 \u062a\u0639\u0632\u0632\u0647\u0627\u061f<\/a><\/p>\n\n\n\n

\u0627\u0644\u063a\u0636\u0628 \u0623\u062b\u0646\u0627\u0621 \u0627\u0644\u0642\u064a\u0627\u062f\u0629 \u0648\u0643\u064a\u0641 \u062a\u062d\u0641\u0632 \u0646\u0641\u0633\u0643 \u0639\u0644\u0649 \u0645\u0648\u0627\u062c\u0647\u062a\u0647\u061f<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"

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[…]<\/p>\n","protected":false},"author":20,"featured_media":51993,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[6246,6241],"tags":[],"class_list":["post-51980","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-6246","category-6241"],"acf":[],"yoast_head":"\n\u0643\u064a\u0641 \u064a\u062a\u063a\u0644\u0628 \u0627\u0644\u0631\u0624\u0633\u0627\u0621 \u0627\u0644\u062a\u0646\u0641\u064a\u0630\u064a\u0648\u0646 \u0639\u0644\u0649 \u0627\u0644\u062a\u0648\u062a\u0631 \u0648\u0627\u0644\u0642\u0644\u0642 \u0641\u064a \u0627\u0644\u0639\u0645\u0644\u061f<\/title>\n<meta name=\"description\" content=\"\u0627\u0643\u062a\u0634\u0641 \u0643\u064a\u0641 \u064a\u062a\u063a\u0644\u0628 \u0627\u0644\u0631\u0624\u0633\u0627\u0621 \u0627\u0644\u062a\u0646\u0641\u064a\u0630\u064a\u0648\u0646 \u0639\u0644\u0649 \u0627\u0644\u062a\u0648\u062a\u0631 \u0648\u0627\u0644\u0642\u0644\u0642 \u0641\u064a \u0627\u0644\u0639\u0645\u0644 \u0645\u0646 \u062e\u0644\u0627\u0644 \u0627\u0633\u062a\u0631\u0627\u062a\u064a\u062c\u064a\u0627\u062a \u0639\u0645\u0644\u064a\u0629 \u062a\u0639\u0632\u0632 \u0627\u0644\u062a\u0631\u0643\u064a\u0632 \u0648\u062a\u062f\u0639\u0645 \u0627\u062a\u062e\u0627\u0630 \u0627\u0644\u0642\u0631\u0627\u0631 \u0648\u062a\u0631\u0641\u0639 \u0627\u0644\u0623\u062f\u0627\u0621 \u0627\u0644\u0642\u064a\u0627\u062f\u064a.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.buyanyinsurance.ae\/blog\/ar\/%d8%b9%d9%84%d8%a7%d8%ac-%d8%a7%d9%84%d8%aa%d9%88%d8%aa%d8%b1-%d9%88%d8%a7%d9%84%d9%82%d9%84%d9%82\/\" \/>\n<meta property=\"og:locale\" content=\"ar_AR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"\u062a\u0623\u062b\u064a\u0631 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