{"id":51867,"date":"2025-03-10T15:44:15","date_gmt":"2025-03-10T11:44:15","guid":{"rendered":"https:\/\/www.buyanyinsurance.ae\/blog\/?p=51867"},"modified":"2025-11-28T14:04:20","modified_gmt":"2025-11-28T10:04:20","slug":"%d8%b3%d9%88%d9%82-%d8%aa%d8%a3%d9%85%d9%8a%d9%86-%d8%b3%d9%8a%d8%a7%d8%b1%d8%a7%d8%aa-%d8%a7%d9%84%d8%a7%d9%85%d8%a7%d8%b1%d8%a7%d8%aa","status":"publish","type":"post","link":"https:\/\/www.buyanyinsurance.ae\/blog\/ar\/%d8%b3%d9%88%d9%82-%d8%aa%d8%a3%d9%85%d9%8a%d9%86-%d8%b3%d9%8a%d8%a7%d8%b1%d8%a7%d8%aa-%d8%a7%d9%84%d8%a7%d9%85%d8%a7%d8%b1%d8%a7%d8%aa\/","title":{"rendered":"\u0633\u0648\u0642 \u062a\u0623\u0645\u064a\u0646 \u0627\u0644\u0633\u064a\u0627\u0631\u0627\u062a \u0641\u064a \u0627\u0644\u0625\u0645\u0627\u0631\u0627\u062a 2024-2025: \u0627\u0644\u0627\u062a\u062c\u0627\u0647\u0627\u062a \u0648\u0627\u0644\u0623\u0631\u0642\u0627\u0645 \u0648\u0627\u0644\u0631\u0624\u0649"},"content":{"rendered":"\n<p class=\"has-text-align-right\">\u0625\u0646 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\u0627\u0644\u0645\u0631\u0643\u0628\u0627\u062a.<\/p>\n\n\n\n<p class=\"has-text-align-right\">\u062a\u062a\u062c\u0647 \u0635\u0646\u0627\u0639\u0629 \u0627\u0644\u062a\u0623\u0645\u064a\u0646 \u0646\u062d\u0648 \u0645\u0632\u064a\u062f \u0645\u0646 \u0627\u0644\u062a\u062d\u0648\u0644 \u0627\u0644\u0631\u0642\u0645\u064a \u0641\u064a \u0639\u0627\u0645 2026\u060c \u062d\u064a\u062b \u0623\u0635\u0628\u062d\u062a \u0627\u0644\u0645\u0646\u0635\u0627\u062a \u0627\u0644\u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a\u0629 \u062a\u0644\u0639\u0628 \u062f\u0648\u0631\u064b\u0627 \u0645\u0647\u0645\u064b\u0627 \u0641\u064a \u062a\u0633\u0647\u064a\u0644 \u0639\u0645\u0644\u064a\u0627\u062a \u0627\u0644\u062a\u0623\u0645\u064a\u0646 \u0648\u062a\u0633\u0648\u064a\u0629 \u0627\u0644\u0645\u0637\u0627\u0644\u0628\u0627\u062a. \u0643\u0645\u0627 \u064a\u0634\u0647\u062f \u0633\u0648\u0642 \u0627\u0644\u062a\u0623\u0645\u064a\u0646 \u0627\u0631\u062a\u0641\u0627\u0639\u064b\u0627 \u0641\u064a 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\u062a\u062e\u0635\u064a\u0635\u064b\u0627.<\/p>\n\n\n\n<p class=\"has-text-align-right\">\u0628\u0627\u0644\u0631\u063a\u0645 \u0645\u0646 \u0647\u0630\u0647 \u0627\u0644\u062a\u0637\u0648\u0631\u0627\u062a\u060c \u0644\u0627 \u064a\u062e\u0644\u0648 \u0627\u0644\u0633\u0648\u0642 \u0645\u0646 \u0628\u0639\u0636 \u0627\u0644\u062a\u062d\u062f\u064a\u0627\u062a\u060c \u0645\u062b\u0644 \u0627\u0631\u062a\u0641\u0627\u0639 \u062a\u0643\u0627\u0644\u064a\u0641 \u0627\u0644\u0645\u0637\u0627\u0644\u0628\u0627\u062a\u060c \u0648\u0627\u0644\u0646\u0632\u0627\u0639\u0627\u062a \u0627\u0644\u0646\u0627\u0634\u0626\u0629 \u0628\u064a\u0646 \u0627\u0644\u0639\u0645\u0644\u0627\u0621 \u0648\u0634\u0631\u0643\u0627\u062a \u0627\u0644\u062a\u0623\u0645\u064a\u0646\u060c \u0648\u062a\u063a\u064a\u0631 \u0623\u0646\u0645\u0627\u0637 \u0627\u0644\u0642\u064a\u0627\u062f\u0629\u060c \u0648\u062a\u0623\u062b\u064a\u0631 \u0627\u0644\u0639\u0648\u0627\u0645\u0644 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id=\"h-\u062d\u062c\u0645-\u0633\u0648\u0642-\u062a\u0623\u0645\u064a\u0646-\u0633\u064a\u0627\u0631\u0627\u062a-\u0627\u0644\u0627\u0645\u0627\u0631\u0627\u062a-2023-2022\">\u062d\u062c\u0645 \u0633\u0648\u0642 \u062a\u0623\u0645\u064a\u0646 \u0633\u064a\u0627\u0631\u0627\u062a \u0627\u0644\u0627\u0645\u0627\u0631\u0627\u062a 2023 &#8211; 2022<\/h2>\n\n\n\n<p class=\"has-text-align-right\">\u062d\u0642\u0642 \u0642\u0637\u0627\u0639 \u0627\u0644\u062a\u0623\u0645\u064a\u0646 \u0646\u0645\u0648\u064b\u0627 \u0641\u064a \u063a\u0627\u0644\u0628\u064a\u0629 \u0645\u0624\u0634\u0631\u0627\u062a \u0627\u0644\u0623\u062f\u0627\u0621 \u0627\u0644\u0631\u0626\u064a\u0633\u064a\u0629 \u0641\u064a \u0639\u0627\u0645 2023 \u0648\u0641\u0642\u064b\u0627 \u0644\u062a\u0642\u0631\u064a\u0631 <a href=\"https:\/\/crm.centralbank.ae\/ar\" target=\"_blank\" rel=\"noreferrer noopener\">\u0645\u0635\u0631\u0641 \u0627\u0644\u0625\u0645\u0627\u0631\u0627\u062a \u0627\u0644\u0645\u0631\u0643\u0632\u064a<\/a>\u060c \u062d\u064a\u062b \u0627\u0631\u062a\u0641\u0639 \u0625\u062c\u0645\u0627\u0644\u064a \u0623\u0642\u0633\u0627\u0637 \u0627\u0644\u062a\u0623\u0645\u064a\u0646 \u0627\u0644\u0645\u064f\u0643\u062a\u062a\u0628\u0629 \u0628\u0646\u0633\u0628\u0629 13% \u0639\u0644\u0649 \u0623\u0633\u0627\u0633 \u0633\u0646\u0648\u064a \u0644\u064a\u0635\u0644 \u0625\u0644\u0649 53.4 \u0645\u0644\u064a\u0627\u0631 \u062f\u0631\u0647\u0645\u060c \u0648\u0627\u0631\u062a\u0641\u0639 \u0623\u0639\u062f\u0627\u062f \u0648\u062b\u0627\u0626\u0642 \u0627\u0644\u062a\u0623\u0645\u064a\u0646 \u0627\u0644\u0645\u0643\u062a\u062a\u0628\u0629 \u0628\u0646\u0633\u0628\u0629 60% \u0639\u0644\u0649 \u0623\u0633\u0627\u0633 \u0633\u0646\u0648\u064a \u0625\u0644\u0649 15.6 \u0645\u0644\u064a\u0648\u0646 \u0648\u062b\u064a\u0642\u0629 \u062a\u0623\u0645\u064a\u0646.<\/p>\n\n\n\n<p class=\"has-text-align-right\">\u0643\u0645\u0627 \u0634\u0647\u062f \u0633\u0648\u0642 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\u0639\u0627\u0645 2023\u060c \u0645\u0642\u0627\u0628\u0644 \u0628\u064a\u0639 4,857,039 \u0648\u062b\u064a\u0642\u0629 \u062a\u0623\u0645\u064a\u0646 \u0644\u0633\u0646\u0629 2022. \u0648\u062c\u0627\u0621\u062a \u0623\u0639\u0644\u0649 \u0627\u0644\u0645\u0628\u064a\u0639\u0627\u062a \u0641\u064a \u0625\u0645\u0627\u0631\u0629 \u062f\u0628\u064a \u062d\u064a\u062b \u0628\u064a\u0639\u062a 3,471,837 \u0648\u062b\u064a\u0642\u0629 \u062a\u0623\u0645\u064a\u0646 \u0633\u064a\u0627\u0631\u0629 \u0644\u0633\u0646\u0629 2023\u060c \u0648\u0623\u062f\u0646\u0627\u0647\u0627 \u0641\u064a \u0625\u0645\u0627\u0631\u0629 \u0623\u0645 \u0627\u0644\u0642\u064a\u0648\u064a\u0646 528 \u0648\u062b\u064a\u0642\u0629.<\/p>\n\n\n\n<p class=\"has-text-align-right\">\u0623\u0645\u0627 \u0625\u062c\u0645\u0627\u0644\u064a \u0627\u0644\u0623\u0642\u0633\u0627\u0637 \u0627\u0644\u0645\u0643\u062a\u062a\u0628\u0629 \u0641\u064a \u062a\u0623\u0645\u064a\u0646 \u0627\u0644\u0645\u0631\u0643\u0628\u0627\u062a \u0627\u0644\u0634\u0627\u0645\u0644 \u0644\u0644\u0633\u064a\u0627\u0631\u0627\u062a \u0627\u0631\u062a\u0641\u0639 \u0645\u0646 2,63 \u0645\u0644\u064a\u0627\u0631 \u062f\u0631\u0647\u0645 \u0644\u0633\u0646\u0629 2022 \u0625\u0644\u0649 2,96 \u0645\u0644\u064a\u0627\u0631 \u062f\u0631\u0647\u0645 \u0644\u0633\u0646\u0629 2023. \u0648\u0630\u0644\u0643 \u0628\u0627\u0644\u0631\u063a\u0645 \u0645\u0646 \u0627\u0646\u062e\u0641\u0627\u0636 \u0639\u062f\u062f \u0628\u064a\u0639 \u0627\u0644\u0648\u062b\u0627\u0626\u0642\u060c \u0648\u064a\u0631\u062c\u0639 \u0627\u0631\u062a\u0641\u0627\u0639 \u0627\u0644\u0623\u0642\u0633\u0627\u0637 \u0627\u0644\u0645\u0643\u062a\u062a\u0628\u0629 \u0625\u0644\u0649 \u0627\u0631\u062a\u0641\u0627\u0639 \u0623\u0633\u0639\u0627\u0631 \u0648\u062b\u0627\u0626\u0642 \u0627\u0644\u062a\u0623\u0645\u064a\u0646.