{"id":51802,"date":"2025-03-10T11:38:02","date_gmt":"2025-03-10T07:38:02","guid":{"rendered":"https:\/\/www.buyanyinsurance.ae\/blog\/?p=51802"},"modified":"2025-11-28T14:07:22","modified_gmt":"2025-11-28T10:07:22","slug":"%d8%b4%d8%b1%d9%83%d8%a7%d8%aa-%d9%85%d8%b7%d8%a7%d9%84%d8%a8%d8%a7%d8%aa-%d8%a7%d9%84%d8%aa%d8%a3%d9%85%d9%8a%d9%86","status":"publish","type":"post","link":"https:\/\/www.buyanyinsurance.ae\/blog\/ar\/%d8%b4%d8%b1%d9%83%d8%a7%d8%aa-%d9%85%d8%b7%d8%a7%d9%84%d8%a8%d8%a7%d8%aa-%d8%a7%d9%84%d8%aa%d8%a3%d9%85%d9%8a%d9%86\/","title":{"rendered":"\u0634\u0631\u0643\u0627\u062a \u0645\u0637\u0627\u0644\u0628\u0627\u062a \u062a\u0623\u0645\u064a\u0646 \u0627\u0644\u0633\u064a\u0627\u0631\u0627\u062a: \u0647\u0644 \u0647\u064a \u0627\u0644\u0645\u0641\u062a\u0627\u062d \u0644\u062d\u0644 \u0627\u0644\u0645\u0646\u0627\u0632\u0639\u0627\u062a \u0648\u0627\u0644\u062a\u0623\u062e\u064a\u0631\u061f"},"content":{"rendered":"\n<p 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class=\"has-text-align-right\">\u0641\u0647\u0644 \u064a\u0645\u0643\u0646 \u0644\u062a\u062c\u0631\u0628\u0629 \u0647\u0630\u0647 \u0627\u0644\u0634\u0631\u0643\u0627\u062a \u0623\u0646 \u062a\u0644\u0639\u0628 \u062f\u0648\u0631\u064b\u0627 \u0645\u0645\u0627\u062b\u0644\u064b\u0627 \u0641\u064a \u0627\u0644\u0633\u0648\u0642 \u0627\u0644\u0645\u062d\u0644\u064a\u0629\u061f \u0648\u0643\u064a\u0641 \u064a\u0645\u0643\u0646 \u0627\u0644\u0627\u0633\u062a\u0641\u0627\u062f\u0629 \u0645\u0646 \u0623\u0641\u0636\u0644 \u0627\u0644\u0645\u0645\u0627\u0631\u0633\u0627\u062a \u0627\u0644\u0639\u0627\u0644\u0645\u064a\u0629 \u0644\u062a\u062d\u0633\u064a\u0646 \u0643\u0641\u0627\u0621\u0629 \u062a\u0633\u0648\u064a\u0629 \u0627\u0644\u0645\u0637\u0627\u0644\u0628\u0627\u062a\u061f<\/p>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h2 class=\"wp-block-heading has-text-align-right\">\u062d\u062c\u0645 \u0633\u0648\u0642 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srcset=\"https:\/\/www.buyanyinsurance.ae\/blog\/wp-content\/uploads\/2021\/05\/\u0648\u0643\u064a\u0644-\u062a\u0623\u0645\u064a\u0646-\u0627\u0644\u0633\u064a\u0627\u0631\u0627\u062a-\u0623\u0633\u0626\u0644\u0629-\u0645\u0647\u0645\u0629.jpg 800w, https:\/\/www.buyanyinsurance.ae\/blog\/wp-content\/uploads\/2021\/05\/\u0648\u0643\u064a\u0644-\u062a\u0623\u0645\u064a\u0646-\u0627\u0644\u0633\u064a\u0627\u0631\u0627\u062a-\u0623\u0633\u0626\u0644\u0629-\u0645\u0647\u0645\u0629-300x200.jpg 300w, https:\/\/www.buyanyinsurance.ae\/blog\/wp-content\/uploads\/2021\/05\/\u0648\u0643\u064a\u0644-\u062a\u0623\u0645\u064a\u0646-\u0627\u0644\u0633\u064a\u0627\u0631\u0627\u062a-\u0623\u0633\u0626\u0644\u0629-\u0645\u0647\u0645\u0629-768x512.jpg 768w\" sizes=\"auto, (max-width: 800px) 100vw, 800px\" \/><\/figure><\/div>\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h2 class=\"wp-block-heading has-text-align-right\">\u0623\u0628\u0631\u0632 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\u0627\u0644\u062d\u0627\u062f\u062b.<\/p>\n\n\n\n<p class=\"has-text-align-right\">&#8211; \u0642\u062f \u064a\u062d\u062f\u062b \u062a\u0623\u062e\u064a\u0631 \u0641\u064a \u0627\u0644\u0625\u0635\u0644\u0627\u062d \u0644\u0639\u062f\u0645 \u062a\u0648\u0641\u0631 \u0642\u0637\u0639 \u0627\u0644\u063a\u064a\u0627\u0631 \u0627\u0644\u0644\u0627\u0632\u0645\u0629 \u0623\u0648 \u0627\u0633\u062a\u0643\u0645\u0627\u0644 \u0627\u0644\u0648\u062b\u0627\u0626\u0642 \u0627\u0644\u0645\u0637\u0644\u0648\u0628\u0629 \u0645\u0646 \u0642\u0628\u0644 \u0627\u0644\u0645\u0624\u0645\u0646 \u0644\u0647.<\/p>\n\n\n\n<p class=\"has-text-align-right\">&nbsp;&#8211; \u0644\u0627 \u062a\u0648\u0641\u0631 \u0628\u0639\u0636 \u0634\u0631\u0643\u0627\u062a \u0627\u0644\u062a\u0623\u0645\u064a\u0646 \u0648\u0631\u0634\u0627\u062a \u0644\u062a\u0635\u0644\u064a\u062d \u0627\u0644\u0633\u064a\u0627\u0631\u0627\u062a \u0641\u064a \u0645\u062e\u062a\u0644\u0641 \u0623\u0646\u062d\u0627\u0621 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\u0627\u0644\u0645\u0637\u0644\u0648\u0628 \u0648\u0628\u062c\u0648\u062f\u0629 \u0644\u0627\u0626\u0642\u0629.<\/p>\n\n\n\n<p class=\"has-text-align-right\">&#8211; \u062a\u0646\u0627\u0632\u0644 \u0623\u0635\u062d\u0627\u0628 \u0648\u062b\u0627\u0626\u0642 \u0627\u0644\u062a\u0623\u0645\u064a\u0646 \u0627\u0644\u0634\u0627\u0645\u0644 \u0639\u0646 \u062d\u0642 \u0627\u0644\u0625\u0635\u0644\u0627\u062d \u0641\u064a \u0627\u0644\u0648\u0643\u0627\u0644\u0627\u062a\u060c \u0628\u0633\u0628\u0628 \u0637\u0648\u0644 \u0627\u0644\u0645\u062f\u0629 \u0627\u0644\u062a\u064a \u062a\u0633\u062a\u063a\u0631\u0642\u0647\u0627 \u0639\u0645\u0644\u064a\u0629 \u0627\u0644\u0625\u0635\u0644\u0627\u062d \u0641\u064a \u0627\u0644\u0648\u0643\u0627\u0644\u0629 \u0646\u062a\u064a\u062c\u0629 \u0645\u062d\u062f\u0648\u062f\u064a\u0629 \u0627\u0644\u0637\u0627\u0642\u0629 \u0627\u0644\u0627\u0633\u062a\u064a\u0639\u0627\u0628\u064a\u0629.<\/p>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h2 class=\"wp-block-heading has-text-align-right\">\u0645\u0627 \u0647\u064a \u0634\u0631\u0643\u0627\u062a \u0625\u062f\u0627\u0631\u0629 \u0645\u0637\u0627\u0644\u0628\u0627\u062a \u0627\u0644\u062a\u0623\u0645\u064a\u0646 (CMC)\u061f \u0648\u0643\u064a\u0641 \u062a\u0639\u0645\u0644 \u0641\u064a \u0627\u0644\u0645\u0645\u0644\u0643\u0629 \u0627\u0644\u0645\u062a\u062d\u062f\u0629\u061f<\/h2>\n\n\n\n<p class=\"has-text-align-right\">\u0625\u0646 \u0634\u0631\u0643\u0629 \u0625\u062f\u0627\u0631\u0629 \u0627\u0644\u0645\u0637\u0627\u0644\u0628\u0627\u062a \u0647\u064a \u0634\u0631\u0643\u0629 \u0623\u0648 \u0637\u0631\u0641 \u062b\u0627\u0644\u062b \u062a\u0633\u0627\u0639\u062f \u0627\u0644\u0645\u0624\u0645\u0646 \u0644\u0647 \u0627\u0644\u0645\u062a\u0636\u0631\u0631 \u0641\u064a \u062a\u0642\u062f\u064a\u0645 \u0645\u0637\u0627\u0644\u0628\u0629\u060c \u0645\u0642\u0627\u0628\u0644 \u0631\u0633\u0648\u0645 \u0645\u0627\u0644\u064a\u0629. \u0648\u062a\u064f\u0639\u0631\u0641 \u0623\u064a\u0636\u064b\u0627 \u0628\u0627\u0633\u0645 \u0645\u062f\u064a\u0631\u064a \u0627\u0644\u0645\u0637\u0627\u0644\u0628\u0627\u062a \u0623\u0648 \u0645\u0639\u0627\u0644\u062c\u064a \u0627\u0644\u0645\u0637\u0627\u0644\u0628\u0627\u062a \u0623\u0648 \u0645\u0642\u064a\u0651\u0645\u064a \u0627\u0644\u0645\u0637\u0627\u0644\u0628\u0627\u062a \u0623\u0648 \u0634\u0631\u0643\u0627\u062a &#8220;\u0644\u0627 \u0631\u0628\u062d\u060c \u0644\u0627 \u0631\u0633\u0648\u0645&#8221;. \u0648\u063a\u0627\u0644\u0628\u064b\u0627 \u0645\u0627 \u062a\u0634\u0645\u0644 \u062e\u062f\u0645\u0627\u062a \u0647\u0630\u0647 \u0627\u0644\u0634\u0631\u0643\u0627\u062a \u0627\u0644\u0622\u062a\u064a:<\/p>\n\n\n\n<p class=\"has-text-align-right\">&#8211; \u062a\u0645\u062b\u064a\u0644 \u062d\u0627\u0645\u0644 \u0648\u062b\u064a\u0642\u0629 \u0627\u0644\u062a\u0623\u0645\u064a\u0646 \u0641\u064a \u0645\u0637\u0627\u0644\u0628\u062a\u0647.<\/p>\n\n\n\n<p class=\"has-text-align-right\">&#8211; \u0627\u0644\u0645\u0633\u0627\u0639\u062f\u0629 \u0641\u064a \u0625\u0639\u062f\u0627\u062f \u0627\u0644\u0648\u062b\u0627\u0626\u0642 \u0623\u0648 \u0627\u0644\u0645\u0633\u062a\u0646\u062f\u0627\u062a.<\/p>\n\n\n\n<p class=\"has-text-align-right\">&#8211; \u0627\u0644\u062a\u0648\u0627\u0635\u0644 \u0645\u0639 \u0645\u062d\u0627\u0645\u064a\u0646 \u0639\u0646\u062f \u0627\u0644\u0644\u0632\u0648\u0645.<\/p>\n\n\n\n<p class=\"has-text-align-right\">\u0648\u0641\u0642\u064b\u0627 \u0644\u0642\u0627\u0646\u0648\u0646 \u0627\u0644\u062e\u062f\u0645\u0627\u062a \u0627\u0644\u0645\u0627\u0644\u064a\u0629 \u0648\u0627\u0644\u0623\u0633\u0648\u0627\u0642 \u0644\u0639\u0627\u0645 2000 (\u0646\u0634\u0627\u0637 \u0625\u062f\u0627\u0631\u0629 \u0627\u0644\u0645\u0637\u0627\u0644\u0628\u0627\u062a) \u0641\u064a \u0627\u0644\u0645\u0645\u0644\u0643\u0629 \u0627\u0644\u0645\u062a\u062d\u062f\u0629\u060c \u0641\u0625\u0646 \u0623\u0646\u0648\u0627\u0639 \u0627\u0644\u0645\u0637\u0627\u0644\u0628\u0627\u062a \u0627\u0644\u0639\u0627\u0645\u0629 \u0627\u0644\u062a\u064a \u064a\u0645\u0643\u0646 \u0644\u0647\u0630\u0647 \u0627\u0644\u0634\u0631\u0643\u0627\u062a \u0627\u0644\u062a\u0639\u0627\u0645\u0644 \u0645\u0639\u0647\u0627 \u062a\u0634\u0645\u0644:<\/p>\n\n\n\n<p class=\"has-text-align-right\">&#8211; \u0627\u0644\u0645\u0637\u0627\u0644\u0628\u0627\u062a \u0627\u0644\u0645\u062a\u0639\u0644\u0642\u0629 \u0628\u0627\u0644\u0625\u0635\u0627\u0628\u0627\u062a \u0627\u0644\u0634\u062e\u0635\u064a\u0629.<\/p>\n\n\n\n<p class=\"has-text-align-right\">&#8211; \u0627\u0644\u0645\u0637\u0627\u0644\u0628\u0627\u062a \u0627\u0644\u062e\u0627\u0635\u0629 \u0628\u0627\u0644\u062e\u062f\u0645\u0627\u062a \u0627\u0644\u0645\u0627\u0644\u064a\u0629 \u0623\u0648 \u0627\u0644\u0645\u0646\u062a\u062c\u0627\u062a \u0627\u0644\u0645\u0627\u0644\u064a\u0629.<\/p>\n\n\n\n<p class=\"has-text-align-right\">&#8211; \u0645\u0637\u0627\u0644\u0628\u0627\u062a \u062a\u062a\u0639\u0644\u0642 \u0628\u0625\u0635\u0644\u0627\u062d \u0627\u0644\u0645\u0633\u0643\u0646.<\/p>\n\n\n\n<p class=\"has-text-align-right\">&#8211; \u0645\u0637\u0627\u0644\u0628\u0627\u062a \u0628\u0634\u0623\u0646 \u0641\u0648\u0627\u0626\u062f \u0645\u062d\u062f\u062f\u0629.<\/p>\n\n\n\n<p class=\"has-text-align-right\">&#8211; \u0627\u0644\u0645\u0637\u0627\u0644\u0628\u0627\u062a \u0627\u0644\u0646\u0627\u0634\u0626\u0629 \u0639\u0646 \u0625\u0635\u0627\u0628\u0627\u062a \u062c\u0646\u0627\u0626\u064a\u0629.