<\/p>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"800\" height=\"527\" src=\"https:\/\/www.buyanyinsurance.ae\/blog\/wp-content\/uploads\/2024\/11\/carshowroom.jpg\" alt=\"\u062a\u0623\u0645\u064a\u0646 \u0633\u064a\u0627\u0631\u0627\u062a \u0627\u0644\u0627\u0645\u0627\u0631\u0627\u062a\" class=\"wp-image-50886\" srcset=\"https:\/\/www.buyanyinsurance.ae\/blog\/wp-content\/uploads\/2024\/11\/carshowroom.jpg 800w, https:\/\/www.buyanyinsurance.ae\/blog\/wp-content\/uploads\/2024\/11\/carshowroom-300x198.jpg 300w, https:\/\/www.buyanyinsurance.ae\/blog\/wp-content\/uploads\/2024\/11\/carshowroom-768x506.jpg 768w\" sizes=\"auto, (max-width: 800px) 100vw, 800px\" \/><\/figure><\/div>\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h3 class=\"wp-block-heading has-text-align-right\" id=\"h-\u0625\u062c\u0645\u0627\u0644\u064a-\u0627\u0644\u0623\u0642\u0633\u0627\u0637-\u0627\u0644\u0645\u0643\u062a\u062a\u0628\u0629-\u0648\u0641\u0642-\u0643\u0644-\u0625\u0645\u0627\u0631\u0629-nbsp\">\u0625\u062c\u0645\u0627\u0644\u064a \u0627\u0644\u0623\u0642\u0633\u0627\u0637 \u0627\u0644\u0645\u0643\u062a\u062a\u0628\u0629 \u0648\u0641\u0642 \u0643\u0644 \u0625\u0645\u0627\u0631\u0629 &nbsp;<\/h3>\n\n\n\n<p class=\"has-text-align-right\">\u0628\u0627\u0644\u0623\u0644\u0641 \u062f\u0631\u0647\u0645<\/p>\n\n\n\n<figure class=\"wp-block-table is-style-stripes has-medium-font-size\"><table class=\"has-pale-cyan-blue-background-color has-background has-fixed-layout\"><thead><tr><th class=\"has-text-align-center\" data-align=\"center\"><strong>\u0627\u0644\u0625\u0645\u0627\u0631\u0629<\/strong><\/th><th class=\"has-text-align-center\" data-align=\"center\"><strong>2022<\/strong><\/th><th class=\"has-text-align-center\" data-align=\"center\"><strong>2023<\/strong><\/th><\/tr><\/thead><tbody><tr><td class=\"has-text-align-center\" data-align=\"center\">\u0623\u0645 \u0627\u0644\u0642\u064a\u0648\u064a\u0646<\/td><td class=\"has-text-align-center\" data-align=\"center\">207<\/td><td class=\"has-text-align-center\" data-align=\"center\">693<\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\">\u0627\u0644\u0634\u0627\u0631\u0642\u0629<\/td><td class=\"has-text-align-center\" data-align=\"center\">292,364<\/td><td class=\"has-text-align-center\" data-align=\"center\">337,989<\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\">\u0631\u0623\u0633 \u0627\u0644\u062e\u064a\u0645\u0629<\/td><td class=\"has-text-align-center\" data-align=\"center\">133,016<\/td><td class=\"has-text-align-center\" data-align=\"center\">209,188<\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\">\u0627\u0644\u0641\u062c\u064a\u0631\u0629<\/td><td class=\"has-text-align-center\" data-align=\"center\">68,918<\/td><td class=\"has-text-align-center\" data-align=\"center\">88,490<\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\">\u062f\u0628\u064a<\/td><td class=\"has-text-align-center\" data-align=\"center\">2,883,159<\/td><td class=\"has-text-align-center\" data-align=\"center\">3,471,837<\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\">\u0639\u062c\u0645\u0627\u0646<\/td><td class=\"has-text-align-center\" data-align=\"center\">53,352<\/td><td class=\"has-text-align-center\" data-align=\"center\">45,412<\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\">\u0623\u0628\u0648\u0638\u0628\u064a<\/td><td class=\"has-text-align-center\" data-align=\"center\">994,715<\/td><td class=\"has-text-align-center\" data-align=\"center\">1,234,480<\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\">\u062c\u0645\u064a\u0639 \u0627\u0644\u0645\u0648\u0627\u0642\u0639<\/td><td class=\"has-text-align-center\" data-align=\"center\">4,758,861<\/td><td class=\"has-text-align-center\" data-align=\"center\">5,886,563<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h3 class=\"wp-block-heading has-text-align-right\" id=\"h-\u0639\u062f\u062f-\u0648\u062b\u0627\u0626\u0642-\u062a\u0623\u0645\u064a\u0646-\u0627\u0644\u0633\u064a\u0627\u0631\u0627\u062a-\u0648\u0627\u0644\u0645\u0631\u0643\u0628\u0627\u062a-\u0627\u0644\u0623\u062e\u0631\u0649-\u0627\u0644\u0645\u0628\u0627\u0639\u0629-\u062d\u0633\u0628-\u0643\u0644-\u0625\u0645\u0627\u0631\u0629\">\u0639\u062f\u062f \u0648\u062b\u0627\u0626\u0642 \u062a\u0623\u0645\u064a\u0646 \u0627\u0644\u0633\u064a\u0627\u0631\u0627\u062a \u0648\u0627\u0644\u0645\u0631\u0643\u0628\u0627\u062a \u0627\u0644\u0623\u062e\u0631\u0649 \u0627\u0644\u0645\u0628\u0627\u0639\u0629 \u062d\u0633\u0628 \u0643\u0644 \u0625\u0645\u0627\u0631\u0629<\/h3>\n\n\n\n<figure class=\"wp-block-table is-style-stripes has-medium-font-size\"><table class=\"has-pale-cyan-blue-background-color has-background has-fixed-layout\"><thead><tr><th class=\"has-text-align-center\" data-align=\"center\"><strong>\u0627\u0644\u0625\u0645\u0627\u0631\u0629<\/strong><\/th><th class=\"has-text-align-center\" data-align=\"center\"><strong>2022<\/strong><\/th><th class=\"has-text-align-center\" data-align=\"center\"><strong>2023<\/strong><\/th><\/tr><\/thead><tbody><tr><td class=\"has-text-align-center\" data-align=\"center\">\u0623\u0645 \u0627\u0644\u0642\u064a\u0648\u064a\u0646<\/td><td class=\"has-text-align-center\" data-align=\"center\">201<\/td><td class=\"has-text-align-center\" data-align=\"center\">528<\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\">\u0627\u0644\u0634\u0627\u0631\u0642\u0629<\/td><td class=\"has-text-align-center\" data-align=\"center\">303,378<\/td><td class=\"has-text-align-center\" data-align=\"center\">252,922<\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\">\u0631\u0623\u0633 \u0627\u0644\u062e\u064a\u0645\u0629<\/td><td class=\"has-text-align-center\" data-align=\"center\">462,772<\/td><td class=\"has-text-align-center\" data-align=\"center\">524,391<\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\">\u0627\u0644\u0641\u062c\u064a\u0631\u0629<\/td><td class=\"has-text-align-center\" data-align=\"center\">65,057<\/td><td class=\"has-text-align-center\" data-align=\"center\">76,904<\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\">\u062f\u0628\u064a<\/td><td class=\"has-text-align-center\" data-align=\"center\">2,010,967<\/td><td class=\"has-text-align-center\" data-align=\"center\">2,235,796<\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\">\u0639\u062c\u0645\u0627\u0646<\/td><td class=\"has-text-align-center\" data-align=\"center\">76,641<\/td><td class=\"has-text-align-center\" data-align=\"center\">26,545<\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\">\u0623\u0628\u0648\u0638\u0628\u064a<\/td><td class=\"has-text-align-center\" data-align=\"center\">1,016,778<\/td><td class=\"has-text-align-center\" data-align=\"center\">1,022,102<\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\">\u062c\u0645\u064a\u0639 \u0627\u0644\u0645\u0648\u0627\u0642\u0639<\/td><td class=\"has-text-align-center\" data-align=\"center\">4,857,039<\/td><td class=\"has-text-align-center\" data-align=\"center\">4,849,490<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h3 class=\"wp-block-heading has-text-align-right\" id=\"h-\u0625\u062c\u0645\u0627\u0644\u064a-\u0627\u0644\u0623\u0642\u0633\u0627\u0637-\u0627\u0644\u0645\u0643\u062a\u062a\u0628\u0629-\u0644\u062a\u0623\u0645\u064a\u0646-\u0627\u0644\u0633\u064a\u0627\u0631\u0627\u062a-\u0648\u0627\u0644\u0645\u0631\u0643\u0628\u0627\u062a-\u0627\u0644\u0623\u062e\u0631\u0649\">\u0625\u062c\u0645\u0627\u0644\u064a \u0627\u0644\u0623\u0642\u0633\u0627\u0637 \u0627\u0644\u0645\u0643\u062a\u062a\u0628\u0629 \u0644\u062a\u0623\u0645\u064a\u0646 \u0627\u0644\u0633\u064a\u0627\u0631\u0627\u062a \u0648\u0627\u0644\u0645\u0631\u0643\u0628\u0627\u062a \u0627\u0644\u0623\u062e\u0631\u0649<\/h3>\n\n\n\n<p class=\"has-text-align-right\">\u0628\u0627\u0644\u0623\u0644\u0641 \u062f\u0631\u0647\u0645<\/p>\n\n\n\n<figure class=\"wp-block-table is-style-stripes has-medium-font-size\"><table class=\"has-pale-cyan-blue-background-color has-background has-fixed-layout\"><thead><tr><th class=\"has-text-align-center\" data-align=\"center\">\u0646\u0648\u0639 \u0627\u0644\u062a\u0623\u0645\u064a\u0646<\/th><th class=\"has-text-align-center\" data-align=\"center\">\u062a\u0623\u0645\u064a\u0646 \u0627\u0644\u0645\u0631\u0643\u0628\u0627\u062a \u0627\u0644\u0634\u0627\u0645\u0644<\/th><th