<\/p>\n\n\n\n<p class=\"has-text-align-right\">&#8211; \u0627\u0644\u0645\u0637\u0627\u0644\u0628\u0627\u062a \u0627\u0644\u0645\u062a\u0639\u0644\u0642\u0629 \u0628\u0627\u0644\u062a\u0648\u0638\u064a\u0641.<\/p>\n\n\n\n<p class=\"has-text-align-right\">\u062a\u0641\u0631\u0636 \u0647\u0630\u0647 \u0627\u0644\u0634\u0631\u0643\u0627\u062a \u0639\u0644\u0649 \u0639\u0645\u0644\u0627\u0626\u0647\u0627 \u0631\u0633\u0648\u0645\u064b\u0627 \u0645\u0642\u0627\u0628\u0644 \u062a\u0645\u062b\u064a\u0644\u0647\u0645\u060c \u0648\u062a\u0637\u0627\u0644\u0628 \u0628\u0646\u0633\u0628\u0629 \u0645\u0646 \u0627\u0644\u0631\u0633\u0648\u0645 \u0639\u0646\u062f\u0645\u0627 \u062a\u0631\u0628\u062d \u0627\u0644\u0645\u0637\u0627\u0644\u0628\u0629 \u0623\u0648 \u0627\u0644\u0642\u0636\u064a\u0629. \u0648\u0642\u062f \u062a\u0635\u0644 \u0647\u0630\u0647 \u0627\u0644\u0631\u0633\u0648\u0645 \u0625\u0644\u0649 \u0623\u0631\u0642\u0627\u0645 \u0643\u0628\u064a\u0631\u0629 \u0623\u062d\u064a\u0627\u0646\u064b\u0627\u060c \u062a\u0628\u0644\u063a \u062b\u0644\u062b \u0625\u062c\u0645\u0627\u0644\u064a \u0627\u0644\u062a\u0639\u0648\u064a\u0636 \u0627\u0644\u0645\u0643\u062a\u0633\u0628 \u0623\u0648 \u0623\u0643\u062b\u0631. \u064a\u0646\u0628\u063a\u064a \u0639\u0644\u0649 \u0627\u0644\u0639\u0645\u064a\u0644 \u062f\u0641\u0639 \u0647\u0630\u0647 \u0627\u0644\u0631\u0633\u0648\u0645 \u0645\u0646 \u0627\u0644\u062a\u0639\u0648\u064a\u0636 \u0627\u0644\u0630\u064a \u0631\u0628\u062d\u062a\u0647 \u0634\u0631\u0643\u0629 \u0625\u062f\u0627\u0631\u0629 \u0627\u0644\u0645\u0637\u0627\u0644\u0628\u0627\u062a.<\/p>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h2 class=\"wp-block-heading has-text-align-right\"><strong>\u0622\u0644\u064a\u0629 \u0639\u0645\u0644 \u0634\u0631\u0643\u0627\u062a \u0625\u062f\u0627\u0631\u0629 \u0645\u0637\u0627\u0644\u0628\u0627\u062a \u062a\u0623\u0645\u064a\u0646 \u0627\u0644\u0633\u064a\u0627\u0631\u0627\u062a: <\/strong><strong>&nbsp;<\/strong><strong>Auto Claims Assist <\/strong><strong>\u0623<\/strong><strong>\u0646\u0645\u0648\u0630\u062c\u064b\u0627<\/strong><\/h2>\n\n\n\n<p class=\"has-text-align-right\">\u0625\u0646 \u0634\u0631\u0643\u0629 Auto Claims Assist (ACA) \u0634\u0631\u0643\u0629 \u0645\u0631\u062e\u0635\u0629 \u0644\u0625\u062f\u0627\u0631\u0629 \u0645\u0637\u0627\u0644\u0628\u0627\u062a \u062a\u0623\u0645\u064a\u0646 \u0627\u0644\u0633\u064a\u0627\u0631\u0627\u062a \u0645\u0646 \u0642\u0628\u0644 <a href=\"https:\/\/www.fca.org.uk\/\" target=\"_blank\" rel=\"noreferrer noopener nofollow\">\u0647\u064a\u0626\u0629 \u0627\u0644\u0631\u0642\u0627\u0628\u0629 \u0627\u0644\u0645\u0627\u0644\u064a\u0629 (FCA)<\/a>. \u0648\u0645\u0646 \u0627\u0644\u062c\u062f\u064a\u0631 \u0628\u0627\u0644\u0630\u0643\u0631 \u0623\u0646 \u0634\u0631\u0643\u0627\u062a \u0625\u062f\u0627\u0631\u0629 \u0627\u0644\u0645\u0637\u0627\u0644\u0628\u0627\u062a \u0641\u064a \u0627\u0644\u0645\u0645\u0644\u0643\u0629 \u0627\u0644\u0645\u062a\u062d\u062f\u0629 \u062a\u0639\u0645\u0644 \u0641\u0642\u0637 \u0644\u0635\u0627\u0644\u062d \u0627\u0644\u0645\u062a\u0636\u0631\u0631 \u063a\u064a\u0631 \u0627\u0644\u0645\u062e\u0637\u0626\u060c \u0648\u062a\u062d\u062a \u0634\u0639\u0627\u0631 \u00ab\u0644\u0627 \u0631\u0628\u062d \u0644\u0627 \u0631\u0633\u0648\u0645\u00bb.<\/p>\n\n\n\n<div style=\"height:10px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h3 class=\"wp-block-heading has-text-align-right\">\u0645\u0631\u0627\u062d\u0644 \u0639\u0645\u0644\u064a\u0629 \u0645\u0637\u0627\u0644\u0628\u0629 \u0627\u0644\u062a\u0623\u0645\u064a\u0646<\/h3>\n\n\n\n<p class=\"has-text-align-right\">\u062a\u0646\u0642\u0633\u0645 \u0639\u0645\u0644\u064a\u0629 \u0627\u0644\u0645\u0637\u0627\u0644\u0628\u0629 \u0644\u062f\u0649 \u0627\u0644\u0634\u0631\u0643\u0629 \u0625\u0644\u0649 \u0645\u0631\u062d\u0644\u062a\u064a\u0646 \u0648\u0647\u064a:<\/p>\n\n\n\n<h4 class=\"wp-block-heading has-text-align-right\">\u0627\u0644\u0645\u0631\u062d\u0644\u0629 \u0627\u0644\u0623\u0648\u0644\u0649: \u062a\u0641\u0627\u0635\u064a\u0644 \u0645\u0631\u062d\u0644\u0629 \u0645\u0627 \u0642\u0628\u0644 \u0628\u062f\u0621 \u0639\u0645\u0644\u064a\u0629 \u0627\u0644\u0645\u0637\u0627\u0644\u0628\u0629<\/h4>\n\n\n\n<p class=\"has-text-align-right\"><strong>&#8211; \u062c\u0645\u0639 \u0627\u0644\u0645\u0639\u0644\u0648\u0645\u0627\u062a:<\/strong> \u0628\u0639\u062f \u0627\u062a\u0635\u0627\u0644 \u0627\u0644\u0639\u0645\u064a\u0644 \u0628\u0627\u0644\u0634\u0631\u0643\u0629\u060c \u062a\u0628\u062f\u0623 \u0628\u062c\u0645\u0639 \u0645\u0639\u0644\u0648\u0645\u0627\u062a \u062a\u0641\u0635\u064a\u0644\u064a\u0629 \u0639\u0646 \u0627\u0644\u0633\u0627\u0626\u0642 \u0648\u0627\u0644\u062d\u0627\u062f\u062b\u060c \u0645\u062b\u0644: \u062a\u0627\u0631\u064a\u062e \u0648\u0648\u0642\u062a \u0648\u0645\u0643\u0627\u0646 \u0627\u0644\u062d\u0627\u062f\u062b\u060c \u062a\u0641\u0627\u0635\u064a\u0644 \u0643\u0644 \u0645\u0646 \u0645\u0631\u0643\u0628\u0629 \u0627\u0644\u0645\u062a\u0636\u0631\u0631 \u0648\u0627\u0644\u0645\u064f\u062a\u0633\u0628\u0628 \u0628\u0627\u0644\u062d\u0627\u062f\u062b\u060c \u062a\u0641\u0627\u0635\u064a\u0644 \u0627\u0644\u062a\u0623\u0645\u064a\u0646\u060c \u0638\u0631\u0648\u0641 \u0627\u0644\u062d\u0627\u062f\u062b\u060c \u062a\u0642\u0631\u064a\u0631 \u0627\u0644\u0634\u0631\u0637\u0629\u060c \u0648\u063a\u064a\u0631\u0647\u0627.<\/p>\n\n\n\n<p class=\"has-text-align-right\"><strong>&#8211; \u062a\u0642\u064a\u064a\u0645 \u0627\u0644\u0645\u0633\u0624\u0648\u0644\u064a\u0629:<\/strong> \u064a\u062c\u0628 \u0623\u0646 \u064a\u062c\u062a\u0627\u0632 \u0627\u0644\u0639\u0645\u064a\u0644 \u062a\u0642\u064a\u064a\u0645 \u0627\u0644\u0645\u0633\u0624\u0648\u0644\u064a\u0629 \u062d\u062a\u0649 \u062a\u0642\u0628\u0644 \u0627\u0644\u0634\u0631\u0643\u0629 \u0645\u0639\u0627\u0644\u062c\u0629 \u0627\u0644\u0645\u0637\u0627\u0644\u0628\u0629. \u062a\u0642\u0648\u0645 \u0627\u0644\u0634\u0631\u0643\u0629 \u0628\u0627\u0644\u062a\u062d\u0642\u0642 \u0645\u0646 \u0638\u0631\u0648\u0641 \u0627\u0644\u062d\u0627\u062f\u062b\u060c \u0648\u062a\u0639\u0627\u064a\u0646 \u0627\u0644\u0623\u062f\u0644\u0629 \u0644\u0644\u062a\u0623\u0643\u062f \u0645\u0646 \u0623\u0646 \u0627\u0644\u0639\u0645\u064a\u0644 \u063a\u064a\u0631 \u0645\u062e\u0637\u0626 \u0648\u064a\u0633\u062a\u062d\u0642 \u0627\u0644\u0645\u0637\u0627\u0644\u0628\u0629.<\/p>\n\n\n\n<p class=\"has-text-align-right\"><strong>&#8211; \u0627\u0644\u062a\u062d\u0642\u0642 \u0645\u0646 \u0627\u0644\u0647\u0648\u064a\u0629 \u0648\u0627\u0644\u0645\u0631\u0643\u0628\u0629:<\/strong> \u0641\u064a \u0647\u0630\u0647 \u0627\u0644\u0645\u0631\u062d\u0644\u0629 \u062a\u062a\u0623\u0643\u062f \u0627\u0644\u0634\u0631\u0643\u0629 \u0645\u0646 \u0647\u0648\u064a\u0629 \u0627\u0644\u0633\u0627\u0626\u0642 \u0648\u0631\u062e\u0635\u0629 \u0627\u0644\u0642\u064a\u0627\u062f\u0629\u060c \u0628\u0627\u0644\u0625\u0636\u0627\u0641\u0629 \u0625\u0644\u0649 \u0642\u0627\u0646\u0648\u0646\u064a\u0629 \u0627\u0644\u0645\u0631\u0643\u0628\u0629 \u0648\u062a\u0623\u0645\u064a\u0646\u0647\u0627. \u0648\u062a\u0628\u0639\u064b\u0627 \u0644\u0644\u0646\u062a\u0627\u0626\u062c \u0625\u0645\u0627 \u0623\u0646 \u062a\u0642\u0628\u0644 \u0627\u0644\u0634\u0631\u0643\u0629 \u0627\u0644\u0642\u0636\u064a\u0629 \u0623\u0648 \u062a\u0631\u0641\u0636\u0647\u0627.<\/p>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h4 class=\"wp-block-heading has-text-align-right\">\u0627\u0644\u0645\u0631\u062d\u0644\u0629 \u0627\u0644\u062b\u0627\u0646\u064a\u0629: \u0645\u0631\u062d\u0644\u0629 \u0628\u062f\u0621 \u0639\u0645\u0644\u064a\u0629 \u0645\u0637\u0627\u0644\u0628\u0629 \u0627\u0644\u062a\u0623\u0645\u064a\u0646<\/h4>\n\n\n\n<p class=\"has-text-align-right\">\u062a\u0644\u062a\u0632\u0645 \u0627\u0644\u0634\u0631\u0643\u0629 \u0628\u0639\u0645\u0644\u064a\u0629 \u0648\u0627\u062d\u062f\u0629 \u0645\u0646 \u0639\u0645\u0644\u064a\u0627\u062a\u0647\u0627 \u0627\u0644\u0623\u0631\u0628\u0639 \u0639\u0646\u062f \u062a\u0642\u062f\u064a\u0645 \u0627\u0644\u0645\u0637\u0627\u0644\u0628\u0629 \u0648\u0641\u0642\u064b\u0627 \u0644\u062d\u0627\u0644\u0629 \u0627\u0644\u0633\u064a\u0627\u0631\u0629 \u0639\u0646\u062f \u0648\u0642\u0648\u0639 \u0627\u0644\u062d\u0627\u062f\u062b. \u0648\u0647\u0630\u0647 \u0627\u0644\u0639\u0645\u0644\u064a\u0627\u062a \u0627\u0644\u0623\u0631\u0628\u0639 \u0647\u064a:<\/p>\n\n\n\n<p class=\"has-text-align-right\">&#8211; \u0645\u0631\u0643\u0628\u0629 \u063a\u064a\u0631 \u0635\u0627\u0644\u062d\u0629 \u0644\u0644\u0633\u064a\u0631 \u0648\u0642\u0627\u0628\u0644\u0629 \u0644\u0644\u0625\u0635\u0644\u0627\u062d.<\/p>\n\n\n\n<p class=\"has-text-align-right\">&#8211; \u0645\u0631\u0643\u0628\u0629 \u063a\u064a\u0631 \u0635\u0627\u0644\u062d\u0629 \u0644\u0644\u0633\u064a\u0631 \u0648\u062e\u0633\u0627\u0631\u0629 \u0643\u0627\u0645\u0644\u0629.<\/p>\n\n\n\n<p class=\"has-text-align-right\">&#8211; \u0648\u0645\u0631\u0643\u0628\u0629 \u0635\u0627\u0644\u062d\u0629 \u0644\u0644\u0633\u064a\u0631 \u0648\u0642\u0627\u0628\u0644\u0629 \u0644\u0644\u0625\u0635\u0644\u0627\u062d.<\/p>\n\n\n\n<p class=\"has-text-align-right\">&#8211; \u0645\u0631\u0643\u0628\u0629 \u0635\u0627\u0644\u062d\u0629 \u0644\u0644\u0633\u064a\u0631 \u0628\u062e\u0633\u0627\u0631\u0629 \u0643\u0627\u0645\u0644\u0629.<\/p>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h3 class=\"wp-block-heading has-text-align-right\"><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-vivid-cyan-blue-color\">\u0639\u0645\u0644\u064a\u0629 \u0645\u0637\u0627\u0644\u0628\u0629 \u0645\u0631\u0643\u0628\u0629 \u063a\u064a\u0631 \u0635\u0627\u0644\u062d\u0629 \u0644\u0644\u0633\u064a\u0631 \u0648\u0642\u0627\u0628\u0644\u0629 \u0644\u0644\u0625\u0635\u0644\u0627\u062d<\/mark><\/h3>\n\n\n\n<p class=\"has-text-align-right\">\u062a\u064f\u0642\u062f\u0645 \u0627\u0644\u0634\u0631\u0643\u0629 \u0639\u0644\u0649 \u0627\u062e\u062a\u064a\u0627\u0631 \u0639\u0645\u0644\u064a\u0629 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\u0644\u062a\u0642\u064a\u064a\u0645 \u0627\u0644\u0623\u0636\u0631\u0627\u0631 \u0648\u062a\u0646\u0633\u064a\u0642 \u0639\u0645\u0644\u064a\u0629 \u0627\u0644\u0625\u0635\u0644\u0627\u062d \u0645\u0639 \u0627\u062e\u062a\u0635\u0627\u0635\u064a\u064a\u0646 \u0645\u0624\u0647\u0644\u064a\u0646 \u0644\u0636\u0645\u0627\u0646 \u0645\u0639\u0627\u064a\u064a\u0631 \u0627\u0644\u0633\u0644\u0627\u0645\u0629 \u0627\u0644\u0635\u0627\u0631\u0645\u0629.&nbsp;<\/p>\n\n\n\n<p class=\"has-text-align-right\">\u062a\u062a\u0648\u0644\u0649 \u0627\u0644\u0634\u0631\u0643\u0629 \u0627\u0644\u0639\u0645\u0644\u064a\u0629 \u0628\u0631\u0645\u062a\u0647\u0627 \u0648\u062a\u0636\u0645\u0646 \u0625\u062a\u0645\u0627\u0645 \u0627\u0644\u0625\u0635\u0644\u0627\u062d\u0627\u062a\u060c \u062a\u0634\u0645\u0644 \u062e\u062f\u0645\u0627\u062a\u0647\u0627 \u0627\u0644\u0622\u062a\u064a:<\/p>\n\n\n\n<p class=\"has-text-align-right\">&#8211; \u062a\u0648\u0641\u064a\u0631 \u0645\u0631\u0643\u0628\u0629 \u0628\u062f\u064a\u0644\u0629 \u0645\u0645\u0627\u062b\u0644\u0629.<\/p>\n\n\n\n<p class=\"has-text-align-right\">&#8211; \u062a\u0639\u064a\u064a\u0646 \u0645\u0633\u0624\u0648\u0644 \u0644\u0625\u062f\u0627\u0631\u0629 \u0639\u0645\u0644\u064a\u0629 \u0627\u0644\u0645\u0637\u0627\u0644\u0628\u0629 \u0647\u0630\u0647.<\/p>\n\n\n\n<p class=\"has-text-align-right\">&#8211; \u0636\u0631\u0648\u0631\u0629 \u0625\u062b\u0628\u0627\u062a \u062d\u0627\u0644\u0629 &#8220;\u0637\u0631\u0641 \u063a\u064a\u0631 \u0645\u062e\u0637\u0626&#8221; \u0644\u0644\u0639\u0645\u064a\u0644\u060c \u0625\u0630\u0627 \u0644\u0645 \u064a\u0643\u0646 \u0627\u0644\u0645\u0633\u0624\u0648\u0644 \u0639\u0646 \u0627\u0644\u062d\u0627\u062f\u062b.<\/p>\n\n\n\n<p class=\"has-text-align-right\">&#8211; \u062a\u0646\u0633\u064a\u0642 \u0627\u0644\u0625\u0635\u0644\u0627\u062d\u0627\u062a \u0645\u0639 \u0648\u0631\u0634\u0627\u062a \u0645\u062d\u062a\u0631\u0641\u0629 \u0648\u0645\u0648\u062b\u0648\u0642\u0629.<\/p>\n\n\n\n<p class=\"has-text-align-right\">&#8211; \u062a\u0642\u064a\u064a\u0645 \u0627\u0644\u062a\u0643\u0627\u0644\u064a\u0641 \u0648\u0627\u0644\u062d\u0635\u0648\u0644 \u0639\u0644\u0649 \u0645\u0648\u0627\u0641\u0642\u0629 \u0634\u0631\u0643\u0629 \u0627\u0644\u0637\u0631\u0641 \u0627\u0644\u062b\u0627\u0644\u062b.<\/p>\n\n\n\n<p class=\"has-text-align-right\">&#8211; \u0636\u0645\u0627\u0646 \u062a\u0644\u0628\u064a\u0629 \u062c\u0645\u064a\u0639 \u0627\u0644\u0625\u0635\u0644\u0627\u062d\u0627\u062a \u0644\u0645\u0639\u0627\u064a\u064a\u0631 \u0627\u0644\u0633\u0644\u0627\u0645\u0629.<\/p>\n\n\n\n<p class=\"has-text-align-right\">&#8211; \u062a\u0633\u0644\u064a\u0645 \u0627\u0644\u0633\u064a\u0627\u0631\u0629 \u0644\u0644\u0639\u0645\u064a\u0644 \u0648\u0627\u0633\u062a\u0644\u0627\u0645 \u0627\u0644\u0633\u064a\u0627\u0631\u0629 \u0627\u0644\u0628\u062f\u064a\u0644\u0629.<\/p>\n\n\n\n<p class=\"has-text-align-right\">&#8211; \u0627\u0633\u062a\u0631\u062f\u0627\u062f \u0627\u0644\u062a\u0643\u0627\u0644\u064a\u0641 \u0645\u0646 \u0634\u0631\u0643\u0629 \u0627\u0644\u0637\u0631\u0641 \u0627\u0644\u062b\u0627\u0644\u062b \u0627\u0644\u0645\u064f\u062a\u0633\u0628\u0628 \u0641\u064a \u0627\u0644\u062d\u0627\u062f\u062b.<\/p>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h3 class=\"wp-block-heading has-text-align-right\"><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-vivid-cyan-blue-color\">\u0639\u0645\u0644\u064a\u0629 \u0645\u0637\u0627\u0644\u0628\u0629 \u0645\u0631\u0643\u0628\u0629 \u063a\u064a\u0631 \u0635\u0627\u0644\u062d\u0629 \u0644\u0644\u0633\u064a\u0631 \u0648\u062e\u0633\u0627\u0631\u0629 \u0643\u0627\u0645\u0644\u0629<\/mark><\/h3>\n\n\n\n<p class=\"has-text-align-right\">\u062a\u062a\u0628\u0646\u0649 \u0627\u0644\u0634\u0631\u0643\u0629 \u0646\u0647\u062c\u064b\u0627 \u0622\u062e\u0631 \u0639\u0646\u062f\u0645\u0627 \u062a\u062a\u0636\u0631\u0631 \u0627\u0644\u0633\u064a\u0627\u0631\u0629 \u0644\u062f\u0631\u062c\u0629 \u064a\u062a\u0639\u0630\u0631 \u0625\u0635\u0644\u0627\u062d\u0647\u0627 \u0648\u0641\u0642\u064b\u0627 \u0644\u0645\u0639\u0627\u064a\u064a\u0631 \u0627\u0644\u0642\u064a\u0627\u062f\u0629 \u0627\u0644\u0622\u0645\u0646\u0629 \u0639\u0644\u0649 \u0627\u0644\u0637\u0631\u0642\u060c \u0623\u0648 \u0646\u0638\u0631\u064b\u0627 \u0644\u0627\u0631\u062a\u0641\u0627\u0639 \u0642\u064a\u0645\u0629 \u0625\u0635\u0644\u0627\u062d \u0627\u0644\u0633\u064a\u0627\u0631\u0629 \u0645\u0642\u0627\u0631\u0646\u0629 \u0628\u0627\u0644\u0642\u064a\u0645\u0629 \u0627\u0644\u0633\u0648\u0642\u064a\u0629 \u0644\u0644\u0633\u064a\u0627\u0631\u0629 \u0642\u0628\u0644 \u0627\u0644\u062d\u0627\u062f\u062b\u060c \u0641\u062a\u0634\u0637\u0628 \u0648\u062a\u064f\u0639\u062f \u0623\u064a\u0636\u064b\u0627 \u062e\u0633\u0627\u0631\u0629 \u0643\u0627\u0645\u0644\u0629.<\/p>\n\n\n\n<p class=\"has-text-align-right\">\u0641\u064a \u0627\u0644\u062d\u0627\u0644\u062a\u064a\u0646 \u0643\u0644\u062a\u064a\u0647\u0645\u0627\u060c \u062a\u062f\u0641\u0639 \u0634\u0631\u0643\u0627\u062a \u0627\u0644\u062a\u0623\u0645\u064a\u0646 \u062a\u0633\u0648\u064a\u0629 \u0628\u0645\u0628\u0644\u063a \u064a\u0639\u0627\u062f\u0644 \u0642\u064a\u0645\u0629 \u0627\u0644\u0633\u064a\u0627\u0631\u0629 \u0642\u0628\u0644 \u0627\u0644\u062d\u0627\u062f\u062b\u060c \u0648\u062a\u0639\u0645\u0644 \u0634\u0631\u0643\u0629 \u0625\u062f\u0627\u0631\u0629 \u0627\u0644\u0645\u0637\u0627\u0644\u0628\u0627\u062a \u0641\u064a \u0647\u0630\u0647 \u0627\u0644\u0645\u0631\u062d\u0644\u0629 \u0644\u062a\u0648\u0641\u064a\u0631 \u0627\u0644\u062e\u062f\u0645\u0627\u062a \u0627\u0644\u062a\u0627\u0644\u064a\u0629:<\/p>\n\n\n\n<p class=\"has-text-align-right\">&#8211; \u062a\u0648\u0641\u064a\u0631 \u0633\u064a\u0627\u0631\u0629 \u0628\u062f\u064a\u0644\u0629 \u0645\u0645\u0627\u062b\u0644\u0629.<\/p>\n\n\n\n<p class=\"has-text-align-right\">&#8211; \u062a\u0639\u064a\u064a\u0646 \u0645\u0633\u0624\u0648\u0644 \u0644\u0625\u062f\u0627\u0631\u0629 \u0639\u0645\u0644\u064a\u0629 \u0627\u0644\u0645\u0637\u0627\u0644\u0628\u0629 \u0647\u0630\u0647.<\/p>\n\n\n\n<p class=\"has-text-align-right\">&nbsp;&#8211; \u0636\u0631\u0648\u0631\u0629 \u0625\u062b\u0628\u0627\u062a \u062d\u0627\u0644\u0629 &#8220;\u0637\u0631\u0641 \u063a\u064a\u0631 \u0645\u062e\u0637\u0626&#8221; \u0644\u0644\u0639\u0645\u064a\u0644\u060c \u0625\u0630\u0627 \u0644\u0645 \u064a\u0643\u0646 \u0627\u0644\u0645\u0633\u0624\u0648\u0644 \u0639\u0646 \u0627\u0644\u062d\u0627\u062f\u062b.<\/p>\n\n\n\n<p class=\"has-text-align-right\">&#8211; \u0627\u0633\u062a\u0634\u0627\u0631\u0629 \u0645\u0647\u0646\u062f\u0633 \u062e\u0628\u064a\u0631 \u0644\u062a\u0642\u064a\u064a\u0645 \u0633\u0639\u0631 \u0627\u0644\u0633\u064a\u0627\u0631\u0629 \u0642\u0628\u0644 \u0627\u0644\u062d\u0627\u062f\u062b.&nbsp;<\/p>\n\n\n\n<p class=\"has-text-align-right\">&#8211; \u0645\u0631\u0627\u062c\u0639\u0629 \u062a\u0642\u0631\u064a\u0631 \u0627\u0644\u0645\u0647\u0646\u062f\u0633 \u0627\u0644\u062e\u0628\u064a\u0631 \u0648\u0625\u0631\u0633\u0627\u0644\u0647 \u0625\u0644\u0649 \u0627\u0644\u0639\u0645\u064a\u0644.<\/p>\n\n\n\n<p class=\"has-text-align-right\">&#8211; \u0637\u0644\u0628 \u062a\u0633\u0648\u064a\u0629 \u0645\u0646 \u0634\u0631\u0643\u0629 \u062a\u0623\u0645\u064a\u0646 \u0627\u0644\u0637\u0631\u0641 \u0627\u0644\u062b\u0627\u0644\u062b.<\/p>\n\n\n\n<p class=\"has-text-align-right\">&#8211; \u062a\u0645\u062f\u064a\u062f \u0627\u0644\u0633\u064a\u0627\u0631\u0629 \u0627\u0644\u0628\u062f\u064a\u0644\u0629 \u0644\u0623\u0633\u0628\u0648\u0639 \u0628\u0639\u062f \u0627\u0644\u062d\u0635\u0648\u0644 \u0639\u0644\u0649 \u062a\u0633\u0648\u064a\u0629\u060c \u064a\u0628\u062d\u062b \u062e\u0644\u0627\u0644\u0647\u0627 \u0627\u0644\u0639\u0645\u064a\u0644 \u0639\u0646 \u0633\u064a\u0627\u0631\u0629 \u062c\u062f\u064a\u062f\u0629.