class=\"has-text-align-center\" data-align=\"center\">\u062a\u0623\u0645\u064a\u0646 \u0636\u062f \u0627\u0644\u063a\u064a\u0631<\/th><th class=\"has-text-align-center\" data-align=\"center\">\u062a\u0623\u0645\u064a\u0646 \u0627\u0644\u0645\u0631\u0643\u0628\u0627\u062a \u0627\u0644\u062a\u062c\u0627\u0631\u064a<\/th><\/tr><\/thead><tbody><tr><td class=\"has-text-align-center\" data-align=\"center\">2022<\/td><td class=\"has-text-align-center\" data-align=\"center\">2,638,281<\/td><td class=\"has-text-align-center\" data-align=\"center\">739,021<\/td><td class=\"has-text-align-center\" data-align=\"center\">1,181,849<\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\">2023<\/td><td class=\"has-text-align-center\" data-align=\"center\">2,958,682<\/td><td class=\"has-text-align-center\" data-align=\"center\">784,563<\/td><td class=\"has-text-align-center\" data-align=\"center\">1,186,549<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h3 class=\"wp-block-heading has-text-align-right\" id=\"h-\u062d\u062c\u0645-\u0645\u0637\u0627\u0644\u0628\u0627\u062a-\u062a\u0623\u0645\u064a\u0646-\u0627\u0644\u0633\u064a\u0627\u0631\u0627\u062a-\u0627\u0644\u0645\u062f\u0641\u0648\u0639\u0629-\u0641\u064a-\u0627\u0644\u0625\u0645\u0627\u0631\u0627\u062a\">\u062d\u062c\u0645 \u0645\u0637\u0627\u0644\u0628\u0627\u062a \u062a\u0623\u0645\u064a\u0646 \u0627\u0644\u0633\u064a\u0627\u0631\u0627\u062a \u0627\u0644\u0645\u062f\u0641\u0648\u0639\u0629 \u0641\u064a \u0627\u0644\u0625\u0645\u0627\u0631\u0627\u062a<\/h3>\n\n\n\n<p class=\"has-text-align-right\">\u0627\u0632\u062f\u0627\u062f \u062d\u062c\u0645 \u0645\u0637\u0627\u0644\u0628\u0627\u062a \u062a\u0623\u0645\u064a\u0646 \u0627\u0644\u0633\u064a\u0627\u0631\u0627\u062a \u0627\u0644\u0645\u062f\u0641\u0648\u0639\u0629 \u0628\u0646\u0633\u0628\u0629 \u062a\u0635\u0644 \u0625\u0644\u0649 7,9%\u060c \u0628\u0645\u0627 \u0641\u064a\u0647\u0627 \u062a\u0623\u0645\u064a\u0646 \u0627\u0644\u0633\u064a\u0627\u0631\u0627\u062a \u0627\u0644\u0634\u0627\u0645\u0644 \u0648\u0636\u062f \u0627\u0644\u063a\u064a\u0631 \u0648\u062a\u0623\u0645\u064a\u0646 \u0627\u0644\u0645\u0631\u0643\u0628\u0627\u062a \u0627\u0644\u062a\u062c\u0627\u0631\u064a \u0648\u063a\u064a\u0631\u0647\u0627 \u0644\u0633\u0646\u0629 2023 \u0648\u0639\u0644\u0649 \u0623\u0633\u0627\u0633 \u0633\u0646\u0648\u064a \u0648\u0628\u0645\u0642\u062f\u0627\u0631 4 \u0645\u0644\u064a\u0627\u0631 \u062f\u0631\u0647\u0645\u060c \u0645\u0642\u0627\u0631\u0646\u0629 \u0628\u0640 3,7 \u0645\u0644\u064a\u0627\u0631 \u062f\u0631\u0647\u0645 \u0644\u0633\u0646\u0629 2022.<\/p>\n\n\n\n<figure class=\"wp-block-table is-style-stripes has-medium-font-size\"><table class=\"has-pale-cyan-blue-background-color has-background has-fixed-layout\"><thead><tr><th class=\"has-text-align-center\" data-align=\"center\"><strong>\u0627\u0644\u0633\u0646\u0629<\/strong><\/th><th class=\"has-text-align-center\" data-align=\"center\"><strong>2020<\/strong><\/th><th class=\"has-text-align-center\" data-align=\"center\"><strong>2021<\/strong><\/th><th class=\"has-text-align-center\" data-align=\"center\"><strong>2022<\/strong><\/th><th class=\"has-text-align-center\" data-align=\"center\"><strong>2023<\/strong><\/th><\/tr><\/thead><tbody><tr><td class=\"has-text-align-center\" data-align=\"center\">\u0645\u0637\u0627\u0644\u0628\u0627\u062a \u062a\u0623\u0645\u064a\u0646 \u0627\u0644\u0633\u064a\u0627\u0631\u0627\u062a \u0628\u0627\u0644\u0623\u0644\u0641 \u062f\u0631\u0647\u0645<\/td><td class=\"has-text-align-center\" data-align=\"center\">3,115,443<\/td><td class=\"has-text-align-center\" data-align=\"center\">3,283,722<\/td><td class=\"has-text-align-center\" data-align=\"center\">3,709,922<\/td><td class=\"has-text-align-center\" data-align=\"center\">4,002,108<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h3 class=\"wp-block-heading has-text-align-right\" id=\"h-\u0627\u0632\u062f\u064a\u0627\u062f-\u0623\u0639\u062f\u0627\u062f-\u0634\u0631\u0643\u0627\u062a-\u0627\u0644\u062a\u0623\u0645\u064a\u0646-\u0648\u0627\u0644\u0645\u0647\u0646-\u0627\u0644\u0645-\u0631\u062a\u0628\u0637\u0629-\u0628\u0627\u0644\u062a\u0623\u0645\u064a\u0646\">\u0627\u0632\u062f\u064a\u0627\u062f \u0623\u0639\u062f\u0627\u062f \u0634\u0631\u0643\u0627\u062a \u0627\u0644\u062a\u0623\u0645\u064a\u0646 \u0648\u0627\u0644\u0645\u0647\u0646 \u0627\u0644\u0645\u064f\u0631\u062a\u0628\u0637\u0629 \u0628\u0627\u0644\u062a\u0623\u0645\u064a\u0646 <\/h3>\n\n\n\n<p class=\"has-text-align-right\">\u0627\u0631\u062a\u0641\u0639 \u0625\u062c\u0645\u0627\u0644\u064a \u0639\u062f\u062f \u0627\u0644\u0645\u0647\u0646 \u0627\u0644\u0645\u064f\u0631\u062a\u0628\u0637\u0629 \u0628\u0627\u0644\u062a\u0623\u0645\u064a\u0646 \u0627\u0644\u0645\u064f\u0631\u062e\u0635\u0629 \u0644\u062a\u0635\u0644 \u0625\u0644\u0649 499 \u0641\u064a \u0639\u0627\u0645 2023 \u0628\u0627\u0644\u0645\u0642\u0627\u0631\u0646\u0629 \u0645\u0639 492 \u0641\u0649 \u0639\u0627\u0645 2022. \u0641\u064a \u062d\u064a\u0646 \u0627\u0646\u062e\u0641\u0636 \u0639\u062f\u062f \u0634\u0631\u0643\u0627\u062a \u0627\u0644\u062a\u0623\u0645\u064a\u0646 \u0625\u0644\u0649 60 \u0634\u0631\u0643\u0629 \u0641\u064a \u0639\u0627\u0645 2023 \u0645\u0642\u0627\u0628\u0644 62 \u0634\u0631\u0643\u0629 \u0645\u0646 \u0627\u0644\u0639\u0627\u0645 \u0627\u0644\u0633\u0627\u0628\u0642. \u0648\u064a\u0634\u0647\u062f \u0633\u0648\u0642 \u0627\u0644\u062a\u0623\u0645\u064a\u0646 &nbsp;\u0627\u0632\u062f\u064a\u0627\u062f\u064b\u0627 \u0641\u064a \u0623\u0639\u062f\u0627\u062f \u062e\u0628\u0631\u0627\u0621 \u0627\u0644\u0643\u0634\u0641 \u0648\u062a\u0642\u062f\u064a\u0631 \u0627\u0644\u0623\u0636\u0631\u0627\u0631 \u0648\u0627\u0644\u0625\u0643\u062a\u0648\u0627\u0631\u064a\u064a\u0646 \u0648\u0627\u0644\u0645\u0648\u0627\u0642\u0639 \u0627\u0644\u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a\u0629 \u0644\u0645\u0642\u0627\u0631\u0646\u0629 \u0623\u0633\u0639\u0627\u0631 \u0627\u0644\u062a\u0623\u0645\u064a\u0646.<\/p>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h3 class=\"wp-block-heading has-text-align-right\" id=\"h-\u0623\u0639\u062f\u0627\u062f-\u0634\u0631\u0643\u0627\u062a-\u0627\u0644\u062a\u0623\u0645\u064a\u0646-\u0627\u0644\u0645\u0631\u062e\u0635\u0629-\u0641\u064a-\u0627\u0644\u0625\u0645\u0627\u0631\u0627\u062a\">\u0623\u0639\u062f\u0627\u062f \u0634\u0631\u0643\u0627\u062a \u0627\u0644\u062a\u0623\u0645\u064a\u0646 \u0627\u0644\u0645\u0631\u062e\u0635\u0629 \u0641\u064a \u0627\u0644\u0625\u0645\u0627\u0631\u0627\u062a<\/h3>\n\n\n\n<figure class=\"wp-block-table is-style-stripes has-medium-font-size\"><table class=\"has-pale-cyan-blue-background-color has-background has-fixed-layout\"><thead><tr><th class=\"has-text-align-center\" data-align=\"center\"><strong>\u0634\u0631\u0643\u0627\u062a \u0627\u0644\u062a\u0623\u0645\u064a\u0646 \u0627\u0644\u0645\u0631\u062e\u0635\u0629<\/strong><\/th><th class=\"has-text-align-center\" data-align=\"center\"><strong>2020<\/strong><\/th><th class=\"has-text-align-center\" data-align=\"center\"><strong>2021<\/strong><\/th><th class=\"has-text-align-center\" data-align=\"center\"><strong>2022<\/strong><\/th><th class=\"has-text-align-center\" data-align=\"center\"><strong>2023<\/strong><\/th><\/tr><\/thead><tbody><tr><td class=\"has-text-align-center\" data-align=\"center\">\u0634\u0631\u0643\u0627\u062a \u0627\u0644\u062a\u0623\u0645\u064a\u0646 \u0627\u0644\u062a\u0642\u0644\u064a\u062f\u064a \u0627\u0644\u0648\u0637\u0646\u064a<\/td><td class=\"has-text-align-center\" data-align=\"center\">23<\/td><td class=\"has-text-align-center\" data-align=\"center\">23<\/td><td