<\/p>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h3 class=\"wp-block-heading has-text-align-right\"><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-vivid-cyan-blue-color\">\u0639\u0645\u0644\u064a\u0629 \u0645\u0637\u0627\u0644\u0628\u0629 \u0645\u0631\u0643\u0628\u0629 \u0635\u0627\u0644\u062d\u0629 \u0644\u0644\u0633\u064a\u0631 \u0648\u0642\u0627\u0628\u0644\u0629 \u0644\u0644\u0625\u0635\u0644\u0627\u062d<\/mark><\/h3>\n\n\n\n<p class=\"has-text-align-right\">\u062a\u0634\u0631\u0639 \u0634\u0631\u0643\u0629 \u0625\u062f\u0627\u0631\u0629 \u0627\u0644\u0645\u0637\u0627\u0644\u0628\u0627\u062a \u0641\u064a \u0627\u0644\u0633\u0639\u064a \u0644\u062a\u062d\u062f\u064a\u062f \u062e\u0637\u0623 \u0627\u0644\u0637\u0631\u0641 \u0627\u0644\u062b\u0627\u0644\u062b \u0648\u0625\u062b\u0628\u0627\u062a\u0647\u060c \u062b\u0645 \u062a\u062e\u0635\u064a\u0635 \u0627\u0644\u0648\u0631\u0634\u0629 \u0627\u0644\u062a\u064a \u0633\u062a\u0642\u0648\u0645 \u0628\u0639\u0645\u0644\u064a\u0629 \u0627\u0644\u0625\u0635\u0644\u0627\u062d \u0648\u062c\u062f\u0648\u0644\u0629 \u0627\u0644\u0639\u0645\u0644\u064a\u0629. \u0641\u064a \u062e\u0637\u0648\u0629 \u062b\u0627\u0644\u062b\u0629 \u062a\u0642\u0648\u0645 \u0627\u0644\u0634\u0631\u0643\u0629 \u0628\u062a\u0633\u0644\u064a\u0645 \u0633\u064a\u0627\u0631\u0629 \u0628\u062f\u064a\u0644\u0629 \u0644\u0644\u0639\u0645\u064a\u0644 \u0648\u0646\u0642\u0644 \u0627\u0644\u0633\u064a\u0627\u0631\u0629 \u0627\u0644\u0645\u062a\u0636\u0631\u0631\u0629 \u0625\u0644\u0649 \u0648\u0631\u0634\u0629 \u0627\u0644\u0625\u0635\u0644\u0627\u062d. \u0628\u0639\u062f \u0625\u062a\u0645\u0627\u0645 \u0627\u0644\u0625\u0635\u0644\u0627\u062d\u0627\u062a \u064a\u062a\u0645 \u0625\u0631\u0633\u0627\u0644 \u0627\u0644\u0633\u064a\u0627\u0631\u0629 \u0644\u0644\u0639\u0645\u064a\u0644 \u0648\u0627\u0633\u062a\u0644\u0627\u0645 \u0627\u0644\u0633\u064a\u0627\u0631\u0629 \u0627\u0644\u0628\u062f\u064a\u0644\u0629. \u0648\u0643\u0645\u0631\u062d\u0644\u0629 \u0623\u062e\u064a\u0631\u0629 \u062a\u063a\u0637\u064a \u0634\u0631\u0643\u0629 \u062a\u0623\u0645\u064a\u0646 \u0627\u0644\u0637\u0631\u0641 \u0627\u0644\u062b\u0627\u0644\u062b \u0627\u0644\u0645\u062e\u0637\u0626 \u062c\u0645\u064a\u0639 \u0627\u0644\u062a\u0643\u0627\u0644\u064a\u0641.<\/p>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h3 class=\"wp-block-heading has-text-align-right\"><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-vivid-cyan-blue-color\">\u0639\u0645\u0644\u064a\u0629 \u0645\u0637\u0627\u0644\u0628\u0629 \u0645\u0631\u0643\u0628\u0629 \u0635\u0627\u0644\u062d\u0629 \u0644\u0644\u0633\u064a\u0631 \u0628\u062e\u0633\u0627\u0631\u0629 \u0643\u0627\u0645\u0644\u0629<\/mark><\/h3>\n\n\n\n<p class=\"has-text-align-right\">\u062a\u064f\u0639\u062f \u0627\u0644\u0633\u064a\u0627\u0631\u0629 \u0635\u0627\u0644\u062d\u0629 \u0644\u0644\u0633\u064a\u0631 \u0628\u062e\u0633\u0627\u0631\u0629 \u0643\u0627\u0645\u0644\u0629\u060c \u0625\u0630\u0627 \u0643\u0627\u0646\u062a \u0644\u0627 \u062a\u0632\u0627\u0644 \u0622\u0645\u0646\u0629 \u0644\u0644\u0642\u064a\u0627\u062f\u0629\u060c \u0644\u0643\u0646 \u062a\u0643\u0644\u0641\u0629 \u0625\u0635\u0644\u0627\u062d\u0647\u0627 \u062a\u0632\u064a\u062f \u0639\u0646 65-70% \u0645\u0646 \u0627\u0644\u0642\u064a\u0645\u0629 \u0627\u0644\u0633\u0648\u0642\u064a\u0629 \u0644\u0644\u0633\u064a\u0627\u0631\u0629 \u0642\u0628\u0644 \u0627\u0644\u062d\u0627\u062f\u062b. \u0641\u064a \u062d\u0627\u0644\u0629 \u0643\u0647\u0630\u0647\u060c \u064a\u0643\u0648\u0646 \u0645\u0646 \u0645\u0635\u0644\u062d\u0629 \u0634\u0631\u0643\u0629 \u062a\u0623\u0645\u064a\u0646 \u0627\u0644\u0637\u0631\u0641 \u0627\u0644\u062b\u0627\u0644\u062b \u062f\u0641\u0639 \u0642\u064a\u0645\u0629 \u0627\u0644\u0633\u064a\u0627\u0631\u0629 \u0642\u0628\u0644 \u0648\u0642\u0648\u0639 \u0627\u0644\u062d\u0627\u062f\u062b \u0639\u0648\u0636\u064b\u0627 \u0639\u0646 \u062a\u063a\u0637\u064a\u0629 \u062a\u0643\u0627\u0644\u064a\u0641 \u0627\u0644\u0625\u0635\u0644\u0627\u062d\u0627\u062a \u0627\u0644\u0628\u0627\u0647\u0638\u0629.<\/p>\n\n\n\n<p class=\"has-text-align-right\">\u0644\u0627 \u062a\u062a\u0639\u0627\u0645\u0644 \u0634\u0631\u0643\u0629 \u0625\u062f\u0627\u0631\u0629 \u0645\u0637\u0627\u0644\u0628\u0627\u062a \u0627\u0644\u062a\u0623\u0645\u064a\u0646 \u0645\u0639 \u062d\u0627\u0644\u0627\u062a \u0643\u0647\u0630\u0647\u060c \u0641\u0642\u0637 \u0645\u0639 \u0627\u0644\u062d\u0627\u0644\u0627\u062a \u0627\u0644\u0633\u0627\u0628\u0642\u0629. \u0630\u0644\u0643 \u0623\u0646 \u0645\u0637\u0627\u0644\u0628\u0627\u062a \u0643\u0647\u0630\u0647 \u0644\u0627 \u062a\u062a\u0636\u0645\u0646 \u062a\u0648\u0641\u064a\u0631 \u0645\u0631\u0643\u0628\u0629 \u0628\u062f\u064a\u0644\u0629 \u0623\u0648 \u0625\u0635\u0644\u0627\u062d\u0627\u062a \u0644\u0644\u0645\u0631\u0643\u0628\u0629 \u0627\u0644\u0645\u062a\u0636\u0631\u0631\u0629\u060c \u0648\u0625\u0646\u0645\u0627 \u0642\u062f \u062a\u0642\u062f\u0645 \u0627\u0644\u0627\u0633\u062a\u0634\u0627\u0631\u0627\u062a \u0641\u0642\u0637.<\/p>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"700\" height=\"466\" src=\"https:\/\/www.buyanyinsurance.ae\/blog\/wp-content\/uploads\/2022\/03\/\u0627\u0644\u0645\u0633\u0627\u0639\u062f\u0629-\u0639\u0644\u0649-\u0627\u0644\u0637\u0631\u064a\u0642-\u062f\u0628\u064a.jpg\" alt=\"\u062a\u0633\u0648\u064a\u0629 \u0627\u0644\u0645\u0637\u0627\u0644\u0628\u0627\u062a \u0641\u064a \u0627\u0644\u062a\u0623\u0645\u064a\u0646\" class=\"wp-image-18870\" srcset=\"https:\/\/www.buyanyinsurance.ae\/blog\/wp-content\/uploads\/2022\/03\/\u0627\u0644\u0645\u0633\u0627\u0639\u062f\u0629-\u0639\u0644\u0649-\u0627\u0644\u0637\u0631\u064a\u0642-\u062f\u0628\u064a.jpg 700w, https:\/\/www.buyanyinsurance.ae\/blog\/wp-content\/uploads\/2022\/03\/\u0627\u0644\u0645\u0633\u0627\u0639\u062f\u0629-\u0639\u0644\u0649-\u0627\u0644\u0637\u0631\u064a\u0642-\u062f\u0628\u064a-300x200.jpg 300w\" sizes=\"auto, (max-width: 700px) 100vw, 700px\" \/><\/figure><\/div>\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h2 class=\"wp-block-heading has-text-align-right\">\u062a\u0646\u0638\u064a\u0645 \u0645\u0637\u0627\u0644\u0628\u0627\u062a \u0627\u0644\u062a\u0623\u0645\u064a\u0646 \u0641\u064a \u0627\u0644\u0645\u0645\u0644\u0643\u0629 \u0627\u0644\u0645\u062a\u062d\u062f\u0629 \u0648\u062f\u0648\u0631 \u0647\u064a\u0626\u0629 \u0627\u0644\u0631\u0642\u0627\u0628\u0629 \u0627\u0644\u0645\u0627\u0644\u064a\u0629 (FCA) <\/h2>\n\n\n\n<p class=\"has-text-align-right\">\u062a\u062a\u0648\u0644\u0649 \u0647\u064a\u0626\u0629 \u0627\u0644\u0631\u0642\u0627\u0628\u0629 \u0627\u0644\u0645\u0627\u0644\u064a\u0629 (FCA) \u0645\u0633\u0624\u0648\u0644\u064a\u0629 \u062a\u0646\u0638\u064a\u0645 \u0642\u0637\u0627\u0639 \u0627\u0644\u062e\u062f\u0645\u0627\u062a \u0627\u0644\u0645\u0627\u0644\u064a\u0629 \u0641\u064a \u0627\u0644\u0645\u0645\u0644\u0643\u0629 \u0627\u0644\u0645\u062a\u062d\u062f\u0629 \u0628\u0647\u062f\u0641 \u062d\u0645\u0627\u064a\u0629 \u0627\u0644\u0645\u0633\u062a\u0647\u0644\u0643\u064a\u0646 \u0648\u0636\u0645\u0627\u0646 \u0627\u0633\u062a\u0642\u0631\u0627\u0631 \u0627\u0644\u0633\u0648\u0642 \u0648\u062a\u0639\u0632\u064a\u0632 \u0627\u0644\u0645\u0646\u0627\u0641\u0633\u0629 \u0627\u0644\u0639\u0627\u062f\u0644\u0629 \u0628\u064a\u0646 \u0645\u0642\u062f\u0645\u064a \u0627\u0644\u062e\u062f\u0645\u0627\u062a \u0627\u0644\u0645\u0627\u0644\u064a\u0629. \u0648\u0647\u064a \u0647\u064a\u0626\u0629 \u0645\u0633\u062a\u0642\u0644\u0629 \u063a\u064a\u0631 \u062d\u0643\u0648\u0645\u064a\u0629\u060c \u062a\u062e\u0636\u0639 \u0644\u0644\u0645\u0633\u0627\u0621\u0644\u0629 \u0623\u0645\u0627\u0645 \u0648\u0632\u0627\u0631\u0629 \u0627\u0644\u062e\u0632\u0627\u0646\u0629 \u0648\u0627\u0644\u0628\u0631\u0644\u0645\u0627\u0646.<\/p>\n\n\n\n<p class=\"has-text-align-right\">\u062a\u0646\u0636\u0648\u064a \u062a\u062d\u062a \u0647\u0630\u0647 \u0627\u0644\u0647\u064a\u0626\u0629 \u062c\u0647\u0627\u062a \u062a\u0642\u062f\u0645 \u062e\u062f\u0645\u0627\u062a \u0645\u0633\u062a\u0642\u0644\u0629 \u0644\u0645\u0633\u0627\u0639\u062f\u0629 \u0627\u0644\u0623\u0641\u0631\u0627\u062f \u0641\u064a \u062a\u0642\u062f\u064a\u0645 \u0627\u0644\u0645\u0637\u0627\u0644\u0628\u0627\u062a\u060c \u0645\u062b\u0644 \u062e\u062f\u0645\u0629 &#8220;\u0627\u0644\u0645\u0637\u0627\u0644\u0628\u0627\u062a \u0627\u0644\u0631\u0633\u0645\u064a\u0629 \u0644\u0644\u0625\u0635\u0627\u0628\u0627\u062a (Official Injury Claim)&#8221;\u060c \u0627\u0644\u062a\u064a \u0623\u0646\u0634\u0623\u0647\u0627 \u0645\u0643\u062a\u0628 \u062a\u0623\u0645\u064a\u0646 \u0627\u0644\u0633\u064a\u0627\u0631\u0627\u062a (MIB) \u0628\u0627\u0644\u0646\u064a\u0627\u0628\u0629 \u0639\u0646 \u0648\u0632\u0627\u0631\u0629 \u0627\u0644\u0639\u062f\u0644.<\/p>\n\n\n\n<p class=\"has-text-align-right\">\u062a\u0633\u0627\u0639\u062f \u0647\u0630\u0647 \u0627\u0644\u062e\u062f\u0645\u0629 \u0627\u0644\u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a\u0629 \u0627\u0644\u0645\u0633\u062a\u0642\u0644\u0629 \u0648\u0627\u0644\u0645\u062c\u0627\u0646\u064a\u0629 \u0627\u0644\u0623\u0634\u062e\u0627\u0635 \u0627\u0644\u0630\u064a\u0646 \u062a\u0639\u0631\u0636\u0648\u0627 \u0644\u0625\u0635\u0627\u0628\u0627\u062a \u0637\u0641\u064a\u0641\u0629\u060c \u0646\u062a\u064a\u062c\u0629 \u062d\u0648\u0627\u062f\u062b \u0645\u0631\u0648\u0631\u064a\u0629\u060c \u0645\u0646 \u062a\u0642\u062f\u064a\u0645 \u0645\u0637\u0627\u0644\u0628\u0627\u062a\u0647\u0645 \u062f\u0648\u0646 \u0627\u0644\u062d\u0627\u062c\u0629 \u0625\u0644\u0649 \u0645\u0633\u0627\u0639\u062f\u0629 \u0642\u0627\u0646\u0648\u0646\u064a\u0629\u060c \u0648\u062a\u0648\u0641\u0631 \u0625\u0631\u0634\u0627\u062f\u0627\u062a \u0648\u0627\u0636\u062d\u0629 \u062d\u0648\u0644 \u0627\u0644\u0625\u062c\u0631\u0627\u0621\u0627\u062a \u0627\u0644\u0645\u0637\u0644\u0648\u0628\u0629\u060c \u0628\u0645\u0627 \u0641\u064a \u0630\u0644\u0643 \u0627\u0644\u062d\u0635\u0648\u0644 \u0639\u0644\u0649 \u062a\u0642\u0631\u064a\u0631 \u0637\u0628\u064a \u0648\u0625\u062f\u0627\u0631\u0629 \u0627\u0644\u0645\u0637\u0627\u0644\u0628\u0629 \u0644\u0644\u062d\u0635\u0648\u0644 \u0639\u0644\u0649 \u0627\u0644\u062a\u0639\u0648\u064a\u0636 \u0627\u0644\u0645\u0633\u062a\u062d\u0642.<\/p>\n\n\n\n<p class=\"has-text-align-right\">\u0643\u0628\u062f\u064a\u0644 \u0622\u062e\u0631 \u0623\u0648 \u0641\u064a \u062d\u0627\u0644 \u062a\u0639\u0630\u0631 \u0627\u0644\u062e\u062f\u0645\u0627\u062a \u0627\u0644\u0645\u062c\u0627\u0646\u064a\u0629 \u0645\u0646 \u062a\u0633\u0648\u064a\u0629 \u0627\u0644\u0645\u0637\u0627\u0644\u0628\u0629 \u0644\u0635\u0627\u0644\u062d \u0627\u0644\u0639\u0645\u064a\u0644\u060c \u064a\u0645\u0643\u0646\u0647 \u0627\u0644\u0627\u0633\u062a\u0641\u0627\u062f\u0629 \u0645\u0646 \u062e\u062f\u0645\u0627\u062a \u0634\u0631\u0643\u0627\u062a \u0625\u062f\u0627\u0631\u0629 \u0627\u0644\u0645\u0637\u0627\u0644\u0628\u0627\u062a (CMC). \u062a\u0645\u0646\u0639 \u0647\u064a\u0626\u0629 \u0627\u0644\u0631\u0642\u0627\u0628\u0629 \u0627\u0644\u0645\u0627\u0644\u064a\u0629 (FCA) \u0639\u0645\u0644 \u0647\u0630\u0647 \u0627\u0644\u0634\u0631\u0643\u0627\u062a \u0645\u0646 \u062f\u0648\u0646 \u062a\u0631\u062e\u064a\u0635 \u0648\u0644\u0627 \u0633\u064a\u0645\u0627 \u0625\u0646 \u0643\u0627\u0646\u062a \u062a\u0642\u062f\u0645 \u062e\u062f\u0645\u0627\u062a \u0627\u0644\u0645\u0637\u0627\u0644\u0628\u0627\u062a \u0627\u0644\u062e\u0627\u0635\u0629 \u0628\u0627\u0644\u0645\u0646\u062a\u062c\u0627\u062a \u0627\u0644\u0645\u0627\u0644\u064a\u0629 \u0623\u0648 \u0627\u0644\u0625\u0635\u0627\u0628\u0627\u062a \u0627\u0644\u0634\u062e\u0635\u064a\u0629 \u0648\u0627\u0644\u062c\u0646\u0627\u0626\u064a\u0629 \u0623\u0648 \u0642\u0636\u0627\u064a\u0627 \u0627\u0644\u062a\u0648\u0638\u064a\u0641 \u0623\u0648 \u0625\u0647\u0645\u0627\u0644 \u0627\u0644\u0633\u0643\u0646\u060c \u0648\u0628\u0639\u0636 \u0645\u0646\u0627\u0641\u0639 \u0627\u0644\u0625\u0635\u0627\u0628\u0627\u062a \u0627\u0644\u0635\u0646\u0627\u0639\u064a\u0629. \u064a\u062a\u064a\u062d \u0627\u0644\u0645\u0648\u0642\u0639 \u0627\u0644\u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a \u0627\u0644\u0631\u0633\u0645\u064a \u0644\u0644\u0647\u064a\u0626\u0629 \u0625\u0645\u0643\u0627\u0646\u064a\u0629 \u0627\u0644\u062a\u062d\u0642\u0642 \u0645\u0646 \u062a\u0631\u062e\u064a\u0635 \u0647\u0630\u0647 \u0627\u0644\u0634\u0631\u0643\u0627\u062a \u0645\u0628\u0627\u0634\u0631\u0629\u060c \u0648\u062a\u0642\u062f\u0645 \u0645\u0639\u0644\u0648\u0645\u0627\u062a \u062d\u0648\u0644 \u062e\u062f\u0645\u0627\u062a \u0634\u0631\u0643\u0627\u062a \u0625\u062f\u0627\u0631\u0629 \u0627\u0644\u0645\u0637\u0627\u0644\u0628\u0627\u062a \u0648\u062c\u0648\u062f\u062a\u0647\u0627 \u0641\u064a \u0627\u0644\u0648\u0642\u062a \u0627\u0644\u0641\u0639\u0644\u064a.<\/p>\n\n\n\n<p class=\"has-text-align-right\">\u062a\u062a\u0645\u062b\u0644 \u0622\u0644\u064a\u0629 \u0639\u0645\u0644 \u0627\u0644\u0634\u0643\u0627\u0648\u0649 \u0636\u062f \u0634\u0631\u0643\u0629 \u0625\u062f\u0627\u0631\u0629 \u0627\u0644\u0645\u0637\u0627\u0644\u0628\u0627\u062a (CMC). \u0641\u064a \u062a\u0642\u062f\u064a\u0645 \u0634\u0643\u0648\u0649 \u0625\u0644\u064a\u0647\u0627 \u0645\u0628\u0627\u0634\u0631\u0629 \u0643\u062e\u0637\u0648\u0629 \u0623\u0648\u0644\u0649\u060c \u0648\u0639\u0644\u0649 \u0627\u0644\u0634\u0631\u0643\u0629 \u0627\u0644\u0631\u062f \u0643\u062a\u0627\u0628\u064a\u064b\u0627 \u0644\u062a\u0623\u0643\u064a\u062f \u0627\u0633\u062a\u0644\u0627\u0645 \u0627\u0644\u0634\u0643\u0648\u0649\u060c \u0648\u062a\u0642\u062f\u064a\u0645 \u0631\u062f \u0646\u0647\u0627\u0626\u064a \u062e\u0644\u0627\u0644 \u062b\u0645\u0627\u0646\u064a\u0629 \u0623\u0633\u0627\u0628\u064a\u0639. \u0625\u0630\u0627 \u0644\u0645 \u064a\u0643\u0646 \u0627\u0644\u0642\u0631\u0627\u0631 \u0645\u0631\u0636\u064a\u064b\u0627 \u0623\u0648 \u0644\u0645 \u064a\u062a\u0644\u0642\u0649 \u0627\u0644\u0639\u0645\u064a\u0644 \u0627\u0644\u0631\u062f \u062e\u0644\u0627\u0644 \u0627\u0644\u0641\u062a\u0631\u0629 \u0627\u0644\u0645\u062d\u062f\u062f\u0629\u060c \u064a\u0645\u0643\u0646 \u0627\u0644\u0644\u062c\u0648\u0621 \u0625\u0644\u0649 \u062e\u062f\u0645\u0629 \u0623\u0645\u064a\u0646 \u0627\u0644\u0645\u0638\u0627\u0644\u0645 \u0627\u0644\u0645\u0627\u0644\u064a\u0629 (FOS) \u0644\u0644\u0646\u0638\u0631 \u0641\u064a \u0627\u0644\u0634\u0643\u0648\u0649. \u0648\u0641\u064a \u062d\u0627\u0644 \u0627\u0633\u062a\u0645\u0631\u0627\u0631 \u0627\u0644\u0646\u0632\u0627\u0639\u060c \u064a\u0645\u0643\u0646 \u0644\u0644\u0645\u062a\u0636\u0631\u0631 \u0623\u064a\u0636\u064b\u0627 \u0631\u0641\u0639 \u0627\u0644\u0642\u0636\u064a\u0629 \u0625\u0644\u0649 \u0627\u0644\u0645\u062d\u0643\u0645\u0629 \u0643\u062e\u064a\u0627\u0631 \u0623\u062e\u064a\u0631.<\/p>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h2 class=\"wp-block-heading has-text-align-right\">\u062a\u0642\u064a\u064a\u0645 \u0623\u062f\u0627\u0621 \u0634\u0631\u0643\u0627\u062a \u0625\u062f\u0627\u0631\u0629 \u0627\u0644\u0645\u0637\u0627\u0644\u0628\u0627\u062a: \u062a\u0642\u0631\u064a\u0631 \u0648\u0632\u0627\u0631\u0629 \u0627\u0644\u0639\u062f\u0644 2017- 2018<\/h2>\n\n\n\n<p class=\"has-text-align-right\">\u0643\u0627\u0646\u062a \u0648\u0632\u0627\u0631\u0629 \u0627\u0644\u0639\u062f\u0644 \u0641\u064a \u0627\u0644\u0645\u0645\u0644\u0643\u0629 \u0627\u0644\u0645\u062a\u062d\u062f\u0629 \u0645\u0633\u0624\u0648\u0644\u0629 \u0639\u0646 \u062a\u0646\u0638\u064a\u0645 \u0623\u0646\u0634\u0637\u0629 \u0627\u0644\u0634\u0631\u0643\u0627\u062a \u0627\u0644\u062a\u064a \u062a\u0642\u062f\u0645 \u062e\u062f\u0645\u0627\u062a \u0625\u062f\u0627\u0631\u0629 \u0645\u0637\u0627\u0644\u0628\u0627\u062a \u0627\u0644\u062a\u0623\u0645\u064a\u0646  \u0628\u0634\u0643\u0644 \u0645\u0628\u0627\u0634\u0631 \u0645\u0646\u0630 \u0623\u0628\u0631\u064a\u0644 2007\u060c \u0648\u0627\u0644\u062a\u064a \u062a\u0636\u0645 6 \u0623\u0646\u0648\u0627\u0639 \u0645\u0646 \u0627\u0644\u0645\u0637\u0627\u0644\u0628\u0627\u062a \u0648\u0647\u064a: \u0627\u0644\u0625\u0635\u0627\u0628\u0627\u062a \u0627\u0644\u0634\u062e\u0635\u064a\u0629\u060c \u0627\u0644\u0645\u0646\u062a\u062c\u0627\u062a \u0648\u0627\u0644\u062e\u062f\u0645\u0627\u062a \u0627\u0644\u0645\u0627\u0644\u064a\u0629\u060c \u0627\u0644\u062a\u0648\u0638\u064a\u0641\u060c \u0625\u0639\u0627\u0646\u0627\u062a \u0627\u0644\u0639\u062c\u0632 \u0639\u0646 \u0627\u0644\u0639\u0645\u0644\u060c \u062a\u0639\u0648\u064a\u0636\u0627\u062a \u0627\u0644\u0625\u0635\u0627\u0628\u0627\u062a \u0627\u0644\u062c\u0646\u0627\u0626\u064a\u0629\u060c \u0625\u0635\u0644\u0627\u062d \u0627\u0644\u0645\u0646\u0627\u0632\u0644.<\/p>\n\n\n\n<p class=\"has-text-align-right\">\u062c\u0627\u0621 \u0641\u064a \u062a\u0642\u0631\u064a\u0631\u0647\u0627 \u0644\u0633\u0646\u0629 2017- 2018 \u0623\u0646 \u0639\u062f\u062f \u0634\u0631\u0643\u0627\u062a \u0625\u062f\u0627\u0631\u0629 \u0627\u0644\u0645\u0637\u0627\u0644\u0628\u0627\u062a \u0627\u0633\u062a\u0645\u0631 \u0641\u064a \u0627\u0644\u0627\u0646\u062e\u0641\u0627\u0636. \u0631\u063a\u0645 \u0630\u0644\u0643\u060c \u0645\u0646 \u0627\u0644\u0645\u0644\u0627\u062d\u0638 \u0623\u0646 \u0627\u0644\u0642\u0648\u0627\u0639\u062f \u0641\u064a \u0627\u0644\u0633\u0648\u0642 \u0623\u0635\u0628\u062d\u062a \u0623\u0643\u062b\u0631 \u0631\u0633\u0648\u062e\u064b\u0627 \u0648\u0646\u0636\u062c\u064b\u0627 \u0645\u0646 \u0630\u064a \u0642\u0628\u0644. \u0641\u064a \u0633\u0646\u0629 2018 \u0641\u0631\u0636\u062a \u0648\u062d\u062f\u0629 \u062a\u0646\u0638\u064a\u0645 \u0625\u062f\u0627\u0631\u0629 \u0627\u0644\u0645\u0637\u0627\u0644\u0628\u0627\u062a (CMR) \u0627\u0644\u062a\u0627\u0628\u0639\u0629 \u0644\u0648\u0632\u0627\u0631\u0629 \u0627\u0644\u0639\u062f\u0644\u060c \u0639\u0642\u0648\u0628\u0627\u062a \u0645\u0627\u0644\u064a\u0629 \u0639\u0644\u0649 6 \u0634\u0631\u0643\u0627\u062a \u0628\u0644\u063a \u0645\u062c\u0645\u0648\u0639\u0647\u0627 \u0646\u062d\u0648 279050 \u062c\u0646\u064a\u0647\u064b\u0627 \u0625\u0633\u062a\u0631\u0644\u064a\u0646\u064a\u064b\u0627\u060c \u0648\u0623\u0644\u063a\u062a \u062a\u0631\u062e\u064a\u0635 45 \u0634\u0631\u0643\u0629 \u0625\u062f\u0627\u0631\u0629 \u0645\u0637\u0627\u0644\u0628\u0627\u062a \u0644\u0641\u0634\u0644\u0647\u0627 \u0641\u064a \u0627\u0644\u0627\u0645\u062a\u062b\u0627\u0644 \u0644\u0634\u0631\u0648\u0637 \u0627\u0644\u062a\u0631\u062e\u064a\u0635 \u0628\u0645\u0627 \u0641\u064a\u0647\u0627 \u0639\u062f\u0645 \u062f\u0641\u0639 \u0627\u0644\u0631\u0633\u0648\u0645 \u0627\u0644\u0633\u0646\u0648\u064a\u0629.<\/p>\n\n\n\n<p class=\"has-text-align-right\">\u0641\u064a \u062d\u064a\u0646 \u0623\u0628\u0644\u063a \u0645\u0643\u062a\u0628 \u0645\u0641\u0648\u0636 \u0627\u0644\u0645\u0639\u0644\u0648\u0645\u0627\u062a (ICO) \u0639\u0646 \u0627\u0646\u062e\u0641\u0627\u0636 \u0639\u0627\u0645 \u0641\u064a \u0627\u0644\u0634\u0643\u0627\u0648\u0649 \u0645\u0646\u0630 \u0639\u0627\u0645 2016\u060c \u0648\u0644\u0627 \u0633\u064a\u0645\u0627 \u0641\u064a \u0627\u0644\u0623\u0634\u0647\u0631 \u0627\u0644\u0623\u062e\u064a\u0631\u0629 \u0645\u0646 \u0627\u0644\u0639\u0627\u0645 \u0630\u0627\u062a\u0647\u060c \u0648\u064a\u0634\u064a\u0631 \u0625\u0644\u0649 \u0639\u062f\u062f \u0645\u0646 \u0627\u0644\u0623\u0633\u0628\u0627\u0628 \u0627\u0644\u0645\u062d\u062a\u0645\u0644\u0629 \u0628\u0645\u0627 \u0641\u064a\u0647\u0627 \u0627\u0644\u0625\u062c\u0631\u0627\u0621\u0627\u062a \u0627\u0644\u0645\u062d\u062f\u0651\u062b\u0629 \u0641\u064a \u0647\u0630\u0627 \u0627\u0644\u0642\u0637\u0627\u0639. \u0648\u0643\u0627\u0646\u062a \u0623\u0628\u0631\u0632 \u0627\u0644\u0634\u0643\u0627\u0648\u0649 \u0627\u0644\u0633\u0627\u0626\u062f\u0629 \u062a\u062a\u0639\u0644\u0642 \u0628\u062a\u0623\u0645\u064a\u0646 \u062d\u0645\u0627\u064a\u0629 \u0627\u0644\u062f\u0641\u0639 PPI \u0641\u064a \u0633\u0648\u0642 \u0627\u0644\u0645\u0637\u0627\u0644\u0628\u0627\u062a \u0627\u0644\u0645\u0627\u0644\u064a\u0629\u060c \u0644\u0623\u0633\u0628\u0627\u0628 \u062a\u062a\u0639\u0644\u0642 \u0628\u0627\u0644\u062a\u0633\u0648\u064a\u0642 \u0627\u0644\u0645\u0636\u0644\u0644 \u0648\u0633\u0648\u0621 \u062c\u0648\u062f\u0629 \u0627\u0644\u0645\u0637\u0627\u0644\u0628\u0627\u062a \u0628\u0627\u0644\u0625\u0636\u0627\u0641\u0629 \u0625\u0644\u0649 \u0633\u0648\u0621 \u0627\u0644\u062a\u0639\u0627\u0645\u0644 \u0645\u0639 \u0647\u0630\u0647 \u0627\u0644\u062d\u0627\u0644\u0627\u062a.