class=\"has-text-align-center\" data-align=\"center\">23<\/td><td class=\"has-text-align-center\" data-align=\"center\">23<\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\">\u0634\u0631\u0643\u0627\u062a \u0627\u0644\u062a\u0623\u0645\u064a\u0646 \u0627\u0644\u062a\u0643\u0627\u0641\u0644\u064a \u0627\u0644\u0648\u0637\u0646\u064a\u0629<\/td><td class=\"has-text-align-center\" data-align=\"center\">12<\/td><td class=\"has-text-align-center\" data-align=\"center\">12<\/td><td class=\"has-text-align-center\" data-align=\"center\">12<\/td><td class=\"has-text-align-center\" data-align=\"center\">10<\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\">\u0634\u0631\u0643\u0627\u062a \u0627\u0644\u062a\u0623\u0645\u064a\u0646 \u0627\u0644\u0623\u062c\u0646\u0628\u064a\u0629<\/td><td class=\"has-text-align-center\" data-align=\"center\">27<\/td><td class=\"has-text-align-center\" data-align=\"center\">27<\/td><td class=\"has-text-align-center\" data-align=\"center\">27<\/td><td class=\"has-text-align-center\" data-align=\"center\">27<\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\">\u0627\u0644\u0645\u062c\u0645\u0648\u0639<\/td><td class=\"has-text-align-center\" data-align=\"center\">62<\/td><td class=\"has-text-align-center\" data-align=\"center\">62<\/td><td class=\"has-text-align-center\" data-align=\"center\">62<\/td><td class=\"has-text-align-center\" data-align=\"center\">60<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h3 class=\"wp-block-heading has-text-align-right\" id=\"h-\u0623\u0639\u062f\u0627\u062f-\u0627\u0644\u0645\u0647\u0646-\u0627\u0644\u0645\u0631\u062a\u0628\u0637\u0629-\u0628\u0627\u0644\u062a\u0623\u0645\u064a\u0646-\u0641\u064a-\u0627\u0644\u0625\u0645\u0627\u0631\u0627\u062a\">\u0623\u0639\u062f\u0627\u062f \u0627\u0644\u0645\u0647\u0646 \u0627\u0644\u0645\u0631\u062a\u0628\u0637\u0629 \u0628\u0627\u0644\u062a\u0623\u0645\u064a\u0646 \u0641\u064a \u0627\u0644\u0625\u0645\u0627\u0631\u0627\u062a<\/h3>\n\n\n\n<figure class=\"wp-block-table is-style-stripes has-medium-font-size\"><table class=\"has-pale-cyan-blue-background-color has-background has-fixed-layout\"><thead><tr><th class=\"has-text-align-center\" data-align=\"center\"><strong>\u0627\u0644\u0645\u0647\u0646 \u0627\u0644\u0645\u0631\u062a\u0628\u0637\u0629 \u0628\u0627\u0644\u062a\u0623\u0645\u064a\u0646<\/strong><\/th><th class=\"has-text-align-center\" data-align=\"center\"><strong>2020<\/strong><\/th><th class=\"has-text-align-center\" data-align=\"center\"><strong>2021<\/strong><\/th><th class=\"has-text-align-center\" data-align=\"center\"><strong>2022<\/strong><\/th><th class=\"has-text-align-center\" data-align=\"center\"><strong>2023<\/strong><\/th><\/tr><\/thead><tbody><tr><td class=\"has-text-align-center\" data-align=\"center\">\u0648\u0633\u0637\u0627\u0621 \u0627\u0644\u062a\u0623\u0645\u064a\u0646<\/td><td class=\"has-text-align-center\" data-align=\"center\">164<\/td><td class=\"has-text-align-center\" data-align=\"center\">168<\/td><td class=\"has-text-align-center\" data-align=\"center\">168<\/td><td class=\"has-text-align-center\" data-align=\"center\">163<\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\">\u0648\u0643\u0644\u0627\u0621 \u0627\u0644\u062a\u0623\u0645\u064a\u0646<\/td><td class=\"has-text-align-center\" data-align=\"center\">25<\/td><td class=\"has-text-align-center\" data-align=\"center\">30<\/td><td class=\"has-text-align-center\" data-align=\"center\">29<\/td><td class=\"has-text-align-center\" data-align=\"center\">26<\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\">\u0627\u0633\u062a\u0634\u0627\u0631\u064a\u0648 \u0627\u0644\u062a\u0623\u0645\u064a\u0646<\/td><td class=\"has-text-align-center\" data-align=\"center\">45<\/td><td class=\"has-text-align-center\" data-align=\"center\">46<\/td><td class=\"has-text-align-center\" data-align=\"center\">51<\/td><td class=\"has-text-align-center\" data-align=\"center\">52<\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\">\u062e\u0628\u0631\u0627\u0621 \u0627\u0644\u0643\u0634\u0641 \u0648\u062a\u0642\u062f\u064a\u0631 \u0627\u0644\u0623\u0636\u0631\u0627\u0631<\/td><td class=\"has-text-align-center\" data-align=\"center\">112<\/td><td class=\"has-text-align-center\" data-align=\"center\">126<\/td><td class=\"has-text-align-center\" data-align=\"center\">136<\/td><td class=\"has-text-align-center\" data-align=\"center\">146<\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\">\u0627\u0644\u0625\u0643\u062a\u0648\u0627\u0631\u064a\u0648\u0646<\/td><td class=\"has-text-align-center\" data-align=\"center\">64<\/td><td class=\"has-text-align-center\" data-align=\"center\">67<\/td><td class=\"has-text-align-center\" data-align=\"center\">74<\/td><td class=\"has-text-align-center\" data-align=\"center\">74<\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\">\u0634\u0631\u0643\u0627\u062a \u0625\u062f\u0627\u0631\u0629 \u0645\u0637\u0627\u0644\u0628\u0627\u062a \u0627\u0644\u062a\u0623\u0645\u064a\u0646 \u0627\u0644\u0635\u062d\u064a<\/td><td class=\"has-text-align-center\" data-align=\"center\">21<\/td><td class=\"has-text-align-center\" data-align=\"center\">21<\/td><td class=\"has-text-align-center\" data-align=\"center\">21<\/td><td class=\"has-text-align-center\" data-align=\"center\">22<\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\">\u0627\u0644\u0645\u0648\u0627\u0642\u0639 \u0627\u0644\u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a\u0629 \u0644\u0645\u0642\u0627\u0631\u0646\u0629 \u0623\u0633\u0639\u0627\u0631 \u0648\u062b\u0627\u0626\u0642 \u0627\u0644\u062a\u0623\u0645\u064a\u0646<\/td><td class=\"has-text-align-center\" data-align=\"center\">2<\/td><td class=\"has-text-align-center\" data-align=\"center\">4<\/td><td class=\"has-text-align-center\" data-align=\"center\">13<\/td><td class=\"has-text-align-center\" data-align=\"center\">16<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h2 class=\"wp-block-heading has-text-align-right\" id=\"h-\u0646\u0645\u0648-\u0633\u0648\u0642-\u062a\u0623\u0645\u064a\u0646-\u0627\u0644\u0633\u064a\u0627\u0631\u0627\u062a-\u0641\u064a-\u0627\u0644\u0625\u0645\u0627\u0631\u0627\u062a-\u0648\u0627\u062a\u062c\u0627\u0647\u0627\u062a\u0647-2024-2025\">\u0646\u0645\u0648 \u0633\u0648\u0642 \u062a\u0623\u0645\u064a\u0646 \u0627\u0644\u0633\u064a\u0627\u0631\u0627\u062a \u0641\u064a \u0627\u0644\u0625\u0645\u0627\u0631\u0627\u062a \u0648\u0627\u062a\u062c\u0627\u0647\u0627\u062a\u0647 2024- 2025<\/h2>\n\n\n\n<p class=\"has-text-align-right\">\u062d\u0627\u0641\u0638\u062a \u0627\u0644\u0625\u0645\u0627\u0631\u0627\u062a \u0627\u0644\u0639\u0631\u0628\u064a\u0629 \u0627\u0644\u0645\u062a\u062d\u062f\u0629 \u0639\u0644\u0649 \u0645\u0643\u0627\u0646\u062a\u0647\u0627 \u0641\u064a \u0627\u0644\u0645\u0646\u0637\u0642\u0629 \u0643\u0633\u0648\u0642 \u0631\u0627\u0626\u062f\u0629 \u0641\u064a \u0627\u0644\u062a\u0623\u0645\u064a\u0646\u060c \u0628\u0642\u0627\u0639\u062f\u0629 \u0633\u0643\u0627\u0646\u064a\u0629 \u0645\u062a\u0646\u0648\u0639\u0629 \u0648\u0645\u0633\u062a\u062f\u0627\u0645\u0629 \u0645\u0646 \u0627\u0644\u0645\u063a\u062a\u0631\u0628\u064a\u0646\u060c \u0648\u0645\u062f\u0641\u0648\u0639\u0629 \u0628\u0627\u0644\u062a\u0637\u0648\u0631\u0627\u062a \u0627\u0644\u0627\u0642\u062a\u0635\u0627\u062f\u064a\u0629 \u0648\u0627\u0644\u062a\u0643\u0646\u0648\u0644\u0648\u062c\u064a\u0629. \u0648\u0642\u062f \u0623\u0633\u0647\u0645 \u0627\u0644\u0646\u0645\u0648 \u0627\u0644\u0627\u0642\u062a\u0635\u0627\u062f\u064a \u0641\u064a \u0632\u064a\u0627\u062f\u0629 \u0623\u0639\u062f\u0627\u062f \u0627\u0644\u0645\u0631\u0643\u0628\u0627\u062a \u0639\u0644\u0649 \u0627\u0644\u0637\u0631\u064a\u0642\u060c \u062d\u064a\u062b \u0628\u0644\u063a \u0639\u062f\u062f \u0645\u0628\u064a\u0639\u0627\u062a \u0627\u0644\u0633\u064a\u0627\u0631\u0627\u062a \u0627\u0644\u062c\u062f\u064a\u062f\u0629 \u0648\u062d\u062f\u0647\u0627 \u062d\u062a\u0649 \u0646\u0647\u0627\u064a\u0629 \u0633\u0628\u062a\u0645\u0628\u0631 2024 \u0625\u0644\u0649 235,610 \u0633\u064a\u0627\u0631\u0629. \u0648\u0643\u0627\u0646 \u0645\u0646 \u0627\u0644\u0645\u062a\u0648\u0642\u0639 \u0623\u0646 \u062a\u0635\u0644 \u0625\u0644\u0649 \u062d\u0648\u0627\u0644\u064a 310,000 \u0628\u0646\u0647\u0627\u064a\u0629 \u0627\u0644\u0639\u0627\u0645\u060c \u0645\u0642\u0627\u0631\u0646\u0629 \u0628\u0640 273,000 \u0633\u064a\u0627\u0631\u0629 \u0641\u064a \u0627\u0644\u0639\u0627\u0645 \u0627\u0644\u0633\u0627\u0628\u0642.