<\/p>\n\n\n\n<div style=\"height:10px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<figure class=\"wp-block-table is-style-stripes has-medium-font-size\"><table class=\"has-pale-ocean-gradient-background has-background has-fixed-layout\"><thead><tr><th class=\"has-text-align-right\" data-align=\"right\">\u0627\u0644\u0646\u0634\u0627\u0637<\/th><th class=\"has-text-align-center\" data-align=\"center\"><strong>2015 &#8211; 2016<\/strong><\/th><th class=\"has-text-align-center\" data-align=\"center\"><strong>2016 &#8211; 2017<\/strong><\/th><th class=\"has-text-align-center\" data-align=\"center\"><strong>2017 &#8211; 2018<\/strong><\/th><\/tr><\/thead><tbody><tr><td class=\"has-text-align-right\" data-align=\"right\"><strong>\u0625\u062c\u0645\u0627\u0644\u064a \u0639\u062f\u062f \u0634\u0631\u0643\u0627\u062a \u0625\u062f\u0627\u0631\u0629 \u0627\u0644\u0645\u0637\u0627\u0644\u0628\u0627\u062a \u0627\u0644\u0645\u0631\u062e\u0635\u0629 \u062d\u062a\u0649 \u0646\u0647\u0627\u064a\u0629 \u0645\u0627\u0631\u0633<\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\">1610<\/td><td class=\"has-text-align-center\" data-align=\"center\">1388<\/td><td class=\"has-text-align-center\" data-align=\"center\">1238<\/td><\/tr><tr><td class=\"has-text-align-right\" data-align=\"right\"><strong>\u0637\u0644\u0628\u0627\u062a \u0644\u0644\u062d\u0635\u0648\u0644 \u0639\u0644\u0649 \u062a\u0631\u062e\u064a\u0635<\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\">186<\/td><td class=\"has-text-align-center\" data-align=\"center\">107<\/td><td class=\"has-text-align-center\" data-align=\"center\">133<\/td><\/tr><tr><td class=\"has-text-align-right\" data-align=\"right\"><strong>\u0639\u062f\u062f \u0627\u0644\u0637\u0644\u0628\u0627\u062a \u0627\u0644\u0645\u0631\u0641\u0648\u0636\u0629<\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\">7<\/td><td class=\"has-text-align-center\" data-align=\"center\">7<\/td><td class=\"has-text-align-center\" data-align=\"center\">3<\/td><\/tr><tr><td class=\"has-text-align-right\" data-align=\"right\"><strong>\u0627\u0644\u0631\u062e\u0635 \u0627\u0644\u0645\u062a\u0646\u0627\u0632\u0644 \u0639\u0646\u0647\u0627<\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\">266<\/td><td class=\"has-text-align-center\" data-align=\"center\">242<\/td><td class=\"has-text-align-center\" data-align=\"center\">199<\/td><\/tr><tr><td class=\"has-text-align-right\" data-align=\"right\"><strong>\u062a\u0639\u0644\u064a\u0642 \u0627\u0644\u062a\u0631\u0627\u062e\u064a\u0635<\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\">4<\/td><td class=\"has-text-align-center\" data-align=\"center\">1<\/td><td class=\"has-text-align-center\" data-align=\"center\">0<\/td><\/tr><tr><td class=\"has-text-align-right\" data-align=\"right\"><strong>\u0625\u0644\u063a\u0627\u0621 \u0627\u0644\u062a\u0631\u0627\u062e\u064a\u0635<\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\">66<\/td><td class=\"has-text-align-center\" data-align=\"center\">69<\/td><td class=\"has-text-align-center\" data-align=\"center\">45<\/td><\/tr><tr><td class=\"has-text-align-right\" data-align=\"right\"><strong>\u0627\u0644\u0639\u0642\u0648\u0628\u0627\u062a \u0627\u0644\u0645\u0627\u0644\u064a\u0629<\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\">4<\/td><td class=\"has-text-align-center\" data-align=\"center\">7<\/td><td class=\"has-text-align-center\" data-align=\"center\">6<\/td><\/tr><tr><td class=\"has-text-align-right\" data-align=\"right\"><strong>\u0627\u0644\u062a\u062d\u0630\u064a\u0631\u0627\u062a<\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\">247<\/td><td class=\"has-text-align-center\" data-align=\"center\">196<\/td><td class=\"has-text-align-center\" data-align=\"center\">252<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h2 class=\"wp-block-heading has-text-align-right\">\u062d\u062c\u0645 \u062a\u062f\u0627\u0648\u0644 \u0642\u0637\u0627\u0639 \u0625\u062f\u0627\u0631\u0629 \u0645\u0637\u0627\u0644\u0628\u0627\u062a \u0627\u0644\u062a\u0623\u0645\u064a\u0646 \u0641\u064a \u0627\u0644\u0645\u0645\u0644\u0643\u0629 \u0627\u0644\u0645\u062a\u062d\u062f\u0629 \u0645\u0646\u0630 2015- 2016<\/h2>\n\n\n\n<p class=\"has-text-align-right\">\u0628\u0644\u063a \u0625\u062c\u0645\u0627\u0644\u064a \u062d\u062c\u0645 \u0627\u0644\u0623\u0639\u0645\u0627\u0644 \u0641\u064a 30 \u0646\u0648\u0641\u0645\u0628\u0631 2017 \u0646\u062d\u0648 763 \u0645\u0644\u064a\u0648\u0646 \u062c\u0646\u064a\u0647 \u0625\u0633\u062a\u0631\u0644\u064a\u0646\u064a. \u0648\u062d\u064a\u062b \u064a\u0647\u064a\u0645\u0646 \u0639\u062f\u062f \u0642\u0644\u064a\u0644 \u0645\u0646 \u0627\u0644\u0634\u0631\u0643\u0627\u062a \u0639\u0644\u0649 \u0627\u0644\u062d\u0635\u0629 \u0627\u0644\u0633\u0648\u0642\u064a\u0629 \u0641\u064a \u0627\u0644\u0642\u0637\u0627\u0639\u064a\u0646 \u0627\u0644\u0631\u0626\u064a\u0633\u064a\u064a\u0646 \u0644\u0644\u0645\u0637\u0627\u0644\u0628\u0627\u062a \u0627\u0644\u0645\u0627\u0644\u064a\u0629 \u0648\u0627\u0644\u0625\u0635\u0627\u0628\u0627\u062a \u0627\u0644\u0634\u062e\u0635\u064a\u0629 \u062a\u0633\u062a\u062d\u0648\u0630 \u0623\u0643\u0628\u0631 25 \u0634\u0631\u0643\u0629 \u0625\u062f\u0627\u0631\u0629 \u0627\u0644\u0645\u0637\u0627\u0644\u0628\u0627\u062a \u0639\u0644\u0649 57% \u0645\u0646 \u0625\u062c\u0645\u0627\u0644\u064a \u062d\u062c\u0645 \u0627\u0644\u0623\u0639\u0645\u0627\u0644\u060c \u0628\u064a\u0646\u0645\u0627 \u062a\u0633\u062a\u062d\u0648\u0630 \u0627\u0644\u0634\u0631\u0643\u0627\u062a 75 \u0627\u0644\u062a\u0627\u0644\u064a\u0629 \u0639\u0644\u0649 \u062d\u0635\u0629 \u062a\u0628\u0644\u063a 27%.<\/p>\n\n\n\n<div style=\"height:10px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p class=\"has-text-align-right\">&nbsp;*\u0645\u00a3: \u0645\u0644\u064a\u0648\u0646 \u062c\u0646\u064a\u0647 \u0625\u0633\u062a\u0631\u0644\u064a\u0646\u064a<\/p>\n\n\n\n<figure class=\"wp-block-table is-style-stripes has-medium-font-size\"><table class=\"has-pale-ocean-gradient-background has-background has-fixed-layout\"><thead><tr><th class=\"has-text-align-right\" data-align=\"right\">\u0627\u0644\u0642\u0637\u0627\u0639<\/th><th class=\"has-text-align-center\" data-align=\"center\"><strong>2015 &#8211; 2016<\/strong><\/th><th class=\"has-text-align-center\" data-align=\"center\"><strong>2016 &#8211; 2017<\/strong><\/th><th class=\"has-text-align-center\" data-align=\"center\"><strong>2017 &#8211; 2018<\/strong><\/th><\/tr><\/thead><tbody><tr><td class=\"has-text-align-right\" data-align=\"right\"><\/td><td class=\"has-text-align-center\" data-align=\"center\"><\/td><td class=\"has-text-align-center\" data-align=\"center\"><\/td><td class=\"has-text-align-center\" data-align=\"center\"><\/td><\/tr><tr><td class=\"has-text-align-right\" data-align=\"right\"><strong>\u0627\u0644\u062d\u0648\u0627\u062f\u062b \u0627\u0644\u0634\u062e\u0635\u064a\u0629<\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\">214.6 &nbsp;\u0645\u00a3<\/td><td class=\"has-text-align-center\" data-align=\"center\">182.0 &nbsp;\u0645\u00a3<\/td><td class=\"has-text-align-center\" data-align=\"center\">157.1 &nbsp;\u0645\u00a3<\/td><\/tr><tr><td class=\"has-text-align-right\" data-align=\"right\"><strong>\u0645\u0646\u062a\u062c\u0627\u062a \u0648\u062e\u062f\u0645\u0627\u062a \u0645\u0627\u0644\u064a\u0629<\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\">532.1 &nbsp;\u0645\u00a3<\/td><td class=\"has-text-align-center\" data-align=\"center\">540.6 &nbsp;\u0645\u00a3<\/td><td class=\"has-text-align-center\" data-align=\"center\">600.3 &nbsp;\u0645\u00a3<\/td><\/tr><tr><td class=\"has-text-align-right\" data-align=\"right\"><strong>\u0627\u0644\u062a\u0648\u0638\u064a\u0641<\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\">2.1 &nbsp;\u0645\u00a3<\/td><td class=\"has-text-align-center\" data-align=\"center\">1.8 &nbsp;\u0645\u00a3<\/td><td class=\"has-text-align-center\" data-align=\"center\">2.5 &nbsp;\u0645\u00a3<\/td><\/tr><tr><td class=\"has-text-align-right\" data-align=\"right\"><strong>\u0627\u0644\u0625\u0635\u0627\u0628\u0627\u062a \u0627\u0644\u062c\u0646\u0627\u0626\u064a\u0629<\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\">0.8 &nbsp;\u0645\u00a3<\/td><td class=\"has-text-align-center\" data-align=\"center\">0.4 &nbsp;\u0645\u00a3<\/td><td class=\"has-text-align-center\" data-align=\"center\">0.8 &nbsp;\u0645\u00a3<\/td><\/tr><tr><td class=\"has-text-align-right\" data-align=\"right\"><strong>\u0625\u0635\u0644\u0627\u062d \u0627\u0644\u0645\u0633\u0627\u0643\u0646<\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\">0.6 &nbsp;\u0645\u00a3<\/td><td class=\"has-text-align-center\" data-align=\"center\">0.7 &nbsp;\u0645\u00a3<\/td><td class=\"has-text-align-center\" data-align=\"center\">1.5 &nbsp;\u0645\u00a3<\/td><\/tr><tr><td class=\"has-text-align-right\" data-align=\"right\"><strong>\u0625\u0639\u0627\u0646\u0629 \u0627\u0644\u0639\u062c\u0632 \u0628\u0633\u0628\u0628 \u0627\u0644\u0625\u0635\u0627\u0628\u0627\u062a \u0627\u0644\u0635\u0646\u0627\u0639\u064a\u0629<\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\">1.2 &nbsp;\u0645\u00a3<\/td><td class=\"has-text-align-center\" data-align=\"center\">0.4 &nbsp;\u0645\u00a3<\/td><td class=\"has-text-align-center\" data-align=\"center\">0.4 &nbsp;\u0645\u00a3<\/td><\/tr><tr><td class=\"has-text-align-right\" data-align=\"right\"><strong>\u0627\u0644\u062d\u0635\u0629 \u0627\u0644\u0625\u062c\u0645\u0627\u0644\u064a\u0629<\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\">751.4 &nbsp;\u0645\u00a3<\/td><td class=\"has-text-align-center\" data-align=\"center\">726.0 &nbsp;\u0645\u00a3<\/td><td class=\"has-text-align-center\" data-align=\"center\">762.6 &nbsp;\u0645\u00a3<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p class=\"has-text-align-right\">\u0634\u0647\u062f \u0642\u0637\u0627\u0639 \u0625\u062f\u0627\u0631\u0629 \u0645\u0637\u0627\u0644\u0628\u0627\u062a \u0627\u0644\u0625\u0635\u0627\u0628\u0627\u062a \u0627\u0644\u0634\u062e\u0635\u064a\u0629 \u0627\u0646\u062e\u0641\u0627\u0636\u064b\u0627 \u0628\u0646\u0633\u0628\u0629 16% \u0644\u0639\u0627\u0645 2018\u060c \u062d\u064a\u062b \u062a\u0631\u0627\u062c\u0639 \u0639\u062f\u062f \u0627\u0644\u0634\u0631\u0643\u0627\u062a \u0627\u0644\u062d\u0627\u0626\u0632\u0629 \u0639\u0644\u0649 \u062a\u0631\u062e\u064a\u0635 \u0645\u0646 752 \u0625\u0644\u0649 630 \u0634\u0631\u0643\u0629. \u0648\u0647\u0630\u0627 \u0627\u0644\u062a\u0631\u0627\u062c\u0639 \u0643\u0627\u0646 \u0646\u062a\u064a\u062c\u0629 \u062d\u0638\u0631 \u0631\u0633\u0648\u0645 \u0627\u0644\u0625\u062d\u0627\u0644\u0629* \u0641\u064a \u0639\u0627\u0645 2013\u060c \u0645\u0645\u0627 \u0623\u062f\u0649 \u0625\u0644\u0649 \u0627\u0646\u062e\u0641\u0627\u0636 \u0625\u062c\u0645\u0627\u0644\u064a \u0628\u0646\u0633\u0628\u0629 68% \u0645\u0642\u0627\u0631\u0646\u0629 \u0628\u0639\u062f\u062f \u0627\u0644\u0634\u0631\u0643\u0627\u062a \u0642\u0628\u0644 \u0627\u0644\u062d\u0638\u0631 \u0627\u0644\u0630\u064a \u0628\u0644\u063a 2316 \u0634\u0631\u0643\u0629.<\/p>\n\n\n\n<p class=\"has-text-align-right\">\u0643\u0645\u0627 \u0627\u0646\u062e\u0641\u0636\u062a \u0639\u0627\u0626\u062f\u0627\u062a \u0647\u0630\u0627 \u0627\u0644\u0642\u0637\u0627\u0639 \u0628\u0646\u0633\u0628\u0629 14% \u0644\u062a\u0635\u0644 \u0625\u0644\u0649 157 \u0645\u0644\u064a\u0648\u0646 \u062c\u0646\u064a\u0647 \u0625\u0633\u062a\u0631\u0644\u064a\u0646\u064a\u060c \u0648\u0647\u0648 \u0627\u0646\u062e\u0641\u0627\u0636 \u0628\u0646\u0633\u0628\u0629 65% \u0639\u0646 \u0627\u0644\u0630\u0631\u0648\u0629 \u0627\u0644\u062a\u064a \u062a\u062c\u0627\u0648\u0632\u062a 450 \u0645\u0644\u064a\u0648\u0646 \u062c\u0646\u064a\u0647 \u0625\u0633\u062a\u0631\u0644\u064a\u0646\u064a \u0641\u064a \u0639\u0627\u0645 2012. \u0623\u0635\u0628\u062d \u0647\u0630\u0627 \u0627\u0644\u0642\u0637\u0627\u0639 \u064a\u0645\u062b\u0644 25% \u0641\u0642\u0637 \u0645\u0646 \u0625\u062c\u0645\u0627\u0644\u064a \u0639\u0627\u0626\u062f\u0627\u062a \u0627\u0644\u0635\u0646\u0627\u0639\u0629 \u0645\u0642\u0627\u0631\u0646\u0629 \u0628\u062b\u0644\u062b\u064a \u0627\u0644\u0625\u064a\u0631\u0627\u062f\u0627\u062a \u0641\u064a \u0639\u0627\u0645 2011. \u064a\u062a\u0643\u0648\u0646 \u0627\u0644\u0633\u0648\u0642 \u0645\u0646 \u0639\u062f\u062f \u0642\u0644\u064a\u0644 \u0645\u0646 \u0627\u0644\u0634\u0631\u0643\u0627\u062a \u0627\u0644\u0643\u0628\u064a\u0631\u0629 \u0627\u0644\u062a\u064a \u062a\u0639\u0645\u0644 \u0639\u0644\u0649 \u0627\u0644\u0645\u0633\u062a\u0648\u0649 \u0627\u0644\u0648\u0637\u0646\u064a\u060c \u0625\u0644\u0649 \u062c\u0627\u0646\u0628 \u0639\u062f\u062f \u0643\u0628\u064a\u0631 \u0645\u0646 \u0627\u0644\u0634\u0631\u0643\u0627\u062a \u0627\u0644\u0635\u063a\u064a\u0631\u0629 \u0627\u0644\u062a\u064a \u062a\u0639\u0645\u0644 \u0645\u062d\u0644\u064a\u064b\u0627 \u0645\u0639 \u0645\u062d\u0627\u0645 \u0648\u0627\u062d\u062f. \u0648\u0634\u0631\u0639\u062a \u0627\u0644\u0634\u0631\u0643\u0627\u062a \u0627\u0644\u0635\u063a\u064a\u0631\u0629 \u062a\u0639\u062a\u0645\u062f \u0639\u0644\u0649 \u0646\u0634\u0627\u0637\u0627\u062a \u0623\u062e\u0631\u0649 \u0625\u0644\u0649 \u062c\u0627\u0646\u0628 \u0627\u0644\u0625\u0635\u0627\u0628\u0627\u062a \u0627\u0644\u0634\u062e\u0635\u064a\u0629 \u0645\u062b\u0644 \u0625\u062f\u0627\u0631\u0629 \u0627\u0644\u062d\u0648\u0627\u062f\u062b \u0648\u062e\u062f\u0645\u0629 \u0645\u0633\u0627\u0639\u062f\u0629 \u0627\u0644\u0645\u0631\u0643\u0628\u0627\u062a \u0648\u0625\u0635\u0644\u0627\u062d\u0647\u0627 \u0648\u062e\u062f\u0645\u0629 \u0627\u0644\u0645\u0631\u0643\u0628\u0627\u062a \u0627\u0644\u0628\u062f\u064a\u0644\u0629 \u0648 \u062a\u062e\u0632\u064a\u0646\u0647\u0627.<\/p>\n\n\n\n<p class=\"has-text-align-right\">*(\u0631\u0633\u0648\u0645 \u0627\u0644\u0625\u062d\u0627\u0644\u0629 \u0647\u064a \u0645\u0628\u0627\u0644\u063a \u0645\u0627\u0644\u064a\u0629 \u0643\u0627\u0646\u062a \u062a\u062f\u0641\u0639\u0647\u0627 \u0634\u0631\u0643\u0627\u062a \u0625\u062f\u0627\u0631\u0629 \u0645\u0637\u0627\u0644\u0628\u0627\u062a \u0627\u0644\u0625\u0635\u0627\u0628\u0627\u062a \u0627\u0644\u0634\u062e\u0635\u064a\u0629 \u0625\u0644\u0649 \u0645\u0643\u0627\u062a\u0628 \u0627\u0644\u0645\u062d\u0627\u0645\u0627\u0629 \u0623\u0648 \u0648\u0633\u0637\u0627\u0621 \u0622\u062e\u0631\u064a\u0646 \u0645\u0642\u0627\u0628\u0644 \u062a\u0648\u062c\u064a\u0647 \u0627\u0644\u0639\u0645\u0644\u0627\u0621 \u0627\u0644\u0645\u062a\u0636\u0631\u0631\u064a\u0646 \u0625\u0644\u064a\u0647\u0627)&nbsp;<\/p>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h2 class=\"wp-block-heading has-text-align-right\">\u0627\u0644\u0641\u0648\u0627\u0626\u062f \u0627\u0644\u062a\u064a \u064a\u0645\u0643\u0646 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class=\"has-text-align-right\">\u0623\u0645\u0627 \u0639\u0646 \u0623\u0647\u0645\u064a\u0629 \u0648\u062c\u0648\u062f \u0634\u0631\u0643\u0627\u062a \u0625\u062f\u0627\u0631\u0629 \u0645\u0637\u0627\u0644\u0628\u0627\u062a \u062a\u0623\u0645\u064a\u0646 \u0627\u0644\u0633\u064a\u0627\u0631\u0627\u062a \u0641\u064a \u0627\u0644\u0625\u0645\u0627\u0631\u0627\u062a\u060c \u0642\u0627\u0644 \u0627\u0644\u0633\u064a\u062f \u0639\u0644\u0627\u0621 \u0627\u0644\u062f\u064a\u0646 \u0634\u062d\u0627\u062f\u0629 \u0645\u0632\u0647\u0631 \u0645\u0633\u0624\u0648\u0644 \u0648\u0645\u062e\u062a\u0635 \u0628\u0625\u062f\u0627\u0631\u0629 \u0645\u0637\u0627\u0644\u0628\u0627\u062a \u062a\u0623\u0645\u064a\u0646 \u0627\u0644\u0645\u0631\u0643\u0628\u0627\u062a\u060c \u0641\u064a \u062d\u062f\u064a\u062b\u0647 \u0645\u0639 \u00ab\u0628\u0627\u064a \u0623\u0646\u064a \u0627\u0646\u0634\u0648\u0631\u0646\u0633\u00bb\u060c \u0623\u0646\u0647 \u00ab<em>\u0628\u0627\u0644\u0625\u0636\u0627\u0641\u0629 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\u0644\u0644\u0634\u0631\u0643\u0629 \u062c\u0645\u064a\u0639 \u0627\u0644\u0648\u062b\u0627\u0626\u0642 \u0627\u0644\u0645\u0637\u0644\u0648\u0628\u0629 \u0628\u0623\u0633\u0631\u0639 \u0648\u0642\u062a.<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1741347167056\"><strong class=\"schema-faq-question\"><p align=\"right\">\u0645\u0627\u0630\u0627 \u064a\u0639\u0646\u064a \u062a\u0633\u0648\u064a\u0629 \u0627\u0644\u0645\u0637\u0627\u0644\u0628\u0629 \u0641\u064a \u0627\u0644\u062a\u0623\u0645\u064a\u0646\u061f<\/p><\/strong> <p align=\"right\" class=\"schema-faq-answer\">\u0625\u0630\u0627 \u062a\u0639\u0631\u0636\u062a \u0625\u0644\u0649 \u062d\u0627\u062f\u062b \u0633\u064a\u0627\u0631\u0629 \u064a\u062c\u0628 \u0623\u0646 \u062a\u0642\u062f\u0645 \u0637\u0644\u0628\u064b\u0627 \u0625\u0644\u0649 \u0634\u0631\u0643\u0629 \u0627\u0644\u062a\u0623\u0645\u064a\u0646 \u0644\u062a\u062d\u0635\u0644 \u0639\u0644\u0649 \u0627\u0644\u062a\u0639\u0648\u064a\u0636 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\u0627\u0644\u0625\u0645\u0627\u0631\u0627\u062a\u061f<\/p><\/strong> <p align=\"right\" class=\"schema-faq-answer\">\u0648\u0641\u0642\u064b\u0627 \u0644\u0644\u0642\u0627\u0646\u0648\u0646 \u064a\u062c\u0628 \u0639\u0644\u0649 \u0634\u0631\u0643\u0629 \u0627\u0644\u062a\u0623\u0645\u064a\u0646 \u0642\u0628\u0648\u0644 \u0623\u0648 \u0631\u0641\u0636 \u0627\u0644\u0645\u0637\u0627\u0644\u0628\u0629 \u062e\u0644\u0627\u0644 \u0645\u062f\u0629 15 \u064a\u0648\u0645\u064b\u0627 \u0645\u0646 \u062a\u0627\u0631\u064a\u062e \u0627\u0633\u062a\u0644\u0627\u0645 \u0627\u0644\u0645\u0633\u062a\u0646\u062f\u0627\u062a \u0627\u0644\u0643\u0627\u0645\u0644\u0629. \u0623\u0645\u0627 \u0641\u064a \u062d\u0627\u0644\u0629 \u0648\u062c\u0648\u062f \u0623\u0633\u0628\u0627\u0628 \u062a\u0633\u062a\u062f\u0639\u064a \u0625\u0637\u0627\u0644\u0629 \u0627\u0644\u0645\u062f\u0629 \u064a\u062c\u0628 \u0639\u0644\u0649 \u0634\u0631\u0643\u0629 \u0627\u0644\u062a\u0623\u0645\u064a\u0646 \u0625\u0628\u0644\u0627\u063a \u0627\u0644\u0645\u0624\u0645\u0646 \u0644\u0647 \u0628\u0630\u0644\u0643 \u0645\u0639 \u062a\u0648\u0636\u064a\u062d \u0627\u0644\u0623\u0633\u0628\u0627\u0628.<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1741347209984\"><strong class=\"schema-faq-question\"><p align=\"right\">\u0643\u064a\u0641 \u064a\u0645\u0643\u0646 \u0644\u0634\u0631\u0643\u0627\u062a \u0625\u062f\u0627\u0631\u0629 \u0645\u0637\u0627\u0644\u0628\u0627\u062a \u062a\u0623\u0645\u064a\u0646 \u0627\u0644\u0633\u064a\u0627\u0631\u0627\u062a \u062a\u0633\u0631\u064a\u0639 \u0639\u0645\u0644\u064a\u0629 \u0627\u0644\u062a\u0639\u0648\u064a\u0636\u061f<\/p><\/strong> <p align=\"right\" class=\"schema-faq-answer\">\u062a\u0644\u0639\u0628 \u0634\u0631\u0643\u0627\u062a \u0625\u062f\u0627\u0631\u0629 \u0645\u0637\u0627\u0644\u0628\u0627\u062a \u0627\u0644\u062a\u0623\u0645\u064a\u0646 \u062f\u0648\u0631\u064b\u0627 \u0645\u0647\u0645\u064b\u0627 \u0641\u064a \u0633\u0631\u0639\u0629 \u062a\u0633\u0648\u064a\u0629 \u0627\u0644\u0645\u0637\u0627\u0644\u0628\u0627\u062a \u0627\u0644\u062a\u0623\u0645\u064a\u0646\u064a\u0629\u060c \u0645\u0646 \u062e\u0644\u0627\u0644 \u0627\u0644\u062a\u0648\u0633\u0637 \u0648\u062d\u0644 \u0627\u0644\u0646\u0632\u0627\u0639\u0627\u062a\u060c \u0648\u062e\u0628\u0631\u062a\u0647\u0627 \u0641\u064a \u062a\u0642\u064a\u064a\u0645 \u0627\u0644\u0623\u0636\u0631\u0627\u0631\u060c \u0648\u062a\u0633\u0631\u064a\u0639 \u0639\u0645\u0644\u064a\u0629 \u0627\u0644\u0645\u0637\u0627\u0644\u0628\u0629 \u0645\u0646 \u062e\u0644\u0627\u0644 \u0634\u0631\u0627\u0643\u062a\u0647\u0627 \u0645\u0639 \u0634\u0628\u0643\u0627\u062a \u0648\u0627\u0633\u0639\u0629 \u0645\u0646 \u0648\u0631\u0634\u0627\u062a \u0627\u0644\u0625\u0635\u0644\u0627\u062d \u0648\u0627\u0644\u0645\u0647\u0646\u062f\u0633\u064a\u0646 \u0627\u0644\u062e\u0628\u0631\u0627\u0621 \u0648\u0627\u0644\u0645\u062d\u0627\u0645\u064a\u0646.<\/p> <\/div> <\/div>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p class=\"has-text-align-right\"><strong>\u0627\u0644\u0645\u0635\u0627\u062f\u0631:<\/strong><\/p>\n\n\n\n<p class=\"has-text-align-right\">CMR Annual Report 2017-18<\/p>\n\n\n\n<p class=\"has-text-align-right\">\u0645\u0648\u0642\u0639 \u0647\u064a\u0626\u0629 \u0627\u0644\u0631\u0642\u0627\u0628\u0629 \u0627\u0644\u0645\u0627\u0644\u064a\u0629 (FCA)<\/p>\n\n\n\n<p class=\"has-text-align-right\">\u0645\u0635\u0631\u0641 \u0627\u0644\u0625\u0645\u0627\u0631\u0627\u062a \u0627\u0644\u0639\u0631\u0628\u064a\u0629 \u0627\u0644\u0645\u062a\u062d\u062f\u0629 \u0627\u0644\u0645\u0631\u0643\u0632\u064a: \u0627\u0644\u062a\u0642\u0631\u064a\u0631 \u0627\u0644\u0633\u0646\u0648\u064a \u0639\u0646 \u0646\u0634\u0627\u0637 \u0642\u0637\u0627\u0639 \u0627\u0644\u062a\u0623\u0645\u064a\u0646 \u0628\u062f\u0648\u0644\u0629 \u0627\u0644\u0625\u0645\u0627\u0631\u0627\u062a \u0627\u0644\u0639\u0631\u0628\u064a\u0629 \u0627\u0644\u0645\u062a\u062d\u062f\u0629 2022.<\/p>\n\n\n\n<p class=\"has-text-align-right\">\u0645\u0635\u0631\u0641 \u0627\u0644\u0625\u0645\u0627\u0631\u0627\u062a \u0627\u0644\u0639\u0631\u0628\u064a\u0629 \u0627\u0644\u0645\u062a\u062d\u062f\u0629 \u0627\u0644\u0645\u0631\u0643\u0632\u064a: \u0627\u0644\u062a\u0642\u0631\u064a\u0631 \u0627\u0644\u0633\u0646\u0648\u064a \u0639\u0646 \u0646\u0634\u0627\u0637 \u0642\u0637\u0627\u0639 \u0627\u0644\u062a\u0623\u0645\u064a\u0646 \u0628\u062f\u0648\u0644\u0629 \u0627\u0644\u0625\u0645\u0627\u0631\u0627\u062a \u0627\u0644\u0639\u0631\u0628\u064a\u0629 \u0627\u0644\u0645\u062a\u062d\u062f\u0629 2023.<\/p>\n\n\n\n<p class=\"has-text-align-right\">\u0627\u0644\u0645\u0648\u0642\u0639 \u0627\u0644\u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a \u0644\u0634\u0631\u0643\u0629 \u0625\u062f\u0627\u0631\u0629 \u0627\u0644\u0645\u0637\u0627\u0644\u0628\u0627\u062a Auto Claims Assist.<\/p>\n\n\n\n<p class=\"has-text-align-right\">\u0645\u062c\u0644\u0627\u062a \u0648\u062c\u0631\u0627\u0626\u062f \u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a\u0629 \u0625\u0645\u0627\u0631\u0627\u062a\u064a\u0629 \u0645\u062e\u062a\u0644\u0641\u0629.<\/p>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h2 class=\"wp-block-heading has-text-align-right\">\u0627\u0642\u0631\u0623\/\u064a \u0623\u064a\u0636\u064b\u0627:<\/h2>\n\n\n\n<p class=\"has-text-align-right\"><a href=\"https:\/\/www.buyanyinsurance.ae\/blog\/ar\/%d9%86%d8%b8%d8%a7%d9%85-%d8%a7%d9%84%d8%aa%d8%a3%d9%85%d9%8a%d9%86-%d8%b6%d8%af-%d8%a7%d9%84%d8%aa%d8%b9%d8%b7%d9%84-%d8%b9%d9%86-%d8%a7%d9%84%d8%b9%d9%85%d9%84\/\" target=\"_blank\" rel=\"noreferrer noopener\">\u0646\u0638\u0627\u0645 \u0627\u0644\u062a\u0623\u0645\u064a\u0646 \u0636\u062f \u0627\u0644\u062a\u0639\u0637\u0644 \u0639\u0646 \u0627\u0644\u0639\u0645\u0644<\/a><\/p>\n\n\n\n<p class=\"has-text-align-right\"><a href=\"https:\/\/www.buyanyinsurance.ae\/blog\/ar\/%d9%84%d8%ac%d8%a7%d9%86-%d8%aa%d8%b3%d9%88%d9%8a%d8%a9-%d8%a7%d9%84%d9%85%d9%86%d8%a7%d8%b2%d8%b9%d8%a7%d8%aa-%d8%a7%d9%84%d8%aa%d8%a3%d9%85%d9%8a%d9%86%d9%8a%d8%a9\/\" target=\"_blank\" rel=\"noreferrer noopener\">\u062a\u0633\u0648\u064a\u0629 \u0627\u0644\u0645\u0646\u0627\u0632\u0639\u0627\u062a \u0627\u0644\u062a\u0623\u0645\u064a\u0646\u064a\u0629 \u0641\u064a \u0627\u0644\u0625\u0645\u0627\u0631\u0627\u062a \u0645\u0646 \u0627\u0644\u0623\u0644\u0641 \u0625\u0644\u0649 \u0627\u0644\u064a\u0627\u0621<\/a><\/p>\n\n\n\n<p class=\"has-text-align-right\"><a href=\"https:\/\/www.buyanyinsurance.ae\/blog\/ar\/%d8%a7%d9%84%d8%a7%d8%ad%d8%aa%d9%8a%d8%a7%d9%84-%d9%88%d8%a7%d9%84%d8%ac%d8%b1%d8%a7%d8%a6%d9%85-%d8%a7%d9%84%d9%85%d8%aa%d8%b9%d9%84%d9%82%d8%a9-%d8%a8%d8%a7%d9%84%d8%aa%d8%a3%d9%85%d9%8a%d9%86\/\" target=\"_blank\" rel=\"noreferrer noopener\">\u0627\u0644\u0627\u062d\u062a\u064a\u0627\u0644 \u0648\u0627\u0644\u062c\u0631\u0627\u0626\u0645 \u0627\u0644\u0645\u062a\u0639\u0644\u0642\u0629 \u0628\u0627\u0644\u062a\u0623\u0645\u064a\u0646 \u2013 \u0642\u0635\u0635 \u062d\u0642\u064a\u0642\u064a\u0629<\/a><\/p>\n\n\n\n<p class=\"has-text-align-right\"><a href=\"https:\/\/www.buyanyinsurance.ae\/blog\/ar\/%d8%ad%d9%82%d9%88%d9%82-%d8%a7%d9%84%d9%85%d8%a4%d9%85%d9%86-%d9%84%d9%87-%d8%b9%d9%86%d8%af-%d8%a5%d8%b5%d9%84%d8%a7%d8%ad-%d8%a7%d9%84%d8%b3%d9%8a%d8%a7%d8%b1%d8%a9\/\" target=\"_blank\" rel=\"noreferrer noopener\">\u0645\u0627 \u0647\u064a \u062d\u0642\u0648\u0642 \u0627\u0644\u0645\u0624\u0645\u0646 \u0644\u0647 \u0639\u0646\u062f \u0625\u0635\u0644\u0627\u062d \u0627\u0644\u0633\u064a\u0627\u0631\u0629\u061f<\/a><\/p>\n\n\n\n<p class=\"has-text-align-right\"><a href=\"https:\/\/www.buyanyinsurance.ae\/blog\/ar\/%d8%b4%d8%b1%d9%88%d8%b7-%d8%a7%d8%b3%d8%aa%d8%ad%d9%82%d8%a7%d9%82-%d8%b3%d9%8a%d8%a7%d8%b1%d8%a9-%d8%a8%d8%af%d9%8a%d9%84%d8%a9-%d9%81%d9%8a-%d8%a7%d9%84%d8%ad%d9%88%d8%a7%d8%af%d8%ab\/\" target=\"_blank\" rel=\"noreferrer noopener\">\u0645\u0627 \u0647\u064a \u0634\u0631\u0648\u0637 \u0627\u0633\u062a\u062d\u0642\u0627\u0642 \u0633\u064a\u0627\u0631\u0629 \u0628\u062f\u064a\u0644\u0629 \u0641\u064a \u0648\u062b\u064a\u0642\u0629 \u062a\u0623\u0645\u064a\u0646 \u0627\u0644\u0633\u064a\u0627\u0631\u0629\u061f<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>\u064a\u0634\u0647\u062f \u0633\u0648\u0642 \u062a\u0623\u0645\u064a\u0646 \u0627\u0644\u0633\u064a\u0627\u0631\u0627\u062a \u0641\u064a \u0627\u0644\u0625\u0645\u0627\u0631\u0627\u062a \u0646\u0645\u0648\u064b\u0627 \u0633\u0631\u064a\u0639\u064b\u0627 \u0645\u062f\u0641\u0648\u0639\u064b\u0627 \u0628\u0632\u064a\u0627\u062f\u0629 \u0623\u0639\u062f\u0627\u062f \u0627\u0644\u0645\u0631\u0643\u0628\u0627\u062a \u0648\u0627\u0644\u062a\u0634\u0631\u064a\u0639\u0627\u062a \u0627\u0644\u0642\u0627\u0646\u0648\u0646\u064a\u0629 \u0627\u0644\u062a\u064a \u062a\u0644\u0632\u0645 \u0623\u0635\u062d\u0627\u0628\u0647\u0627 \u0628\u0627\u0644\u062a\u0623\u0645\u064a\u0646. \u0628\u0627\u0644\u0631\u063a\u0645 \u0645\u0646 \u0630\u0644\u0643\u060c \u0644\u0627 \u064a\u0632\u0627\u0644 \u064a\u0648\u0627\u062c\u0647 \u0642\u0637\u0627\u0639 \u0627\u0644\u062a\u0623\u0645\u064a\u0646 \u062a\u062d\u062f\u064a\u0627\u062a \u062c\u0648\u0647\u0631\u064a\u0629 \u0645\u062a\u0645\u062b\u0644\u0629 \u0641\u064a \u062a\u0623\u062e\u0631 \u062a\u0633\u0648\u064a\u0629 \u0645\u0637\u0627\u0644\u0628\u0627\u062a \u0627\u0644\u062a\u0623\u0645\u064a\u0646 \u0648\u0627\u0644\u0646\u0632\u0627\u0639\u0627\u062a \u0627\u0644\u0645\u062a\u0643\u0631\u0631\u0629 \u0628\u0634\u0623\u0646 \u0627\u0644\u062a\u0639\u0648\u064a\u0636\u060c \u0648\u0633\u0648\u0621 \u062a\u0646\u0633\u064a\u0642 \u0639\u0645\u0644\u064a\u0627\u062a \u0627\u0644\u0625\u0635\u0644\u0627\u062d\u060c \u0641\u064a\u062c\u062f \u0627\u0644\u0645\u0624\u0645\u0646 \u0644\u0647 \u0646\u0641\u0633\u0647 \u0648\u062d\u064a\u062f\u064b\u0627 \u0641\u064a \u0644\u062c\u0629 \u0627\u0644\u0623\u0639\u0628\u0627\u0621 \u0627\u0644\u062a\u064a \u0623\u062b\u0642\u0644\u062a \u0643\u0627\u0647\u0644\u0647 \u0648\u0632\u0639\u0632\u0639\u062a \u062b\u0642\u062a\u0647 [&hellip;]<\/p>\n","protected":false},"author":20,"featured_media":51817,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[4561,6242],"tags":[6296,6319,6318],"class_list":["post-51802","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-4561","category-6242","tag-6296","tag-6319","tag-6318"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin 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