<\/p>\n\n\n\n<p class=\"has-text-align-right\">\u0645\u0646 \u062c\u0647\u0629 \u0623\u062e\u0631\u0649\u060c \u0623\u0633\u0633\u062a \u0625\u0644\u0632\u0627\u0645\u064a\u0629 \u0627\u0644\u062a\u0623\u0645\u064a\u0646 \u0639\u0644\u0649 \u0627\u0644\u0633\u064a\u0627\u0631\u0627\u062a \u0641\u064a \u0627\u0644\u0625\u0645\u0627\u0631\u0627\u062a \u0627\u0644\u0639\u0631\u0628\u064a\u0629 \u0627\u0644\u0645\u062a\u062d\u062f\u0629 \u0627\u0631\u062a\u0628\u0627\u0637\u064b\u0627 \u0645\u0628\u0627\u0634\u0631\u064b\u0627 \u0628\u064a\u0646 \u0645\u0628\u064a\u0639\u0627\u062a \u0627\u0644\u0645\u0631\u0643\u0628\u0627\u062a \u0648\u0627\u0644\u0637\u0644\u0628 \u0639\u0644\u0649 \u0627\u0644\u062a\u0623\u0645\u064a\u0646\u060c \u0648\u0623\u062f\u0649 \u0630\u0644\u0643 \u0628\u0637\u0628\u064a\u0639\u0629 \u0627\u0644\u062d\u0627\u0644 \u0625\u0644\u0649 \u0646\u0645\u0648 \u0645\u0633\u062a\u062f\u0627\u0645 \u0641\u064a \u0627\u0644\u0633\u0648\u0642. \u0643\u0645\u0627 &nbsp;\u062a\u0634\u064a\u0631 \u0627\u0644\u0623\u0631\u0642\u0627\u0645 \u0625\u0644\u0649 \u0627\u0631\u062a\u0641\u0627\u0639 \u0623\u0639\u062f\u0627\u062f \u0645\u0628\u064a\u0639\u0627\u062a \u0648\u062b\u0627\u0626\u0642 \u0627\u0644\u062a\u0623\u0645\u064a\u0646 \u0627\u0644\u0634\u0627\u0645\u0644 \u0644\u0644\u0633\u064a\u0627\u0631\u0627\u062a \u0645\u0642\u0627\u0631\u0646\u0629 \u0628\u0627\u0644\u062a\u0623\u0645\u064a\u0646 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\u0623\u0642\u0633\u0627\u0637 \u0627\u0644\u062a\u0623\u0645\u064a\u0646 \u0645\u0646\u0630 \u0639\u0627\u0645 2016 \u0648\u0641\u0642\u064b\u0627 \u0644\u0645\u0648\u0642\u0639 \u00abResearch and Markets\u00bb. \u0648\u064a\u0634\u064a\u0631 \u0645\u0648\u0642\u0639 \u00abStatista\u00bb \u0625\u0644\u0649 \u0623\u0646\u0647 \u0645\u0646 \u0627\u0644\u0645\u062a\u0648\u0642\u0639 \u0623\u0646 \u064a\u0635\u0644 \u062d\u062c\u0645 \u0633\u0648\u0642 \u062a\u0623\u0645\u064a\u0646 \u062a\u0623\u0645\u064a\u0646 \u0633\u064a\u0627\u0631\u0627\u062a \u0627\u0644\u0627\u0645\u0627\u0631\u0627\u062a \u0625\u0644\u0649 1.45 \u0645\u0644\u064a\u0627\u0631 \u062f\u0648\u0644\u0627\u0631 \u0623\u0645\u0631\u064a\u0643\u064a \u0641\u064a \u0639\u0627\u0645 2025. \u0643\u0630\u0644\u0643\u060c \u0645\u0646 \u0627\u0644\u0645\u062a\u0648\u0642\u0639 \u0623\u0646 \u064a\u0628\u0644\u063a \u0645\u062a\u0648\u0633\u0637 \u200b\u200b\u0627\u0644\u0625\u0646\u0641\u0627\u0642 \u0644\u0644\u0641\u0631\u062f \u0641\u064a \u0633\u0648\u0642 \u062a\u0623\u0645\u064a\u0646 \u0627\u0644\u0645\u0631\u0643\u0628\u0627\u062a \u0627\u0644\u0622\u0644\u064a\u0629 149.70 \u062f\u0648\u0644\u0627\u0631\u064b\u0627 \u0623\u0645\u0631\u064a\u0643\u064a\u064b\u0627 \u0641\u064a \u0627\u0644\u0639\u0627\u0645 \u0646\u0641\u0633\u0647. \u0645\u0639 \u0646\u0645\u0648 \u0625\u062c\u0645\u0627\u0644\u064a \u0644\u0644\u0623\u0642\u0633\u0627\u0637 \u0627\u0644\u0645\u0643\u062a\u062a\u0628\u0629 \u0628\u0645\u0639\u062f\u0644 \u0633\u0646\u0648\u064a \u0642\u062f\u0631\u0647 0,25%\u060c \u0648\u0628\u0627\u0644\u062a\u0627\u0644\u064a \u0633\u064a\u0635\u0644 \u062d\u062c\u0645 \u0627\u0644\u0633\u0648\u0642 \u0625\u0644\u0649 1,46 \u0645\u0644\u064a\u0627\u0631 \u062f\u0648\u0644\u0627\u0631 \u0623\u0645\u0631\u064a\u0643\u064a \u0628\u062d\u0644\u0648\u0644 \u0639\u0627\u0645 2029.<\/p>\n\n\n\n<p class=\"has-text-align-right\">\u064a\u0648\u0627\u0643\u0628 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48 \u0644\u0633\u0646\u0629 2023\u060c \u0648\u0646\u0638\u0627\u0645 \u0648\u0633\u0637\u0627\u0621 \u0627\u0644\u062a\u0623\u0645\u064a\u0646 C 1\/2024  \u0627\u0644\u0630\u064a \u062f\u062e\u0644 \u062d\u064a\u0632 \u0627\u0644\u062a\u0646\u0641\u064a\u0630 \u0628\u062a\u0627\u0631\u064a\u062e 15\/2\/2025.<\/p>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"800\" height=\"533\" src=\"https:\/\/www.buyanyinsurance.ae\/blog\/wp-content\/uploads\/2020\/11\/employees-around-table.jpg\" alt=\"\u0627\u0644\u0627\u062a\u062c\u0627\u0647\u0627\u062a \u0627\u0644\u0631\u0626\u064a\u0633\u064a\u0629 \u0644\u0633\u0648\u0642 \u062a\u0623\u0645\u064a\u0646 \u0627\u0644\u0633\u064a\u0627\u0631\u0627\u062a \u0641\u064a \u0627\u0644\u0625\u0645\u0627\u0631\u0627\u062a 2024- 2025\" class=\"wp-image-9622\" srcset=\"https:\/\/www.buyanyinsurance.ae\/blog\/wp-content\/uploads\/2020\/11\/employees-around-table.jpg 800w, https:\/\/www.buyanyinsurance.ae\/blog\/wp-content\/uploads\/2020\/11\/employees-around-table-300x200.jpg 300w, https:\/\/www.buyanyinsurance.ae\/blog\/wp-content\/uploads\/2020\/11\/employees-around-table-768x512.jpg 768w\" sizes=\"auto, (max-width: 800px) 100vw, 800px\" \/><\/figure><\/div>\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h2 class=\"wp-block-heading has-text-align-right\" id=\"h-\u0627\u0644\u0627\u062a\u062c\u0627\u0647\u0627\u062a-\u0627\u0644\u0631\u0626\u064a\u0633\u064a\u0629-\u0644\u0633\u0648\u0642-\u062a\u0623\u0645\u064a\u0646-\u0627\u0644\u0633\u064a\u0627\u0631\u0627\u062a-\u0641\u064a-\u0627\u0644\u0625\u0645\u0627\u0631\u0627\u062a-2024-2025\">\u0627\u0644\u0627\u062a\u062c\u0627\u0647\u0627\u062a \u0627\u0644\u0631\u0626\u064a\u0633\u064a\u0629 \u0644\u0633\u0648\u0642 \u062a\u0623\u0645\u064a\u0646 \u0627\u0644\u0633\u064a\u0627\u0631\u0627\u062a \u0641\u064a \u0627\u0644\u0625\u0645\u0627\u0631\u0627\u062a 2024- 2025<\/h2>\n\n\n\n<h3 class=\"wp-block-heading has-text-align-right\" id=\"h-\u0627\u0644\u062a\u062d\u0648\u0644-\u0627\u0644\u0631\u0642\u0645\u064a-\u0641\u064a-\u0642\u0637\u0627\u0639-\u062a\u0623\u0645\u064a\u0646-\u0627\u0644\u0633\u064a\u0627\u0631\u0627\u062a\"><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-vivid-cyan-blue-color\">\u0627\u0644\u062a\u062d\u0648\u0644 \u0627\u0644\u0631\u0642\u0645\u064a \u0641\u064a \u0642\u0637\u0627\u0639 \u062a\u0623\u0645\u064a\u0646 \u0627\u0644\u0633\u064a\u0627\u0631\u0627\u062a<\/mark><\/h3>\n\n\n\n<p class=\"has-text-align-right\">&nbsp;\u062a\u062a\u0635\u062f\u0631 \u0627\u0644\u0625\u0645\u0627\u0631\u0627\u062a \u0627\u0644\u0639\u0631\u0628\u064a\u0629 \u0627\u0644\u0645\u062a\u062d\u062f\u0629 \u0645\u0634\u0647\u062f \u0627\u0644\u062a\u0643\u0646\u0648\u0644\u0648\u062c\u064a\u0627 \u0627\u0644\u0645\u0627\u0644\u064a\u0629 (Fintech) \u0641\u064a \u0627\u0644\u0634\u0631\u0642 \u0627\u0644\u0623\u0648\u0633\u0637\u060c \u062d\u064a\u062b \u062a\u062d\u062a\u0636\u0646 \u062b\u0644\u062b \u0627\u0644\u0634\u0631\u0643\u0627\u062a \u0627\u0644\u0646\u0627\u0634\u0626\u0629 \u0641\u064a \u0647\u0630\u0627 \u0627\u0644\u0645\u062c\u0627\u0644 \u0639\u0644\u0649 \u0645\u0633\u062a\u0648\u0649 \u0627\u0644\u0645\u0646\u0637\u0642\u0629. \u0648\u0648\u0641\u0642\u064b\u0627 \u0644\u0645\u0624\u0634\u0631 \u0627\u0644\u0645\u0631\u0627\u0643\u0632 \u0627\u0644\u0645\u0627\u0644\u064a\u0629 \u0627\u0644\u0639\u0627\u0644\u0645\u064a\u0629 (GFCI)\u060c \u0627\u062d\u062a\u0644\u062a \u062f\u0628\u064a \u0627\u0644\u0645\u0631\u062a\u0628\u0629 \u0627\u0644\u062b\u0627\u0645\u0646\u0629 \u0639\u0627\u0644\u0645\u064a\u064b\u0627 \u0643\u0648\u0627\u062d\u062f\u0629 \u0645\u0646 \u0623\u0647\u0645 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\u0625\u0644\u0649 \u0645\u0627 \u0628\u064a\u0646 5% \u06487% \u0645\u0646 \u0625\u062c\u0645\u0627\u0644\u064a \u0627\u0644\u0645\u0628\u064a\u0639\u0627\u062a\u060c \u0648\u0641\u0642\u064b\u0627 \u0644\u0645\u0648\u0642\u0639 &#8220;Mordor Intelligence&#8221; . \u0648\u0641\u064a \u0639\u0627\u0645 2018\u060c \u0628\u0644\u063a\u062a \u0627\u0644\u0623\u0642\u0633\u0627\u0637 \u0627\u0644\u0645\u0643\u062a\u062a\u0628\u0629 \u0639\u0628\u0631 \u0627\u0644\u0625\u0646\u062a\u0631\u0646\u062a 2% \u0645\u0646 \u0625\u062c\u0645\u0627\u0644\u064a \u0627\u0644\u0623\u0642\u0633\u0627\u0637 \u0627\u0644\u0645\u0643\u062a\u062a\u0628\u0629 \u0641\u064a \u0627\u0644\u0625\u0645\u0627\u0631\u0627\u062a\u060c \u0645\u0639 \u062a\u0641\u0648\u0642 \u0627\u0644\u0634\u0631\u0643\u0627\u062a \u0627\u0644\u0623\u062c\u0646\u0628\u064a\u0629 \u0641\u064a \u0627\u0644\u0627\u0633\u062a\u062b\u0645\u0627\u0631 \u0641\u064a \u0627\u0644\u062d\u0644\u0648\u0644 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style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h3 class=\"wp-block-heading has-text-align-right\" id=\"h-\u0627\u0644\u062a\u062d\u062f\u064a\u062b\u0627\u062a-\u0627\u0644\u0642\u0627\u0646\u0648\u0646\u064a\u0629-\u0648\u062d\u0645\u0627\u064a\u0629-\u0627\u0644\u0639\u0645\u0644\u0627\u0621\"><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-vivid-cyan-blue-color\">\u0627\u0644\u062a\u062d\u062f\u064a\u062b\u0627\u062a \u0627\u0644\u0642\u0627\u0646\u0648\u0646\u064a\u0629 \u0648\u062d\u0645\u0627\u064a\u0629 \u0627\u0644\u0639\u0645\u0644\u0627\u0621<\/mark><\/h3>\n\n\n\n<p class=\"has-text-align-right\">\u0641\u064a \u062e\u0637\u0648\u0629 \u062c\u062f\u064a\u062f\u0629 \u0644\u062a\u0639\u0632\u064a\u0632 \u062d\u0642\u0648\u0642 \u0623\u0635\u062d\u0627\u0628 \u0627\u0644\u0645\u0631\u0643\u0628\u0627\u062a \u0648\u062a\u062d\u0642\u064a\u0642 \u0627\u0644\u0639\u062f\u0627\u0644\u0629 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class=\"has-text-align-right\">\u0648\u0639\u0644\u0627\u0648\u0629 \u0639\u0644\u0649 \u0630\u0644\u0643\u060c \u062a\u0631\u0643\u0632 \u0627\u0644\u0644\u0648\u0627\u0626\u062d \u0627\u0644\u062c\u062f\u064a\u062f\u0629 \u0639\u0644\u0649 \u062c\u0648\u062f\u0629 \u0627\u0644\u0645\u0646\u062a\u062c\u0627\u062a \u0648\u0627\u0644\u062e\u062f\u0645\u0627\u062a\u060c \u0648\u062a\u0641\u0627\u062f\u064a \u0627\u0644\u0645\u0636\u0627\u0631\u0628\u0627\u062a \u0627\u0644\u0633\u0648\u0642\u064a\u0629 \u0644\u0644\u0623\u0633\u0639\u0627\u0631 \u0648\u062d\u0631\u0642\u0647\u0627 \u0645\u0646 \u062e\u0644\u0627\u0644 \u0645\u0646\u0639 \u0648\u0633\u0637\u0627\u0621 \u0627\u0644\u062a\u0623\u0645\u064a\u0646 \u0645\u0646 \u062a\u0642\u062f\u064a\u0645 \u062e\u0635\u0648\u0645\u0627\u062a \u0639\u0644\u0649 \u0639\u0631\u0648\u0636 \u062a\u0623\u0645\u064a\u0646 \u0633\u064a\u0627\u0631\u0627\u062a \u0627\u0644\u0627\u0645\u0627\u0631\u0627\u062a\u060c \u0648\u062d\u0635\u0631\u062a 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id=\"h-\u0627\u0631\u062a\u0641\u0627\u0639-\u0623\u0633\u0639\u0627\u0631-\u0648\u062b\u0627\u0626\u0642-\u062a\u0623\u0645\u064a\u0646-\u0633\u064a\u0627\u0631\u0627\u062a-\u0627\u0644\u0627\u0645\u0627\u0631\u0627\u062a\"><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-vivid-cyan-blue-color\">\u0627\u0631\u062a\u0641\u0627\u0639 \u0623\u0633\u0639\u0627\u0631 \u0648\u062b\u0627\u0626\u0642 \u062a\u0623\u0645\u064a\u0646 \u0633\u064a\u0627\u0631\u0627\u062a \u0627\u0644\u0627\u0645\u0627\u0631\u0627\u062a<\/mark><\/h3>\n\n\n\n<p class=\"has-text-align-right\">\u0639\u0627\u0646\u062a \u0623\u0633\u0639\u0627\u0631 \u062a\u0623\u0645\u064a\u0646 \u0627\u0644\u0633\u064a\u0627\u0631\u0627\u062a \u0641\u064a \u0641\u062a\u0631\u0629 \u0643\u0648\u0631\u0648\u0646\u0627 \u0645\u0646 \u0627\u0646\u062e\u0641\u0627\u0636\u0627\u062a \u062d\u0627\u062f\u0629 \u0628\u0644\u063a\u062a \u062d\u062a\u0649 50% \u0645\u0646 \u0633\u0639\u0631 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style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-vivid-cyan-blue-color\">\u0634\u0631\u0643\u0627\u062a \u0627\u0644\u062a\u0623\u0645\u064a\u0646 \u2013 \u062a\u0646\u0627\u0641\u0633 \u0648\u062f\u0645\u062c \u0648\u0627\u0633\u062a\u062d\u0648\u0627\u0630 <\/mark><\/h3>\n\n\n\n<p class=\"has-text-align-right\">\u0628\u0627\u0644\u0631\u063a\u0645 \u0645\u0646 \u0627\u0644\u062a\u0646\u0627\u0641\u0633\u064a\u0629 \u0627\u0644\u0634\u062f\u064a\u062f\u0629 \u0627\u0644\u062a\u064a \u064a\u0634\u0647\u062f\u0647\u0627 \u0642\u0637\u0627\u0639 \u062a\u0623\u0645\u064a\u0646 \u0627\u0644\u0633\u064a\u0627\u0631\u0627\u062a \u0641\u064a \u0627\u0644\u0625\u0645\u0627\u0631\u0627\u062a\u060c \u0644\u0645 \u064a\u0634\u0647\u062f \u0627\u0644\u0633\u0648\u0642 \u0625\u063a\u0644\u0627\u0642 \u0623\u064a \u0645\u0646 \u0634\u0631\u0643\u0627\u062a \u0627\u0644\u062a\u0623\u0645\u064a\u0646. \u063a\u064a\u0631 \u0623\u0646 \u0642\u0637\u0627\u0639 <a href=\"https:\/\/www.buyanyinsurance.ae\/blog\/ar\/%D8%A7%D9%84%D8%AA%D8%A3%D9%85%D9%8A%D9%86-%D8%A7%D9%84%D8%AA%D9%83%D8%A7%D9%81%D9%84%D9%8A\/\" target=\"_blank\" rel=\"noreferrer noopener\">\u0627\u0644\u062a\u0623\u0645\u064a\u0646 \u0627\u0644\u062a\u0643\u0627\u0641\u0644\u064a<\/a> \u0623\u0639\u0644\u0646 \u0639\u0646 \u0639\u0645\u0644\u064a\u062a\u064a \u062f\u0645\u062c \u0648\u0627\u0633\u062a\u062d\u0648\u0627\u0630\u060c \u0641\u0627\u0646\u062e\u0641\u0636 \u0639\u062f\u062f \u0634\u0631\u0643\u0627\u062a \u0627\u0644\u062a\u0623\u0645\u064a\u0646 \u0627\u0644\u062a\u0643\u0627\u0641\u0644\u064a \u0627\u0644\u0648\u0637\u0646\u064a\u0629 \u0645\u0646 12 \u0634\u0631\u0643\u0629 \u0641\u064a \u0639\u0627\u0645 2022 \u0625\u0644\u0649 10 \u0634\u0631\u0643\u0627\u062a \u0641\u064a \u0639\u0627\u0645 2023. \u0634\u0645\u0644\u062a \u0639\u0645\u0644\u064a\u0627\u062a \u0627\u0644\u062f\u0645\u062c \u0634\u0631\u0643\u0629 \u062f\u0627\u0631 \u0627\u0644\u062a\u0643\u0627\u0641\u0644 \u0645\u0639 \u0634\u0631\u0643\u0629 \u0627\u0644\u0648\u0637\u0646\u064a\u0629 \u0644\u0644\u062a\u0643\u0627\u0641\u0644. \u0648\u0627\u0646\u062f\u0645\u0627\u062c \u0627\u0644\u0648\u0637\u0646\u064a\u0629 \u0644\u0644\u062a\u0623\u0645\u064a\u0646 \u0639\u0644\u0649 \u0627\u0644\u062d\u064a\u0627\u0629 \u0648\u0627\u0644\u0639\u0627\u0645 \u0645\u0639 \u0631\u0648\u064a\u0627\u0644 \u0622\u0646\u062f \u0635\u0646 \u0623\u0644\u0644\u0627\u064a\u0646\u0633 \u0627\u0644\u0634\u0631\u0642 \u0627\u0644\u0623\u0648\u0633\u0637\u060c \u062a\u062d\u062a \u0627\u0644\u0639\u0644\u0627\u0645\u0629 \u0627\u0644\u062a\u062c\u0627\u0631\u064a\u0629 \u0627\u0644\u062c\u062f\u064a\u062f\u0629 \u00ab\u0644\u064a\u0640\u06a4\u0627\u00bb.<\/p>\n\n\n\n<p class=\"has-text-align-right\">\u0641\u064a \u0627\u0644\u0645\u0642\u0627\u0628\u0644\u060c \u062a\u0631\u0627\u062c\u0639 \u0639\u062f\u062f \u0648\u0633\u0637\u0627\u0621 \u0627\u0644\u062a\u0623\u0645\u064a\u0646 \u0645\u0646 168 \u0641\u064a \u0639\u0627\u0645 2022 \u0625\u0644\u0649 163 \u0641\u064a \u0639\u0627\u0645 2023. \u0648\u0627\u0646\u062e\u0641\u0636 \u0623\u0639\u062f\u0627\u062f \u0648\u0643\u0644\u0627\u0621 \u0627\u0644\u062a\u0623\u0645\u064a\u0646 \u0645\u0646 29 \u0625\u0644\u0649 26. \u0648\u0645\u0639 \u0630\u0644\u0643\u060c \u0634\u0647\u062f\u062a \u0628\u0639\u0636 \u0627\u0644\u0645\u0647\u0646 \u0627\u0644\u0623\u062e\u0631\u0649 \u0627\u0644\u0645\u0631\u062a\u0628\u0637\u0629 \u0628\u0627\u0644\u062a\u0623\u0645\u064a\u0646\u060c \u0645\u062b\u0644 \u0627\u0633\u062a\u0634\u0627\u0631\u064a\u064a \u0627\u0644\u062a\u0623\u0645\u064a\u0646 \u0648\u062e\u0628\u0631\u0627\u0621 \u0627\u0644\u0643\u0634\u0641 \u0648\u062a\u0642\u062f\u064a\u0631 \u0627\u0644\u0623\u0636\u0631\u0627\u0631\u060c \u0628\u0627\u0644\u0625\u0636\u0627\u0641\u0629 \u0625\u0644\u0649 \u0627\u0644\u0625\u0643\u062a\u0648\u0627\u0631\u064a\u064a\u0646\u060c \u0632\u064a\u0627\u062f\u0629 \u0641\u064a \u0623\u0639\u062f\u0627\u062f\u0647\u0645 \u062e\u0644\u0627\u0644 \u0627\u0644\u0633\u0646\u0648\u0627\u062a \u0627\u0644\u0623\u062e\u064a\u0631\u0629.<\/p>\n\n\n\n<p class=\"has-text-align-right\">\u0628\u0644\u063a \u0639\u062f\u062f \u0634\u0631\u0643\u0627\u062a \u0627\u0644\u062a\u0623\u0645\u064a\u0646 \u0627\u0644\u0648\u0637\u0646\u064a\u0629 \u0641\u064a \u0627\u0644\u0625\u0645\u0627\u0631\u0627\u062a 33 \u0634\u0631\u0643\u0629 \u0641\u064a \u0639\u0627\u0645 2023\u060c \u0645\u0642\u0627\u0628\u0644 27 \u0634\u0631\u0643\u0629 \u062a\u0623\u0645\u064a\u0646 \u0623\u062c\u0646\u0628\u064a\u0629. \u0648\u062a\u0628\u062f\u0648 \u0627\u0644\u0641\u062c\u0648\u0629 \u0643\u0628\u064a\u0631\u0629 \u0641\u064a \u0625\u062c\u0645\u0627\u0644\u064a \u0627\u0644\u0623\u0642\u0633\u0627\u0637 \u0627\u0644\u0645\u0643\u062a\u062a\u0628\u0629 \u0641\u064a \u062a\u0623\u0645\u064a\u0646 \u0627\u0644\u0645\u0645\u062a\u0644\u0643\u0627\u062a \u0648\u0627\u0644\u0645\u0633\u0624\u0648\u0644\u064a\u0627\u062a. \u062d\u064a\u062b \u0627\u0633\u062a\u062d\u0648\u0630\u062a \u0627\u0644\u0634\u0631\u0643\u0627\u062a \u0627\u0644\u0648\u0637\u0646\u064a\u0629 \u0639\u0644\u0649 35,8 \u0645\u0644\u064a\u0627\u0631 \u062f\u0631\u0647\u0645\u060c \u0645\u0627 \u064a\u0639\u0627\u062f\u0644 81,7% \u0645\u0646 \u0625\u062c\u0645\u0627\u0644\u064a \u0627\u0644\u0623\u0642\u0633\u0627\u0637 \u0627\u0644\u0645\u0643\u062a\u062a\u0628\u0629. \u0641\u064a \u062d\u064a\u0646 \u0628\u0644\u063a\u062a \u062d\u0635\u0629 \u0627\u0644\u0634\u0631\u0643\u0627\u062a \u0627\u0644\u0623\u062c\u0646\u0628\u064a\u0629 8 \u0645\u0644\u064a\u0627\u0631\u0627\u062a \u062f\u0631\u0647\u0645 \u0628\u0646\u0633\u0628\u0629 18,3 %.<\/p>\n\n\n\n<p class=\"has-text-align-right\">\u0623\u0645\u0627 \u0641\u064a \u0642\u0637\u0627\u0639 \u0627\u0644\u062a\u0623\u0645\u064a\u0646 \u0639\u0644\u0649 \u0627\u0644\u0623\u0634\u062e\u0627\u0635 \u0648\u062a\u0643\u0648\u064a\u0646 \u0627\u0644\u0623\u0645\u0648\u0627\u0644\u060c \u062a\u062a\u0641\u0648\u0642 \u0627\u0644\u0634\u0631\u0643\u0627\u062a \u0627\u0644\u0623\u062c\u0646\u0628\u064a\u0629 \u0628\u062d\u0635\u0629 \u0633\u0648\u0642\u064a\u0629 \u0623\u0643\u0628\u0631\u060c \u0625\u0630 \u0628\u0644\u063a \u0625\u062c\u0645\u0627\u0644\u064a \u0623\u0642\u0633\u0627\u0637\u0647\u0627 \u0641\u064a \u0639\u0627\u0645 2023 \u0646\u062d\u0648 6,2 \u0645\u0644\u064a\u0627\u0631 \u062f\u0631\u0647\u0645\u060c \u0623\u064a \u0645\u0627 \u064a\u0639\u0627\u062f\u0644 65% \u0645\u0646 \u0625\u062c\u0645\u0627\u0644\u064a \u0627\u0644\u0623\u0642\u0633\u0627\u0637\u060c \u0645\u0642\u0627\u0631\u0646\u0629 \u0628\u0640 3,3 \u0645\u0644\u064a\u0627\u0631 \u062f\u0631\u0647\u0645 \u0644\u0644\u0634\u0631\u0643\u0627\u062a \u0627\u0644\u0648\u0637\u0646\u064a\u0629 \u0628\u062d\u0635\u0629 34,9 %.<\/p>\n\n\n\n<p class=\"has-text-align-right\">\u0641\u064a \u0627\u0644\u0648\u0642\u062a \u0646\u0641\u0633\u0647\u060c \u0634\u0647\u062f\u062a \u0634\u0631\u0643\u0627\u062a \u0627\u0644\u062a\u0623\u0645\u064a\u0646 \u0627\u0644\u062a\u0643\u0627\u0641\u0644\u064a \u0646\u0645\u0648\u064b\u0627 \u0641\u064a \u0645\u0624\u0634\u0631\u0627\u062a\u0647\u0627 \u0627\u0644\u0645\u0627\u0644\u064a\u0629 \u0645\u0642\u0627\u0631\u0646\u0629 \u0628\u0627\u0644\u0634\u0631\u0643\u0627\u062a \u0627\u0644\u0648\u0637\u0646\u064a\u0629 \u0627\u0644\u062a\u0642\u0644\u064a\u062f\u064a\u0629\u060c \u0645\u0639 \u0627\u0631\u062a\u0641\u0627\u0639 \u0625\u062c\u0645\u0627\u0644\u064a \u0627\u0644\u0623\u0642\u0633\u0627\u0637 \u0627\u0644\u0645\u0643\u062a\u062a\u0628\u0629 \u0641\u064a \u0639\u0627\u0645 2023 \u0645\u0642\u0627\u0631\u0646\u0629 \u0628\u0627\u0644\u0639\u0627\u0645 \u0627\u0644\u0633\u0627\u0628\u0642 \u0641\u064a \u0643\u0644 \u0645\u0646 \u062a\u0623\u0645\u064a\u0646 \u0627\u0644\u0645\u0645\u062a\u0644\u0643\u0627\u062a \u0648\u0627\u0644\u0645\u0633\u0624\u0648\u0644\u064a\u0627\u062a \u0648\u062a\u0623\u0645\u064a\u0646 \u0627\u0644\u0623\u0634\u062e\u0627\u0635 \u0648\u062a\u0643\u0648\u064a\u0646 \u0627\u0644\u0623\u0645\u0648\u0627\u0644\u060c \u0645\u0639 \u062a\u0648\u0642\u0639\u0627\u062a \u0628\u0645\u0632\u064a\u062f \u0645\u0646 \u0627\u0644\u0646\u0645\u0648 \u0641\u064a \u0627\u0644\u0633\u0646\u0648\u0627\u062a \u0627\u0644\u0642\u0627\u062f\u0645\u0629. &nbsp;<\/p>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"800\" height=\"533\" src=\"https:\/\/www.buyanyinsurance.ae\/blog\/wp-content\/uploads\/2025\/03\/interactive-transparent-window-screen-smart-car.jpg\" alt=\"\u064a\u0645\u0643\u0646 \u0644\u062a\u0643\u0646\u0648\u0644\u0648\u062c\u064a\u0627 \u0627\u0644\u062a\u0644\u064a\u0645\u0627\u062a\u064a\u0629 \u062a\u062e\u0635\u064a\u0635 \u0648\u062b\u0627\u0626\u0642 \u0627\u0644\u062a\u0623\u0645\u064a\u0646 \u0628\u0646\u0627\u0621\u064b \u0639\u0644\u0649 \u0633\u0644\u0648\u0643\u064a\u0627\u062a \u0627\u0644\u0642\u064a\u0627\u062f\u0629 \u0644\u0644\u0639\u0645\u0644\u0627\u0621\" class=\"wp-image-51889\" srcset=\"https:\/\/www.buyanyinsurance.ae\/blog\/wp-content\/uploads\/2025\/03\/interactive-transparent-window-screen-smart-car.jpg 800w, https:\/\/www.buyanyinsurance.ae\/blog\/wp-content\/uploads\/2025\/03\/interactive-transparent-window-screen-smart-car-300x200.jpg 300w, https:\/\/www.buyanyinsurance.ae\/blog\/wp-content\/uploads\/2025\/03\/interactive-transparent-window-screen-smart-car-768x512.jpg 768w\" sizes=\"auto, (max-width: 800px) 100vw, 800px\" \/><\/figure><\/div>\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h2 class=\"wp-block-heading has-text-align-right\" id=\"h-\u0627\u0644\u062a\u062d\u062f\u064a\u0627\u062a-\u0648\u0627\u0644\u0641\u0631\u0635-\u0627\u0644\u0645\u0633\u062a\u0642\u0628\u0644\u064a\u0629-\u0644\u0633\u0648\u0642-\u062a\u0623\u0645\u064a\u0646-\u0627\u0644\u0633\u064a\u0627\u0631\u0627\u062a-\u0641\u064a-\u0627\u0644\u0625\u0645\u0627\u0631\u0627\u062a\">\u0627\u0644\u062a\u062d\u062f\u064a\u0627\u062a \u0648\u0627\u0644\u0641\u0631\u0635 \u0627\u0644\u0645\u0633\u062a\u0642\u0628\u0644\u064a\u0629 \u0644\u0633\u0648\u0642 \u062a\u0623\u0645\u064a\u0646 \u0627\u0644\u0633\u064a\u0627\u0631\u0627\u062a \u0641\u064a \u0627\u0644\u0625\u0645\u0627\u0631\u0627\u062a<\/h2>\n\n\n\n<p class=\"has-text-align-right\">\u064a\u0648\u0627\u062c\u0647 \u0633\u0648\u0642 \u062a\u0623\u0645\u064a\u0646 \u0627\u0644\u0633\u064a\u0627\u0631\u0627\u062a \u0641\u064a \u0627\u0644\u0625\u0645\u0627\u0631\u0627\u062a \u0639\u062f\u0629 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\u062d\u0627\u062f\u062b\u064b\u0627 \u0641\u064a \u0639\u0627\u0645 2022\u060c \u0648 3488 \u062d\u0627\u062f\u062b\u064b\u0627 \u0641\u064a \u0639\u0627\u0645 2021 \u062d\u0633\u0628 \u0627\u0644\u0645\u0631\u0643\u0632 \u0627\u0644\u0627\u062a\u062d\u0627\u062f\u064a \u0644\u0644\u062a\u0646\u0627\u0641\u0633\u064a\u0629 \u0648\u0627\u0644\u0625\u062d\u0635\u0627\u0621 \u0628\u0627\u0644\u0625\u0645\u0627\u0631\u0627\u062a. \u0628\u064a\u0646\u0645\u0627 \u0634\u0647\u062f \u062d\u062c\u0645 \u0645\u0637\u0627\u0644\u0628\u0627\u062a \u0627\u0644\u062a\u0623\u0645\u064a\u0646 \u0627\u0644\u0645\u062f\u0641\u0648\u0639\u0629 \u0627\u0631\u062a\u0641\u0627\u0639\u064b\u0627 \u0645\u0646 3,1 \u0645\u0644\u064a\u0627\u0631 \u062f\u0631\u0647\u0645 \u0641\u064a 2020 \u0625\u0644\u0649 \u0645\u0627 \u064a\u0642\u0631\u0628 4 \u0645\u0644\u064a\u0627\u0631\u0627\u062a \u062f\u0631\u0647\u0645 \u0641\u064a \u0639\u0627\u0645 2023.<\/p>\n\n\n\n<p class=\"has-text-align-right\">\u0625\u0644\u0649 \u062c\u0627\u0646\u0628 \u0630\u0644\u0643\u060c \u064a\u0645\u062b\u0644 \u0627\u0644\u0627\u062d\u062a\u064a\u0627\u0644 \u0641\u064a \u0627\u0644\u062a\u0623\u0645\u064a\u0646 \u062a\u062d\u062f\u064a\u064b\u0627 \u0643\u0628\u064a\u0631\u064b\u0627\u060c \u0648\u0644\u0627 \u0633\u064a\u0645\u0627 \u0641\u064a \u0645\u062c\u0627\u0644\u064a \u0627\u0644\u062a\u0623\u0645\u064a\u0646 \u0627\u0644\u0635\u062d\u064a \u0648\u062a\u0623\u0645\u064a\u0646 \u0627\u0644\u0633\u064a\u0627\u0631\u0627\u062a. \u062a\u062f\u0648\u0631 \u0645\u0639\u0638\u0645 \u0639\u0645\u0644\u064a\u0627\u062a \u0627\u0644\u0627\u062d\u062a\u064a\u0627\u0644 \u0641\u064a \u0639\u0627\u0644\u0645 \u062a\u0623\u0645\u064a\u0646 \u0627\u0644\u0633\u064a\u0627\u0631\u0627\u062a \u062d\u0648\u0644 \u0627\u0644\u0627\u0635\u0637\u062f\u0627\u0645\u0627\u062a \u0627\u0644\u0645\u0641\u062a\u0639\u0644\u0629 \u0644\u0645\u0631\u0643\u0628\u0627\u062a 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\u0627\u0644\u062a\u0646\u0628\u0624\u064a\u0629 \u062a\u0633\u0631\u064a\u0639 \u0639\u0645\u0644\u064a\u0627\u062a \u0627\u0644\u062a\u0633\u0648\u064a\u0627\u062a \u0648\u062a\u0648\u0641\u064a\u0631 \u062e\u062f\u0645\u0627\u062a \u0641\u0648\u0631\u064a\u0629 \u0644\u0625\u0635\u0644\u0627\u062d \u0627\u0644\u0633\u064a\u0627\u0631\u0629 \u062f\u0648\u0646 \u0627\u0644\u062d\u0627\u062c\u0629 \u0625\u0644\u0649 \u0627\u0646\u062a\u0638\u0627\u0631 \u0627\u0644\u062a\u0639\u0648\u064a\u0636 \u0627\u0644\u0646\u0642\u062f\u064a. \u0641\u064a \u062d\u064a\u0646 \u0623\u0646<a href=\"https:\/\/www.arabictrader.com\/ar\/learn\/forex-school\/304\/%D9%85%D9%81%D9%87%D9%88%D9%85-%D8%AA%D9%82%D9%86%D9%8A%D8%A9-%D8%B3%D9%84%D8%B3%D9%84%D8%A9-%D8%A7%D9%84%D9%83%D8%AA%D9%84-%D8%A8%D9%84%D9%88%D9%83-%D8%AA%D8%B4%D9%8A%D9%86-blockchain\" target=\"_blank\" rel=\"noreferrer noopener nofollow\"> \u0627\u0644\u0628\u0644\u0648\u0643 \u062a\u0634\u064a\u0646<\/a> \u064a\u0642\u0644\u0644 \u0645\u0646 \u0627\u0644\u0627\u062d\u062a\u064a\u0627\u0644 \u0648\u064a\u0633\u0631\u0639 \u0639\u0645\u0644\u064a\u0627\u062a \u0627\u0644\u062a\u0639\u0648\u064a\u0636\u060c \u0645\u0645\u0627 \u064a\u0636\u0645\u0646 \u062a\u062c\u0631\u0628\u0629 \u0634\u0641\u0627\u0641\u0629 \u0648\u0645\u0648\u062b\u0648\u0642\u0629 \u0644\u062d\u0645\u0644\u0629 \u0648\u062b\u0627\u0626\u0642 \u062a\u0623\u0645\u064a\u0646 \u0627\u0644\u0633\u064a\u0627\u0631\u0627\u062a \u0641\u064a \u0627\u0644\u0625\u0645\u0627\u0631\u0627\u062a.<\/p>\n\n\n\n<div style=\"height:30px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p class=\"has-text-align-right\">\u062a\u0624\u062b\u0631 \u0627\u0644\u062a\u0637\u0648\u0631\u0627\u062a \u0627\u0644\u0627\u0642\u062a\u0635\u0627\u062f\u064a\u0629 \u0648\u0627\u0644\u062a\u0642\u0646\u064a\u0629 \u0648\u0627\u0644\u062a\u0646\u0638\u064a\u0645\u064a\u0629 \u062a\u0623\u062b\u064a\u0631\u064b\u0627 \u0645\u0644\u062d\u0648\u0638\u064b\u0627 \u0639\u0644\u0649 \u0633\u0648\u0642 \u062a\u0623\u0645\u064a\u0646 \u0633\u064a\u0627\u0631\u0627\u062a \u0627\u0644\u0627\u0645\u0627\u0631\u0627\u062a\u060c \u0628\u064a\u0646\u0645\u0627 \u062a\u0641\u062a\u062d \u0627\u0644\u0631\u0642\u0645\u0646\u0629 \u0622\u0641\u0627\u0642\u064b\u0627 \u0648\u0627\u0633\u0639\u0629 \u0644\u062a\u062d\u0633\u064a\u0646 \u0627\u0644\u0643\u0641\u0627\u0621\u0629 \u0648\u062a\u0633\u0647\u064a\u0644 \u0627\u0644\u0648\u0635\u0648\u0644 \u0625\u0644\u0649 \u0627\u0644\u062e\u062f\u0645\u0627\u062a. \u0641\u064a \u0627\u0644\u0648\u0642\u062a \u0646\u0641\u0633\u0647 \u064a\u0648\u0627\u062c\u0647 \u0627\u0644\u0642\u0637\u0627\u0639 \u0628\u0639\u0636 \u0627\u0644\u062a\u062d\u062f\u064a\u0627\u062a \u0627\u0644\u0645\u062a\u0645\u062b\u0644\u0629 \u0641\u064a \u0627\u0631\u062a\u0641\u0627\u0639 \u0623\u0633\u0639\u0627\u0631 \u0648\u062b\u0627\u0626\u0642 \u0627\u0644\u062a\u0623\u0645\u064a\u0646 \u0648\u0632\u064a\u0627\u062f\u0629 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class=\"has-text-align-right\"><strong>\u0627\u0644\u0645\u0635\u0627\u062f\u0631:<\/strong><\/p>\n\n\n\n<p class=\"has-text-align-right\">\u0645\u0635\u0631\u0641 \u0627\u0644\u0625\u0645\u0627\u0631\u0627\u062a \u0627\u0644\u0639\u0631\u0628\u064a\u0629 \u0627\u0644\u0645\u062a\u062d\u062f\u0629 \u0627\u0644\u0645\u0631\u0643\u0632\u064a: \u0627\u0644\u062a\u0642\u0631\u064a\u0631 \u0627\u0644\u0633\u0646\u0648\u064a \u0639\u0646 \u0646\u0634\u0627\u0637 \u0642\u0637\u0627\u0639 \u0627\u0644\u062a\u0623\u0645\u064a\u0646 \u0628\u062f\u0648\u0644\u0629 \u0627\u0644\u0625\u0645\u0627\u0631\u0627\u062a \u0627\u0644\u0639\u0631\u0628\u064a\u0629 \u0627\u0644\u0645\u062a\u062d\u062f\u0629 2022.<\/p>\n\n\n\n<p class=\"has-text-align-right\">\u0645\u0635\u0631\u0641 \u0627\u0644\u0625\u0645\u0627\u0631\u0627\u062a \u0627\u0644\u0639\u0631\u0628\u064a\u0629 \u0627\u0644\u0645\u062a\u062d\u062f\u0629 \u0627\u0644\u0645\u0631\u0643\u0632\u064a: \u0627\u0644\u062a\u0642\u0631\u064a\u0631 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rel=\"noreferrer noopener\">\u062a\u0639\u0631\u0651\u0641 \u0625\u0644\u0649 \u0642\u0627\u0646\u0648\u0646 \u0627\u0644\u062a\u0623\u0645\u064a\u0646 \u0627\u0644\u0635\u062d\u064a \u0641\u064a \u0623\u0628\u0648\u0638\u0628\u064a \u0648\u0627\u0644\u0634\u0631\u0643\u0627\u062a \u0648\u0627\u0644\u0623\u0633\u0639\u0627\u0631<\/a><\/p>\n\n\n\n<p class=\"has-text-align-right\"><a href=\"https:\/\/www.buyanyinsurance.ae\/blog\/ar\/\u0646\u0638\u0627\u0645-\u0627\u0644\u062a\u0623\u0645\u064a\u0646-\u0636\u062f-\u0627\u0644\u062a\u0639\u0637\u0644-\u0639\u0646-\u0627\u0644\u0639\u0645\u0644\/\" target=\"_blank\" rel=\"noreferrer noopener\">\u0646\u0638\u0627\u0645 \u0627\u0644\u062a\u0623\u0645\u064a\u0646 \u0636\u062f \u0627\u0644\u062a\u0639\u0637\u0644 \u0639\u0646 \u0627\u0644\u0639\u0645\u0644<\/a><\/p>\n\n\n\n<p class=\"has-text-align-right\"><a href=\"https:\/\/www.buyanyinsurance.ae\/blog\/ar\/\u0627\u0644\u0627\u062d\u062a\u064a\u0627\u0644-\u0648\u0627\u0644\u062c\u0631\u0627\u0626\u0645-\u0627\u0644\u0645\u062a\u0639\u0644\u0642\u0629-\u0628\u0627\u0644\u062a\u0623\u0645\u064a\u0646\/\" target=\"_blank\" rel=\"noreferrer noopener\">\u0627\u0644\u0627\u062d\u062a\u064a\u0627\u0644 \u0648\u0627\u0644\u062c\u0631\u0627\u0626\u0645 \u0627\u0644\u0645\u062a\u0639\u0644\u0642\u0629 \u0628\u0627\u0644\u062a\u0623\u0645\u064a\u0646 \u2013 \u0642\u0635\u0635 \u062d\u0642\u064a\u0642\u064a\u0629<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>\u0625\u0646 \u0633\u0648\u0642 \u062a\u0623\u0645\u064a\u0646 \u0627\u0644\u0633\u064a\u0627\u0631\u0627\u062a \u0641\u064a \u0627\u0644\u0625\u0645\u0627\u0631\u0627\u062a \u0623\u062d\u062f \u0623\u0643\u062b\u0631 \u0627\u0644\u0642\u0637\u0627\u0639\u0627\u062a \u062d\u064a\u0648\u064a\u0629 \u0648\u0646\u0645\u0648\u064b\u0627 \u0641\u064a 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